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Club Med: Our selection of the best Club Meds around the world

  • All Inclusive
8 min read
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Club Med: Our selection of the best Club Meds around the world
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Many hotels and resorts today offer all-inclusive packages, but if there is a leader in all-inclusive vacations, it is Club Med!

This chain developed the all-inclusive concept and popularized it, where the price of a stay includes accommodation, meals, drinks, activities and entertainment, all in paradise destinations.

With its first holiday resort in Alcudia, Spain in 1950, the innovative concept of Club Med quickly gained popularity, and the company continued to expand by opening new holiday resorts around the world.

Club Med: Our selection of the best Club Med resorts around the world - Exclusive Collection space Cancun

With their must-have GOs (gentils organisateurs) and unbeatable entertainment, Club Med resorts offer memorable vacation experiences for the whole family. Some are adults-only, however, like Club Med Turkoise.

Around the world, each Club Med distinguishes itself by its unique atmosphere, exceptional service and quality facilities.

In addition to the rich program of activities offered on-site, Club Med organizes excursions and guided tours to help you discover the wonders of each destination.

These resorts also offer different room types suited to families’ needs. Among them, family rooms generally provide a separate space for parents and children; family suites may include a separate bedroom for parents and a lounge; while connecting rooms are linked by an interior door.

Here is our selection of the best Club Meds that guarantee an exceptional stay.

Staying at Club Med with points

Club Med has its own loyalty program, the Gentil Membres program, where you can earn points on your stays and by referring loved ones who also want to book with Club Med.

If you’re not a regular customer of the brand, it’s absolutely possible to significantly reduce the cost of an all-inclusive trip, or a tour, thanks to rewards points.

This companion article on all-inclusive travel savings shows you how to do this when it comes to all-inclusives.

This involves putting the transaction for your Club Med booking on a credit card whose points you can redeem to cover the amount spent (or part of it).

Here are a few examples of rewards programs to use:

  • American Express Membership Rewards points: By applying your points to the amount spent yourself (every 10,000 points gives you $100 in credit)
  • Scene+: Reimbursing the expense yourself with your points (each 10,000 Scene+ points gives $100 in credit)
  • Aventura: Reimbursing the expense yourself while it’s still in the « Pending on credit card account » stage.
  • NBC Rewards: Reimbursing the expense yourself with your points (each 12,000 NBC points gives $100 in credit)

Bookings on Club Med’s Canadian website will be billed in Canadian dollars regardless of destination, so you won’t have any conversion fees to pay.

Our credit card selection
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American Express Platinum Card®
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Annual fee$799Welcome offer
Up to 100,000 points
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Scotiabank Passport® Visa Infinite +* Card
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Annual fee$150Welcome offer
Up to 35,000 pointsEnds Nov 1, 2026
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CIBC Aventura® Visa Infinite* Card
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Annual fee$139 $0Welcome offer
Up to 45,000 points
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Club Med Quebec Charlevoix, Canada

The only Club Med destination in Canada, Club Med Quebec Charlevoix is located in Petite-Rivière-Saint-François, about an hour from Quebec City. No need to fly to enjoy the all-inclusive formula: it’s the most accessible option for travellers from the East of the country, open year-round.

For Summer 2026, the resort is rolling out its Summer Reimagined lineup, built around four pillars: adventure and discovery, creativity and imagination, wellness and recharging, connection and fun. Club Med Quebec Charlevoix has also partnered with Ultra-Trail Harricana du Canada to offer guided trail running outings on Harricana-certified trails.

The offering also includes art workshops, an immersive 360° dome cinema experience, mountain biking on the Massif de Charlevoix trails, a Sothys spa, an indoor pool, and a panoramic sauna. Families can enjoy the Kids Clubs while parents take part in outdoor or wellness activities. Rates vary by season and current promotions. Check the official Club Med website for up-to-date pricing.

Club Med Cancún Yucatán, Mexico

Located at the tip of Cancun, Club Med Cancún Yucatán is a true tropical paradise. With its white-sand beaches and turquoise waters, this all-inclusive resort has 376 rooms and suites, all equipped with a balcony or private terrace.

You can enjoy several water sports on site. For those who love to relax, the spa offers quality treatments and massages. Families will also appreciate the many activities for children, with clubs dedicated to different age groups. Delicious food, lively evenings, and a warm atmosphere—Club Med Cancún Yucatán is a top choice for a sunny family vacation.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Cancún Yucatán

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Club Med Ixtapa Pacific

Also in Mexico, but on the Pacific coast, Club Med Ixtapa Pacific offers the perfect blend of relaxation, adventure, and cultural discovery. The property has 298 comfortable rooms and suites. Facilities include two outdoor pools, a world-class spa, a fully equipped fitness centre, and tennis courts.

With its rich activity program for the whole family, restaurants serving international and local cuisine, lively bars, and evening shows, Club Med in Ixtapa has everything you need for an exceptional vacation.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Ixtapa Club Med Facebook page

Club Med Punta Cana, Dominican Republic

Set on a stunning beach with turquoise waters in the Dominican Republic, Club Med Punta Cana is a paradise for families and sports lovers. It offers a wide range of activities, entertainment, and service like nowhere else.

Kids will love the Circus School, while couples will opt for the new adults-only Oasis Zen area for some time to themselves—and why not, a treatment at the Club Med Spa by L’OCCITANE. For VIP-level pampering, head to Tiara, the luxurious Exclusive Collection space.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Punta Cana Club Med Facebook page

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Club Med Michès Playa Esmeralda

Still in the Dominican Republic, Club Med Michès Playa Esmeralda is located in a stunning, preserved tropical area. Nestled between an immaculate white-sand beach and lush jungle, the resort features four distinct villages: Explorer Cove, Emerald Jungle, Archipelago, and Caribbean Paradise. On the agenda at this zen-inspired resort opened in 2019: relaxation, wilderness exploration, water sports, spa, and a host of activities for the whole family.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Michès Club Med Facebook page

Club Med Colombus Isle, Bahamas

The Club Med Colombus Isle is located in San Salvador, a pristine island long considered one of the best-kept secrets of the Bahamas’ Out Islands. It’s one of the top diving destinations in the Bahamas, with more than 35 dive sites.

This resort was relaunched in 2022, headlined by newly refreshed two-storey bungalows within the 240-room property. Among the new features, the La Pinta restaurant offers plant-based menu options designed by renowned vegan chef Chloe Coscarelli. The property also introduced Club Med’s Wellness Fusion program, offering, among other things, yoga, moonlight massages, and holistic treatments at the Club Med Spa by Sothys.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Colombus Isle Club Med Facebook page

Club Med Val Thorens Sensations, France

Club Med isn’t only known for its sunny holiday resorts—it’s also renowned for its mountain resorts. For winter sports enthusiasts, Club Med Val Thorens Sensations is a top choice.

Located in the heart of the French Alps, this mountain resort offers direct access to the most sought-after ski slopes. You can enjoy full days on the snowy runs, then unwind in the luxurious spa to recharge. Club Med Val Thorens Sensations also offers après-ski activities, lively evenings, and delicious cuisine in one of its two chic restaurants.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Val Thorens Sensations Club Med Facebook page

Club Med Gregolimano, Greece

Located on the beautiful eastern coast of Greece, Club Med Gregolimano offers a unique experience between the sea and the mountains. The surrounding mountainous landscapes invite hiking and exploration.

On the agenda: water sports, tennis lessons, fitness, yoga, pool, and spa. The on-site restaurants offer refined Mediterranean cuisine, with local and international flavours. With its friendly atmosphere, evening entertainment, and ideal location, Club Med Gregolimano is a perfect choice for a vacation in Greece, combining relaxation, exploration, and fun.

Club Med: Our selection of the best Club Med resorts around the world - Club Med Gregolimano Club Med Facebook page

Club Med Les Villas d’Albion, Mauritius

In Mauritius, Club Med Les Villas d’Albion welcomes you in an idyllic setting between turquoise lagoons and lush vegetation. You can enjoy white-sand beaches, go diving, or relax by one of the infinity pools. Club Med Les Villas d’Albion also offers a variety of sports activities, such as tennis, yoga, and golf.

The property features a spa, a kids club, two open-air restaurants, three bars, and two pools, including one reserved for adults. With its peaceful atmosphere, lush gardens, and attentive service, Club Med Les Villas d’Albion is a true haven of peace.

Club Med: Our selection of the best Club Med resorts around the world - Club Med La Plantation d'Albion Club Med Facebook page

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Club Med Kani, Maldives

Located on a private island in the heart of the Maldives, Club Med Kani offers a luxurious getaway in a postcard-perfect setting. Here, you can live out your overwater bungalow dream!

With its white-sand beaches, turquoise waters, and spectacular coral reefs, this property is a true paradise for scuba diving and snorkeling enthusiasts. Club Med Kani offers three restaurants, lively bars, a spa, and evening shows for a complete experience.

For even more luxury in the Maldives, there’s also Club Med Les Villas de Finolhu. Its spacious overwater villas offer breathtaking ocean views, while the gourmet restaurants serve refined international cuisine.

Club Med Bali, Indonesia

Club Med Bali is located in Nusa Dua, on the southern coast of the Indonesian island of Bali. Nusa Dua is known for its white-sand beaches and clear waters. The setting at Club Med Bali is therefore idyllic, with its lush tropical gardens and warm welcome. You’ll find two restaurants, two bars, two outdoor pools, and a spa. The resort also has beach access, as well as a kids club, a gym, and many sports facilities

Club Med: Our selection of the best Club Med resorts around the world - Club Med Bali Club Med Facebook page

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Conclusion

Whether you choose the coconut beaches of Punta Cana, the ski slopes of Val Thorens or the exotic landscapes of Bali, each Club Med offers a wide range of activities and services to suit all tastes and ages.

Club Med villages promise comfortable, lively vacations in exceptional settings. So pack your bags, sign up for Great Members and let yourself be seduced by the unique Club Med experience.

American Express Cobalt® Card

American ExpressAmex Membership Rewards
Annual fee
$191.88
Our valuation
$255
Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 15,000 points
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on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 15,000 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

  • 5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
  • 3X points on eligible streaming subscriptions in Canada.
  • 2X points on eligible gas, public transit and ride sharing purchases in Canada.
  • 1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
  • 1X point per dollar on everything else, with no category restrictions.
  • Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
  • No minimum income requirement, as with every American Express Canada card.
  • Additional cards at no extra cost: the first and every other supplementary card is $0.
  • The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
  • Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
  • A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

  • Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
  • Restaurants and bars: sit-down meals, takeout and drinks.
  • Home food delivery.
  • Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Service station 2
Transport 2
Travel 1
Other 1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

  • Emergency medical: up to $5,000,000 for the first 15 days of a trip.
  • Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
  • Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
  • Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
  • Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
  • Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt® Card fees

  • Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
  • Additional cards: $0.
  • Purchase interest rate: 21.99%.
  • Cash advance interest rate: 21.99%.
  • Foreign transaction fee: 2.5%.
  • Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Annual fee

Primary card$191.88
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xRestaurants
  • 5xGroceries
  • 5xConvenience
  • 3xStreaming
  • 2xTransit
  • 2xGas & EV
  • 1xAll spending

Value

1st Year Value$1,828
2nd Year Value$799

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our featured card

Scotiabank Passport® Visa Infinite +* Card

ScotiabankScene+
Annual fee
$150
Our valuation
$350
Milesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 35,000 points
Ends Nov 1, 2026
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on Scotiabank's website

With this welcome offer for the Scotiabank Passport Visa Infinite +* Card +* CardMC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.

Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.

With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.

These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.

The Scotiabank Passport Visa Infinite +* Card also offers:

  • No fees for foreign currency transactions
  • 6 complimentary airport VIP lounge passes
  • Excellent insurance for your travels and purchases
  • Visa Infinite* Concierge Services

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

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* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:

$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;

$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;

$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;

$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);

$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;

$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.

Maximum potential value after the first year = $1,254 (rounded to $1,250)

The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.

1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.

In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.

Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.

Conditions for the annual 10,000 Scene+ points bonus:
As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.

Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.

Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.

Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.

Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.

Annual fee

Primary card$150
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

0%

Earning rate

  • 2xGroceries
  • 2xRestaurants
  • 2xTransit
  • 2xEntertainment
  • 1xAll spending

Value

1st Year Value$650
2nd Year Value$397

Card benefits

Concierge service24/7
Airport lounge access$240

Travel insurance

Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.