Best Travel Credit Cards in December 2025

Credit Cards Top 10 Travel Credit Card Offers – December 2025

To the point Here are Canada and Quebec's best travel credit card offers not to miss this month!

At Milesopedia, we compare nearly 180 credit cards available in Canada to bring you the best deals available.

Below, you will find the 10 best travel credit card offers.

With these welcome credit card offers, earn points and benefits for your travels in 2025 or 2026. Take advantage!

Here’s a table summarizing the various welcome offers available from credit cards. For more details, read on or click on the name of a card.

We also have many rankings available to help you find your way around, such as Aeroplan, AIR MILES, Costco, Airbnb, Grocery, etc.

Travel points : the best credit card offers

TD First Class Travel® Visa Infinite* Card

With the TD First Class Travel^® Visa Infinite* Card, you can get up to 165,000 TD Rewards points^†and a rebate on the annual fee for the first year:

20,000 TD Rewards points for the first purchase made with your Card^†
145,000 TD Rewards points if you spend $7,500 within 180 days of opening^†
A birthday bonus of up to 10,000 TD Rewards points^†

Plus, get an Annual Fee Rebate for the first year.^† This is the highest offer we have ever seen!

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^†

This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.

CIBC Aventura® Visa Infinite* Card

The CIBC Aventura^® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

The CIBC Aventura^® Visa Infinite* Card also offers:

Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
Reimbursement of NEXUS membership fees ( $160 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

CIBC Aventura® Gold Visa* Card

If you do not meet the income requirements of CIBC Aventura^® Visa Infinite* Card, you can apply for CIBC Aventura^® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

The CIBC Aventura^® Gold Visa* Card also offers:

Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year
Reimbursement of NEXUS membership fees ( $160 value)

RBC Avion Visa Infinite Card

With this offer for the RBC Avion Visa Infinite Card, you can get 35,000 Avion points as a welcome bonus upon approval.

You can use your Avion points for travel or convert them to other loyalty programs such as:

American Airlines AAdvantage
The British Airways Club (and Qatar Airways Privilege Club)
Cathay Pacific Asia Miles
WestJet Rewards

The current welcome offer, for example, gives you the equivalent of 35,000 British Airways Avios or 35,000 WestJet points.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of $600 toward travel or any purchase charged to the Card:

5,000 Membership Rewards points per month when you charge $1,000 in net purchases to your Card, for 12 months (a total of 60,000 points in the first year).

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

60,000 Aeroplan points
60,000 Avios
45,000 Flying Blue Miles
72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

$100 annual travel credit
Priority Pass membership and 4 complimentary Plaza Premium visits per year
$50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

gas stations
grocery stores
drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Platinum Card®

The Platinum Card^® is the best Premium Card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points:

70,000 points when you charge $10,000 in net purchases to your Card in the first 3 months after joining;
30,000 points if you make a purchase between 15 to 17 months after signing up.

With this Card, you get:

2 points per dollar for dining purchases
2 points per dollar on travel purchases
1 point per dollar for other purchases

You can use your Membership Rewards points in many ways:

Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

100,000 Aeroplan points
100,000 Avios
75,000 Flying Blue Miles
120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

$200 Annual Travel Credit
An annual meal credit of $200
$100 NEXUS Card Statement Credit
Complimentary access for you and one additional guest to over 1,400 airport lounges in more than 130 countries
Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels and Resorts program

Last but not least, the Platinum Card^® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Aeroplan the best offers

American Express® Aeroplan®* Reserve Card

With this welcome offer for American Express^® Aeroplan^®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:

Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn 25,000 points when you make a purchase in the 13th month following your membership

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD® Aeroplan® Visa Infinite* Card

With this offer for the TD Aeroplan Visa Infinite* Card, you can earn up to 45,000 Aeroplan points^† and no annual fee for the first year :

Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $12,000 within 12 months of account opening^†.
Apply for the NEXUS program and, every 48 months, receive a rebate (up to C$100) on the application fee^†.
Plus, share free first checked bags with up to 8 travel companions^†
Get an annual fee rebate for the first year^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

It’s the best TD credit card for occasional Air Canada travellers. With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchases for:

Grocery stores
Gas stations, including gasoline and EV charging
Air Canada purchases, including Air Canada Vacations

No Foreign Transaction Fee: the best offers

Scotiabank Passport™ Visa Infinite* Card

With this welcome offer for the Scotiabank Passport Visa Infinite Card, you’ll receive up to 45,000 Scene+ points in welcome bonus (a $450 value):

35,000 points after $2,000 in purchases in the first three months
10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.

With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:

Grocery shopping
Restaurants
Entertainment centers
Transit

The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Visa Infinite Passport also offers :

No fees for foreign currency transactions
6 access to VIP airport lounges
Excellent insurance for your travels and purchases
Concierge service

We voted this credit card the Best No FX Fee Credit Card of 2024 and 2025.

Scotiabank Gold American Express® Card

The Scotiabank Gold American Express^® Card offers an excellent welcome bonus.

Until January 1, 2026, you can get up to 50,000 Scene+ points as a welcome bonus, distributed as follows:

20,000 Scene+ points with $2,000 in net purchases in the first 3 months
30,000 Scene+ points by making $7,500 in purchases on the card in the first year

This represents a value of up to $500 for travel (including Airbnb). Plus, the card is free for the first year!

With the Scotiabank Gold American Express^® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

Grocery stores
Restaurants
Entertainment centers

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express^® Card also offers no foreign currency transaction fees, excellent travel and purchase insurance, concierge service and exclusive American Express benefits such as the Front of the Line program.

Hotels: the best credit card offer

Marriott Bonvoy® American Express®* Card

The Marriott Bonvoy^® American Express^®* Card is the best credit card for free hotel nights.

With this welcome offer, you can earn up to 50,000 Marriott Bonvoy points:

Earn 50,000 points after charging a total of $1,500 to your Card in your first 3 months of membership.

It’s a card we recommend you keep, because each year at renewal, you’ll get an annual one-night free certificate worth 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.

Last but not least, this Card comes with a wide range of insurances : baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.

Like all American Express Canada Cards, there is no minimum income requirement.

AIR MILES: the best credit card offer

BMO AIR MILES® World Elite®* Mastercard®*

With this exclusive offer for the BMO AIR MILES World Elite Mastercard, get up to 9,000 bonus AIR MILES:

3,000 miles after $4,500 in purchases in the first 110 days
2,000 additional miles after $1,000 in total purchases at warehouse clubs, grocery stores, and eligible liquor retailers within the first 110 days
2,000 additional miles after $10,000 in total purchases (including the $4,500 from the previous condition) within 180 days
2,000 additional miles after $20,000 in total purchases (including all expenses under the previous conditions) in the first year

What’s more, you pay no annual fee for the first year. This is the highest offer ever seen for this card!

With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Then, get 2 miles per $12 in purchases at any eligible grocery store and wholesale club (warehouse like Costco) or liquor retailer (SAQ, LCBO, etc.). Everywhere else, you’ll earn 1 AIR MILES mile for every $12 in purchases, including Walmart.

What’s more, it’s the only AIR MILES credit card in Canada to offer a 25% discount on AIR MILES flights to any destination during the calendar year.

The BMO^® AIR MILES^® World Elite^®* Mastercard^®* card also offers:

7 ¢/L discount on Shell V-Power fuel and 2 ¢/L discount on all other Shell fuels
Excellent insurance for your travels and purchases
2X miles for car rentals with National or Alamo

When it comes to credit cards for your future travels, there are several categories you might want to check out:

Come to discuss that topic in our Facebook Group!

Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

All posts by Marie-Ève Leclerc