YouSet: a simple and effective insurance platform

To the point If you want to compare and buy home and car insurance products simply and efficiently, YouSet is definitely an insurance platform to discover.

Protecting and insuring your property is a necessity. To drive your car, you need at least third-party insurance. Then, to get a mortgage, you need home insurance. Comparing insurance products on insurers’ websites or online insurance comparators is usually time-consuming and tedious. It’s precisely this step that YouSet has come to simplify. Indeed, YouSet is a home and car insurance platform that lets you compare insurance products from different insurance companies and buy them directly on its website.

What is YouSet?

YouSet Insurance (YouSet) is a damage insurance brokerage firm registered with the AMF (Autorité des marchés financiers) in Quebec and RIBO (Registered Insurance Brokers of Ontario) in Ontario. They have offices in Montreal and Toronto.


Their automated digital platform, launched in 2019, lets you compare insurance products from different companies and buy them all in one place. You don’t even have to speak with the insurer. That way, you can find the insurance policy you need faster and more easily, without having to go to various insurer websites or online insurance comparators. As you enter your precise insurance needs, the YouSet platform helps you find the most affordable policy for you.

What services does YouSet offer?

As mentioned above, YouSet offers home and car insurance services. Using their technologies and algorithms, the platform helps you find the best insurance coverage for your needs.

The platform currently include the following insurance products:

  • Car insurance
  • Home insurance: Homeowners, Condo and Tenant insurance

There are many advantages to using YouSet:

  • Insurance quote comparison – YouSet’s technology allows you to compare a variety of home and car insurance policies and identify the best options for your situation.
  • Affordable insurance and exclusive discounts – The YouSet platform can get you more affordable insurance policies than insurance companies, because their smart technology can find exclusive rates and personalized discounts. What’s more, by combining home and car insurance, you can save up to an additional 15% (Just launched).
  • Quick process – You can complete the online process in 4 minutes (the process is explained in the next section).
  • Free support – YouSet can provide you with free customer support and a free 30-minute consultation with a lawyer to help you through the claims process.

Reviews on YouSet are unanimous

After several web searches, YouSet clients reviews are unanimous. Over 150,000 users have placed their trust in YouSet, and 1,000 of them have given it a rating of 4.8/5 (Google Review).

How does the YouSet insurance platform work?

The YouSet insurance platform works simply and efficiently! You can compare home and car insurance policies from Canada’s leading insurance companies in less than 4 minutes.

The steps :

  • Step 1: Fill out an application – Answer the questions about your needs and the type of insurance you’d like.
  • Step 2: Get quotes – Based on your needs, YouSet compiles a list of offers from their partner insurers and presents you with the best deal.
  • Step 3: Personalize your coverage – Choose your car or home insurance contract and customize your coverage, if necessary (guarantee, duration, etc.).

Once you have finalized the purchase of your insurance policy, you will receive a confirmation e-mail from YouSet and you will be officially insured.

How do I make a claim with YouSet?

Just like the insurance application process, the YouSet claims process is very simple:

  • Step 1: Gather information – Prepare the required documents, such as your insurance policy number, a brief description of the incident, the date and time of when it happened and any relevant documentation.
  • Step 2: Contact the insurance company – Contact your insurance company directly (the name of the insurance company can be found on your policy). Contact details for partner insurers can be found on the YouSet Insurance Claim page.
  • Step 3: Get help (if needed) – If you need help, don’t hesitate to contact our Customer Support team. What’s more, as a YouSet customer, you can get a free 30-minute consultation with a lawyer to help you during the claiming process.

YouSet Customer Support

Customer support can be reached by e-mail: The Customer Support team generally responds within 48 hours during business hours: Monday to Friday, 9 am to 6 pm (ET). What’s more, YouSet clients have access to priority support 24/7 (via the Client Portal).


For more information, visit their website:

Bottom Line

In short, the YouSet insurance platform offers a fully digital experience for comparing and taking out car and home insurance policies. The process is simple and can be completed quickly (under 4 minutes). To find out more about the products and services offered by YouSet, visit their website.

Insurance guide – Find out more about insurance in our guides:

Frequently Asked Questions

Si j'ai une question, est-ce que je peux rejoindre YouSet par téléphone ?

If you have any questions about your insurance policy, you can reach YouSet by e-mail, chat or SMS. You can also contact customer support at

How do I access my account on the platform?

From the website, click on the “My Account” button to access the Client Portal. From here, YouSet clients have access to priority support 24/7.

Is YouSet an insurer?

No, YouSet is not an insurer. Rather, it is a damage insurance brokerage firm in Quebec and Ontario. The home and car insurance policies you obtain on YouSet are created and issued by their partner insurers.

Come to discuss that topic in our Facebook Group!
Vincent Morin
My name is Vincent and I've been a stay-at-home parent to two young boys since achieving financial independence in 2021 (FIRE). Previously, I worked for 12 years in financial technology for a major US investment bank (G-SIB). I'm passionate about personal finance, stock market investing, reading, writing, cycling and gardening. I'm also the founder of Retraite 101, a personal finance blog followed by over 20,000 people on social networks and quoted in several media, blogs and finance books. Despite early retirement, I continue to write about personal finance to share my passion with Quebecers and motivate them to take charge of their finances.

Suggested Reading