Hong Kong now welcomes travellers with open arms with its “Hello Hong Kong” campaign after a few years of strict restrictions.
As a fascinating city and an important Asian hub, mastering rewards programs to get to Hong Kong is crucial for saving on travel expenses.
This means you’ll be able to travel as you wish, whether to indulge in delicious food, visit Hong Kong Disneyland or go elsewhere in Asia, among many things!
How to fly to Hong Kong with points?
Numerous airlines operate flights to Hong Kong. According to Flight Connections, several direct routes are offered from major cities in North America.
United Airlines and Air Canada also provide flights to Hong Kong from New York, San Francisco, Toronto, and Vancouver.
Furthermore, Hong Kong has strong links to other big hubs such as Tokyo, Singapore, Bangkok, etc. As a result, there are numerous options for reaching Hong Kong, mainly through Star Alliance and Oneworld.
Aeroplan
For Canadians, using Aeroplan points to get to Hong Kong is a straightforward choice. At present, Air Canada operates the flight from Vancouver to Hong Kong, and the Toronto route is expected to resume eventually.
You can find round-trip fares to Hong Kong for about 100,000 Aeroplan points. I have also checked the calendar for the entire upcoming year and noticed that these fares are fairly abundant.
Booking premium cabins with Aeroplan can be challenging though, as you need to either book early or use a tool like ExpertFlyer to locate availability with a partner airline at a fixed price, as Air Canada’s dynamic pricing can be pretty steep.
Hong Kong is a fantastic destination, but if you’re using Aeroplan, make the most of the stopover option to visit another place on your way there or your return journey!
Additionally, you can redeem your e-upgrade credits to move to premium economy or business class on your Air Canada flight to Hong Kong. It’s important to note that business class fares are not usually low, so it’s best to book quickly if you find a decent price.
Also, R space may be limited, especially on those long flights to and through Hong Kong, as the city is a central financial hub and gateway to Asia, making premium cabins highly sought after.
ExpertFlyer can monitor availability on partner airlines for you and send an alert when award space opens up. You can also employ them to search for R space on Air Canada. As Hong Kong just lifted most of its restrictions, it is crucial to play that game if you want to get there in a lie flat.
Earning the necessary points for your trip to Hong Kong can be done swiftly and easily by obtaining one or two credit card welcome bonuses, such as the TD® Aeroplan® Visa Infinite Privilege* Card.
Consider the $599 card fee as the cost of buying the points for your trip, as it is a favourable deal compared to the typical $2000 cash fare found on Google Flights.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
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†Terms and conditions apply.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 4 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $2,500
Flight DelayUp to $1,000
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,500 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days
Avios
Another way to travel to Hong Kong with points is with Avios and Oneworld. This is an excellent option as it allows you to fly in the luxurious Qsuite to Asia, should you find availability.
After comparing the use of Avios with the British Airways Executive Club and the Qatar Airways Privilege Club, the latter will require fewer points for the same route. Indeed, you can get away with 47,500 Avios in economy for a one-way fare on Qatar Airways compared to British Airways’s program at 60,000 Avios.
As for business class or Qsuites, there is a lot of availability on their calendar but I couldn’t find saver fare so you might have to juggle between both Avios platform to find the best award price for your travel dates to Hong Kong.
Taxes and fees can be costly, but the Qsuite is a solid product if you can manage to book it, and I wouldn’t mind paying this amount for comfort in a closed suite all the way to Hong Kong.
In perspective, The Platinum Card® provides enough Avios to get to Hong Kong with points. The versatility of Membership Rewards allows you to keep your options open and transfer your points to the program that offers the desired space. This strategy enables you to choose the best time to transfer your points.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,190Total$1,190Plus $510 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Platinum Card® is the best premium card in Canada for travellers.
With this welcome offer, you can earn up to 100,000 Membership Rewards® points:
70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins
With this Card, you get:
2 points per $1 on eligible dining and delivery purchases in Canada
2 points per dollar on eligible travel purchases charged to the Card
1 point per $1 on all other purchases charged to the Card
You can use your Membership Rewards® points in many ways:
Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!
For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:
100,000 Aeroplan points
100,000 Avios
100,000 Flying Blue Miles
120,000 Marriott Bonvoy points
With this card, you also have advantages for your travels:
$200 Annual Travel Credit
An annual meal credit of $200
A $100 statement credit for NEXUS membership
Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
Hilton Honors Gold status
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels + Resorts program
Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
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*Terms and conditions apply. American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$799
Additional card$250
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xTravel
2xRestaurants
1xAll spending
Value
1st Year Value$1,482
2nd Year Value$470
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Card benefits
Concierge service24/7
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Another option for travelling to Hong Kong using points is the British Airways Executive Club Oneworld multi-partner chart. However, simulations have shown that one-way fares to Hong Kong using Qatar Airways’ program require fewer points (47,500 Avios compared to 90,000 Avios in economy with the Oneworld multi-partner chart).
The Oneworld multi-partner chart may be more advantageous if you plan to combine a trip to Japan or any other destination with your visit to Hong Kong.
Avios can be easily earned through RBC cards or transfer partners such as American Express, HSBC, RBC and Marriott Bonvoy. The RBC British Airways Visa Infinite even offers a welcome bonus of 50,000 Avios, enough for a one-way economy flight on Qatar Airways (47,500 Avios) to Hong Kong.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!
With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.
With the RBC British Airways Visa Infinite Card, you get:
3 Avios per dollar spent with British Airways and BA Holidays
2 Avios per dollar on dining and food delivery
1 Avios per dollar for all your other purchases
In addition, you benefit from extensive insurance coverage:
Out-of-province/country emergency medical insurance
Travel Accident Insurance
Flight delay and essential items purchase insurance
Hotel or motel burglary insurance
Rental vehicle collision and damage insurance
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Refer to RBC page for up to date offer terms and conditions
ˆ This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.
To receive the offer of 50,000 Avios points (“Bonus”), (i) a total of $6,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of The British Airways Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your British Airways Club account is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your British Airways Club account. The Bonus will be awarded to your British Airways Club account, approximately 15 weeks after the date you reach $6,000 in Qualifying Transactions within the Period.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Bonus has been credited to your British Airways Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and The British Airways Club program. For all British Airways Club Terms and Conditions, please visit ba.com/theclub .
An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.
Annual fee
Primary card$165
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
2xRestaurants
1xAll spending
Value
1st Year Value$1,447
2nd Year Value$243
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Included
Travel medical (55-64)Included
Travel medical (65+)Included
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionUp to $50,000 / 90 days
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
Asia Miles
Cathay Pacific’s loyalty program, Asia Miles, uses a chart based on distance flown. Therefore, the miles required from Toronto will be greater than from Vancouver.
We can see here that a one-way economy class flight to Hong Kong on Cathay Pacific will cost you from 30,000 Asia Miles.
To compare, here is a flight in the same cabin on Air Canada from Vancouver that is priced at 42,900 Aeroplan points.
The RBC Cathay Pacific Visa Platinum is the only Canadian credit card directly earning Asia Miles. This card also offers a welcome bonus of Asia Miles.
There is no minimum income requirement, making it accessible for anyone to apply. Moreover, there are several transfer partners available.
In addition, you can use Alaska Mileage Plan to fly to Hong Kong on Cathay Pacific, Alaska Airlines and American Airlines for as little as 30,000 miles in economy and 35,000 miles in premium. The taxes and fees are also very low, as you can see here from Vancouver.
This is the fewest number of miles you can redeem to travel to Hong Kong in the front of the plane across any program. The best moment to search for availability is 360 days in advance when Cathay Pacific releases its award space to partners.
If you’re not based in Vancouver or Toronto, buying a positioning flight with Aeroplan points is an easy option. Consider this an opportunity to spend time in cities like Los Angeles, New York, or Chicago.
It’s crucial to book and secure your airfare immediately once you find a spot, especially if you want to fly to Hong Kong in a premium cabin; this applies to Alaska Mileage Plan and Aeroplan and Avios.
It is now more difficult to accumulate enough Alaska Mileage Plan miles since the applications for credit cards earning those miles are now closed.
If you have a specific redemption in mind, you can buy miles during a sale. Alaska Mileage Plan often offers bonus miles on purchases, up to 60%, which can be a substantial saving for flights to Hong Kong compared to paying cash.
For example, you can acquire 36,000 miles to fly premium from Vancouver to Hong Kong on Cathay Pacific for $950 ($ 709.50 US with the current exchange rate) instead of the $7,000 cash fare.
The purchase limit is 150,000 miles per year and 60,000 miles per transaction, which is enough for a round-trip to Hong Kong on Cathay Pacific in economy, business, or first class. Remember to use a credit card that exempts foreign exchange fees, like the Scotiabank Passport Visa Infinite +* Card.
Also, Marriott Bonvoy is a transfer partner, but I wouldn’t rely on this unless it’s for a small amount to reach what you need.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite+* Card, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
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* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa Infinite + card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport Visa Infinite + Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Additional 3¢/L at Shell (limited time)
Additional 3¢/L Fuel Discount Offer: Offer valid from October 5, 2026 to December 31, 2026 (“Promotional Period”), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an “Eligible Card”) to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the “Eligible Provinces”) excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer.
To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.
The additional fuel discount is in addition to the fuel savings available through the Shell Fuel Benefits Program and may be combined with other eligible fuel discounts, rewards programs, and promotional fuel offers unless otherwise stated in the applicable offer terms and conditions.
The additional fuel discount is available on up to 1,000 litres of eligible fuel purchases per calendar month for each Eligible Card. The 1,000-litre limit resets at the beginning of each calendar month.
The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.
Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.
All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.
Annual fee
Primary card$150
Additional card$0
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
3xWith the partner brand
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$704
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 25 days
Travel medical (55-64)Up to $2,000,000 / 25 days
Travel medical (65+)Up to $2,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
Where to stay in Hong Kong with award points?
Marriott hotels
Regarding Hotel Reward Points, Marriott Bonvoy hotels are widely available in Hong Kong. The following Marriott Bonvoy establishments are in a good location to visit Hong Kong.
Remember that booking with points grants you a complimentary fifth night, essentially providing a 20% discount. This benefit of the program is advantageous as five nights is ample time to experience the atmosphere of Hong Kong.
There are a ton of independent places to stay in Hong Kong ranging from very standard hostels to fancy hotels; you shouldn’t have too much trouble finding a decent room for about $100 per night on Booking.com.
Hong Kong is also very well served by public transport so make sure you get something near a station.
By utilizing reward points, the costs of your trip to Hong Kong can be offset by awards offered by the Scotiabank Passport Visa Infinite +* Card. These points can cover travel expenses, allowing you to book whatever you desire and apply for the statement credit when you return. Furthermore, you’ll be able to avoid the 2.5% Foreign Exchange Fees throughout your trip to Hong Kong.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite+* Card, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
Legal
* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa Infinite + card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport Visa Infinite + Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Additional 3¢/L at Shell (limited time)
Additional 3¢/L Fuel Discount Offer: Offer valid from October 5, 2026 to December 31, 2026 (“Promotional Period”), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an “Eligible Card”) to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the “Eligible Provinces”) excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer.
To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.
The additional fuel discount is in addition to the fuel savings available through the Shell Fuel Benefits Program and may be combined with other eligible fuel discounts, rewards programs, and promotional fuel offers unless otherwise stated in the applicable offer terms and conditions.
The additional fuel discount is available on up to 1,000 litres of eligible fuel purchases per calendar month for each Eligible Card. The 1,000-litre limit resets at the beginning of each calendar month.
The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.
Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.
All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.
Annual fee
Primary card$150
Additional card$0
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
3xWith the partner brand
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$704
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 25 days
Travel medical (55-64)Up to $2,000,000 / 25 days
Travel medical (65+)Up to $2,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
Hong Kong – Things to do
Hong Kong – Victoria Harbour
Between Kowloon and Hong Kong Island sits Victoria Harbour, a natural harbour in Hong Kong. It is one of the busiest harbours in the world and an important trading and shipping centre for Asia. Hong Kong’s Victoria Harbour is a popular location known for its breathtaking nighttime vistas and impressive skyline.
Every evening, a synchronized light and sound display are displayed on the buildings along the harbour as part of the Symphony of Lights presentation.
Hong Kong – The Peak
One of Hong Kong‘s most well-known sights is The Peak, sometimes referred to as Victoria Peak. On Hong Kong Island, there is a mountain that offers fantastic views over the city, Victoria Harbour, and the other islands. With its breathtaking views and distinctive fusion of history and contemporary, The Peak is a well-liked tourist site that draws millions of visitors annually.
Take the historic Peak Tram, a funicular railway that has been running since 1888, to get to the summit. With views of the city along the way, the tram offers a thrilling and steep journey to the summit. The viewing platform, which offers 360-degree panoramas of Hong Kong, including Victoria Harbour and the city skyline, is accessible at the summit.
Several attractions include the Peak Tower, which has a shopping centre, restaurants, and an observation deck. The Peak is an excellent place to spend the day because it has many parks and gardens, including the Peak Garden and the Peak Galleria.
With numerous routes winding up and around the mountain, it’s also a well-liked location for hikers and runners. The routes offer strenuous exercise and breathtaking views of the city and the countryside beyond.
Hong Kong – Hong Kong Disneyland
Hong Kong Disneyland is a theme park that is situated on Lantau Island. It is the first Disney park in China and one among the many Disney parks spread over the globe. It has traditional Disney attractions, including Space Mountain, It’s a Small World, The Many Adventures of Winnie the Pooh, and one-of-a-kind experiences influenced by Hong Kong’s culture and history.
One of Hong Kong Disneyland’s key distinctions from other Disney parks worldwide is its small size, which makes it simpler to explore in a single day. Despite its modest size, it is jam-packed with activities and entertainment choices, making it a fun vacation spot for Disney lovers and families with young children.
The addition of Chinese-themed places, such as Mystic Point, which has a haunted mansion based on Asian mythology, and the Grizzly Gulch, a Wild West-themed region with a Chinese spin, is another noteworthy distinction.
These distinctive sections give visitors a flavour of the local way of life and make Hong Kong Disneyland a remarkable Disney adventure. Hong Kong Disneyland is a full-day destination for families and Disney enthusiasts since it offers live entertainment, eating options, and a fireworks display in addition to its rides.
Hong Kong – Man Mo Temple
The Man Mo Temple, which honours the gods of war and writing, is located in Hong Kong’s Central District, which is also home to many other notable structures and temples.
One of the oldest and most well-known ones in Hong Kong was constructed in the 1840s. It’s renowned for its distinctive architecture, which blends aspects of Chinese, Western, and native designs. The calming ambiance is further enhanced by the beautiful carvings, lanterns, and incense coils hanging from the ceiling.
Locals frequently visit this location to pray and present gifts, especially to Man, the god of books, in hopes of achieving success in their academic or professional endeavours. With its religious and cultural significance, it’s a pillar in Hong Kong’s spiritual side.
Hong Kong – Stanley Market
Stanley Market is a well-known shopping area in Hong Kong that provides a vast selection of goods, apparel, and souvenirs. The market is a fantastic spot to spend the day because it is also home to many fantastic restaurants and cafes.
One of Stanley Market’s distinguishing qualities is the abundance of high-quality products available at affordable rates. There is something for everyone in Stanley Market, from homemade crafts to conventional Chinese silk products.
This market in Hong Kong is particularly well-known for its tailors, who can create specialized garments in a matter of hours, making it a popular destination for anyone looking for an unusual and individualized shopping experience.
Stanley Market is an excellent place to learn about the local culture in addition to shopping. A full day of exploring at the market would be ideal because gorgeous colonial-style buildings, historic temples, and picturesque beaches border it. Stanley Market has something for everyone, whether seeking one-of-a-kind mementos, a custom-made suit, or a fun day in Hong Kong.
Hong Kong – Lantau Island and outlying islands
The Tian Tan Buddha, one of the largest Buddha statues in the world, and the Po Lin Monastery, a traditional Buddhist temple, are located on Lantau Island, one of Hong Kong‘s most picturesque and serene locations.
You can travel to the outlying islands, like Lamma or Cheung Chau, on a different day. The remote islands of Hong Kong offer a distinctive and tranquil retreat from the bustling city. You can stroll through the nearby villages, take in the lovely scenery, and sample some mouthwatering seafood.
Hong Kong – The Hong Kong Trail
The 50-kilometre-long Hong Kong Trail passes through the city’s hills and parks as it leaves Victoria Park. The eight portions of the trail provide breathtaking views of the city’s natural beauty, which includes gently undulating hills, dense forests, and picturesque beaches.
Along with passing through historical sites like the Leung Shuen Wan Barracks, it is a beautiful way to get away from the city. The route is a must-visit for anybody interested in seeing Hong Kong‘s countryside and is appropriate for both seasoned and novice hikers.
Hong Kong – Hong Kong Museum of History
For those curious about the city’s fascinating history and culture, a trip to the Hong Kong Museum of History is a must. The museum provides an intriguing glimpse into how Hong Kong changed from a sleepy fishing village to a flourishing metropolis.
You may discover more about the early inhabitants of the area and their way of life, as well as the occasions that helped Hong Kong become what it is today.
Additionally, you may gain some insight into the city’s colonial history, including the effects of British occupation and the occasions leading up to its transfer to China in 1997. It offers a variety of experiences by hosting temporary exhibitions in addition to its permanent exhibits.
Hong Kong – Kowloon’s neighbourhoods
Kowloon is a bustling area of Hong Kong that is home to many traditional neighbourhoods.
You can explore these neighbourhoods and see firsthand the unique blend of old and new that characterizes this vibrant city. The most notable ones are:
Neighbourhood
Characteristics
Points of Interests
Tsim Sha Tsui
Shopping and dining options, tourist attractions
Victoria Harbour, Museum of History
Mong Kok
Busiest shopping district
Street markets, shopping centres, street food stalls
Yau Ma Tei
Vibrant Street life, cultural heritage
Jade Market, Tin Hau Temple
Jordan
Busy commercial and residential area
Temple Street Night Market, Jordan M. T. R. station
Kwun Tong
Major commercial and industrial district
Kwun Tong Promenade, Green Hub
Sham Shui Po
Textile and electronic goods markets
Budget-friendly shopping destination
Hong Kong – Try the delicious local cuisine
Hong Kong is famous for its food, and for a good reason, so you should not miss the chance to try the local cuisine. Popular dishes include dim sum, a type of steamed dumpling, and roast meats, as well as fresh seafood caught daily from the nearby waters.
Dim Sum: A staple of Cantonese cuisine, it consists of small bite-sized dishes typically served in steamer baskets.
Roast Pork: Crispy, roasted pork belly is a popular dish in Hong Kong and can be found in many local restaurants.
Won Ton Noodle Soup: A simple but delicious meal with thin egg noodles and wontons in a flavourful broth.
Congee: A rice porridge that can be made with various ingredients, from savoury to sweet.
Egg Tarts: A sweet and creamy dessert with a flaky crust made from a mixture of egg custard and condensed milk.
Fish balls: A popular snack made from ground fish and flour, usually served in a delectable stock.
Milk Tea: A staple of Hong Kong cuisine, milk tea is a creamy and sweet tea made with black tea and evaporated milk. I personally really love this one.
Clay Pot Rice: A delicious dish made by cooking rice, meat, and vegetables in a clay pot over low heat.
Bottom line
Travelling to Hong Kong using rewards points is doable, but due to the long flight, you may want to consider upgrading to a more comfortable seat.
To avoid paying more in points, it’s recommended to book your flights as early as possible, especially for premium cabin seats which have become more difficult to secure.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Legal
†Terms and conditions apply.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$469Annual fee rebated$120Total$589Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The BMO eclipse Visa Infinite* Card is one of the best Visa Infinite rewards credit cards in Canada. Its welcome offer lets you earn up to 70,000 BMO Rewards points, for a total value of up to $1,150*.
It also includes a monthly statement credit for streaming services, an annual $50 lifestyle credit, and no annual fee for the first year (a $120 value)*.
With the BMO eclipse Visa Infinite* Card, you also get:
5x BMO Rewards points for every dollar spent on groceries, meal delivery or takeout, rideshare, public transit, and gas*
1 BMO Rewards point for every dollar spent on all other purchases*
10% more points when you add an authorized user to your account*
Mobile device insurance offering coverage up to $1,000*
The Pay with Points feature, which allows you to redeem your points on recent purchases starting at $1*
Six months of Instacart+ membership plus a monthly $10 Instacart credit with an eligible card*
Legal
*Terms and conditions apply
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
5xTransit
5xGas
5xRestaurants
5xGroceries
1xAll spending
Value
1st Year Value$1,128
2nd Year Value$365
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 21 days
Travel medical (55-64)Up to $5,000,000 / 21 days
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Our editorial integrity
Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.
