Here’s how Marriott is positioning this rather “new” brand having launched just over 10 years ago (2010):
No two Autograph Collection hotels are alike, but they all leave their mark with a unique point of distinction and a singular story to tell. And what is “the Brand”? It is a unique experience that leaves a lasting impression on all those who stay there. Whether it’s the Envoy Hotel’s igloo lounge or the Bankside’s artist-in-residence studio, these memorable moments will stay with you long after you leave.
The hotel groups its 193 rooms including 16 suites on 9 floors, from the 10th to the 19th.
So what is this “Brand” typical of Humaniti, a new member of the Autograph Collection?
The term used is “advanced vertical community”.
Inspired by the relationship between humans and the urban environment, and embodying the concept of “live, work and play”, the new Humaniti complex is Montreal’s first Advanced Vertical Community™.
Marriott Bonvoy
The hotel is located in the heart of an urban village that also includes 314 rental units, 158 condominiums, 57,000 square feet of office space and 17,000 square feet of shops.
Designed to encourage human connection, the 39-storey landmark created by Lemay is sculpted in the shape of an “H” with twin towers that communicate with each other as well as with the vibrant environment. The complex is intended to be inclusive, welcoming hotel guests, complex residents and Montrealers alike.
And why the name “Humaniti”? In a way, to remain on a human scale while favouring a maximum of natural light, impeccable water and air quality, reflecting a great eco-responsible conscience and integrating Montreal’s culture. The complex is LEED certified, while the residential portion is aiming for WELL certification.
This search for symbiosis, this concern for the environment, can be found everywhere in the hotel with omnipresent light, minimalist waste management, no paper (digital is preferred), filtered water, no single-use containers…
And what about the food! You can only marvel when you stumble upon an urban garden on the 9th floor terrace, with edible plants that will ultimately end up on your plate. And a cuisine where no refined sugar is used, preferring maple syrup or honey.
The space dedicated to art is also present, both in the public areas and in each of the rooms.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 70,000 Marriott Bonvoy® points with the current offer:
Earn up to 60,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership.
Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.
The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 70,000 point welcome offer is worth about $630, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,210
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Location
The Humaniti Hotel Montreal is located in a lively area of Old Montreal, between Square Victoria and Place-d’Armes metro stations, and within walking distance of the Palais des Congrès de Montréal.
You can see the beautiful St. Patrick’s Basilica, art galleries, cafes and restaurants. We suggest you try the hotel restaurant.
Reception of the Humaniti Hotel Montreal, Autograph Collection
The reception is located on De la Gauchetière Street West. Outside there is a nice arrival area where you can park your vehicle, unload your luggage and let the valet park your car ($38).
Then you enter the bright, airy, art-filled main hall. Saffron yellow and pearly white already set the tone, creating the sunny atmosphere that feeds the festive atmosphere of the entertainment district and that designer Andres Escobar wanted to infuse into the building.
Between the sofas and armchairs, several works of art pay tribute to the local heritage. Most notably the very impressive Epiphonic Womb, a 2016 work by Ontario artist Derrick Piens. Numerous inspiring art books, from Toulouse-Lautrec to street art, complete the layout of the spacious hall.
A work area allows you to plug in your computer while finalizing the follow-up of some files. The lobby is located to the right of the entrance hall. Because of COVID, the employees are protected by huge plexiglass panels. The goal here is efficiency. The check-in process is fast. Of course, the Marriott Bonvoy application greatly facilitates the whole process.
Our room at the Humaniti Hotel Montreal, Autograph Collection
See also our report on the latter, the Presidential Hero Suite, one of the most beautiful suites in Montreal. I also write about my gastronomic experience at Restaurant h3.
Note that the room names all begin with the symbolic letter “h”. Credit must be given to the creative team for exploiting the “h” concept!
Our room was the Hibiscus room number 1524 located on the 15th floor (North-East facing). The room is a nice size (34 sq. m). It is located opposite room 1525, at the very end of the corridor, so they share a hallway.
It’s possible to close the outside door of the hallway, converting them into communicating rooms, which can be very useful when traveling with family as my friend Frederic often mentions.
Bedroom
As we entered the room, we were greeted by a huge stream of light (we arrived in the middle of the afternoon while the sun was shining). The “outside wall” of the room is actually glazed from floor to ceiling. We walk along the bathroom and then enter the room itself.
The floor-to-ceiling windows also make up the back wall, giving the Hibiscus room its panoramic view status, with 50% of the walls actually being glass.
Two sets of curtains provide two degrees of opacity. The first creates a translucent white veil that allows light to filter through while providing privacy for guests.
It must be said that we are in an urban environment and that the surrounding buildings are “on the other side” of the street, so they are rather close.
The second set of curtains provides the nighttime darkness necessary for uninterrupted sleep. The colour of this second series of curtains is judiciously matched with the bare concrete columns, which allows the latter to be better “camouflaged” from the rest of the decor. The integration is very successful.
The hotel having just opened, we notice that everything is new and even smells new. The general style of the room is very contemporary with this industrial aspect (column of naked concrete, ceiling of naked concrete) mixed with islands of colours inspired by shade of gray (slate, granite). It’s warmer and less “neutral” than those hotel rooms all in white.
Shades of turquoise cover the large bench at the foot of the bed as well as some of the patterns in the rug along the bed. This turquoise colour can also be found on some of the bathroom tiles. The bed itself is made of Quebec marbled wood, as well as the cupboard and the adjacent “coffee” area, which houses the safety deposit box and the mini-fridge underneath.
The rest of the walls are white, maximizing the reflection of light. At the head of the bed, there are magnificent black and white photos by Montreal artist Éliane Escoffier. A large frosted glass panel on the wall separating the bedroom from the shower reproduces a fingerprint, creating a sort of metaphor.
On each side of the bed, there are small built-in bedside shelves. Opposite the bed, a sober white cabinet with six drawers supports a large 55-inch LCD screen. Since it’s brand new, it is a SmartTV allowing an Internet connection.
In the corner of the two glass walls, there is a beautiful marbled white dining table, accompanied by two saffron coloured armchairs as seen in the lobby. This table is rather convivial to have a meal, like the breakfast served in the room or to sip a coffee…
Although you can also work in it, the space is not very functional for that purpose. The table is far from electrical outlets, USB outlets, it has no accent lighting and being round, it is less comfortable to lay computer equipment on. Here the focus is more on relaxation and idleness than on work and efficiency. Admitted objective: carpe diem!
Room lighting options are mostly required in the evening as natural light fills the room during the day. So there are 2-3 options for accent lighting mainly at the head of the bed as well as for late night reading while the significant other is asleep in the king bed.
As for the electrical outlets, USB plugs, they are of course abundant around the bed.
The honey-coloured floating floor covers the entire room as well as the passageway leading out of the room.
In the closet are two black robes, which is rather original. Very soft, they are more comfortable than the usual thick and “stiff” cotton dressing gowns. Slippers are also offered. Of course the ironing board and iron are also provided. Finally, there are two black towels for use in the fitness room.
Unfortunately, none of the Humaniti’s rooms have balconies or windows that open.
The hotel is concerned about its ecological footprint and does not provide any plastic water bottles. Each room is equipped with a carafe and on every even-numbered floor there are “Oasis” filtered water stations where it is easy to get water.
On the other hand, for the coffees, although they are excellent, it’s a capsule espresso machine. Are they recovered and recycled?
Bathroom
The Hibiscus room is very bright with 50% of its walls made of floor to ceiling glass.
The combination of the industrial look with the colourful design style is very successful. The presence of works of art (sculpture, photography) brings a touch of refinement to the space. The round table and the large armchairs make it a convivial place to eat.
It is really a room that invites you to relax, to enjoy life more than to work. It is beautiful, well decorated and new.
The services of the Humaniti Hotel Montreal, Autograph Collection
Parking
Underground parking is available for a fee ($38). In addition, several charging stations for electric cars are also available.
In our case, we opted instead for the Palais des Congrès parking lot next door, which cost us $24 for the entire weekend (from 3pm on Saturday to 6pm on Sunday).
Breakfast
Breakfast is available in the rooms, as the restaurant was not yet open at the time of our visit. It is also offered free of charge to Platinum, Titanium and Ambassador members. A QR code allows you to access the menu and place your order online.
In our case, we opted for the mycocultured mushroom omelettes with orange juice. The meal was delicious.
At the time of our visit, although we were able to visit the restaurant and the lounge, only the h3 terrace was open.
Once again the concept of the “h” is used. This is how the hotel positions its dining areas.
Humaniti | Humans | Hanima
The letter h for humans, and the exponent 3 for the kingdoms that make up our world and how we live in balance with them. Animal, botany and the mineral kingdom constitute the essence of h3.
A venue where the human and the artisan come first in a casual ambiance.
A cuisine of terroir, with an urban vision of not only the art of Riopelle or Séguin, but that of the artisans of Quebec; from our greenhouse to our maple production we create a canvas for our local winemakers and craftsmen. Briefly put all the aspects of our art we like to call hospitality.
Designed by the highly respected COGIR Restaurant Group, the award-winning team behind Le Coureur des Bois – Bistro Gourmand is responsible for the three distinct dining concepts at Humaniti Hotel Montreal.
The h3 restaurant, which is due to open soon, will use the same turquoise colours as those seen at the reception and in the rooms. The fully glazed dining room offers several options for tables, seating or even eating at the bar.
Don’t hesitate to read our article dedicated to the Héro presidential suite and the h3 restaurant:
The wine cellar is particularly impressive, with an international offer that also leaves room for Quebec producers. There is even a dedicated area for private tasting.
Our favourite, as you can imagine, was the magnificent terrace located on the 9th floor.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 70,000 Marriott Bonvoy® points with the current offer:
Earn up to 60,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership.
Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.
The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 70,000 point welcome offer is worth about $630, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,210
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Terrace / Pool
In order to access it, in the context of COVID, you must book a time slot of one hour. At the time of our visit, options were plentiful and we were able to go to the rooftop (9th floor) terrace and/or pool several times during the day. Of course, this is only possible because it’s not quite high season yet.
The rectangular heated outdoor pool is shallow (1.2 metres) and rather short (about 10 metres). It is still possible to swim lengths when it is not very busy. Otherwise the presence of children and couples here and there rather limits the movements.
Nevertheless, it is very pleasant to bathe there, especially under a splendid sun as it was the case during our stay.
There are deckchairs for lounging and a huge wooden bench, on three levels (like huge stairs) offers many options for lying in the sun.
The terrace offers many different places to relax. Whether it is the traditional sectional armchairs or the typical “two-seater with canopy” often found in the South. There is something for everyone, from full sun to shady areas.
There are deckchairs for lounging and a huge wooden bench, on three levels (like huge stairs) offers many options for lying in the sun.
The terrace offers many different places to relax. Whether it is the traditional sectional armchairs or the typical “two-seater with canopy” often found in the South. There is something for everyone, from full sun to shady areas.
We enjoyed an Aperol spritz there and although we were in the middle of the city centre, surrounded by skyscrapers, we felt like we were in a “resort” because the atmosphere was so pleasant.
In the evening, the lighting turns blue-purple, the music livens up the conversations and it is very pleasant to have dinner there. The menu is somewhat limited in terms of choice, however we greatly enjoyed our food.
At the back of the terrace, near the kitchen, there are many garden boxes where they grow edible plants.
Fitness room
Accessible 24 hours a day, the Hyper Gym, which spans two floors (8th and 9th), offers a large space for cardio exercises, free weights and a space dedicated to yoga. The training centre is also equipped with NOHrD wooden equipment.
Spa
The Humaniti Spa, also located on the 9th floor, has 4 treatment rooms, 2 pedicure stations and 2 manicure stations. The spa treatments incorporate organic aromatherapy products from local ingredients.
Meeting room / receptions / weddings
Over 4,000 square feet of meeting space is available for events. Once again, there is plenty of natural light, which offers stunning views of the city. The rooms include:
Hemisphere: 3,108 square foot ballroom
Hybrid: 524 square foot corner room
Horizon: 353 square foot conference room
Check-out
We had requested and obtained a late check-out for this stay.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 70,000 Marriott Bonvoy® points with the current offer:
Earn up to 60,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership.
Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.
The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 70,000 point welcome offer is worth about $630, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,210
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our overall impression of the Humaniti Hotel Montreal, Autograph Collection
The Humaniti Hotel Montreal, Autograph Collection was a great discovery. We really liked the overall style and design, especially the amount of space left for natural light throughout. The decor of the room is modern and cheerful. It is very pleasant to lounge around and enjoy the moment.
Our favourite part was without a doubt the terrace and the pool. The weather was beautiful, there was relatively little traffic, so we were able to go there many times, whether to swim, read, have a drink and even have dinner with our loved ones. Despite the surrounding urban environment, you feel like you are in a resort and you really get away from your everyday life. We feel lile we had a REAL holiday. In addition, the staff was very friendly with us, really great!
I would also like to thank Marie-Michèle Thibault, Humaniti’s Sales and Marketing Director, for welcoming me and generously answering my questions while allowing me to visit the entire complex.
Our valuationMilesopedia first-year estimateFirst-year valueAnnual fee rebated$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With Milesopedia, take advantage of an exclusive offer: your first-year annual fees are refunded with the National Bank World Elite Mastercard. This offer is exclusively available on the Milesopedia network, from June 30 to November 4, 2026.
Refund of the first-year annual fee (a $150 value) for the primary cardholder. This fee is charged to your new card account, then refunded as a credit on your statement within five months of opening your account, provided it remains open and in good standing.
The National Bank World Elite Mastercard is the best Mastercard credit card offered by NBC.
With this card, you earn up to 5 points per dollar on your purchases:
5 points per dollar for groceries and restaurants
2 points per dollar on gas and electric recharge purchases
2 points per dollar on recurring bills
2 points per dollar on À la carte Travel
1 point per dollar for all other purchases
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
Airport parking
Baggage fees
Seat selection
Access to airport lounges
Airline ticket upgrades
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia has named the National Bank World Elite Mastercard as the Best Travel Credit Card in 2023, 2024, 2025, and 2026.
Legal
® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
® The À LA CARTE REWARDS logo is a registered trademark of National Bank of Canada.
® NATIONAL BANK OF CANADA LOUNGE is a registered trademark of National Bank of Canada.
® À LA CARTE REWARDS PLAN is a registered trademark of National Bank of Canada.
® Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
® Google Pay is a registered trademark of Google LLC. Use of this trademark is subject to Google Inc. Permissions.
TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. The À la carte Travel agency is owned by Transat Distribution Canada Inc. and holds a Quebec permit (No. 753141).
TM À LA CARTE REWARDS is a trademark of National Bank of Canada.
® THE TOTAL, THE CONNECTED and NATIONAL BANK are registered trademarks of National Bank of Canada.
* Mastercard® World Elite®
The National Bank® World Elite® Mastercard® credit card was voted best Mastercard credit card by Milesopedia in 2026, 2025 and 2024.
The National Bank® World Elite® Mastercard® credit card was voted best travel credit card by Milesopedia in 2026, 2025 and 2024.
Every year, Milesopedia reviews credit card offers from major financial institutions and establishes its Ranking based on over 150 criteria such as fees, welcome offer, minimum income required, number of points per category, account credits, insurance, airport lounge access, etc.
Certain restrictions apply. For more information, see the Rewards Plan section or the Plan Rules applicable to point accumulation.
Grace period: No interest is charged on purchases made during the month if the cardholder pays the full balance of their account within twenty-one (21) days of the statement date. This grace period does not apply to cash advances and balance transfers. Minimum payment: if your account balance is less than $10, you must pay the balance in full. If you reside in the province of Quebec, your minimum payment is 5% of your account balance plus any overdue amount, or $10, whichever is greater. If you reside outside Quebec, your minimum payment is 2.5% of the credit card account balance plus any overdue amount, or $10, whichever is greater. Account statement: an account statement is sent monthly.
Table of examples of credit fees calculated over a 30-day period
Annual interest rate
$500
$3,000
22.49%
$9.24
$55.45
20.99%
$8.63
$51.76
13.2%
$5.53
$33.16
9.2%
$3.78
$22.68
*Variable interest rate in effect as of September 1, 2021.
Balance transfers and cash advances are subject to National Bank credit approval. Each amount transferred cannot be less than $250.
Exclusive to World Elite Mastercard cardholders. Presentation of the physical credit card and boarding pass is required to access the lounge. The National Bank® Lounge is accessible to customers traveling on international flights only (excluding flights to Canada and the United States). You benefit from free and unlimited access with one guest and two children aged 12 and under. Until October 4, 2026 (date subject to change), customers can enter the National Bank Lounge three hours before their flight departure time. From October 5, 2026 (date subject to change), access will be authorized for a maximum duration of 2 hours (3 hours for customers who hold a Private Banking 1859® World Elite® Mastercard® credit card). National Bank customers who are not World Elite ® Mastercard ® cardholders can also access the current lounge based on current rates and benefit from a 25 % discount on these rates : 63,24 $ taxes included for adults (excluding discount) $40.24 taxes included for children aged 2 to 12 (excluding discount) free for children under 2 (excluding discount) The entry fee is subject to change without notice and is the responsibility of the lounge operator.
Subject to providing the required supporting documents in the manner and within the prescribed timeframe. Certain conditions may apply. Only the primary cardholder of a National Bank World Elite Mastercard (Cardholder) whose account is in good standing can request a « Travel Fee Reimbursement ». « Account in good standing » means an account linked to the credit card that does not violate the Credit Card Agreement in any way and on which no restrictions apply. For example, and without limitation, the associated annual fees must have been paid in full. The maximum reimbursement of $150 can be requested from January 1 to December 31 of each year. Eligible expenses are: airport parking baggage fees seat selection airport lounge access worldwide airline ticket upgrades A reimbursement request must be made within 60 days of the purchase date. Travel expenses must be charged to the National Bank World Elite Mastercard credit card account. The maximum reimbursement of $150 is applicable per account. Please allow up to 7 business days for the reimbursement to be processed from the date your request is submitted. National Bank reserves the right to request additional supporting documents for validation purposes (e.g., invoices). You must keep all receipts and supporting documents for a period of 12 months from the date you made your reimbursement request. An unused reimbursement in one year cannot be carried over to the next year. You can make your request online at rewards.nbc.ca or by calling 1-800-341-8083 (toll-free) for an agent to assist you with your travel fee reimbursement request.
Point accumulation on grocery and restaurant spending depends on the total gross monthly amount charged to the credit card account, across all categories. Earn 5 points per dollar spent on eligible grocery and restaurant purchases. The 5 points per dollar accumulation is valid for the first $2,500 of gross monthly purchases charged to the account. Beyond this amount, eligible grocery and restaurant spending will earn 2 points per dollar. The calculation of the gross monthly purchase amount is based on monthly billing. A grocery purchase means a purchase made at a merchant whose primary business is selling food, such as a grocery store, delicatessen, supermarket, fruit store, or specialty food store. Meal kit subscriptions and meal delivery services are eligible. Therefore, this definition excludes, among others, retail stores and big-box stores whose primary business is selling non-food items. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. A restaurant purchase means a purchase made at a restaurant, including quick-service restaurants, bars, discotheques, nightclubs, and taverns. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
These protections apply if the purchases or rental are paid for in part with the card before departure, except, if applicable, for out-of-province medical-hospital insurance for which it is not necessary to charge the purchase of an à la carte trip and for baggage delay protection where the full cost of transport must have been charged to the card. All these protections apply to the primary cardholder, their spouse and/or their dependent children when they (spouse and dependent children) travel with the cardholder. Extended warranties apply to most new items purchased with the card, in Canada or abroad, provided the manufacturer’s warranty exists and is valid in Canada. Certain conditions, limitations and restrictions apply. For more information and details regarding your insurance coverage, please consult the insurance certificate linked to your card.
Subject to credit approval by National Bank.
Certain conditions apply. Visit mastercard.ca for more information. See all credit card terms and conditions.
To earn 2 points per dollar spent, you must pay for your gas or electric charging purchases at a gas station or certain big-box stores. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
Recurring bill payments are defined as payments made monthly or regularly that are automatically charged by the merchant to your National Bank World Elite Mastercard. Not all merchants offer recurring payments, and not all recurring payments are considered recurring bill payments. Therefore, some payments may not qualify for accelerated reward points.
To earn 2 points per dollar spent, you must pay for your eligible purchases through the À la carte TravelTM agency section of our À la carte RewardsTM site.
For example, if you spend $400 monthly on groceries, $200 on gas, $100 on recurring bills and $150 on other purchases, the $850 spent will generate 2,750 points, broken down as follows: 2,000 points for grocery spending (since the total gross monthly amount is $850, which is less than $2,500), 400 points for gas spending, 200 points for recurring bills and 150 points for other purchases.
Insurance up to $1,000 in case of breakage, loss or theft of mobile devices for a maximum period of 2 years following the date of purchase. Subject to purchasing the device with the National Bank World Elite Mastercard or a phone service subscription paid by recurring payments from your National Bank Platinum Mastercard starting September 1, 2022. For all conditions, please consult the insurance certificate linked to your card.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
2xGas & EV
2xBills & recurring payments
2xTravel
1xAll spending
Value
1st Year Value$778
2nd Year Value$923
Card benefits
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 60 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 70,000 Marriott Bonvoy® points with the current offer:
Earn up to 60,000 points after you spend $3,000 on your Card in your first 3 months of Cardmembership.
Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.
The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 70,000 point welcome offer is worth about $630, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
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Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,210
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
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