Pros & Cons

Pros

  • +Welcome Bonus: Up to 70,000 points
  • +Purchase protection included
  • +Travel medical insurance included

Cons

  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

  • 35,000 points upon approval of your application
  • 20,000 points when you charge $5,000 in purchases to your account within the first six months
  • 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Travel

1.25x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.75¢4.5¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1.25x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

30,450

RBC Avion Rewards - Elite/yr

Estimated Value

$457

After Fees

+$337

1st Year Value

$1,387

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.02x
Average earn rate on spend 1st year with welcome bonus3.35x
Total points earned on spend30,450 pts
Welcome bonus points+70,000 pts
  • Earn 35,000 RBC Avion Rewards - Elite
  • Earn 20,000 RBC Avion Rewards - Elite after $5,000 in purchases within the first 6 months
  • Earn 15,000 RBC Avion Rewards - Elite with a purchase around month 12
Total points earned100,450 pts
Value of points accumulated in the first year$1,507

Transfer partners

American Airlines AAdvantage

Airline

British Airways Club

Airline

Cathay Asia Miles

Airline

WestJet Rewards

Airline

Perks & Benefits

Concierge Service

24/7

Travel Insurance

Travel medical (under 55)

Included

Travel medical (55-64)

Included

Travel medical (65+)

Included

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,500 / 1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $120
  • Additional card fee
    $50
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    20.99%
  • Balance transfer rate22.99%
    Quebec21.99%
  • Cash advance rate22.99%
    Quebec21.99%

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Get up to 70,000 Avion points1 – a travel value of up to $1,500! Apply by November 25, 2026.

Points and Rewards

  • Earn 1.25 Travel points on travel-related purchases12
  • Earn 1 Avion point on all other eligible purchases2
  • Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^!

Get Extensive Insurance

  • Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance9, travel accident insurance7, trip cancellation insurance7, mobile device insurance7, and more.

Book Any Flight

  • Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season!

Book Flights for Maximum Value

  • Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year.

Save at Petro-Canada

  • Link your cards and instantly save 3¢/L on fuel4 and earn 20% more Petro-Points5 and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

  • Link your RBC Credit Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

  • Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription16

Hertz

  • Get up to 20% off at Hertz10 and earn 3x the Avion points11

Get insurance coverage for travel and more7.

  • Out of Province/Country Emergency Medical Insurance
  • Travel Accident Insurance
  • Auto Rental Collision/Loss Damage Waiver Insurance
  • Trip Cancellation & Trip Interruption Insurance
  • Delayed Baggage and Flight Delay Insurance
  • Hotel/Motel Burglary Insurance
  • Purchase Security & Extended Warranty Insurance
  • Mobile Device Insurance up to $15007

Related Cards

FAQ

What are the best RBC credit card offers?

How can I accumulate loyalty points with the RBC Avion Visa Infinite Card when using it as an Avion credit card?

When you use your RBC Avion Visa Infinite Card for purchases, you earn Avion points for every dollar you spend. Points earned can be redeemed for flights through the RBC Avion program, allowing you to travel more and better. Moreover, during specific promotions or special offers, you can benefit from bonus points that add to your earned points.

What additional benefits can I obtain by using the RBC Avion Visa Infinite Card for my travel purchases and reservations?

The RBC Avion Visa Infinite Card is not just a credit card, but a passport to a world of exclusive benefits! You benefit from trip cancellation insurance for six days and up to 10+ additional days if necessary. Moreover, in the event of theft of luggage or burglary at the hotel, you’re covered up to a certain amount. Membership with the card also provides emergency medical coverage for 2 days, with an option to extend for 3-10 days.

How can Avion points be used through the Avion Rewards program and other affiliations?

Your Avion points, earned through the use of your RBC Avion Visa Infinite Card, are redeemable for Avion Rewards airline tickets – and more! You can also transfer your points to other partner frequent flyer programs, such as the British Airways Executive Club or Cathay Pacific Asia Miles. Moreover, they can be redeemed for essentials, gift cards and much more.

What are the financial requirements and fees associated with the RBC Avion Visa Infinite Card?

The RBC Visa Infinite Avion Card has an annual fee of $120. However, its benefits and rewards, such as RBC Rewards points on every purchase dollar, travel insurance and more, ensure a value far exceeding this annual fee for frequent travellers and savvy shoppers. A minimum personal income of $60,000 (or $100,000 household income) is required to qualify for this card. Please consult the Royal Bank of Canada (RBC) official website for more detailed information.

Is airport lounge access included with the RBC Avion Visa Infinite Card?

No, the RBC Avion Visa Infinite Card does not offer airport lounge access. However, the next-level card (the RBC Avion Visa Infinite Privilege Card) does offer this benefit.

What is the minimum income required to obtain the RBC Avion Visa Infinite Card?

To qualify for this card, you must have a minimum annual income of $60,000 (or $100,000 for the household) or at least $250,000 in investable assets.

What rewards can be obtained with the RBC Avion Visa Infinite Card?

RBC Avion Visa Infinite Card earns RBC Avion Reward points. Avec vos achats, vous accumulez 1 point Avion par dollar dépensé12. Et 1,25 point Avion par dollar dépensé pour les achats de voyages admissibles2.

What can Avion points be used for?

The main way to use your Avion points is for travel, where you can redeem them via a fixed points board, transfer them to airline partners, or use them for any trip booked via Avion Rewards. There are many other ways to use your RBC rewards, including gift cards, merchandise and charitable donations, although the returns for these uses are lower than for travel.

How are Avion Rewards points earned with the RBC Avion Visa Infinite Card and can they be used for all flights?

You earn 1 Avion Rewards point for every dollar spent on the card, with 25% extra points on travel-related purchases. There are no blackout periods or flight seat restrictions; if a seat is available, you can book, even during high season.

What products and services can I redeem for my RBC Rewards points?

You can choose from the latest Apple products, more than 50,000 Best Buy tech products, as well as a wide selection of items, gift cards, RBC Financial Rewards vouchers, and more. Eligible members can also convert their points into WestJet point and British Airways Avios.

Are there partnerships with other companies allowing me to earn or save more with my RBC Avion Visa Infinite Card?

Yes, by linking your card with Petro-Canada, you instantly save 3¢ per litre on fuel and earn 20% more Petro-Points. Plus, by linking it with Rexall Be Well, you earn 50 Be Well points for every dollar spent on eligible products at Rexall. You can also load personalized offers from significant brands before you shop to take advantage of discounts or earn bonus points faster.

What Visa Infinite privileges come with the RBC Avion Visa Infinite Card?

On top of its insurance package, the card carries the Visa Infinite privileges: priority access to selected events, plus hotel and dining advantages that Visa extends to every Visa Infinite cardholder. These privileges come from Visa rather than from RBC, so they are identical across Visa Infinite cards.

What are the delivery service benefits associated with the RBC Avion Visa Infinite Card?

By adding an eligible RBC credit card to your DoorDash account, you get a free 12-month DashPass subscription16, a value of up to $120. You can also enjoy unlimited free deliveries on orders of $15 or more when you pay with your eligible RBC credit card.

How can the RBC Avion Visa Infinite Card help me save on fuel and accumulate more Petro-Points?

Link your card to instantly save 3¢ per litre on fuel4 and earn 20% more Petro-Points5 and Avion points6 at Petro-Canada locations.

How can I benefit from the Rexall Be Well perks with my RBC Avion Visa Infinite Card?

Link your RBC credit card and earn 50 Be WellTM points per dollar on eligible purchases at Rexall14.

What insurance coverage comes with the card?

The RBC Avion Visa Infinite Card includes out of province and out of country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, auto rental collision and loss damage waiver insurance, delayed baggage and flight delay insurance, hotel and motel burglary insurance, purchase security and extended warranty insurance, and mobile device insurance up to $1,500. Coverage limits and eligibility conditions are set by RBC, so read the certificate of insurance before you rely on any single benefit.

Are there exclusive benefits for RBC Avion Visa Infinite Card holders regarding tech products and RBC financial rewards?

Yes, as a RBC Avion Visa Infinite Card holder, you can choose from a range of items including the latest Apple products, over 50,000 tech products from Best Buy, as well as other items and gift cards. You can also benefit from RBC Financial Rewards vouchers, giving you more flexibility and options for using your RBC Rewards points.

How do I calculate Avion points with the RBC Avion Visa Infinite Card?

To calculate the RBC points you earn with the RBC Avion Visa Infinite Card, you earn 1 Avion point for every dollar spent on the card. What’s more, when you make travel-related purchases, you’ll earn 25% extra points. Multiply the amount you spend by the points earning rate to determine the total number of points you earn. For example, if you spend $100 on travel purchases, you’ll earn 125 points (100 points + 25 bonus points).

How do I use Avion points for travel rewards?

Avion points can be used in a variety of ways for travel rewards. You can use them through the RBC Fixed Points chart to book flights, transfer them to airline partners, or redeem them for any travel booked through RBC Avion Rewards. You also have the flexibility to use your points for other rewards such as gift cards, merchandise, or charitable donations. However, using them for travel generally offers the best redemption value. The redemption process can be completed online via the RBC Avion Rewards Portal or by contacting RBC Customer Service for assistance with your reservation.

Is the RBC Avion Visa Infinite Card worth it?

Yes. The RBC Avion Visa Infinite Card is one of the best travel cards in Canada. You earn Avion points on every purchase, you can transfer them to airline partners such as The British Airways Club and American Airlines AAdvantage, and you get comprehensive Visa Infinite travel insurance. With a welcome offer of up to 70,000 Avion points, the value quickly exceeds the $120 annual fee for a traveller.

Which airline programs can I transfer RBC Avion points to?

Avion points earned on the RBC Avion Visa Infinite Card can be transferred to four partner programs:

  • The British Airways Club: 10,000 Avion points = 10,000 Avios
  • Cathay Pacific Asia Miles: 10,000 Avion points = 10,000 Asia Miles
  • American Airlines AAdvantage: 5,000 Avion points = 3,500 AAdvantage miles
  • WestJet Rewards: 1,000 Avion points = 10 WestJet dollars

Transfers are reserved for Avion Elite cards, which includes this one. RBC also runs periodic transfer bonuses, and those promotions are usually the best moment to move your points.

How do I earn the full 70,000 Avion points?

The welcome offer is paid in three instalments: 35,000 Avion points once your application is approved, 20,000 Avion points once you have charged $5,000 in purchases within the first six months, and 15,000 Avion points on the first anniversary of your account. You need to keep the card open for a full year to collect all 70,000 points. Apply by November 25, 2026.

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Milesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.