Best RBC Credit Cards in Canada - September 2026

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

• 35,000 points upon approval of your application
• 20,000 points when you charge $5,000 in purchases to your account within the first six months
• 15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices.

The annual fee is $120.

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

• 2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
• 2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
• 1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 100,000 Avion points, representing a travel value of up to $2,375.

• 35,000 points upon approval of your application
• 20,000 points when you charge $5,000 in purchases to your account within the first six months
• 45,000 points on your account’s first anniversary

With the RBC Avion Visa Infinite Privilege Card, you also receive 6 complimentary airport lounge visits each year.

You can redeem your Avion points for flights on over 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles, and WestJet Rewards.

The card also gives you access to priority lanes, security services, and reserved parking at select Canadian airports.

You earn 1.25 Avion points per dollar on all your purchases, and the card includes comprehensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile devices up to $1,500.

With the RBC ION+ Visa Card, get up to 28,000 Avion points^{^}, which is a value of up to $200 in gift cards^†. Apply by November 4, 2026.

This offer includes:

• 7,000 Avion points upon approval^{^}
• 14,000 additional Avion points when you charge at least $1,500 in eligible purchases to your account within the first 6 months^{^}
• 7,000 anniversary Avion points^{^}

This RBC credit card allows you to earn 3X the Avion points per dollar on the following categories¹:

• Groceries, restaurants and meal delivery
• Transportation, gas and electric vehicle charging
• Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴.

Finally, benefit from mobile device insurance³ providing two years of protection, up to $1,000, in the event of loss, theft, accidental damage, or breakdown of your mobile device purchased with the card.

With the RBC ION Visa card, earn up to 14,000 Avion points^{^}, a value of up to $100 in gift cards^†.

This RBC credit card with no annual fee lets you earn 1.5X Avion points per dollar in the following categories¹:

• Groceries
• Transit, gas, and electric vehicle charging
• Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴.

With the RBC Cash Back Preferred World Elite Mastercard, earn 12% cash back for the first three months^{^}, on up to $2,000 in purchases.

Thereafter, earn 1.5% cash back² on all your eligible purchases, including at Costco.

In addition, you benefit from several practical everyday advantages:

• Instant fuel savings at Petro-Canada⁵
• A 12-month complimentary DashPass subscription with DoorDash⁷
• Additional Be Well points at Rexall⁶

Finally, the RBC Cash Back Preferred World Elite Mastercard also offers attractive insurance protections for your purchases and travel.

• Purchase Security⁹ coverage for 120 days against theft or damage
• Extended Warranty⁹ that triples the original Canadian manufacturer’s warranty for up to two additional years
• Rental vehicle collision/loss damage insurance¹⁰

The RBC Cash Back Mastercard is a credit card with no annual fee that now allows you to earn up to 7% cash back for the first three months^{^}, on up to $1,000 in purchases.

Thereafter, you earn up to 2% cash back on your grocery purchases¹ (up to $6,000 in grocery purchases annually). Once this threshold is reached, you will earn 1% cash back on your grocery purchases.

You also earn 0.5% cash back on all other purchases, up to $6,000 in annual purchases. After this threshold, you will earn 1% cash back on all other eligible purchases¹.

With the RBC Cash Back Mastercard, you also enjoy several convenient everyday benefits:

• Instant fuel savings at Petro-Canada³
• A 6-month complimentary DashPass subscription with DoorDash⁵
• Additional Be Well points at Rexall⁴

With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points¹ when you spend $1,000 or more in the first three months.

This offer includes:

• 5,000 WestJet points on your first purchase¹
• An additional 10,000 WestJet points when you spend at least $1,000 in the first three months¹

You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points⁴.

With this card, you earn 1.5 points per dollar on WestJet flight tickets or WestJet or Sunwing Vacations packages², as well as 1.5 points per dollar on restaurant meals, meal deliveries, digital subscriptions, streaming services, and digital games³.

You also earn 1 point per dollar on everyday purchases².

Apply by November 4, 2026.

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn 50,000 Avios!

With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

• 3 Avios per dollar spent with British Airways and BA Holidays
• 2 Avios per dollar on groceries, dining, and food delivery
• 1 Avios per dollar for all your other purchases

In addition, you benefit from extensive insurance coverage:

• Out-of-province/country emergency medical insurance
• Travel Accident Insurance
• Flight delay and essential items purchase insurance
• Hotel or motel burglary insurance
• Rental vehicle collision and damage insurance

The WestJet RBC® World Elite Mastercard for Business‡ is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.

From August 25 to November 30, 2026, the card comes with its richest welcome offer to date: up to 100,000 WestJet points, worth up to $1,000 in travel value. The bonus is awarded in four steps: 45,000 points as a welcome bonus, 20,000 points when you spend $5,000 in the first 3 months, 25,000 points when you spend $15,000 in the first 6 months, and 10,000 points on your account’s first anniversary.

WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent up to $1,000 in savings.

The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.

Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status from approval in the first year, priority check-in and boarding, lounge passes, and two free checked bags for the cardholder and up to eight additional guests travelling on the same reservation.

With its highest welcome bonus to date and its travel benefits, the WestJet RBC® World Elite Mastercard for Business is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.

Looking for the personal version? See the WestJet RBC® World Elite Mastercard‡.