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Tangerine® Rewards World Elite®* Mastercard®*: Everything You Need to Know

Tangerine® Rewards World Elite®* Mastercard®*: Everything You Need to Know
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The Scene+ rewards credit card family has a new member! The new Tangerine® Rewards World Elite®* Mastercard®* combines the digital-only benefits of Tangerine with one of Canada’s favourite rewards program, Scene+.

In this article, we’ll go over everything you should know about this new card, including how it earns Scene+ points, what sort of perks it provides, and how it compares to other Scene+ credit cards.

Let’s dig in to explore whether the Tangerine® Rewards World Elite®* Mastercard®* should be the next card you add to your rewards roster.

Tangerine Rewards Mastercard Promo image

Tangerine® Rewards World Elite®* Mastercard®*

The Tangerine® Rewards World Elite®* Mastercard®* is a natural addition to the Scene+ family as the first Mastercard to join its ranks.

This card gives more people the chance to earn Scene+ points across all their purchases, and use these valuable points for free travel, groceries, and more.

Annual fee
$120
Our valuation
$300

Milesopedia first-year estimateFirst-year valueWelcome bonus$300Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 30,000 points

Ends Oct 30, 2026

Apply Now

on Tangerine's website

If you are looking for a credit card that rewards generously from the start, the Tangerine Rewards World Elite Mastercard is for you.

This card offers an exceptional welcome bonus: get up to $600 in value in the first year*, including 30,000 Scene+ points when you spend $3,000 within the first 3 months*.

But that’s not all. During the year, you can get an additional $100 in Lifestyle credit by spending $30,000, as well as 4 complimentary airport lounge passes via DragonPass — a $200 value.

For earning, earn 1.5x more Scene+ points in 3 accelerated earning categories. Choose from 13 categories — groceries, restaurants, gas, pharmacy, home furnishings, and many more — and change them every 90 days according to your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent*.

As a cardholder, you also get access to The Mastercard Collection, a premium global benefits program including:

  • Access to exclusive dining, entertainment, and travel benefits
  • Unique Cirque du Soleil benefits
  • FUBO: $30 off a Sports Quarterly subscription for your first quarter
  • H&R Block: 30% off tax preparation services
  • FlexiRoam: Free 3 GB international mobile data plan

Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.

Save on fuel with Shell

All Tangerine cardholders can get savings and rewards on fuel with Shell and Scene+ when you link your cards to your Shell Go+ account. Get up to 10¢/L in value with a linked Tangerine Rewards World Elite Mastercard:

  • Instant savings of 3¢ per litre on all grades of Shell fuel.
  • Save an additional 4¢ per litre when purchasing Shell V-Power®.
  • Earn up to 3¢ per litre in Scene+ points value when purchasing Shell V-Power® fuel.

Annual fee

Primary card$120
Additional card$30

Annual income required

Individual$80,000
Household$150,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xBills & recurring payments
  • 1xAll spending

Value

1st Year Value$531
2nd Year Value$380

Card benefits

Airport lounge access$200

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Trip CancellationUp to $2,000
Trip InterruptionIncluded
Delayed BaggageIncluded
Lost BaggageIncluded
Flight DelayIncluded

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceIncluded
Auto Rental CollisionIncluded

Card Details

To start our exploration of this card, here’s some key information:

  • Annual fee of $120
  • Minimum income requirement of $80,000 individual and $150,000 household
  • Earns Scene+ points on all purchases
  • Offers a number helpful perks and benefits

The Tangerine® Rewards World Elite®* Mastercard®* also compliments Tangerine’s other financial products like their bank accounts and their other credit cards, such as the Tangerine Money-Back Credit Card.

Welcome Offer

The Tangerine® Rewards World Elite®* Mastercard®* gives new cardholders the opportunity to earn a welcome offer of up to 30,000 Scene+ points when you spend at least $3,000 in the first 3 months.

This is a pretty accessible offer since you only need to spend an average of $1,000 on the card each month to earn the full amount.

The value of this welcome offer comes in at around $300, with Scene+ points valued at 1 cent each. This means that by signing up for the Tangerine® Rewards World Elite®* Mastercard®* and meeting the spending requirement, you can easily save hundreds of dollars on groceries, travel expenses, and lots more!

Scene+ Earning Rates 

Scene+ is a versatile program, offering access to redemptions ranging from savings at grocery stores and restaurants to free travel.

With the new Tangerine® Rewards World Elite®* Mastercard®*, you earn Scene+ points on all purchases, giving you a new way to access this popular and valuable program.

The Tangerine® Rewards World Elite®* Mastercard®* is designed to fit your personal spending style and priorities, most notably through how it structures it’s earning rates.

With this card, you earn a base rate of 1 Scene+ point per $1 spent. Additionally, you get to choose 3 spending categories that will earn the elevated rate of 1.5 Scene+ per $1 spent.

You can select your top 3 categories from the following 13 options:

  • Grocery
  • Restaurants
  • Gas
  • Public Transportation and Parking
  • Entertainment
  • Furniture
  • Home Improvement
  • Hotel-Motel
  • Drug Store
  • Recurring Bill Payments
  • E-Games
  • Fitness and Sports Clubs
  • Foreign Currency Spend
Tangerine Rewards Mastercard spending categories

You also can also change your 3 selected categories every 90 days, making the card even more adaptable.

This flexibility means that you can shift your earning focus to suit different spending priorities. For example, perhaps you choose to focus on restaurants, groceries, and gas spending while at home; then, you could switch to foreign currency spend, hotel/motel, and restaurants when you head out on your next longer vacation.

Card Perks and Benefits

With the Tangerine® Rewards World Elite®* Mastercard®*, you not only earn Scene+ points on all your purchases, but you additionally get to enjoy a number of nice perks and benefits.

First, fans of travel will be happy to hear that the card gives you 4 complimentary airport lounge passes each year through DragonPass. These can be used to enjoy over 1,400 airport lounges around the world, making your next trip that much more comfortable.

Additionally, you can earn an annual lifestyle credit of 10,000 Scene+ points (valued at $100) if you spend $30,000 on the card within the year.

The Tangerine® Rewards World Elite®* Mastercard®* also comes with the following valuable insurance coverage:

Plus, you also get a bunch of additional benefits such as:

As a cardholder, you can also save up to 10 cents per litre at Shell gas stations, as follows:

  • Instantly save 3 cents per litre when you pay using your Tangerine Rewards card
  • Save 4 cents more per litre when you fill up with Shell V-Power fuel
  • Earn up to 3 cents per litre in Scene+ points when you pay with the card

Just take note that this offer is currently only active in Alberta and will be available across the country starting May 26, 2026.

Who Is This Card For?

The Tangerine® Rewards World Elite®* Mastercard®* is good choice for people who already bank with Tangerine and who want to earn a flexible rewards currency instead of the cash back options available through the Tangerine Money-Back Credit Card and the Tangerine® Money-Back World Mastercard®*.

It’s also a solid card choice for new Tangerine customers who are fans of the Scene+ program. The card is particularly valuable for fans of Costco who have been looking for a way to earn Scene+ points when they stock up.

Given the diversity and flexibility of Scene+ point redemptions, the Tangerine® Rewards World Elite®* Mastercard®* can play a key role in saving you money on day-to-day expenses like groceries or on more exciting expenses like your next trip abroad.

Bottom Line

The Tangerine® Rewards World Elite®* Mastercard®* is a natural and welcome addition to the Scene+ family and to Tangerine’s roster of financial products.

Offering the chance to earn Scene+ points on all your purchases and supporting your travel goals with perks and a strong welcome offer, this card is certainly worth consideration.

Annual fee
$120
Our valuation
$300

Milesopedia first-year estimateFirst-year valueWelcome bonus$300Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 30,000 points

Ends Oct 30, 2026

Apply Now

on Tangerine's website

If you are looking for a credit card that rewards generously from the start, the Tangerine Rewards World Elite Mastercard is for you.

This card offers an exceptional welcome bonus: get up to $600 in value in the first year*, including 30,000 Scene+ points when you spend $3,000 within the first 3 months*.

But that’s not all. During the year, you can get an additional $100 in Lifestyle credit by spending $30,000, as well as 4 complimentary airport lounge passes via DragonPass — a $200 value.

For earning, earn 1.5x more Scene+ points in 3 accelerated earning categories. Choose from 13 categories — groceries, restaurants, gas, pharmacy, home furnishings, and many more — and change them every 90 days according to your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent*.

As a cardholder, you also get access to The Mastercard Collection, a premium global benefits program including:

  • Access to exclusive dining, entertainment, and travel benefits
  • Unique Cirque du Soleil benefits
  • FUBO: $30 off a Sports Quarterly subscription for your first quarter
  • H&R Block: 30% off tax preparation services
  • FlexiRoam: Free 3 GB international mobile data plan

Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.

Save on fuel with Shell

All Tangerine cardholders can get savings and rewards on fuel with Shell and Scene+ when you link your cards to your Shell Go+ account. Get up to 10¢/L in value with a linked Tangerine Rewards World Elite Mastercard:

  • Instant savings of 3¢ per litre on all grades of Shell fuel.
  • Save an additional 4¢ per litre when purchasing Shell V-Power®.
  • Earn up to 3¢ per litre in Scene+ points value when purchasing Shell V-Power® fuel.

Annual fee

Primary card$120
Additional card$30

Annual income required

Individual$80,000
Household$150,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xBills & recurring payments
  • 1xAll spending

Value

1st Year Value$531
2nd Year Value$380

Card benefits

Airport lounge access$200

Travel insurance

Travel medical (under 55)Included
Travel medical (55-64)Included
Trip CancellationUp to $2,000
Trip InterruptionIncluded
Delayed BaggageIncluded
Lost BaggageIncluded
Flight DelayIncluded

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceIncluded
Auto Rental CollisionIncluded

To learn more about Tangerine’s financial products, the Scene+ program, and other Scene+ earning credit cards, check out our additional articles and guides:

FAQs

What is the annual fee for the Tangerine® Rewards World Elite Mastercard®*?

The annual fee for the Tangerine® Rewards World Elite®* Mastercard®* is $120.

What is the minimum income requirement for the Tangerine® Rewards World Elite Mastercard®*?

The minimum income requirement for the Tangerine® Rewards World Elite®* Mastercard®* is $80,000 personal and $150,000 household.

How do I join Scene+?

You can easily join Scene+ for free by heading to the program website and clicking on Join Now. All you’ll need to do is fill in a small amount of information and you’ll be ready to earn!

Do Scene+ points expire?

No, Scene+ points don’t expire as long as your account has some activity every 24 months. To make sure that you don’t lose your hard-earned stash of points, simply earn or redeem some Scene+ points at least once every 2 years.

How much are Scene+ points worth?

We value Scene+ points at 1 cent each. For example, you can redeem 1,000 Scene+ points for $10 off at eligible groceries stores or for $10 off on travel expenses made on an eligible credit card.

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.