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The Ultimate Checklist for Travellers

The Ultimate Checklist for Travellers
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On Milesopedia, we’ve written in-depth articles on every conceivable subject. Here’s a compilation of these items, our ultimate checklist for travellers! A surprise awaits you at the end of this article.

There are so many things you can do to prepare for a worry-free trip, whether it’s maximizing your points redemptions or ticket purchases, getting the best exchange rate, or knowing what to do if your flight is cancelled or your luggage is lost.

The Ultimate Checklist for Travellers – Before Booking Your Trip: From All-Inclusive Resorts Down South to Adventure Travel

Finding Inspiration

Your journey begins the moment you have that spark or idea for your dream trip. So, if you need some inspiration, here are some of our choices for different situations:

The Ultimate Checklist for Travellers - Hd Wallpaper 5464683 1920

Points & Credit Card Strategy

Once you know where you want to go, the next step on the ultimate checklist for travellers is to develop a points strategy to make the trip more affordable. Indeed, travel hacking is a powerful tool, but it takes time to earn the necessary points.

The first step is to identify the best rewards program for your destination, as there are many, such as Aeroplan, Avios, Flying Blue, Marriott Bonvoy, Aventura, etc.

To guide you, consult our many regional guides:

Tip: opt for transferable points to several different airlines to keep your options open, especially if you are subject to school constraints.

Next, you can use this information to apply for a new credit card and quickly earn a large number of points; generous welcome bonuses are the easiest way to boost your points balance.

If you’re new to the world of points and don’t have any, you can book your vacation with a new credit card to earn points or status for your next trip! Using expenses from one trip to finance the next – how cool is that?

If you earn points organically, the best card is the American Express Cobalt® Card, as it allows you to earn 5X the points on major spending categories such as groceries, gas, and gift cards (Amazon, Walmart, SAQ, Netflix, Simons, etc.).

We’re often asked the question: what’s the best credit card to pay for my vacations? It depends on what you are looking for, from travel insurance to the best return in terms of rewards, and the answer varies from person to person.

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Planning the Optimal Trip

Different loyalty programs offer benefits you can take advantage of, such as a free stopover or a discounted layover. Knowing about these perks can help you save a lot of money if you plan carefully to make the most of them!

Review the basics:

For example, Aeroplan offers a fixed option of 5,000 points for stopovers, so booking this way instead of as a multi-city trip can sometimes save you a lot of points, such as with the popular Maldives stopover trick!

Flying Blue and British Airways Executive Club also offer a free stopover!

It’s also worth thinking outside the box when booking your trip, as you can sometimes find the best fare by combining different programs, whether it’s a combination of points programs or a cash fare.

Similarly, choosing the best redemption option when booking an award flight or hotel can save you a lot of points. The same applies to the fare class that best suits your needs, as you may already benefit from free baggage as an Aeroplan credit card holder, and there is no need to purchase a high fare for this purpose alone. What’s more, by purchasing the right fare, you can use your upgrade credits to obtain a seat towards the front of the cabin.

Finally, have you ever paid attention to your aircraft and your seat? Choosing the right aircraft and the right seat can radically change the experience; you can pay the same price for a business class seat on an aircraft with lie-flat seats as on a smaller aircraft with recliner seats, or you might be stuck without a window while the person across from you has two.

Travel insurance

The next thing on every traveler’s bucket list is to check your travel insurance.

If you are not insured by the credit card you paid with, make sure you get one elsewhere.

Car and Parking

If your trip requires a rental car or you need to park at the airport before you leave, there are many ways to save.

The Ultimate Checklist for Travellers - dog travel insurance car

The ultimate list for travelers – Before you go

Earning Travel Benefits

With everything booked and settled, you can now start maximizing your benefits. Indeed, this part of the ultimate list for travelers focuses on what you can do to improve your travel experience.

As mentioned in the previous section, some credit cards offer free checked baggage for the cardholder and up to 8 people on the same reservation. If you don’t have one of these cards, you still have time to get one, as you don’t need to have bought your flight with it!

When it comes to hotel benefits, some credit cards give you a head start towards earning elite status, such as the Marriott Bonvoy® American Express®* Card. Having this card can help you save a lot of money during your stay.

Similarly, you can get a new credit card that offers free VIP lounge access worldwide or a card that grants membership to the DragonPass program.

While you’re at it, find a card that doesn’t charge a conversion fee to save on every foreign transaction, like Scotiabank Passport™ Visa Infinite +* Card.

What’s very convenient is that the Scotiabank Passport Visa Infinite +* Card does both, with its free lounge access and no foreign currency conversion fees!

Regarding foreign currencies, break down the ways to get the best exchange rate with credit cards or Wise. Indeed, for cash withdrawals abroad, several options are available to you.

As far as regrets are concerned, if you hesitated to buy a seat in a premium cabin and didn’t, don’t forget that you can always make an upgrade offer and hope to get one.

Similarly, if you’ve booked a connecting flight because it was cheaper and you’ve had a schedule change, you may be able to turn it into a direct itinerary!

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The Little Things we Love

Today, you no longer need to scramble to find an affordable SIM card provider upon arrival to stay connected during your trip, thanks to eSIM programs like Airalo. En effet, ils proposent des forfaits peu coûteux et vous pouvez accéder aux données depuis votre siège d’avion si vous êtes bloqué sur le tarmac.

Aeroplan members enjoy free Wi-Fi on board Air Canada flights, so be sure to open an account before your trip!

Given the current situation in the aviation industry, with increased demand and staff shortages, you may encounter congestion anywhere in the airport. It may therefore be worthwhile to connect to the Internet while seated, as the terminal’s free Wi-Fi may not reach you.

Similarly, possession of a NEXUS or Global Entry card can facilitate security and customs clearance, especially if you have a short stopover.

How to Pack for a Trip?

Travelling with hand luggage can solve many problems, because you don’t have to wait for your luggage on arrival… or make a claim for lost luggage. This way of travelling also allows you to request a hold, which can be useful in some cases, as flights earlier in the day are more punctual.

The Milesopedia team has put together a list of items that we can’t live without and that all fit in our hand luggage!

What Travel Documents Should You Bring?

When you set off on a trip, it’s essential to make sure you have all the documents you need to clear security and immigration checks, get to your destination and enjoy your stay without hassle.

Here is a list of important documents to bring with you:

Category

Documents

Passports and Visas

Tickets and Reservations

  • Airline ticket (printed or electronic copy)
  • Lodging reservations (printed or downloaded confirmations)
  • Transportation reservations (rental cars, train or bus tickets; some countries require an outbound ticket)

Health Documents
  • Vaccination certificate (if required, for example for yellow fever)
  • Travel insurance (copy of policy orcredit card insurance certificate)
  • Medical prescriptions and doctor’s letter (for necessary medications)

Financial documents
  • Credit and debit cards (and photocopies)
  • Cash (small amount in local currency or US dollars)
  • Bank details (contact numbers in case of need)

Other useful documents
  • International driving license (if required for driving abroad)
  • Travel itinerary (detailed with accommodation addresses and telephone numbers)
  • Emergency contacts (local phone numbers and contacts for family or friends)


What Can I Bring on the Plane?

Air travel can sometimes be stressful, especially when it comes to deciding what to pack in your carry-on. To avoid hassles at the airport, it’s essential to know the rules about permitted and prohibited items on board.

Here’s a detailed guide to help you pack your carry-on suitcase efficiently.

Items Allowed in Carry-On Luggage

  • Passeport, billets d’avion, et autres documents de voyage.
  • Cell phones, laptops, tablets and their chargers.
  • Books, magazines, and other reading materials.
  • Change of clothes
  • Essential toiletries in small quantities (liquid format of less than 100 ml each).
  • Dry, non-perishable snacks such as cereal bars, dried fruit and cookies.
  • Drinks purchased after security check (or empty bottle to be refilled).
  • Prescription and over-the-counter medication required for the duration of the flight.
  • Medical equipment such as inhalers and syringes, with a doctor’s note if required.
  • Personal electronic devices.
  • Earphones or headphones.
  • Travel pillows, lightweight blankets and eye masks.
  • Plastic bags for liquids and toiletries.

Prohibited items in carry-on baggage

  • Containers over 100 ml, even partially filled.
  • Perfumes, lotions, and other liquid items (such as peanut butter, jam, creams, etc.) in containers larger than 100 ml (the exception is when travelling with a child under 2 years old, when you may bring a reasonable amount of water, milk, purees, etc., for the duration of your journey).
  • Scissors, knives, and other sharp objects.
  • Flammable aerosols, explosive or flammable objects.
  • Battes de baseball, clubs de golf, et autres équipements sportifs.
  • Tools such as hammers, screwdrivers, and other potentially dangerous items.
  • Firearms, ammunition and replica weapons.
  • Batons, brass knuckles, and other self-defence devices.

Checked Baggage Tips

For items that are not allowed in the cabin, but are essential during your trip, if you exceed the weight or suitcase size allowed, checked baggage will be a necessity.

Some credit cards offer advantages for transporting your luggage, as well as insurance in case of loss or delay. For example, the National Bank World Elite Mastercard offers a travel credit that can be used towards checked baggage fees. In addition, Aeroplan credit cards provide a free checked bag, which can be especially valuable for frequent travellers.

The Ultimate Checklist for Travellers – During and After Your Trip

For all sorts of reasons, your trip may be disrupted, for example by a storm or a pilots’ strike. That’s why you need to know your rights in this section of the ultimate list for travelers. The law differs depending on where you’re going and the company you’re traveling with, so make sure you get the information you need for your situation.

You should also call your travel insurance company if you want to make a claim, as most of them cover essential expenses.

When it comes to delayed or lost baggage, there are procedures to follow in order to receive compensation.

When your trip is over and you are back home, take the time to check if you have received all the points you were entitled to. Indeed, you can earn points for your flights up to elite nights as a bonus depending on each promotion. And don’t forget to redeem your points and use your travel enhancement credits if your credit card(s) offers them!

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Bottom Line

In conclusion, the ultimate travel checklist includes several steps to ensure a trouble-free trip. Il s’agit notamment de s’inspirer des destinations, d’élaborer une stratégie de points et de cartes de crédit, et de maximiser les avantages liés aux voyages.

Travel hacking is a powerful tool for ensuring cost reduction, and choosing the best program for your destination can help you accumulate the necessary points. In addition, to enhance your travel experience, check your travel insurance and accumulate travel benefits.

By following this list, you can ensure a pleasant trip with no surprises.

Finally, share your success points and tips on your own ultimate checklist for travelers in our group!

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The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 15,000 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

  • 5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
  • 3X points on eligible streaming subscriptions in Canada.
  • 2X points on eligible gas, public transit and ride sharing purchases in Canada.
  • 1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
  • 1X point per dollar on everything else, with no category restrictions.
  • Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
  • No minimum income requirement, as with every American Express Canada card.
  • Additional cards at no extra cost: the first and every other supplementary card is $0.
  • The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
  • Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
  • A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

  • Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
  • Restaurants and bars: sit-down meals, takeout and drinks.
  • Home food delivery.
  • Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Service station 2
Transport 2
Travel 1
Other 1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

  • Emergency medical: up to $5,000,000 for the first 15 days of a trip.
  • Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
  • Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
  • Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
  • Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
  • Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt® Card fees

  • Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
  • Additional cards: $0.
  • Purchase interest rate: 21.99%.
  • Cash advance interest rate: 21.99%.
  • Foreign transaction fee: 2.5%.
  • Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Annual fee

Primary card$191.88
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xRestaurants
  • 5xGroceries
  • 5xConvenience
  • 3xStreaming
  • 2xTransit
  • 2xGas & EV
  • 1xAll spending

Value

1st Year Value$1,828
2nd Year Value$799

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.