Offer

3% cash back at grocery stores
2% cash back on travel (flights, hotels, Airbnb, and cruises)
1% cash back on everything else

Fees & Conditions

Personal Income $60,000

Household Income $100,000

Annual Fee $120

First Year Annual Fee Rebate

First Additional Card $50

Other Additional Card $50

Foreign Transaction Fee 2.5%

Purchase Rates 19.99%

Cash Advance Rates 21.99%

Balance Transfer Rates 21.99%

Balance Transfer

Balance Transfer Intro Duration 6 month(s)

Balance Transfer - Promotional Rate 1.99%

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 3 %

Gas 1 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 2 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

Milesopedia Links

3 Milesopedia Rating