Best Scene+ Credit Cards in Canada - September 2026

The Scotiabank Gold American Express Card offers an excellent welcome bonus.

Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:

• 30,000 Scene+ points by charging $2,000 in purchases to the card within the first 3 months
• 20,000 Scene+ points by making $7,500 in purchases on the card in the first year

This represents a value of up to $500 for travel (including Airbnb).

With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

• Grocery stores
• Restaurants
• Entertainment centers

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.

With this welcome offer for the Scotiabank Passport Visa Infinite +* Card ^+* Card^MC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.

Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.

With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.

These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.

The Scotiabank Passport Visa Infinite +* Card also offers:

• No fees for foreign currency transactions
• 6 complimentary airport VIP lounge passes
• Excellent insurance for your travels and purchases
• Visa Infinite* Concierge Services

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

The Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.

For a limited time, you can earn up to 10,000 Scene+ points in the first three months, a value of up to $100 in travel (including Airbnb):

• 2,500 Scene+ points after $250 spent in the first three months
• 7,500 Scene+ points after $1,000 spent in the first three months

With the Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You also earn 2 points per dollar on:

• Grocery stores
• Restaurants
• Entertainment
• Gas stations
• Local transportation
• Streaming services

And 1 point per dollar on all other purchases.

These points can be redeemed against any travel purchase (flights, hotels, all-inclusives and even Airbnb) or with Scene+ partners.

For a limited time, by signing up for the Scotiabank Platinum American Express® Card, you can earn up to 100,000 Scene+ points, worth up to $3,000 in value over the first 14 months (including about $1,000 in travel rewards from the bonus points).

With the Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all purchases. These points can be used against any travel purchase (plane tickets, hotels, all-inclusives, and even Airbnb), and you can also use them for other rewards in the Scene+ program, like cash back.

Plus, with this card, you pay no foreign transaction fees, and you get 10 free accesses to VIP airport lounges (Priority Pass).

And you benefit from excellent insurance for your trips and purchases, premium concierge service, and exclusive American Express Invitations offers.

Looking for a Scene+ credit card with no annual fee? The Scotiabank Scene+ Visa Card is ideal for students or those who don’t want to pay annual fees.

For a limited time, you can earn up to 5,000 bonus Scene+ points within your first 3 months (2,500 points after $250 and an additional 2,500 points after $1,000 in spending). Enough to get you about $50 towards a trip or your grocery purchases.

With the Scotiabank Scene+ Visa Card, you earn 2 points for every dollar spent at Sobeys, Safeway, IGA, Foodland, participating Co-ops, FreshCo and more.

You also earn 2 points for every dollar spent at Home Hardware and at Cineplex.

And you get 1 point Scene+ on all your other purchases.

It’s a great Visa credit card with no annual fee to get Scene+ points.

If you are looking for a credit card that rewards generously from the start, the Tangerine Rewards World Elite Mastercard is for you.

This card offers an exceptional welcome bonus: get up to $600 in value in the first year*, including 30,000 Scene+ points when you spend $3,000 within the first 3 months*.

But that’s not all. During the year, you can get an additional $100 in Lifestyle credit by spending $30,000, as well as 4 complimentary airport lounge passes via DragonPass — a $200 value.

For earning, earn 1.5x more Scene+ points in 3 accelerated earning categories. Choose from 13 categories — groceries, restaurants, gas, pharmacy, home furnishings, and many more — and change them every 90 days according to your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent*.

As a cardholder, you also get access to The Mastercard Collection, a premium global benefits program including:

• Access to exclusive dining, entertainment, and travel benefits
• Unique Cirque du Soleil benefits
• FUBO: $30 off a Sports Quarterly subscription for your first quarter
• H&R Block: 30% off tax preparation services
• FlexiRoam: Free 3 GB international mobile data plan

Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.

Save on fuel with Shell

All Tangerine cardholders can get savings and rewards on fuel with Shell and Scene+ when you link your cards to your Shell Go+ account. Get up to 10¢/L in value with a linked Tangerine Rewards World Elite Mastercard:

• Instant savings of 3¢ per litre on all grades of Shell fuel.
• Save an additional 4¢ per litre when purchasing Shell V-Power®.
• Earn up to 3¢ per litre in Scene+ points value when purchasing Shell V-Power® fuel.

With the Scotiabank Passportᴹᴰ Visa Infinite Business* Card, you can get up to 40,000 Scene+ points as a welcome bonus and the first year free:

• 30,000 points after $5,000 in purchases during the first 3 months
• 10,000 points after $60,000 in purchases during the first 12 months

With the Scotiabank Passportᴹᴰ Visa Infinite Business* Card, you pay no foreign transaction fees.

Additionally, you receive six complimentary annual airport lounge accesses worldwide.

With the Scotia Home Hardware PRO Visa* Business Card, you can earn up to 7,500 bonus Scene+ points in the first year (that’s up to $75 in rewards) by making at least $1,500 in purchases at Home Hardware within the first 3 months of membership.

With this card, you earn 1 Scene+ point for every dollar of eligible business purchases at Home Hardware, redeemable for business rewards such as business travel, home renovations, entertainment, groceries, gift cards, technology or statement credits.

With the Scotia® Home Hardware PRO Visa* Business Card, you benefit from a 21-day interest-free grace period on new purchases, savings on purchases with Visa SavingsEdge, and up to 25% off AVIS and Budget car rentals.

With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):

• 30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
• 30,000 points after $20,000 in purchases within the first six months
• 20,000 points by making an eligible purchase during the 14th month following account opening

With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:

• 3X Scene+ points for every $1 in eligible travel purchases
• 2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
• 1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport® Visa Infinite Privilege* Card also offers:

• No fees for foreign currency transactions
• 10 complimentary airport lounge visits per year
• $250 annual travel credit
• Excellent insurance for your travels and purchases
• Concierge service