TD First Class Travel® Visa Infinite* CardTD First Class Travel® Visa Infinite* CardUp to 160,000 TD Rewards Points + annual fee rebate for the first year†

Northeast Asia: How to Get There and Travel Using Your Points and Miles

Northeast Asia: How to Get There and Travel Using Your Points and Miles
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Northeast Asia (Japan, South Korea, Mongolia, and northern China) combines futuristic megacities, ancient traditions, and magnificent landscapes. It’s an ideal playground for travellers looking to maximize their points and reduce costs.

The good news is that with Aeroplan, Avios, and flexible travel points, you can cover most of your expenses, including flights, hotels, certain activities, and trains.

This guide shows you how to optimize your rewards for a successful multi-country itinerary in Northeast Asia using points.

Bucket List : Visiter les 7 Merveilles du Monde - La Grande Muraille

How to Get to Northeast Asia with Points

From Canada, several direct entry points as well as options with one or two stopovers:

  • Tokyo: Air Canada, ANA (Star Alliance), Japan Airlines (Oneworld)
  • Seoul: Air Canada, Asiana (Star Alliance, leaving December 16, 2026), Korean Air (SkyTeam)
  • Beijing: Air Canada, Air China (Star Alliance)
  • Ulaanbaatar: via Seoul, Tokyo, or Beijing, depending on the season and availability

In practice, the most useful programs for transpacific award tickets are Aeroplan and Avios.

Travel points (Scene+, TD Rewards, NBC Rewards, CIBC Aventura, etc.) complement well when cash fares are good or award availability is limited.

Travelling to Northeast Asia with Aeroplan

Aeroplan remains one of the most versatile options for travelling to Japan, South Korea, and northern China. Thanks to its extensive network, you can combine Air Canada flights with those of its Star Alliance partners, including ANA (All Nippon Airways), United Airlines, Asiana Airlines, or Air China, depending on availability.

This diversity allows for finding optimized itineraries, whether for the flexibility of Air Canada flights or the fixed pricing of partner airlines, which is often more appealing for long-haul flights.

In terms of points, the approximate costs for a one-way flight with an Aeroplan partner are as follows:

  • Eastern Canada to Japan/Korea/Northern China (if 5,001 – 7,500 miles): ~50,000 points in economy, ~75,000 points in business class
  • Western Canada to Japan/Korea (≤ 5,000 miles): ~35,000 points in economy class, ~55,000 points in business class
Maximiser les points Aéroplan pour un voyage en Asie - grille aeroplan 2025 an paci

Flights operated by Air Canada and United Airlines use dynamic pricing, meaning the number of points required varies based on demand and season. In contrast, flights operated by Star Alliance partners have fixed pricing, providing consistent value, especially for business class bookings.

One of the most sought-after opportunities in the Aeroplan program involves business class with ANA to Japan, departing from Vancouver or Seattle. For only 55,000 Aeroplan points one-way, you can reach Tokyo in one of the best business classes in the world.

This fixed rate is particularly attractive, as it does not fluctuate with the season and offers optimal comfort on long-haul flights. ANA is renowned for its refined service, ranging from fully flat bed seats to meticulously presented gourmet meals, blending Japanese and Western cuisine.

Avis : All Nippon Airways ANA 777 The Room | Classe Affaires | HND-JFK - ANA 777 Business The Room

However, these ANA business class flights are not always visible on the Aeroplan website. The method involves searching for availability on United MileagePlus, where ANA shares its award seats with Star Alliance partners.

Once the flight is found, simply call the Aeroplan contact center to make the booking. While it’s a bit more work, this trick allows you to transform a 110,000 United miles ticket into just 55,000 Aeroplan points, thus offering excellent value for a transpacific journey.

Les sweetspots en classe affaires avec Aéroplan depuis le Canada - ANA sur United Mileage Plus

To maximize your chances of finding these seats, it’s best to be flexible with your travel dates, avoid peak periods like Golden Week or cherry blossom season, and book as soon as seats are released, usually about 11 to 12 months in advance.

One of the great strengths of the Aeroplan program is the ability to add a stopover at a low cost before continuing your journey. For only 5,000 additional points, you can spend a few days in Tokyo or Seoul before continuing to Ulaanbaatar, Beijing, or any other destination in Northeast Asia.

This option transforms a simple flight into a two-destination mini-adventure for almost the price of one. Imagine arriving in Tokyo, exploring iconic districts like Shibuya, Asakusa, or Akihabara, tasting authentic ramen, and visiting an onsen, then catching your flight to Mongolia or northern China for natural landscapes contrasting with what you just experienced in the big city! All this without having to buy a second ticket and with your Aeroplan points maximized.

In practice, this stopover not only reduces the overall cost of your trip compared to booking two separate flight segments. It also enhances your travel experience by allowing you to visit two major cities in Northeast Asia on the same itinerary, all while making the most of your points.

Similarly, if your main goal is to visit only Japan, you can make a stopover in Tokyo before continuing to your final destination in Osaka. This stopover costs just 5,000 additional points, while a train ride between the two cities could easily cost $150 or more.

In the same vein, you can use this feature to create an itinerary, for example, Tokyo – Osaka (stopover) – Seoul (final destination). This allows you to visit multiple cities while saving points, instead of booking separate tickets for each segment.

Aline - arret aeroplan japon coree

To travel to Northeast Asia without breaking your budget, it’s important to quickly build up an Aeroplan points balance. Aeroplan credit cards offer generous welcome bonuses and allow you to earn points on your daily spending.

Featured
Annual fee
$0 $139

No annual fee the first year

Our valuation
$1,139

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 50,000 points

+ First Year Annual Fee Rebate

Apply Now

on TD's website

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points as well as an Annual Fee rebate for the first year.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Annual fee

Primary card$139
Additional card$75

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGas & EV
  • 1.5xGroceries
  • 1.5xAir Canada flights
  • 1xAll spending

Value

1st Year Value$1,714
2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Annual fee
$599
Our valuation
$1,700

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 85,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada. For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value). With this Card you can earn:
  • 3 points per dollar on purchases made with Air Canada and Air Canada Vacations
  • 2 points per dollar for dining and food delivery purchases
  • 1.25 points per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
  • Unlimited access to Air Canada Maple Leaf Lounges in North America
  • The first checked bag free for you and up to 8 companions
  • An Annual Worldwide Companion Pass
  • Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
  • The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]

With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

  • Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
  • Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$599
Additional card$199

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 3xAir Canada flights
  • 2xRestaurants
  • 1.25xAll spending

Value

1st Year Value$1,938
2nd Year Value$430

Card benefits

Concierge service24/7
Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Annual fee
$120
Our valuation
$900

Milesopedia first-year estimateFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 45,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This Credit Card is one of the Best Aeroplan Credit Cards in Canada. For a limited time, you can earn up to 75,000 Aeroplan Points as a Welcome Bonus (an estimated $1,275 value) With this Card you can earn:
  • 2 points per dollar on Air Canada and Air Canada Vacations purchases
  • 1.5 points per dollar on dining and food delivery purchases
  • 1 point per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
  • The first checked bag free for you and up to 8 companions
  • The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $10,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases. Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]

With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:

  • Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
  • Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.

With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.

And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

 

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 2xAir Canada flights
  • 1.5xRestaurants
  • 1xAll spending

Value

1st Year Value$1,428
2nd Year Value$379

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

You can also transfer your American Express Membership Rewards points to Aeroplan at a 1:1 ratio to quickly top up your balance.

Furthermore, Aeroplan regularly offers points purchase promotions with bonuses, ideal if you’re just below the threshold needed for an award ticket. By combining these strategies, it becomes possible to book your flights, even in business class or on highly sought-after itineraries, quickly and efficiently.

Travelling to Northeast Asia with Avios

The Avios program, used by British Airways Club and Qatar Airways Privilege Club, can be a very effective tool for travelling to Northeast Asia, especially for short or regional segments. Avios are particularly useful for intra-Japan flights, for example, between Tokyo and Sapporo, Osaka, or Fukuoka. Plus, there are no taxes on award tickets in Japan.

Aline - avios japon

These short trips can often be covered with a relatively low number of points, allowing you to maximize the value of your rewards, especially in economy class.

For transpacific trips, you can expect to need around 50,000 Avios points for a Montreal-Doha-Tokyo itinerary, for example, in economy class, or 100,000 points for the famous Qsuite. However, standard prices are often limited, and « flexi » fares require double the points, as can be seen in the following screenshot:

Aline - montreal japon avios qatar

There are also interesting opportunities via bonus transfers from RBC Avion Rewards. Typically, once or twice a year, these transfers offer a bonus of up to 35%, which can significantly increase the number of Avios available and make some previously expensive itineraries much more affordable.

By planning your transfers during these promotions, you can cover regional segments or even cross-border flights, such as Tokyo to Seoul on JAL, while maximizing the value of your points.

When to Prioritize Travel Points for Northeast Asia?

Cash tickets for Northeast Asia can vary considerably depending on the time of year. School holiday periods or peak tourist season, such as cherry blossom season (sakura), summer, or year-end holidays, quickly drive up fares.

Under these conditions, award ticket availability may be limited even when using a tool like Roame, dynamic point pricing from airlines like Air Canada or United Airlines may be high, or a cash fare may remain competitive.

In these situations, it often makes more sense to use your travel points to cover your tickets. If you are willing to travel during the low season, such as in January, and don’t mind flights with layovers, you can find very affordable fares. Having visited Japan during this time myself, I can say the weather is cool but pleasant.

Aline - vol pas cher montreal tokyo

One of the main advantages of travel points is flexibility. Unlike traditional loyalty programs tied to a specific airline or alliance, you can book any airline or route, whether it’s a direct flight or one with connections. You can even use your points with low-cost or regional airlines that aren’t part of programs like Aeroplan or Avios.

These low-cost airline tickets can sometimes be extremely affordable, making it less advantageous to use your Aeroplan or Avios points, as you won’t get optimal value for your points.

Aline - vols low cost japon

Travel points can be used to pay for the ticket in cash, then applied as a credit to your statement, which simplifies cost management. Additionally, if your flight is operated by a traditional airline like ANA, you continue to earn points on your flight, allowing you to maximize your rewards on every expense.

The most useful Canadian programs for this type of strategy include Scene+, TD Rewards, NBC Rewards, CIBC Aventura, BMO Rewards, etc., when used via partner booking portals. These platforms often allow you to book flights, hotels, and certain activities, all while applying your points as credit. Here is an example of using TD Rewards points to book a flight between Tokyo and Osaka.

Aline - vols japon avec points td

However, it is essential to systematically compare the cash cost and the point cost before booking. Depending on the season, availability, and fare, some options may offer better value than others. By maintaining this analytical approach, you can strategically use your travel points to cover your tickets, optimize your rewards, and reduce your expenses, even when traditional award flights are difficult to obtain.

Travelling within Northeast Asia with Points

In Japan, the Shinkansen remains the most practical option for intercity travel, such as Tokyo–Osaka or Tokyo–Kyoto (though not necessarily the least expensive compared to low-cost airlines or award flights). The trains are punctual, fast, and offer exceptional comfort. Tickets can be paid with a rewards card and reimbursed with travel points, such as with the Scotiabank Passport Visa Infinite +* Card.

For domestic flights, Avios is especially valuable on oneworld airlines like Japan Airlines. Short routes between Tokyo, Osaka, Sapporo, or Fukuoka require few points and offer an excellent alternative to travelling by train, especially if you’re short on time or want to combine a longer itinerary booked with Aeroplan.

Even domestic flights operated by ANA can sometimes be booked with Aeroplan, but the frequency and convenience of the Shinkansen usually make it the most efficient (and most environmentally friendly) option for most travellers, even if it is a bit more expensive. However, always check with low-cost airlines as their fares can be very low and may turn out to be the best value.

In South Korea, the KTX, the high-speed train, connects Seoul to Busan, Gwangju, or Daegu in a few hours. Paying for your tickets with an eligible card and reimbursing them with travel points is often simpler and more economical than resorting to domestic flights, which are only truly useful for reaching more distant destinations, such as Jeju Island. Classic points programs generally do not cover these short flights, making travel points the most flexible solution.

In northern China, the vast high-speed rail network connects Beijing to Tianjin, Harbin, or other regional cities. It’s ideal for visiting one of the wonders of the world, the Great Wall, which is near Beijing. Tickets can be purchased via recognized platforms and reimbursed with travel points, as in Japan and Korea.

In Mongolia, options are more limited but unique. To travel from Ulaanbaatar to the provinces, regional flights operated by MIAT are fast but difficult to book with alliance programs, making travel points essential. The Trans-Mongolian (or Trans-Siberian) train offers an immersive and cultural experience, but connections are long and less frequent. Travel points can finance these atypical journeys, while offering great booking flexibility.

Aline - shinkansen 5237269 1280

Where to Stay in Northeast Asia with Points?

Use Your Marriott Bonvoy Points for Chain Hotels

To maximize your points during stays in Northeast Asia, the Marriott Bonvoy program is an excellent option. In Japan, Marriott is well-established in cities like Tokyo, Kyoto, and Osaka, while in South Korea, Seoul and Busan are well-served. In Beijing, many international chains are present, but Ulaanbaatar lacks Marriott representation.

To optimize your points, prioritize stays of five nights or more, benefiting from the fifth night free offered by Marriott Bonvoy. This can significantly reduce the point cost, especially in large cities with high rates.

The annual Free Night Award certificates offered by certain cards like the Marriott Bonvoy® American Express®* Card and the Marriott Bonvoy® Business American Express®* Card are particularly advantageous in Tokyo, Kyoto, Seoul, and Beijing, offering an excellent return on investment, especially in well-located hotels or during periods of high demand. Don’t forget that you can also combine points and certificates.

To explore easily, base yourself in cities like Tokyo, Osaka, or Seoul and use trains to visit the surroundings, thus limiting hotel changes. Combine Marriott Bonvoy with other travel points solutions for unique local experiences, such as a ryokan in Japan or a guesthouse in Mongolia, to enjoy comfort, flexibility, and cultural immersion.

Featured
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Featured
Annual fee
$150
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This credit card has been the Best Business Credit Card in Canada for hotels for many years. For a limited time, you can earn 50,000 points as a welcome bonus. With this Card you can earn:
  • 5 points per dollar on Marriott Bonvoy purchases
  • 3 points per dollar on gas, dining and travel purchases
  • 2 points per dollar on all other purchases
Also, as a Cardmember, you get many benefits such as:
  • An Annual Free Night Award for up to 35,000 points
  • 15 Elite Night Credits each calendar year for your Marriott Bonvoy Elite Status
  • Automatic Marriott Bonvoy Silver Elite status membership
  • Access to American Express promotional offers
  • Access to pre-sale tickets
Finally, you are covered with reliable insurance for your travels and purchases. Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]

The Marriott Bonvoy® Business American Express®* Card is the best credit card for the self-employed, professionals and small business owners who travel.

With this welcome offer, you can earn up to 110,000 Marriott Bonvoy Points:

  • Earn 80,000 points after you spend $10,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 Points by making a purchase during your 15th month of Cardmembership.

This exceptional offer ends on September 22, 2026.

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :

  • Gas
  • Dining
  • Travel

And 2 points per dollar on all other purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

Annual fee

Primary card$150
Additional card$50

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 3xTravel
  • 3xGas & EV
  • 3xRestaurants
  • 2xAll spending

Value

1st Year Value$1,520
2nd Year Value$347

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Booking Independent Accommodations with Your Travel Points

In Northeast Asia, the choice of independent accommodations is vast, ranging from traditional ryokans in Japan to Korean guesthouses, boutique hotels in Beijing, and apartments in Mongolia. These options often offer a more personalized local experience than chain hotels.

To maximize your points, book through platforms like VRBO or Airbnb, or directly with the establishment, using a credit card eligible for travel points. You can then use your points for a statement credit.

In Japan, staying in a ryokan is a must-do experience. These traditional inns offer much more than just accommodation: you sleep on a tatami, enjoy onsen baths, and savour a refined kaiseki dinner served directly in your room. The average rate starts around $200 per person per night, but can vary depending on the level of luxury and location. Using your travel points to cover part or all of this stay makes this traditional experience much more affordable and allows you to discover an authentic aspect of Japanese culture without straining your budget.

This approach also works for other countries in the region. In South Korea, guesthouses or boutique hotels often offer a unique cultural immersion, while in Mongolia, some lodges or guesthouses allow you to discover the vast steppes while enjoying considerable comfort. You therefore gain flexibility, savings, and authentic experiences, which is particularly valuable during a multi-destination trip in Northeast Asia.

Comment voyager au Japon en utilisant des points et des miles - kaiseki

What Activities Can You Book in Northeast Asia with Your Points?

When most people think about travel points or credit cards, they often only consider using them for flights. However, you can also maximize your rewards by booking activities, tours, and excursions once you arrive at your destination. Japan, South Korea, Mongolia, and northern China offer a wide range of exceptional cultural and natural experiences, from hiking Mount Fuji or exploring Japanese national parks to visiting ancient temples, Mongolian villages, and historic Chinese cities.

By using your points for these activities, you reduce your on-site costs while continuing to accumulate more if you pay with the right card.

Gadventures

Northeast Asia is a region where distances can be significant and where some tourist infrastructures remain centralized in large cities. Organized small-group tours can help discover must-see sights and less accessible areas.

Agencies like G Adventures offer multi-country itineraries that cover several regions. Payments made through their platforms are generally recognized as travel expenses by most Canadian points programs. You can thus book a complete tour and apply your points as a statement credit, significantly reducing the total cost of the adventure.

Civitatis and GetYourGuide

If you prefer to book your activities as you go, platforms like Civitatis or GetYourGuide offer a wide variety of options in the region’s main cities. Day trips, skip-the-line tickets for temples or attractions, and cultural activities are often eligible for reimbursement via travel points, depending on the card used. This approach is ideal for those who wish to remain flexible and organize their itinerary according to their travel pace.

What Travel Insurance to get for a Trip to Northeast Asia?

Travelling in Northeast Asia requires good preparation, and comprehensive travel insurance is an essential element. Healthcare systems in Mongolia or rural areas of China can be limited, and emergency medical expenses can quickly become very high. Domestic flights or inter-country travel can also experience delays or cancellations, which makes insurance even more important.

Insurance Included with Credit Cards

Many Canadian credit cards already offer coverage if you pay for all or part of your trip with the card. Common protections include:

It is important to read the conditions carefully, as some cards require the entire trip (flight + accommodation) to be paid with the card, limit the age of travellers, or exclude certain sports and activities, such as high-altitude trekking or skiing.

SoNomad

If your card’s protection is not sufficient, or if you are planning an extended trip through several countries in Northeast Asia, an independent insurance like SoNomad can be an excellent solution. This insurance is particularly suitable for:

  • Long-term stays (more than 30 days).
  • Multi-destination trips, common in Northeast Asia.
  • Travellers seeking flexibility and comprehensive coverage for medical emergencies, cancellation, baggage, and activities.

SoNomad often offers more competitive premiums than traditional airline or travel agency insurance, while guaranteeing extensive coverage suitable for complex international travel.

Bottom Line

Travelling in Northeast Asia with your points and miles allows you to cover flights, accommodations, trains, and activities while making the most of your budget. Whether you’re heading to Japan, Korea, Mongolia, or northern China, combining reward flights, strategic stopovers, high-speed trains, and points-based accommodations gives you a rich and flexible multi-country itinerary.

By planning your travels, using the right programs, and arranging appropriate travel insurance, you transform your points into an economical and unforgettable adventure, while fully enjoying the best of each country.

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Annual fee
$0 $139

No annual fee the first year

Our valuation
$1,139

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 50,000 points

+ First Year Annual Fee Rebate

Apply Now

on TD's website

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points as well as an Annual Fee rebate for the first year.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Annual fee

Primary card$139
Additional card$75

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGas & EV
  • 1.5xGroceries
  • 1.5xAir Canada flights
  • 1xAll spending

Value

1st Year Value$1,714
2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

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