Best CIBC Credit Cards in Canada - September 2026

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

• 15,000 Aventura Points when you make your first purchase^†
• 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits
• Reimbursement of NEXUS membership fees ( $160 value)
• A free Skip+ membership (a $110 first-year value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

• 15,000 Aventura Points when you make your first purchase^†
• 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

The CIBC Aventura® Gold Visa* Card also offers:

• Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits
• Reimbursement of NEXUS membership fees ( $160 value)
• A free Skip+ membership (a $110 first-year value)

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel^†):

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
• 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements^†
• A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)^†

With this no annual fee CIBC Aventura Credit Card, you get:

• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores^†
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
• 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

The CIBC Dividend® Visa Infinite* Card is one of Canada’s best Visa cash back credit cards.

With this offer, get up to $400 in value:

• A 10% cash back welcome bonus of up to $250 (first 4 statements)
• A $50 cash back when setting up a pre-authorized payment (first 4 months)
• A first year annual fee rebate (worth $120)

With this CIBC cash back credit card, you earn:

• 4% cash back on eligible gas, electric vehicle charging, and grocery purchases^†
• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

This CIBC cash back credit card offers many insurance coverages:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Purchase Security and Extended Protection Insurance

Available from $15,000 in annual (household) income, the CIBC Dividend® Platinum Visa* Card sits below the income requirements of Visa Infinite and World Elite Mastercard tier cards.

With this offer, get up to $350 in value:

• A 10% cash back welcome bonus of up to $250 (first 4 statements)
• A $50 cash back when setting up a pre-authorized payment (first 4 months)
• A first-year annual fee rebate (value of $99)

With the CIBC Dividend® Platinum Visa* Card, you get:

• 3% on eligible gas, electric vehicle charging, and grocery purchases^†
• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†

And this CIBC Cash Back Credit Card offers some insurance coverage:

• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

The CIBC Dividend® Visa* Card is one of the best no-fee cash-back Visa credit cards in Canada.

Get 5% cash back on net purchases for the first 4 statements, on up to $2,000 in purchases (up to $100 cash back)^†.

Plus, get :

• 2% cash back on eligible grocery purchases^†
• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†

This no-annual-fee CIBC credit card offers certain insurance coverages:

• Purchase Security and Extended Protection Insurance

The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa student credit cards in Canada. Apply for the card and get up to $125 in value:

• $25 cash back after you make your first purchase within the first 4 monthly statements^†
• A 10% cash back welcome bonus for the first 4 monthly statements, up to $100^†

With this CIBC Student Credit Card, you get:

• 2% cash back on eligible grocery purchases^†
• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†

What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways^†.

And this CIBC Student Credit Card offers some insurance coverages:

• Purchase Security and Extended Protection Insurance

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel^†):

• 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
• 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements^†
• A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)^†

With this CIBC Aventura Student Credit Card, you get:

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores^†
• 1 point per $2 spent on all other ^purchases†

What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways^†. And this CIBC Student Credit Card offers some insurance coverage:

• $100,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance

The CIBC Select Visa* Card is one of the best Visa credit cards in Canada for balance transfers.

With this exclusive digital offer for this CIBC balance transfer credit card, you get:

• a 0% interest rate on balance transfers of at least $100, for up to 10 months
• a refund of the annual fee for two years^†

You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.

For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for 10 months.

CIBC Select Visa* Card cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.

The CIBC Select Visa* Card has a $29 annual fee (refunded for the first two years) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.

The CIBC Aventura Visa Infinite Privilege Card is the premium travel card in the CIBC Aventura program, aimed at an affluent clientele (minimum personal income of $150,000). It offers prestige travel perks, including six complimentary visits to 1,200+ airport lounges through the Visa Airport Companion Program, a $200 annual travel credit and rebates for two NEXUS applications.

You earn Aventura Points that can be redeemed for travel, and the welcome offer can reach up to 80,000 points in the first year. The annual fee is $499.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.