Here are our 3 best no annual fee credit card offers:
Tangerine Money-Back World Mastercard
If you have an individual income of $60,000 or a household income of $100,000, you can choose the Tangerine Money-Back World Mastercard.
This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you get $120 when you spend $1,500 in the first 3 months.
You can choose up to three spending categories that interest you (groceries, gas, home furnishings, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there’s no annual cash back limit.
In addition, the Tangerine Money-Back World Mastercard comes with several insurance coverages for your purchases and travel:
- 90 days purchase insurance
- One year extended warranty
- Mobile Device Insurance
- Rental Car Collision/Loss Damage Insurance
Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.
RBC ION Visa Card
With the RBC ION Visa Card, earn a bonus of 11,000 Avion points:
- Get 4,000 Avion points upon approval and 7,000 points after spending $500 in the first three months, which could represent a total value of $75 in gift cards.
With this no-annual-fee RBC credit card, you earn 1.5 Avion points per dollar for :
- Groceries
- Travel, gas and EV charging
- Streaming, digital games and subscriptions
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card.
CIBC Dividend® Visa* Card
The CIBC Dividend® Visa* Card is one of the best no-fee cash-back Visa credit cards in Canada.
For a limited time, earn 5% cash back (up to 100 $) during the period covered by your first 4 monthly statements.
Plus, get :
- 2% cash back on eligible grocery purchases†
- 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments†
- 0.5% cash back on all other purchases†
This no-annual-fee CIBC credit card offers certain insurance coverages:
- Purchase Security and Extended Protection Insurance