Nunavik is an administrative region of Quebec that is located at the northern tip of the province. This vast territory constitutes more than a third of the total area of Quebec with some 443,684.71 km2. The total population is 13,188, 90% of whom are Inuit and the main language is Inuktitut.
Please note that Nunavik and Nunavut are two separate entities. Nunavut is a self-governing territory located North of Quebec, while Nunavik is an integral part of Quebec.
It should also be noted that Inuit and Innu refer to two different peoples, both residing in Quebec. Indeed, the Innu are Aboriginal people living mainly on the North Shore (Côte Nord) and north of Lac St-Jean.
In this article, we will first deal with Nunavik as a geographical entity by exploring some basic characteristics of this large territory. Next, we will look at the different means of transportation that allow us to access Nunavik.
Finally, we will draw a portrait of the fourteen communities in this little-known territory by focusing on their socio-demographic characteristics, their accommodation facilities and their main tourist attractions.
N.B.: Photo of the article: A beautiful sunset in Kuujjuaq – Photo credit Maxence Chavanne
A brief overview of Nunavik communities
Nunavik is made up of 14 communities bordering Hudson Bay and Ungava Bay. These villages are only accessible by air, as there are no roads to Nunavik.
Transportation between Nunavik communities is also done by plane. The supply is done in the same way except during the summer when a large cargo ship comes to supply each community.
Nunavik can be divided into two distinct entities: the Ungava Bay and Hudson Bay communities. These are each made up of 7 villages.
Although the culture is similar, there are several distinctions, including the Inuktitut spoken (different dialects), local traditions and housing.
We will discuss the specificities of each of these 14 communities in the last section of this article.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite+* Card, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
Legal
* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa Infinite + card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport Visa Infinite + Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Additional 3¢/L at Shell (limited time)
Additional 3¢/L Fuel Discount Offer: Offer valid from October 5, 2026 to December 31, 2026 (“Promotional Period”), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an “Eligible Card”) to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the “Eligible Provinces”) excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer.
To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.
The additional fuel discount is in addition to the fuel savings available through the Shell Fuel Benefits Program and may be combined with other eligible fuel discounts, rewards programs, and promotional fuel offers unless otherwise stated in the applicable offer terms and conditions.
The additional fuel discount is available on up to 1,000 litres of eligible fuel purchases per calendar month for each Eligible Card. The 1,000-litre limit resets at the beginning of each calendar month.
The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.
Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.
All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.
Annual fee
Primary card$150
Additional card$0
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
3xWith the partner brand
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$604
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 25 days
Travel medical (55-64)Up to $2,000,000 / 25 days
Travel medical (65+)Up to $2,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
Transportation
Travel from major urban centers
Transportation between Quebec’s major urban centers and Nunavik is made possible by two airlines, Canadian North and Air Inuit.
It should be noted, however, that both carriers offer limited routes and only a few destinations are available to Canadian travellers.
Here is a brief description of the proposed itineraries.
Canadian North
Canadian North only serves one destination in Nunavik, Kuujjuaq. Flights to Kuujjuaq all originate in Montreal and are available once a day, every day of the week.
The planes generally have a capacity of about 60 people. The duration of the flight is approximately two hours and twenty minutes.
Canadian North is an Aeroplan partner. It is therefore possible to use loyalty points to pay for your flight. The number of points required for a round-trip flight to Kuujjuaq can vary, but is generally between 15,000 and 20,000 Aeroplan points.
Here is a round trip ticket I was able to obtain for 15,000 Aeroplan points in September 2020. I only had to pay for the surcharge ($150.00) and taxes ($50.87).
Canadian North also has its own loyalty program called “Aurora Rewards”. It is possible for you to systematically earn Aurora and Aeroplan points when you travel in the North.
If the double accumulation of points seems attractive at first glance, it must be remembered that the Aurora program is first and foremost oriented towards travellers who frequently travel to northern Canadian destinations and that the promotions linked to the use of points are very specific (discounts on transportation between two Nunavut communities, redemption of points at local grocery stores found only in Nunavut, among others).
In our opinion, it is not necessary to join this rewards program if you are not a frequent traveler to the North.
Air Inuit
This airline offers flights to Nunavik through two major urban centers, Montreal and Quebec City. The aircraft used by Air Inuit can accommodate up to 60 people.
The final destinations from these two urban centres are as follows Kuujjuarapik, Puvirnituq and Kuujjuaq. However, there are some things to consider depending on the final destination chosen.
Kuujjuarapik
This Hudson Bay destination is only accessible by flight from Montreal. The duration of the flight is about two hours and has no stopover. It is interesting to note that you can also travel to this community throughAir Creebec, which provides transportation to the village of Whapmagoostui which shares the same land as Kuujjuarapik. However, this alternative will require several stopovers, notably in Chibougamau and Chisasibi.
Puvirnituq
This other Hudson Bay destination is only accessible by flight from Montreal. However, this flight has a short stopover in La Grande to refuel. The flight from Montreal to La Grande takes approximately one hour and forty-five minutes. The flight from La Grande to Puvirnituq takes about an hour and a half.
Kuujjuaq
Air Inuit serves the village of Kuujjuaq through Quebec City, as transportation from Montreal is already covered by Canadian North. The flight from Quebec City has a stopover in Schefferville. The flight from Quebec City to Schefferville takes approximately one hour and forty-five minutes. The trip between Schefferville and Kuujjuaq takes about an hour.
Unlike Canadian North, Air Inuit is not partnered with Aeroplan, which has a strong impact on the prices of the tickets offered… it can raise eyebrows.
Here are some simulations of one-way tickets for Montreal-Kuujjuarapik, Montreal-Puvirnituq and Quebec-Kuujjuaq.
Air Inuit’s reward program called “Isaruuk” is very restrictive and like Canadian North’s Aurora program, does not allow the accumulation of points to a large audience. Moreover, it takes a long time to accumulate the number of points needed to purchase an Air Inuit ticket.
As an indication, it takes more than 30,000 Isaruuk points to obtain a one-way ticket from Montreal to Puvirnituq. In my opinion, it is not necessary to join this program if you do not intend to travel regularly to Nunavik.
Here is a chart illustrating the accumulation of “Isaruuk” points according to the category of transport. It should be noted, however, that the program is currently undergoing a re-evaluation and that returns in terms of points will be reviewed in the coming months.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Travel between the northern communities of Nunavik
Transportation between the 14 communities of Nunavik is operated by Air Inuit and takes an average of 15 to 30 minutes between each community. The aircraft maximum capacity depends on several factors, such as the size of the community and the area served.
Thus, the vast majority of flights on the Hudson Bay offer a capacity of 60 passengers. The inter-village flights in Ungava Bay are very variable in terms of capacity.
Flights to Kangiqsualujjuaq, Kangirsuk, Quaqtaq and Kangiqsujuaq have a capacity of 40 to 60 passengers while flights to Aupaluk and Tasiujaq can accommodate 9 to 12 passengers!
It is also important to note that these flights are often subject to delays and cancellations due to the changing weather patterns in this region. It is also not uncommon for it to take several days to reach your final destination.
As an indication, I once had to wait a week to reach my final destination because of a persistent “blizzard” and high winds that made transportation impossible.
However, accommodation will be at your expense, whereas it is only covered by Air Inuit if the cancellation of transportation is due to technical problems (mechanical problems in particular). For more information on Air Inuit’s delay, cancellation and refund policies, please refer to this link.
The 14 communities of Nunavik
In this section, I will review the different communities of Nunavik by looking at their socio-demographic profile, their main accommodations as well as their main tourist attractions.
This overview is subjective as it reflects my observations over the past six years, during which time I have had the opportunity to visit every community in Nunavik.
Without further ado, here is a more precise portrait of these communities that I have divided into two sections: the villages of Ungava Bay and those of Hudson Bay.
Co-op Hotel : You can also stay at this accommodation that offers rooms starting at $195 per night. A communal kitchen is available to hotel occupants as well as a free cold lunch service. You can get food at the restaurants mentioned above or go to local grocery stores if you want to cook.
Rooming in with workers : There are many health care workers and teachers who have housing with an unoccupied second bedroom. It is quite common (outside of the pandemic) to have an agreement with them and to sublet a room. These agreements can be made possible by joining the KuujJoue! facebook group which allows you to interact with Kuujjuaq residents.
Main attractions
Tivi Galleries : A visit to this store is a must as traditional Inuit products are on sale. You can find soapstone sculptures, sealskin mittens and earrings, among other things.
Aqpik Jam : This is a music festival with a large number of First Nations and Inuit singers that takes place in August of each year. A very interesting cultural experience that will introduce you to native throat singing and other musical performances.
Kangiqsualujjuaq or George River has a population of over 1,000 and the meaning of its name is “The Very Big Bay”. This community is located close to Labrador and shares strong ties with the three Inuit communities of this province: Nain, Hopedale and Makkovik.
Accommodation
If you wish to stay in Kangiqsualujjuaq, you have the option of staying at the Co-op Hotel. Room rates start at $195 per night. A collective kitchen is at your disposal as well as access to Niriviapik, a takeout style restaurant open on weekdays.
Main attractions
Kuururjuaq National Park : This majestic park provides access to the Torngat Mountains and its most breathtaking peak, Mount Iberville, which towers 1,646 meters above the surrounding land! A destination of choice for lovers of walking and picturesque views.
Ulittaniujalik National Park : This national park will satisfy wildlife exploration enthusiasts as numerous caribou herds can be observed here. More than that, it is a great place for canoeing, kayaking and rafting. Indeed, the George River has many “rapids” that will satisfy thrill seekers.
Fly fishing in the George River: This is the activity of choice for all sport fishing enthusiasts. Trout and lake trout are found in this stream.
Tasiujaq
Tasiujaq, or the lake-like water body, has about 400 inhabitants. It is the second smallest community in Nunavik after Aupaluk. Interestingly, the village is located just north of the tree line in Quebec.
Accommodation
If you want to stay in Tasiujaq, you have the option of staying at the Iqaluppik Hotel. The cost for one night is $195. There is no community kitchen or restaurant in this facility. Food can be purchased at the local co-op.
Main attractions
The tides of the Leaf River Basin : Tasiujaq is home to the highest tides in the world. Indeed, it has been observed that these tides could reach 8 meters in the Leaf River estuary. A very interesting attraction that is located near the village.
Observation of caribou herds : It is very easy to observe the movements of the caribou, as the village of Tasiujaq is located in the heart of their migratory path in the spring. Funny thing is that I once had to stop my car completely in the middle of the street to let a herd of 20 caribous pass.
Hunting and fishing : The territory around this village is rich in caribou, wild geese, speckled trout and beluga whales. It is possible to go hunting and fishing on this vast territory, but always in the presence of Inuit. In this regard, it is important to note that the right to hunt and fish is reserved for Inuit residents.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The American Express Cobalt® Card is a versatile American Express card, whether you want points for travel or cash back.
American Express Cobalt® Card welcome offer
The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer valued at $255.
Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.
You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.
You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:
15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points
American Express Cobalt® Card benefits
Here is what the card gives you, starting with the benefits cardholders use most.
5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, and home food delivery. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.
The 5X categories and where they apply
The 5X rate is the reason most people carry this card. In Canada it covers three kinds of merchants:
Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores (Couche-Tard, 7-Eleven): not part of 5X, 1 point per dollar.
The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.
With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:
Category
Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)
5
Home food delivery
5
Restaurants and bars
5
Convenience stores
1
Streaming services
3
Service station
2
Transport
2
Travel
1
Other
1
That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.
You can also stack these categories with the hundreds of stores that offer 5x points.
American Express Cobalt® Card insurance coverage
The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.
Travel insurance
Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.
Rental car insurance
Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.
Mobile device insurance
Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.
Purchase protection and extended warranty
Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.
American Express Cobalt® Card fees
Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.
Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.
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Annual fee
Primary card$191.88
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
3xStreaming
2xTransit
2xGas
1xAll spending
Value
1st Year Value$1,675
2nd Year Value$799
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000
Purchase protection
Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Aupaluk
Aupaluk or“Where the earth is red”, has 200 inhabitants. It is the smallest village in Nunavik. It should be noted that the establishment of this new village is very recent, while its official incorporation in Nunavik dates only from 1981.
Accommodation
If you wish to stay in Aupaluk, you have the option of staying at a co-op hotel. Room rates start at $195 per night. A collective kitchen is at your disposal. There are no restaurants in Aupaluk. However, you have the option of purchasing food from the local food co-op.
Main attractions
The “Old Aupaluk” : It is interesting to visit the camps and remains of the Old Aupaluk where many Inuit used to live. This place is rich in history and offers a superb view of the Ungava Bay.
Trout fishing : There are several small freshwater lakes on the outskirts of the village that are rich in fish. You could get there with a local guide in less than thirty minutes. Be careful, however, it is recommended that you go there with an anti-mosquito net in summer, because mosquitoes are voracious!
Wildlife viewing : Like Tasiuajq, it is very easy to observe the movements of the caribou, as Aupaluk is located in the heart of their migratory path. Wild geese and beluga whales can also be observed.
Kangirsuk
Kangirsuk or “The Bay” has about 600 inhabitants. This high altitude village is surrounded by several rock walls and is located on the north shore of the Arnaud River.
Accommodation
If you want to stay in Kangirsuk, you have the option of staying at the Co-op hotel. The cost for one night is $195. A collective kitchen is available. There are no restaurants in this community. However, it is possible to purchase food at the local community co-op.
Main attractions
Payne River Fishing Camp : A unique experience where you can go fishing for Arctic char, a very tasty orange-coloured fish similar to salmon. You will also have access to a fishing camp with most essential amenities (hot water, toilets, meals and satellite phone). Please note that this camp is temporarily closed due to the current health crisis
Fresh mussel harvesting : The Arnaud River gives rise to a back and forth of huge tides. It is possible to collect fresh mussels on the rocky walls of the river when the tide is low. You can then taste them. A rich gastronomic experience!
Exploring archaeological sites : You can visit the remains of Pamiok Island a few hours from Kangirsuk. That’s where you can find the vestiges of a stone house having belonged to the Vikings. A historical visit that can be interesting.
Quaqtaq
Quaqtaq or “the placethat looks like an intestinal worm” has about 500 inhabitants. This community is the birthplace of Inuit singer Beatrice Deer. The village is located on the eastern shore of Diana Bay.
Accommodation
Quaqtaq has two lodging places, the co-op hotel and theTuvaaluk hotel. These two places cost $195 for a night’s stay. A collective kitchen is available to tourists. However, there is no restaurant, so you have to go to the village’s food cooperative
Main attractions
The Akpatok Islands : This is a privileged place to observe polar bears and walruses. It is also important to specify that polar bears are often seen near the village. As an indication, I was once able to observe a polar bear from my hotel room which was less than 30 meters from me. Quite differant than the Granby zoo!
Visits to archaeological sites : There are several archaeological sites near Quaqtaq. Among other things, there are remains of Inuit ancestors, the Thule. There are also some objects dating back more than 3,500 years. It is a very pleasant and enriching visit.
The municipal pool : Quaqtaq is one of only two communities with an indoor pool. What’s more, it is heated. This is a real point of pride for this small community.
Kangiqsujuaq
Kangiqsujuaq or Wakeham Bay has a population of about 1,000. The meaning of its name is “The Great Bay”. This picturesque village is located 1km south of the Hudson Strait and at the mouth of Wakeham Bay.
Accommodation
Co-op hotel : You can also stay at this accommodation that offers rooms starting at $295 per night. A collective kitchen is made accessible to the hotel’s occupants. There is no restaurant. However, you can buy food at the village food co-op or at the Northern grocery store.
Auberge Kangiqsujuaq: This hotel offers hotel rooms starting at $245 per night. This facility offers access to a community kitchen. As mentioned earlier, there is no restaurant and you have to go to the food co-op or the Northern grocery store to get your food.
Main attractions
Pingaluit National Park : A unique site that is the result of a meteorite that hit the planet Earth 1.4 million years ago. It is an exceptional place for hiking in summer and cross-country skiing in winter. Fun fact, the meaning of Pingaluit in French is “location that looks like an acne pimple”.
The archaeological sites of Qikertaaluk and Qajartalik : These sites, located some 15 kilometers from Kangiqsujuaq, contain petroglyphs dating back more than 1,200 years that would have belonged to the ancestors of the Inuit, the Dorset. We also find various vestiges dating from the Thule era such as semi-subterranean cellars.
Douglas Harbour : This is a picturesque fjord near Kangiqsujuaq that exposes breathtaking rock faces. This site has the particularity of being fork-shaped.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700$200 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:
Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.
The annual fee goes from $120 to $150 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $120. The Additional Card goes from $50 to $59, and the Additional No Fee Card becomes the Companion Card at $25.
With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.
And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
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American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1xAll spending
Value
1st Year Value$1,228
2nd Year Value$379
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Spotlight on Hudson Bay
Salluit
Salluit or “Those who are thin” has more than 1,500 inhabitants. This village is where the Inuit singer Elisapie Isaac grew up. The village is located in Sugluk Fjord, 10 kilometers from Hudson Strait.
Accommodation
Salluit has one place to stay, the co-op hotel. The cost of a night’s stay is $195 to $209. A collective kitchen is available to the hotel’s occupants. However, there is no restaurant, so you have to go to the food cooperative.
Main attractions
Deception Bay : A picturesque location near Salluit where you can observe breathtaking scenery and accompany local guides on their fishing and hunting trips.
Salluit Fjord : Another splendid place which will know how to please the amateurs of enchanting landscapes. It is also an excellent place to observe the surrounding fauna, more specifically polar bears and belugas.
Salluit Spring Music Festival : This is a three-day festival held in June of each year. More specifically, this event allows many Inuit singers and groups to present their new compositions to a large audience. It should be noted, however, that this event has been cancelled for the past two years due to the current health crisis.
Ivujivik
Ivujivikor “Where the ice accumulates” has a population of just over 400. It is the northernmost village in Quebec, nearly 2,000 kilometers from Montreal! Off the coast of this village, there are powerful ocean currents caused by the collision between the waters of Hudson Strait and Hudson Bay.
Accommodation
Ivujivik has only one place to stay, the co-op hotel. The cost for one night is $195. A collective kitchen is available for the hotel’s occupants. However, there is no restaurant, so you have to go to the village cooperative to buy food.
Main attractions
Digges Islands : A historic site off the coast of Ivujivik where there is a large colony of thick-billed murres, a penguin-like seabird. This beautiful place is accessible by boat from Ivujivik. We’re talking about a one-hour trip. However, it is important to hold onto the sides of the boat, as the waves can be rough!
Cape Wolstenholme: This is the northernmost point in Quebec and a renowned historic site. In fact, it was the first reported place of exchange between Inuit and Europeans in 1610. This location is 28 kilometers northeast of Ivujivik.
Polar bear sightings and walrus hunting : It is very common to see polar bears near the village. It is recommended not to venture out of the village without a hunting weapon in spring and summer, to avoid any confrontation with these gigantic beasts which are much more voracious and unsympathetic than those found in the Zoo! It is also possible to taste fresh walrus in July, when the walrus hunt is at its peak. Be sure to marinate the meat for a few days, as the taste is very strong.
Akulivik
Akulivik or “the place that looks like the central point of the harpoon in the shape of a trident”has over 700 inhabitants. The village is located on a peninsula between Hudson Bay and the Illukotat River. The community is surrounded by large rock walls, the Youville Mountains, which rise several dozen meters.
Accommodation
If you wish to stay in Akulivik, you have the option of staying in a co-op hotel. The cost for one night is $195. A collective kitchen is available. There are no restaurants in this community. However, it is possible to buy food at the local co-op or at the Northern convenience store.
Main attractions
Cape Smith Island : This is a huge wildlife reserve 15 minutes by boat from Akulivik. You will be able to observe many wild geese, lemmings, as well as seals. Interestingly, this huge island is owned by Nunavut, so you can say you have visited Nunavut after your visit to this island.
The Kuuvik camp : Camp site for hunters and fishermen between Akulivik and Ivujivik. This is a beautiful location, surrounded by several freshwater lakes and wide open spaces with tundra and northern wildflowers. Speckled trout and Arctic char are abundant, as well as caribou in the spring. Be careful, however, this place is difficult to reach by land; we are talking about an expedition of more than five hours by ATV. But this adventure is worth it; it’s the experience of a lifetime!
Winter mussel harvesting : Another experience specific to the community of Akulivik that is worth the detour. Armed with iron bars, Akulivik residents drill holes in the ice in shallow waters. They then take long wooden rods and hang a net fitted to a hoop at the end. They will then scrape the bottom of the sea to collect mussels. An exotic experience that will allow you to taste raw mussels!
Puvirnituq
Puvirnituqor “the place where there is a smell of rotten meat” has a population of over 1,800 and is the political center of Hudson Bay. The village is located on the north shore of the Puvirnituq River.
It is one of the three Nunavik communities that refused to ratify the 1975 James Bay and Northern Quebec Agreement.
Accommodation
There are two options if you wish to stay in Puvirnituq
Co-op hotel : The cost for one night is $195. A collective kitchen is available. It is also possible to eat at a large community cafeteria that serves many fast food items. You can also purchase food at the local co-opand at the Northern convenience store.
Hotel Novalinga : The cost for one night is also $195. Please note that there is no collective kitchen. You can, however, eat in the community cafeteria or stock up on food at the local co-op or Northern convenience store.
Main attractions
The Snow Festival : This is one of the most unifying events that allows us to exhibit the creations of several local artists in terms of sculptures, necklaces and earrings among others. There is also a large ice sculpture and igloo contest with a substantial prize for the winning artist. Finally, musical performances crown this festival which takes place in March of each year.
The Saputik Museum : This traditional museum is home to many Inuit artifacts from different historical periods. There are sculptures and various works of art. This initiative was started by Taamusi Qumaq, a true figurehead of Inuit history. He created the first dictionary in Inuktitut and had a long political career in Nunavik until his death in 1993.
Archaeological sites: Several archaeological sites are located near Puvirnituq. We find various objects dating from the time of the Thule, the ancestors of the present Inuit.
Inukjuak
Inukjuak or the giant is composed of more than 1,800 inhabitants and represents the economic center of Hudson Bay. The village is located on the banks of the Innuksuak River, which is known for its high flow rates and its upcoming hydroelectric project.
Accommodation
Inukjuak has only one place to stay, the co-op hotel. The price for one night is $195 and there is a collective kitchen accessible to all hotel users. However, there are no restaurants in the community. You can, however, buy food at the local co-op or Northern convenience store.
Main attractions
Daniel Weetaluktuk Museum : Here you will find an extensive collection of hunting and fishing artifacts as well as many sculptures and traditional artworks. Daniel Weetaluktuk, now deceased, was an illustrious archaeologist from Inukjuak who, along with Jean-Luc Pilon, himself an archaeologist, built a large collection of artifacts. Many experts agree that Mr. Weetaluktuk is the founder of contemporary Canadian community archaeology. In short, a visit that is worth the detour!
Local Craft Centre : Located in the heart of the village food co-op, this store sells many local crafts such as carvings, parkas, coats, mittens and kamiks. Please note that the prices are quite high and that the opening hours are limited to weekdays between 12:00 and 16:00.
Hopewells Islands : A picturesque area on the edge of Inukjuak with large colonies of migratory birds. Note that these islands belong to Nunavut and that no human presence has been found there. An interesting experience that can be done by boat from Inukjuak.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Umiujaq
Umiujaqor “the place that looks like a boat made of walrus skins” is home to over 500 inhabitants. This community is located on the shores of Hudson Bay, opposite the village of Sanikiluaq which belongs to the Nuanvut. Interestingly, the village has many sandy beaches with shells; however, swimming is still dangerous as the water is freezing, even in the middle of summer!
Accommodation
There is only one place to stay in Nunavik, the co-op hotel in Umiujaq. The price for one night is $195. A communal kitchen is available to hotel guests. However, there are no restaurants in this community. Food is still available at the local food co-op and at the Northern convenience store.
Main attractions
Tursujuq National Park : A huge national park with many exhilarating activities such as sea kayaking, fat biking, boating and hiking. More specifically, a trip to this natural area will allow you to discover the beluga sanctuaries of Lake Tasiujaq, the opaque waters of Nastapoka Falls as well as overnight stays in tupiks and traditional igloos. Note that this park is larger than Belgium.
Exploring the surrounding freshwater lakes : There are several lakes in the community of Umiujaq that are well worth a visit. One thinks in particular of the Clear Water lake which is the third largest fresh water lake in Quebec. Honorable mentions also to the Lac des Loups Marins and the Petit Lac des Loups Marins where it is possible to observe a vast marine fauna such as freshwater seals. Lac Guillaume-Delisle is also worth a visit for its sandy beaches and huge cliffs.
Archaeological display : Like many other Nunavik communities, Umiujaq has a large collection of traditional artifacts in the municipal council offices. There is a huge collection of handicraft tools as well as ancestral sculptures. A visit that is worth the detour.
Kuujjuarapik
Kuujjuarapikor “the beautiful big river” has 700 inhabitants. This community shares its land with the Cree village of Whapmagoostui and is located at the entrance to the Great Whale River. Hudson Bay is also close to this village.
Hotel Qilalugaq: The price is also $195 for one night. There is no collective kitchen in this establishment. You can, however, go to the restaurants and grocery stores listed above.
Main attractions
Manitounuk Islands: This site, located some five kilometers from the village, is a must-see and is home to dozens of animal species including birds, whales, seals and beluga whales. In addition, you will be able to explore the Hudson cuestas(rocky beaches with towering mountains) that border these islands.
Amitapanuch Falls: Another breathtaking place, Amitapanuch Falls is located inland and is the natural habitat of many wild animals such as wolverines and lemmings.
Traditional Art Collection: This collection is located inside the Asimautaq School and is the work of Canadian Army veteran and Inuit artist Eddy Weetaluktuk. The latter donated a large number of his personal works (paintings and sculptures among others) to the local school in Kuujjuarapik before his death in 2005. Its collection is worth a visit if you have an interest in Inuit history.
Conclusion
All in all, I can confirm that a trip to Nunavik is well worth it if only for the extraordinary cultural experience it provides. I would also add that the richness of this trip lies in the warm welcome of the Inuit. Indeed, although reserved by nature, they quickly show great generosity and openly and humbly share with us the riches of their territory.
I believe that the exorbitant prices for air travel and accommodation in particular, could slow down many. However, I am pleased to inform you of recent government talks aimed at making transportation and accommodation more affordable in Nunavik. These discussions, which are currently in their infancy, are aimed at significantly reducing these costs before 2024. So there is hope!
In the meantime, you can still travel to Kuujjuaq with Aeroplan points and try the “nunavik” experience.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite+* Card, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
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* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa Infinite + card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport Visa Infinite + Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Additional 3¢/L at Shell (limited time)
Additional 3¢/L Fuel Discount Offer: Offer valid from October 5, 2026 to December 31, 2026 (“Promotional Period”), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an “Eligible Card”) to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the “Eligible Provinces”) excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer.
To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.
The additional fuel discount is in addition to the fuel savings available through the Shell Fuel Benefits Program and may be combined with other eligible fuel discounts, rewards programs, and promotional fuel offers unless otherwise stated in the applicable offer terms and conditions.
The additional fuel discount is available on up to 1,000 litres of eligible fuel purchases per calendar month for each Eligible Card. The 1,000-litre limit resets at the beginning of each calendar month.
The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.
Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.
All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.
Annual fee
Primary card$150
Additional card$0
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
3xWith the partner brand
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$604
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 25 days
Travel medical (55-64)Up to $2,000,000 / 25 days
Travel medical (65+)Up to $2,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
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