To return home from an upcoming work trip in Australia, I decided to book my own travel using points. I work in ocean mapping using sophisticated sonar systems on ships and underwater vehicles to map the ocean floor. Because of this, I travel a lot to oceans around the world. To get to and from work, my client will generally book flights for me.
However, for this trip I will remain in Australia for a few days to visit with some friends. And since I haven’t been to this area of the world for a few years, I decided to plan my own way home in order to score some major first class bucket list award redemptions. These have been high on my list for a while so I am excited to finally get a chance to try them out!
The flights
My trip will begin in Sydney, Australia and take me to Singapore, Delhi, Dubai, Toronto, and finally home to Montreal. I will fly over 15,000 miles in just a few days.
SYD-SIN-DEL on Singapore Airlines
My first flight is actually my number 1 bucket list flight in the world : Singapore Airlines Suites on the Airbus 380. I will be flying this not once, but twice. First from Sydney to Singapore, then from Singapore to Delhi.
This is one of the most sought-after hard products in commercial aviation today, and isn’t really a seat but more of a full cabin experience to yourself.
The Suites are located in the forward section of the upper cabin of the A380. It features a single aisle, and a single cabin on each side of it, for a total of just 6 first-class passengers.
Compare this with economy class which has 10 seats across in the same space! Each suite has a full reclining chair and a separate bed. In addition to this, the first two suites in the first and second rows can be combined to form a larger suite with a double bed if travelling with a companion. You can read Jean-Maximilien’s full review of the product here.
I’ll be flying this route in the same product twice, both arriving and departing Singapore. This will allow me to experience the full ground experience in both directions, including Singapore Airlines’ best first class lounge : The Private Room. This features premium drinks, à la carte dining, showers, nap rooms, along with very attentive service.
Singapore Airlines First Class – How I booked it with points
The cash fare for these two flights is CAD 6,200. When you think about it, that’s actually a pretty fantastic fare. You can easily pay CAD 5,000 for a one-way flight across the Atlantic from Montreal to Europe in business class with Air Canada.
So to have that price for not one, but two long-haul flights (including the full ground experience in Singapore with The Private Room) in one of the best first-class cabins in the world, is quite a bargain.
For my ticket, I’ll be using 213,000 KrisFlyer miles plus a very reasonable CAD 100 in taxes and fees. While that is a lot of miles to burn, I’m thankful to have a guaranteed seat in what can be a very difficult cabin to book with points.
Singapore Airlines has both « Saver » and « Advantage » awards, with the latter being more flexible and costlier. Saver fares are few and far between, so I was expecting to pay the Advantage fare from the start since I wasn’t very flexible with the dates I could travel.
In addition to this, even with the costlier fare, you often have to be put on a waitlist, meaning your seat is not guaranteed. You need to have a refundable backup booking in case your waitlist doesn’t clear.
I did NOT want that to happen to me considering this was the most important part of my flight experience, so I was lucky to actually get a confirmed seat with the miles that I paid.
So why am I stopping in Delhi instead of flying straight to Dubai from Singapore you might ask? I don’t really need to go there, I just really wanted to experience the full Singapore Airlines flight experience twice, particularly departing from Singapore to enjoy the full ground experience.
Since the price of two segments is significantly less than the price of each segment purchased individually, I just found a destination which had first class availability, and would allow me to connect on to the next part of my journey.
To earn KrisFlyer miles in Canada, the best way is to transfer them from HSBC Reward Points. I earned mine using the HSBC World Elite® Mastercard®. They can be transferred with the below conversion rates, however since the acquisition of HSBC by RBC, the future of the ability to do this is in doubt.
DEL-DXB-YYZ on Emirates
For my second major section of my trip, I will fly with Emirates infirst class from Delhi to Dubai on the Boeing 777, then Dubai to Toronto on the Airbus 380.
While the flight on the B777 no doubt will be great, I’m mostly looking forward to the segment on the A380. While the seat and service is similar (check out Audrey’s review here), the A380 features the onboard bar and shower which takes the bling factor to a whole new level!
Emirates First Class – How I booked it with points
The cash rate for these flights is about CAD 10,700. While that’s a lot, again when compared with the cost of a shorter business class flight with Air Canada, it certainly isn’t unreasonable.
For Canadians the most easily accessible method of booking Emirates is through Aeroplan. They have a special mileage chart which can be used to book flights with them, and there are no carrier-imposed surcharges to pay.
While Aeroplan points are easy to earn in Canada and the taxes and fees payable on Emirates redemptions are low, the points requirements are quite high and there is more limited availability than with Emirates’ own Skywards miles.
Since there was no first class Aeroplan availability for the flights I needed, I paid using 163,500 Skywards miles.
Similar to Singapore Airlines, you get a much better deal with points if you book two segments instead of one. The Delhi to Dubai segment was only a negligible increase in points making it a better deal, and a chance to fly in first class on two different aircraft, with both an arriving and departing experience in Dubai.
While there is increased availability with Skywards, it does come at a cost with taxes and fees. Mine for the two flights were a significant CAD 1,580.
This is expensive, however it still is an 85% reduction from the actual revenue cost of the ticket. And even with these fees factored in, I am still redeeming for a value of 5.6 cents per point which is excellent value.
If you’re travelling with a family of four, there certainly are more economical ways to fly around with points. But for just one person, crossing a major bucket list item off my list, with fairly inflexible dates, then this still was a great point redemption.
To earn Skywards miles, you can accrue them by flying on revenue fares with the airline or its partners, and by using a transferrable points currency on US-issued credit cards. I used my American Express Membership Reward points for the transfer, and you can also use Citi ThankYou points and Capital One miles.
YYZ-YUL on Air Canada
My last flight home from Toronto to Montreal will be a short hop with Air Canada on their A220.
I’m currently booked in economy class at a cost of 7,700 Aeroplan points and CAD 47 in taxes and fees. Closer to the date of the flight I will attempt to use my eUpgrade credits to secure a seat in business class.
For such a short flight it doesn’t bother me much either way. What I do know is that being on a North American narrow-body jet on a short domestic flight sure will be a massive shock after four international first class flights in a row with some of the world’s top airlines!
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada.
For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value).
With this Card you can earn:
3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar for dining and food delivery purchases
1.25 points per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$1,938
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
The hotels
The hotels for this itinerary definitively take a backseat to the flights which are the star attraction. I really only needed a transit hotel in both Singapore and Delhi to get some rest overnight between my inbound and outbound flights there.
While the first class cabins will be very comfortable, nothing really beats a large bed in a hotel room to break up the journey with some good quality sleep.
In Singapore, I will stay at the Yotel Singapore Changi Airport. I’ve stayed at the Yotel at Heathrow a couple of times, and really enjoyed it.
The concept was developed to replicate a really nice first class suite on an airplane as a hotel room. This results in a smaller and more affordable transit hotel at an airport, without sacrificing any quality.
You have a small « cabin » which has a very comfortable bed, mood lighting, a desk for working, and a compact yet fully functional ensuite with sink, toilet, and rainfall shower.
Since staying at Heathrow I’ve been looking forward to trying out another location. It’s perfect when your only need is to sleep and shower, which is all I’ll be looking for.
The cost to stay there for a night is $235 CAD with the taxes and fees included. You can also book Yotels for hourly rates during the day if you don’t need to stay overnight.
The hotel is in the Jewel complex of the airport. Despite being to Singapore many times, it has been years since I’ve been there so I haven’t actually seen the Jewel yet. As a major fan of Changi Airport, I can’t wait to finally see it in person! After checkout I will spend some time exploring it, then head to the Singapore Airlines Private Room before my flight.
In Delhi, the only transit hotel available right at the airport is the Holiday Inn Express. The main attraction of this hotel is its convenience right at the airport, otherwise there’s nothing particularly exciting about it. The cost is CAD 259 with taxes and fees. Again, my only goal will be to just have a quick sleep and shower, then head to the airline lounge.
To pay for the hotels, I will use Scene+ points, primarily earned with my Scotiabank Gold American Express card. With these, you have a value of 1 cent per point. The nice thing about it is you can book travel any way you’d like, then get a statement credit to be reimbursed after your trip.
$500ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The Scotiabank Gold American Express Card offers an excellent welcome bonus.
Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:
30,000 Scene+ points by charging $2,000 in purchases to the card within the first 3 months
20,000 Scene+ points by making $7,500 in purchases on the card in the first year
This represents a value of up to $500 for travel (including Airbnb).
With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
Grocery stores
Restaurants
Entertainment centers
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.
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* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year and the value of foreign transaction fee savings as of May 22, 2026:
$300 in travel rewards (30,000 bonus Scene+ points) for new Scotiabank Gold American Express Cardholders who make purchases totaling $2,000 in the first 3 months
$200 in travel rewards (20,000 bonus Scene+ points) for making purchases totaling $7,500 in the first 12 months
$59 in foreign transaction fee savings based on the average annual amount of foreign currency purchases made per account over the last 24 months (saving on the 2.5% foreign transaction fee typically charged by other credit card issuers);
$398 corresponding to the potential value of points earned in the first year (38,500 Scene+ points) based on the average amount of purchases made, per account, over the last 24 months, assuming an average spend of 28% of purchases in categories eligible for accelerated earn rates of 6X, 5X and 3X points.
Maximum potential value after the first year = $957 (rounded to $950)
The actual value of offers, savings realized and rewards earned will vary depending on card usage and eligibility for offers. Conditions apply.
1 Offer Description and Conditions: The 50,000 Scene+ points offer (the « Offer ») applies only to new Scotiabank Gold American Express credit card accounts (the « Accounts ») opened between July 2, 2026, and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. All other program terms and conditions continue to apply during the Offer period. The Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offer.
To qualify for the 30,000 bonus Scene+ points (the « 30,000 Bonus Points Offer »), you must make eligible purchases totaling at least $2,000 within three months of the account opening date. To qualify for the 20,000 additional bonus Scene+ points (the « 20,000 Additional Bonus Points Offer »), you must make $7,500 in eligible purchases on your new account during the first year (twelve months). Eligible purchases mean purchases, less refunds, returns and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, card fees and other fees.
Fulfillment of the Annual Bonus: Bonus points will be credited to the Scene+ account within approximately eight weeks after you qualify for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the 20,000 additional bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000 or $7,500) within the appropriate timeframe (the first three months or the first 12 months). If a supplementary cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the 20,000 additional bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower or supplementary cardholder by contacting Scene+. An account is in good standing if it is not delinquent, the credit limit is not exceeded, and the holder(s) have complied with the terms of the Revolving Credit Agreement applicable to the account. All other program terms and conditions continue to apply during the Offer period. The Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offer.
Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.
Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional card (including those issued to joint account holders and additional cardholders). The preferred annual interest rates currently applicable to the account are: 21.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). Rates, fees, features and benefits, which are described in the application statement, are subject to change.
Annual fee
Primary card$120
Additional card$29
Annual income required
Individual$12,000
Household$12,000
Conversion fees
0%
Earning rate
6xWith the partner brand
5xGroceries
5xEntertainment
5xRestaurants
3xStreaming
3xTransit
3xGas & EV
1xAll spending
Value
1st Year Value$1,460
2nd Year Value$461
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental Collision (primary)Up to $65,000 / 48 days
In addition to the Scotiabank credit card lineup, Scene+ points can be earned with the Scene+ Rakuten shopping portal, as well as purchases at many choices of restaurants, movie theaters, grocery stores, plus entertainment and travel purchases.
Conclusion
I’m very excited about this trip, which definitively will be one of my more memorable return journeys home from work!
While the cost in points is high (213,000 KrisFlyer and 163,500 Skywards miles), it’s still overall quite good value, and I was able to score four very premium first class flights with both Emirates & Singapore Airlines on the exact dates I needed them.
This is all made possible by using miles and points, with the ability to use multiple point currencies for various airline products. The A380 is a joy to fly in, and I’m very much looking forward to doing it in some of the best products available in commercial aviation.
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Terms of the offer
Unlock special experiences with the newly designed metal Platinum Card
New Platinum® Cardmembers, earn 25,000 Welcome Bonus Membership Rewards® points when you charge $2,000 in purchases to your Card in the first three months of Cardmembership
Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
Take full advantage of the American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels & Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities
Enjoy premium benefits at the Toronto Pearson Airport including security bypass, complimentary valet car service and discount car care and parking
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts®, Radisson Hotel Group Hotels and Resorts, Hertz® and Avis®
As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply
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*Terms and conditions apply. American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
The Platinum Card® is the best premium card in Canada for travellers.
With this welcome offer, you can earn up to 100,000 Membership Rewards® points:
70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins
With this Card, you get:
2 points per $1 on eligible dining and delivery purchases in Canada
2 points per dollar on eligible travel purchases charged to the Card
1 point per $1 on all other purchases charged to the Card
You can use your Membership Rewards® points in many ways:
Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!
For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:
100,000 Aeroplan points
100,000 Avios
100,000 Flying Blue Miles
120,000 Marriott Bonvoy points
With this card, you also have advantages for your travels:
$200 Annual Travel Credit
An annual meal credit of $200
A $100 statement credit for NEXUS membership
Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
Hilton Honors Gold status
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels + Resorts program
Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$799
Additional card$250
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xTravel
2xRestaurants
1xAll spending
Value
1st Year Value$1,482
2nd Year Value$470
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Card benefits
Concierge service24/7
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
$990ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.
This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,437
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our editorial integrity
Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.