Looking for the best Scene+ Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.
Compare the 8 cards in our selection below. Interested in a card? Click Read review to read our full analysis.
on TD's website
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $150 | |||
| $120 | |||
| $399 | |||
| $0 | |||
| $599 | |||
| $199 | |||
| $0 | |||
| $120 |
With this welcome offer for the Scotiabank Passport Visa Infinite +* Card +* CardMC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
on Scotiabank's website
The Scotiabank Gold American Express Card offers an excellent welcome bonus.
Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:
This represents a value of up to $500 for travel (including Airbnb).
With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.
on Scotiabank's website
For a limited time, by signing up for the Scotiabank Platinum American Express® Card, you can earn up to 100,000 Scene+ points, worth up to $3,000 in value over the first 14 months (including about $1,000 in travel rewards from the bonus points).
With the Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all purchases. These points can be used against any travel purchase (plane tickets, hotels, all-inclusives, and even Airbnb), and you can also use them for other rewards in the Scene+ program, like cash back.
Plus, with this card, you pay no foreign transaction fees, and you get 10 free accesses to VIP airport lounges (Priority Pass).
And you benefit from excellent insurance for your trips and purchases, premium concierge service, and exclusive American Express Invitations offers.
on Scotiabank's website
Looking for a Scene+ credit card with no annual fee? The Scotiabank Scene+ Visa Card is ideal for students or those who don’t want to pay annual fees.
For a limited time, you can earn up to 5,000 bonus Scene+ points within your first 3 months (2,500 points after $250 and an additional 2,500 points after $1,000 in spending). Enough to get you about $50 towards a trip or your grocery purchases.
With the Scotiabank Scene+ Visa Card, you earn 2 points for every dollar spent at Sobeys, Safeway, IGA, Foodland, participating Co-ops, FreshCo and more.
You also earn 2 points for every dollar spent at Home Hardware and at Cineplex.
And you get 1 point Scene+ on all your other purchases.
It’s a great Visa credit card with no annual fee to get Scene+ points.
on Scotiabank's website
With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):
With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:
Including on foreign purchases, with no foreign transaction fees.
The Scotiabank Passport® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points =
The Scotiabank Passport® Visa Infinite Privilege* Card also offers:
on Scotiabank's website
With the Scotiabank PassportMD Visa Infinite Business* Card, you can get up to 40,000 Scene+ points as a welcome bonus ($199 annual fee, waived in the first year for eligible professionals and clients only):
With the Scotiabank PassportMD Visa Infinite Business* Card, you pay no foreign transaction fees.
Additionally, you receive six complimentary annual airport lounge accesses worldwide.
on Scotiabank's website
The Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.
For a limited time, you can earn up to 10,000 Scene+ points in the first three months, a value of up to $100 in travel (including Airbnb):
With the Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You also earn 2 points per dollar on:
And 1 point per dollar on all other purchases.
These points can be redeemed against any travel purchase (flights, hotels, all-inclusives and even Airbnb) or with Scene+ partners.
on Scotiabank's website
If you are looking for a credit card that rewards generously from the start, the Tangerine® Rewards World Elite Mastercard®* is for you.
New cardholders can get up to $1,220 in value in the first year*, plus fuel savings at participating Shell stations. This value includes:
Apply by January 31, 2027 to take advantage of this offer.
For earning, get 1.5 Scene+ points per dollar in 3 accelerated earning categories of your choice. Choose from 13 categories — groceries, restaurants, gas, drug stores, recurring bill payments, fitness and sports clubs, foreign currency spend and more — and switch them every 90 days to match your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent, with no earning cap*.
You can earn and redeem your Scene+ points with partners such as Scene+ Travel powered by Expedia, Shell, Home Hardware, Rakuten, Cineplex and Empire Company Limited’s family of brands, including Sobeys, IGA, Safeway, Foodland, FreshCo and Voilà.
The card also includes travel insurance, mobile device insurance and Event Ticket Protection*, as well as exclusive access to The Mastercard Collection*.
Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months (1% balance transfer fee)*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.
Save on fuel with Shell
Link your card to Shell Go+ in the Tangerine mobile app or on the Tangerine website to get up to 10¢/L in value at participating Shell stations with a linked Tangerine Rewards World Elite Mastercard:
on Tangerine's website
