Here are the three best credit card offers with no annual fee:
RBC ION Visa Card
With the RBC ION Visa card, get 7,000 bonus Avion points:
- 7,000 Avion points upon approval, which represents a value of $50 in gift cards
With this no-annual-fee RBC credit card, you earn 1.5 Avion points per dollar for :
- Groceries
- Travel, gas and EV charging
- Streaming, digital games and subscriptions
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card.
Rogers Red Mastercard®
The Rogers Red Mastercard® is one of the best no-annual-fee credit cards in Canada, especially for Rogers, Fido, Comwave, or Shaw customers.
With the Rogers Red Mastercard®, and by having just one eligible service with Rogers, Fido, Comwave, or Shaw, you can get 2% unlimited cash back on all your eligible purchases.
Eligible services include:
- Rogers Mobile
- Fido Mobile
- Residential service from Rogers, Fido, Comwave, or Shaw (Internet, TV, home phone, home automation, or satellite service)
This card is therefore also available to Quebec residents who have mobile service with Rogers or Fido!
Additionally, you get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases, which represents cash back valued at 3%.
Furthermore, by being a Rogers Red Mastercard® cardholder, you get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan (up to $90 value).
If you are not a Rogers, Fido, Comwave, or Shaw customer, you will get 2% cash back on your eligible purchases in U.S. dollars and 1% cash back on all other eligible purchases.
American Express® Green Card
Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express® Green Card.
By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.
You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:
- 10,000 Aeroplan points
- 10,000 Avios points
- 7,500 Flying Blue Miles
- 12,000 Marriott Bonvoy points
That’s a nice welcome bonus for a credit card with no annual fee.
You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.
Like all American Express Canada Cards, there is no minimum income requirement.