Capital One Canada’s Best Credit Cards – December 2024

Updated Dec 14, 2024

Discover the top credit card options from Capital One Canada, tailored to meet diverse financial needs. Explore rewards, low-interest rates, and unique benefits that enhance your spending experience while maximizing savings.

Below you will find the best credit card offers from Capital One.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card. For each Capital One credit card, you’ll find an alternative credit card in Canada offering a welcome bonus.

Capital One® Aspire Cash™ Platinum Mastercard®

The Capital One® Aspire Cash™ Platinum Mastercard® is a no-annual-fee, cash-back credit card.

With this card, you can earn 1% cash back on all your purchases.

Alternative map: MBNA Smart Cash Platinum Plus® Mastercard®

The MBNA Smart Cash Platinum Plus® Mastercard® is one of the best no-annual-fee cash-back credit cards in Canada.

With this card you can get 2% for some purchases:

  • gas purchases
  • grocery stores

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can get 5% cash back for the first 6 months, up to $150.

Capital One® Aspire Travel™ Platinum Mastercard®

The VoyagesPlus Platinum MastercardMD Capital One® is a no-annual-fee credit card with travel rewards.

With this card, you can earn 1% travel rewards on all your purchases.

Alternative card: MBNA Rewards Platinum Plus® Mastercard®

The MBNA Rewards Platinum Plus® Mastercard® is one of the best no-fee credit cards in Canada.

With this card, you earn 2 points per dollar on some purchases:

  • gas purchases
  • grocery stores
  • restaurants

One caveat: there is a $5,000 max annual spend per category. And 1 point per dollar everywhere else.

For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.

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