Top 5 – Best travel credit cards – March 2026

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel® Visa Infinite* Card, you can get up to 165,000 TD Rewards points^† and a rebate on the annual fee for the first year:

• 20,000 TD Rewards points for the first purchase made with your Card^†
• 145,000 TD Rewards points if you spend $7,500 within 180 days of opening^†
• A birthday bonus of up to 10,000 TD Rewards points^†

Plus, get an Annual Fee Rebate for the first year.^† This is the highest offer we have ever seen!

With the TD First Class Travel® Visa Infinite* Card, you earn:

• 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• 6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
• 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
• 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^†

This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.

Marriott Bonvoy^® American Express^®* Card

The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.

With this exceptional welcome offer ending on April 7, 2026, you can earn up to 110,000 Marriott Bonvoy points:

• Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
• Plus, earn 30,000 points when you make a purchase in your 15th month of Cardmembership.

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.

Last but not least, this Card comes with a wide range of insurance coverages: baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.

Like all American Express Canada Cards, there is no minimum income requirement.

BMO Ascend™ World Elite^®* Mastercard^®*

The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can get up to 115,000 points:

• 60,000 points after $5,000 in purchases within the first 110 days of account opening
• 20,000 points after $10,000 in purchases within the first 180 days of account opening
• 35,000 points after $20,000 in purchases within the first 365 days of account opening

115,000 BMO Rewards points have a value of approximately $770, which you can apply to any travel charged to your card.

And there are no annual fees for the first year for the primary cardholder and additional cardholders! This exclusive offer ends on March 31, 2026.

Plus, enjoy a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.

With the BMO Ascend World Elite Mastercard, a premium credit card from BMO, you get:

• 5 points per dollar on travel purchases
• 3 points per dollar on dining purchases
• 3 points per dollar for entertainment purchases
• 3 points per dollar on recurring bill payments

And 1 point for every $1 spent everywhere else, including at Costco. You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

The BMO Ascend World Elite Mastercard also offers:

• 4 complimentary visits to airport VIP lounges
• Excellent premium insurance for your travels or purchases
• Premium concierge service

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

Scotiabank Passport™ Visa Infinite* Card

With this welcome offer for the Scotiabank Passport Visa Infinite Card, you get up to 60,000 bonus Scene+ points (a $600 value):

• 40,000 points after $2,000 in purchases within the first three months
• 10,000 points after $10,000 in purchases within the first six months
• 10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.

With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:

• Grocery shopping
• Restaurants
• Entertainment centers
• Transit

The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Visa Infinite Passport also offers :

• No fees for foreign currency transactions
• 6 access to VIP airport lounges
• Excellent insurance for your travels and purchases
• Concierge service

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

RBC Avion Visa Infinite Card

With this offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points as a welcome bonus. Receive 35,000 welcome points upon approval and earn an additional 20,000 points when you spend $5,000 on the card within the first six months of approval.

You can use your Avion points for travel or convert them to other loyalty programs such as:

• American Airlines AAdvantage
• The British Airways Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

The current welcome offer lets you earn the equivalent of up to 55,000 British Airways Avios or 55,000 WestJet dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.