Best TD Credit Cards in Canada - September 2026

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

• 20,000 TD Rewards Points for the first purchase made with your card^†
• 140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
• A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

• 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
• 6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
• 4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
• 2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

With this offer for the TD^® Aeroplan^® Visa Infinite* Card, you can get up to 50,000 Aeroplan points^† as well as an Annual Fee rebate for the first year^†.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation^†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months^†.

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points^† per $1 spent on:

• Grocery purchases
• Gas and electric vehicle charging purchases
• Purchases made directly with Air Canada^® (including Air Canada Vacations^®)

You also earn 1 point^† per dollar on all other eligible purchases made with your card.

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^† with a tiered welcome offer.

This card also offers premium travel benefits, including:

• A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months^†
• Unlimited access to Air Canada Maple Leaf Lounges^†, with complimentary access for one guest
• 6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program^† presented by DragonPass International Ltd.
• First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight^†

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you earn:

• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• 1.5 points^† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
• 1.25 points^† per dollar on all other eligible purchases

With the TD Cash Back Visa Infinite* Card, you earn 3% in Cash Back Dollars on:

• Grocery stores
• Gas, EV charging and public transit
• Recurring bills, streaming services, digital media and games

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back, for a total value of up to $600^† once the first-year Annual Fee rebate is included!

Plus, an Annual Fee rebate for the first year for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a Annual Fee rebate for the first year:

• 10,000 Aeroplan points for the first purchase made with your card^†
• 10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account^†
• First-year Annual Fee waived for primary cardholder (instead of $89)^†.
• To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:

• Grocery stores
• Eligible purchases of gas or electric vehicle charging
• Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a Annual Fee rebate for the first year:

• 15,000 TD Rewards points for the first purchase made with your card^†
• 35,000 additional TD Rewards points when you spend $3,000 within 180 days of account opening^†

This TD travel rewards credit card requires no minimum income.

With the TD Rewards Visa* Card, you can earn TD Rewards points on your everyday purchases, such as groceries, dining out, bill payments, public transit, streaming services, or travel bookings.

You can earn 15,152 TD Rewards points^†, a value of $50 on Amazon.ca^†, when you spend $500 within 90 days of account opening^†.

• Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 3 TD Rewards points per dollar spent on grocery, restaurant and public transit purchases^†
• Earn 2 TD Rewards points per dollar on recurring bill payments and purchases of streaming services as well as games and digital media^†
• Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

Your card also allows you to redeem your TD Rewards points for a wide variety of rewards, including through Expedia^MD for TD, at Starbucks®, and on Amazon.ca with the Amazon Shop with Points program. Conditions Apply.

• Mobile Device Insurance of up to $1,000 if you lose or damage your phone^†
• No blackout dates^†, no seat restrictions^†, and your TD Rewards points never expire^† as long as your account remains open and in good standing.
• Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks® locations. Conditions Apply.

With the TD Cash Back Visa Card, you can earn cash back dollars on your everyday purchases and use them to reduce your account balance.

This card offers a simple and advantageous structure for your daily spending, including:

• 1% in cash back dollars on grocery, gas, electric vehicle charging and public transit purchases, as well as on recurring bill payments and streaming, gaming and digital media services^†
• 0.5% in Cash Back Dollars on all other purchases made with your card^†
• Redeem your cash back dollars as soon as you reach a balance of $25 to help pay down your account balance^†
• Your cash back dollars do not expire as long as your account is open and in good standing.
• Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions Apply.

The TD U.S. Dollar Visa* Card is a U.S. dollar credit card, built for people who shop regularly in the United States, travel there often, or own property south of the border.

What the card gives you:

• No foreign currency conversion rates or fees when you make purchases or pay bills in U.S. dollars
• Repayment of your balance directly in U.S. dollars, with no double conversion
• Chip and PIN security and Visa PayWave* contactless payment convenience
• A suite of insurance coverages for your travel and your purchases
• Apple Pay compatibility, an easy and secure way to pay while keeping your information private

The annual fee is US$39. The annual interest rate is 20.99% on purchases and 22.99% on cash advances. This card does not earn rewards: its value lies in the conversion fees you avoid.

With the TD Low Rate Visa* Card, you can enjoy great financial flexibility for your everyday purchases.

Save on interest with a low annual interest rate of 12.90%^† for residents outside Quebec and 13.90%^† in Quebec on purchases and cash advances.

• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn more Starbucks Stars at participating Starbucks® stores. Conditions Apply.

Enjoy all the benefits of your TD Low Rate Visa* Card when you use Apple Pay, Google Pay, or Samsung Pay^†. These are easy and secure ways to pay.