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Aeroplan recently modified its terms and conditions to discourage subscribing to multiple Aeroplan credit cards of the same type. To comply with these conditions (and avoid having welcome bonuses withdrawn as has happened to several members), a good strategy is to opt for credit cards whose points can be transferred to Aeroplan.
Let’s review the Aeroplan co-branded credit cards and other options available on the market from American Express.
It is not recommended to subscribe to a credit card of the same level issued by different issuers (American Express, CIBC, or TD). For example, you will need to choose between one of these “Premium” level Aeroplan credit cards:
And between these “core” level Aeroplan credit cards:
And between these “entry” level Aeroplan credit cards:
While it will be more complicated to obtain multiple welcome bonuses from Aeroplan co-branded credit cards, there are still many other opportunities to earn Aeroplan points through credit cards. Both through welcome bonuses and organic spending:
The American Express Membership Rewards program is a transfer partner with Aeroplan. Therefore, you can convert your Membership Rewards points to Aeroplan points at a 1-to-1 ratio. This means 10,000 Membership Rewards points = 10,000 Aeroplan points.
American Express Canada issues 6 Membership Rewards credit cards.
You can convert your Membership Rewards points to Aeroplan points from any of these American Express Membership Rewards credit cards for individuals:
You can convert your Membership Rewards points to Aeroplan points from any of these American Express Membership Rewards credit cards for business:
With the welcome bonuses currently offered by these cards, you could earn up to 120,000 Aeroplan points.
The Marriott Bonvoy program is a transfer partner with Aeroplan. Therefore, you can convert your Marriott Bonvoy points to Aeroplan points at a 3-to-1 ratio. This means 30,000 Marriott Bonvoy points = 10,000 Aeroplan points. And for every 60,000 Marriott Bonvoy points converted, you receive 5,000 bonus Aeroplan points.
This means 60,000 Marriott Bonvoy points = 25,000 Aeroplan points. And at certain times of the year, you could even receive an additional bonus.
Here are the two American Express credit cards that allow you to earn Marriott Bonvoy points in Canada:
According to the new Aeroplan rules, it is prohibited to transfer points to Aeroplan from an account for which we are not the account holder. For example, it is prohibited to transfer American Express Membership Rewards points or Marriott Bonvoy points from one person’s account to a different person’s Aeroplan account.
The Aeroplan Family Sharing feature can be very useful. Consult our article to create your Aeroplan Family Sharing account with identity verification.
Another option is possible: each Aeroplan member can book their own ticket with their points, then request customer service to link the reservations afterward.
Now that you have an overview of all the available American Express cards for earning Aeroplan points (and the welcome bonuses offered), let’s look at earning Aeroplan points with your purchases throughout the year.
And particularly with these purchase categories:
Here are the five best American Express credit cards for earning the most Aeroplan points with grocery purchases:
The best credit card for earning points Aeroplan with grocery purchases is the American Express Cobalt® Card. With this credit card, you can earn 5 Aeroplan points for every dollar you spend at the grocery store.
Especially since many grocery stores accept American Express credit cards such as: Metro, Super C, IGA, Sobeys, Les Marchés Tradition, etc.
Here are the five best American Express credit cards for earning the most Aeroplan points with gas purchases:
The best credit cards for earning Aeroplan points with gas purchases are the American Express Cobalt® Card and the American Express® Gold Rewards Card. With these credit cards, you can earn 2 Aeroplan points per dollar on gas purchases.
However, note that you could earn 5 points per dollar by using your American Express Cobalt® Card to purchase a gas gift card at the grocery store! This way you can also earn 5 points per dollar on gas, in a roundabout way.
Here are the five best American Express credit cards for earning the most Aeroplan points with purchases at restaurants and for food delivery:
The best credit card for earning Aeroplan points with grocery purchases is the American Express Cobalt® Card.
With this credit card, you can earn 5 Aeroplan points per dollar on restaurant purchases or food delivery.
This is therefore a card to use if you subscribe to services like Good Food, FoodHero, TooGoodToGo, or can’t do without Uber Eats!
Here are the five best American Express credit cards for earning the most Aeroplan points with travel purchases (excluding Air Canada):
The best credit cards for earning Aeroplan points with travel purchases are the American Express® Gold Rewards Card and the American Express Platinum Card®. With these credit cards, you can earn 2 Aeroplan points per dollar on travel purchases.
You therefore have plenty of choice if you make many travel expenses during the year such as:
Here are the five best American Express credit cards for earning the most Aeroplan points with purchases from Air Canada or Air Canada Vacations:
The best credit card for earning Aeroplan points with purchases from Air Canada and Air Canada Vacations is the American Express®* Aeroplan®* Reserve Card. With this credit card, you can earn 3 Aeroplan points per dollar on purchases from Air Canada and Air Canada Vacations.
If you travel regularly with Air Canada, you will benefit from having an Aeroplan credit card that allows you to accumulate more points on your Air Canada purchases. But also to enjoy benefits when traveling with the airline such as:
Here are the five best American Express credit cards for earning the most Aeroplan points for all non-category purchases:
The best credit card for earning Aeroplan points for all your other purchases is the American Express®* Aeroplan®* Reserve Card. With this credit card, you can earn 1.25 Aeroplan points per dollar on non-category purchases.
As you can see: for all your organic spending, there are many credit cards that allow you to accumulate Aeroplan points directly or indirectly.
If you had to choose just one, it could be the American Express Cobalt® Card. Indeed, with the American Express Cobalt® Card, you can earn:
You could combine the American Express Cobalt® Card with the TD® Aeroplan® Visa Infinite* Card for the few merchants that would not accept your American Express card.
And to benefit from the advantages offered by the TD® Aeroplan® Visa Infinite* Card, such as:
And if you have difficulty deciding between several credit cards for earning Aeroplan points, consult our comparisons:
Here are some frequently asked questions in the Milesopedia community about these cards.
Savings this way:
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