Transferring and Combining Points Between People: A Complete Guide

Transfer Loyalty Points to Another Person

An often overlooked facet of rewards programs is the ability to share points earned with a spouse, family members or friends. This feature varies from one program and financial institution to another.

In addition, this allows:

• Avoid expiry of unused points;
• Get a bigger reward faster;
• Offer additional value to members;
• Combine a small number of points that stagnate in the account and does not reach the minimum to redeem a bonus.

For loyalty points after death, please see our article on What happens to your loyalty points when you die, as the rules are different.

If you’d like to transfer points from one loyalty program to another, our tutorial on the List of major points transfer programs in Canada is just what you need.

If transferring points from one person to another is not possible, you can still use your points to make a reservation for another person.

Here are the different loyalty programs and how to transfer them to another person (or not). Be sure and certain before making a transfer with another person as it is definitive, non-refundable and final.

Transfer Airline Program Points

Transfer to Another Person – Flying Blue Miles

Flying Blue Family is the Flying Blue option for combining Miles between 8 people. You can find the entire step-by-step procedure here, in our article on Flying Blue Family: how does the Air France program work?

Transfer to Another Person – Aeroplan Points

Since August 2023, the highly advantageous Family Sharing option has been suspended by the Aeroplan program. It should resume in autumn 2024.

The creation of new Aeroplan family sharing accounts is temporarily suspended, but those who already have one can still combine their points and book flights with their pooled points.

In the meantime, a tip for members without a family sharing account is that each Aeroplan member can book their own ticket and then contact customer service to link the reservations.

Alternatively, the transfer of Aeroplan points between 2 people is available, but not very advantageous due to the cost.

Please note that :

• Transferred Aeroplan points will not count towards qualification for Aeroplan Elite status.
• You can transfer:
• • A minimum of 1,000 Aeroplan points up to a maximum of 250,000 Aeroplan points per transaction;
  • Maximum of 500,000 Aeroplan points transferred per year;
  • No member may receive more than 500,000 Aeroplan points per year through the transfer service.

Transfer to Another Person – British Airways Club Avios Points

Transferring Avios from British Airways to another person is possible. The minimum per transaction is 1,000 Avios points and the maximum is 60,000 Avios points. The maximum for a full year is 200,000 Avios points.

Alternatively, you can combine the Avios accounts of 6 Avios members on the British Airways website.

Such a transfer resets the 36-month points expiry countdown.

Transfer to another person – WestJet Points

WestJet points can be transferred to another person for a fee.

Please note that companion vouchers and other flight benefits are not transferable.

Transfer to Another Person – VIPorter

VIPorter points cannot be transferred or given to another person.

Points for financial institutions

Transfer to Another Person – CIBC Aventura Points

The transfer of Aventura points to another person is not permitted.

It is only possible between the accounts of one and the same person.

Transfer to Another Person – BMO Rewards Points

BMO Rewards points can be donated and transferred to another person who also has a BMO Rewards account.

Transfer to Another Person – American Express Membership Rewards points

American Express Membership Rewards points cannot be transferred to another person, despite the fact that they are very flexible and can be transferred to many other loyalty programs.

Transfer to Another Person – Desjardins BONUSDOLLARS

The BONUSDOLLARS cannot be transferred to another person.

Transfer to Another Person – NBC À la carte Rewards Plan

NBC À la carte Rewards points cannot be transferred to another person.

Transfer to Another Person – MBNA Rewards Points

MBNA Rewards points cannot be transferred to another MBNA member.

Transfer to Another Person – Points RBC Avion Rewards

It is possible to transfer RBC Avion Rewards points to another person. The condition is that the 2 people must share a joint bank or savings account and a credit card that earns RBC Avion points.

Transfer to Another Person – TD Rewards Points

TD Rewards points cannot be transferred to another person.

Transfer to Another Person – Canadian Tire Money Triangle Rewards

CT Triangle Rewards money can be transferred to another person.

Transfer General Program Points

Transfer to Another Person – AIR MILES Miles

Before contacting the AIR MILES program to transfer or combine your miles to another person, there are a few conditions to know:

• Transferred Cash Miles will only be deposited in AIR MILES Cash Miles in the other account;
• Transferred Dream Miles will only be deposited in AIR MILES Dream Miles in the other account;
• Transfers of miles between the Cash and Dreams accounts of the same person are not (yet) permitted, but should be soon;
• Transferred miles do not count toward the AIR MILES Gold or Onyx Collector status;
• The transfer must be initiated by the person donating or transferring the miles.

Transfer to Another Person – Moi Points

Moi points cannot be transferred to another Moi member.

Transfer to Another Person – PC Optimum Points

PC Optimum points cannot be transferred to another member.

Another option is to create a group of up to 5 PC Optimum members, with each member’s points combined in the group account.

Transfer to Another Person – Scene+ Points

According to the program’s official terms and conditions, Scene+ points cannot be transferred to another person.

In fact, several readers have reported that they were able to transfer their Scene+ points to another person.

Call Scene+ customer service at 1-866-586-2805 and both account holders must be present.

Transfer Points from Travel Programs

Transfer to Another Person – VIA Préférence Points

VIA Préférence points can be transferred to a family member, spouse or friend free of charge. The minimum is 100 points and the maximum is 5,000 points per transaction.

Transfer Hotel Program Points

Transfer to Another Person – Best Western Points

Best Western points can easily be transferred to another person living at the same address.

Transfer to Another Person – Hilton Honors Points

Hilton Honors has a very convenient option to combine Hilton Honors points called Hilton Honors Points Pool. This is permitted between 11 people, such as friends, family members or a spouse.

A member may transfer a minimum of 1,000 points and a maximum of 500,000 points into this pool in any calendar year. A member may receive up to 2 million points in a calendar year.

Transfer to Another Person – IHG One Rewards points

An IHG One Rewards member may transfer points to another person. There may or may not be a charge, depending on the member’s hotel status.

Transfer to Another Person – Marriott Bonvoy Points

Marriott Bonvoy members can redeem a maximum of 100,000 Marriott Bonvoy points per year. Read our article on How to transfer Marriott Bonvoy points to another account.

Here are some conditions for the transfer:

• A member can receive up to 500,000 Marriott Bonvoy points per calendar year.
• You must transfer a minimum of 1,000 points
• Maximum of 6 transfer transactions per calendar year, with a maximum of 2 transfer transactions per month.

Transfer to Another Person – World of Hyatt Points

World of Hyatt points can be transferred (or received) between 2 people once every 30 days.

Bottom Line

Sharing loyalty program points between members is a smart strategy for maximizing the benefits offered.

If your preferred program does not allow you to transfer points to someone else, use them as you see fit. Rather than losing them, consider getting gift cards, merchandise, or an account credit!

How can I transfer my points Aeroplan?

You can transfer your Aeroplan points to another person, but this comes at a cost. Read our article above in the Aeroplan section.

What’s more, you can transfer your Aeroplan points to another program where you are also a member. This is free of charge. Read our article on the main point transfer options between programs here.

How do I transfer my AIR MILES miles?

You can transfer your AIR MILES miles to another person, but there is a cost.

But if you want to combine your points with another person at the same address as you, it’s free! Read our article above in the AIR MILES section to find out how.

Can I transfer points from one card to another?

If the points holder is the same person, yes.

If you want to transfer points between 2 different people, it depends. Read the article above to find out exactly what your situation is.