American Express Aeroplan Business Prestige Card: up to 90,000 Aeroplan points
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The American Express® Aeroplan®* Business Prestige Card is currently offering a welcome bonus of up to 90,000 Aeroplan points.
This credit card is designed for entrepreneurs of all sizes, including self-employed individuals. It offers faster points earning, privileged access to airport lounges, and exclusive Air Canada benefits, as well as practical tools for business management.
Welcome Offer
American Express® Aeroplan®* Business Prestige Card
With this welcome offer for the Aeroplan®* Business Prestige Card from American Express®, you can get up to 90,000 Aeroplan points:
- Get 65,000 Aeroplan points after charging $10,500 in purchases in the first three months
- Get 25,000 Aeroplan points more when you spend $3,500 in the 13th month
With this Card, you earn 3x the points on purchases made directly with Air Canada and Air Canada Vacations, and 2x the points on accommodation and car rental purchases. Everywhere else, you earn 1.25x the points.
With this Card, you enjoy many Air Canada travel privileges, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
As a Cardmember, up to 8 passengers can check their first bag free (maximum weight 23 kg/50 lb) when the itinerary starts with an Air Canada flight.
As with all American Express Canada Cards, there is no minimum income requirement.
- Annual fee
- $599
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,300Total$1,300$500 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,300
- Welcome offerAfter $10,500 in 3 months
- Up to 90,000 points
Apply Now
on American Express's website
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
What can you do with 90,000 Aeroplan points?
With 90,000 Aeroplan points, you have access to a wide range of possibilities! For example, from Montreal or Toronto, you could redeem your points for:
- 1 one-way business class flight to Europe (Paris, London, Frankfurt, Zurich, Vienna, Lisbon): 60,000 to 70,000 points
- 1 one-way business class flight to Asia (Tokyo, Seoul, Hong Kong, Singapore): 75,000 to 87,500 points depending on the period and availability
- 4 to 9 short-haul business class flights within North America: 15,000 to 30,000 points per flight
- 2 round-trip economy class flights to Europe: 70,000 to 80,000 points per round trip
- $900 off (for a redemption of 90,000 points) on a package with Air Canada Vacations
You can also use Aeroplan points to book accommodation through the Aeroplan HotelSavers program. In addition, enjoy the fourth night free after 3 nights paid with points to maximize your stay.
To get the most value from your points, opt for long-haul business class flights, where the value per point is generally the highest. It can reach more than 5 cents per point!
Air Canada Benefits
The American Express® Aeroplan®* Business Prestige Card offers an exceptional set of Air Canada privileges that will transform your business travel experience.
Maple Leaf Lounge access
Access the prestigious Air Canada Maple Leaf Lounges in North America with one guest, upon presentation of a valid same-day departing ticket with Air Canada or a Star Alliance partner.
Also enjoy the comfortable workspaces at Air Canada Cafés, available at select airports.
Worldwide Annual Companion Pass
One of the most notable benefits is the Worldwide Annual Companion Pass, which you automatically receive after making net purchases totaling $25,000 before your card anniversary.
This valuable pass allows you to purchase an economy class ticket for a companion on Air Canada at a fixed base fare of $99 (plus taxes and fees) for flights worldwide.
This benefit is particularly attractive for long-haul flights and routes that are typically expensive.
First checked bag free
Travel lighter thanks to the first checked bag free privilege. You and up to eight travel companions on the same reservation receive a first checked bag free (up to 23 kg).
This savings can be worth up to $75 per person per one-way trip—potentially hundreds of dollars per business trip or family vacation.
3x points on Air Canada and Air Canada Vacations purchases
Maximize your rewards with 3 Aeroplan points per dollar on all purchases made directly with Air Canada or Air Canada Vacations.
This multiplier applies to airfare, upgrades, seat selection options, and vacation packages, turning every business expense into a travel opportunity.
Aeroplan Elite privileges and preferred pricing
Aeroplan Elite privileges are a major benefit for frequent travellers. You will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) for every $5,000 in eligible net purchases charged to your Card.
This system will allow you to progress more quickly toward Aeroplan 25K, 35K, 50K, 75K, and Super Elite status.
Another significant added benefit: unassigned SQM and unused eUpgrade credits are automatically carried over to the following year.
Finally, enjoy preferred pricing when you book flights with your Aeroplan points, and benefit from higher priority on waitlists for Air Canada flights and upgrade requests.
Additional benefits
NEXUS Credit
Receive up to a $100 credit for NEXUS program enrolment or renewal fees every four years when you use your American Express® Aeroplan®* Business Prestige Card. To do so, simply charge the program fee to your card. The credit will then be automatically applied to your statement in the following days.
The NEXUS card speeds up your security screening at Canadian airports with a dedicated line, as well as Canada–U.S. customs when travelling for business.
Benefits at Toronto Pearson Airport (YYZ)
Enjoy a smooth departure at Toronto Pearson Airport (YYZ) thanks to complimentary valet service, priority security screening, 15% off parking, and Auto soins services.
Avis President’s Club
Enjoy a complimentary upgrade to Avis President’s Club, which offers a double vehicle upgrade, priority service, and a dedicated phone line for luxury car rentals during your business trips.
Amex Experiences
Access exclusive events, culinary experiences, and VIP evenings—ideal for growing your network or rewarding your team with Amex Experiences.
Purchase and travel insurance
The American Express Aeroplan Business Prestige Card offers comprehensive protection for your travel and purchases:
- Emergency medical insurance: Up to $5,000,000 for individuals under 65, for the first 15 consecutive days of a trip.
- Trip cancellation and interruption insurance: Up to $1,500 per insured person per trip.
- Travel accident insurance: Coverage up to $500,000 in the event of accidental death or dismemberment.
- Flight delay and baggage insurance: Up to $1,000 to cover reasonable expenses.
- Baggage loss or theft insurance: Up to $1,000 per trip for all insured persons.
- Hotel or motel burglary insurance: Up to $1,000 for the loss of personal effects.
- Rental car theft and damage insurance: Coverage for rental cars with an MSRP up to $85,000, for rentals of 48 days or less.
Find the insurance certificate here.
Business management benefits
Boost your business with powerful financial management tools. Effectively control spending by setting customized limits for each additional card ($199 per additional card, or no-fee options available).
Centralize all transactions on a single statement and enjoy seamless integration with accounting software, including QuickBooks and Xero.
Adjust your payments based on your business’s cash flow needs with the flexible payment option, which is particularly advantageous during periods of heavy investment.
Manage your account on the go via the dedicated mobile app, view your transactions in real time, and approve employee expenses—wherever you are.
How do you apply for an American Express business card?
Good news for self-employed individuals and small businesses: American Express Business Cards are available to you! You do not need a complex corporate structure or impressive revenue to be eligible for the American Express Aeroplan Business Prestige Card.
According to American Express, any legitimate commercial activity that generates revenue—even if operated under your own name—is considered a business. The application process has been simplified and requires only your business number (if applicable) or your Social Insurance Number.
For full details on eligibility and ways to increase your chances of approval, see our detailed article:
Conclusion
Despite its annual fee of $599 per year, the American Express® Aeroplan®* Business Prestige Card is a remarkable investment for entrepreneurs who travel.
It offers a welcome bonus of 90,000 Aeroplan points, access to the prestigious Maple Leaf Lounges, and 3x points on Air Canada purchases.
- Annual fee
- $599
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,300Total$1,300$500 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,300
- Welcome offerAfter $10,500 in 3 months
- Up to 90,000 points
Apply Now
on American Express's website
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Frequently Asked Questions
Who can apply for the American Express Aeroplan Business Prestige Card?
This card is available to all types of businesses: SMEs, self-employed individuals, freelancers, etc. No complex business structure is required. You simply need your business number or your Social Insurance Number at the time of application.
Are personal expenses allowed on this business card?
Yes, technically. However, for accounting and tax reasons, it is recommended to reserve this card for business expenses to simplify your bookkeeping.
How do additional cards for my employees work?
Additional cards cost $199 each, or there is a no-fee option (but without the privileges associated with the card). You can set individual spending limits, track all transactions on a single statement, and receive all points in your primary account.
Is the $599 annual fee tax-deductible?
Generally, yes, if the card is used for business purposes. However, consult your accountant for advice tailored to your specific tax situation.
How do you get the 90,000 Aeroplan points welcome bonus?
The American Express® Aeroplan®* Business Prestige Card offers up to 90,000 Aeroplan points as a welcome bonus, generally spread over several steps: an initial bonus after a first purchase, then additional tiers reached based on spending thresholds in the first 3 to 12 months. The 90,000 points represent a value of approximately $2,200 to $2,700 in Air Canada business class bookings to Europe or Asia—equivalent to 4 to 5 times the $599 annual fee. It is one of the most generous bonuses in the Business segment in Canada.
What airport benefits are included with the Aeroplan Business Prestige?
The American Express® Aeroplan®* Business Prestige Card includes access to Air Canada Maple Leaf Lounges when you travel with Air Canada (cardholder only, unlimited), a first checked bag free for you and up to 8 travel companions on the same reservation, as well as a NEXUS credit of up to $100 every 4 years. Free checked bags can save up to $30 per segment per person, which can easily represent $200 to $400 in savings per year for an SME whose employees regularly travel with Air Canada.
How does this card’s Worldwide Companion Pass work?
The American Express® Aeroplan®* Business Prestige Card offers a Worldwide Annual Companion Pass after $25,000 in spending on the card each calendar year. This pass allows you to bring a companion with you on an Aeroplan award booking to an international destination by paying only taxes and airport fees (often $100 to $300) instead of a second full points fare. On an Air Canada business class flight to Tokyo or Paris, the savings can reach $3,000 to $5,000 with a single strategic use.
What are the earning rates on the American Express Aeroplan Business Prestige Card?
The American Express® Aeroplan®* Business Prestige Card earns 3 Aeroplan points per dollar on Air Canada and Air Canada Vacations purchases, 1.25 points per dollar on other eligible purchases, plus Status Qualifying Miles (SQM) that help you reach Aeroplan Elite status (25K, 35K, 50K, 75K). An SME that spends $50,000 per year on the card (with a portion on Air Canada) can easily reach Aeroplan Elite 25K status, unlocking upgrades and additional free checked bags.
