Visa Infinite Privilege Cards in Canada: Benefits

Visa Infinite Privilege Credit Cards in Canada

In Canada, 7 institutions issue Visa Infinite Privilege credit cards:

These Visa Infinite Privilege credit cards offer their holders common benefits for travel, entertainment, sports, and dining.

And each Visa Infinite Privilege credit card also comes with specific benefits.

Our credit card selection
Credit card	Annual fee	Welcome offer
TD^® Aeroplan^® Visa Infinite Privilege* Credit Card Apply NowCompare	Annual fee$599	Welcome offer Up to 100,000 points	Apply NowCompare
BMO eclipse Visa Infinite Privilege* Card Apply NowCompare	Annual fee$599	Welcome offer Up to 200,000 pointsEnds Oct 31, 2026	Apply NowCompare
Desjardins Odyssey Visa Infinite Privilege Card Apply NowCompare	Annual fee$395	Welcome offer No welcome offer	Apply NowCompare
RBC Avion Visa Infinite Privilege Card Apply NowCompare	Annual fee$399	Welcome offer Up to 100,000 pointsEnds Nov 25, 2026	Apply NowCompare
CIBC Aventura^® Visa Infinite Privilege* card Apply NowCompare	Annual fee$499	Welcome offer Up to 80,000 points	Apply NowCompare
CIBC^® Aeroplan^® Visa Infinite Privilege* Card Apply NowCompare	Annual fee$599	Welcome offer Up to 100,000 points	Apply NowCompare
Scotiabank Passport^® Visa Infinite Privilege* Card Apply NowCompare	Annual fee$599	Welcome offer Up to 80,000 pointsEnds Nov 1, 2026	Apply NowCompare

Create Your Visa Infinite Privilege Profile

To benefit from the advantages of your Visa Infinite Privilege credit card, you must create your profile on the Visa Infinite Privilege website.

What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada? - creer profil visa infinite privilege fr

Then, you can access the various offers and benefits, as well as the details that apply to your Visa Infinite Privilege credit card.

Since I am a holder of the TD^® Aeroplan^® Visa Infinite Privilege* Credit Card, here is the information that appears:

What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada? - details td visa infinite privilege fr

Common Benefits of Visa Infinite Privilege Credit Cards

As a « Visa Infinite Privilege » credit card holder, you benefit from several advantages common to all institutions.

Travel benefits

VIP lounges

As a Visa Infinite Privilege credit card holder, you benefit from:

a free subscription to DragonPass
six free visits to over 1,200 lounges worldwide (ten visits for the Scotiabank Passport Visa Infinite Privilege Card)

To take advantage of this offer, register your Visa Infinite Privilege credit card on this page.

Once your free visits have been used up, you will be charged USD 32 for each additional access.

All you need to know about the Air France KLM Flying Blue program - Salon AF YUL R. Ultimate

In the lounges, you will have access to:

Complimentary snacks and beverages before the flight, including alcohol (in certain lounges);
Comfortable spaces to work and relax;
Free wireless Internet (in some lounges);
Power outlets to charge your appliances;
Conference rooms, showers, beds and spas (in some lounges).

At Canadian Airports

With your Visa Infinite Privilege credit card, you’ll enjoy benefits at Canadian airports.

Visa Infinite Privilege benefits at Montreal-Trudeau (YUL):

Priority lanes at all security checkpoints
10% discount on valet parking

Visa Infinite Privilege benefits at Toronto Billy Bishop (YTZ):

Access to priority lanes at domestic and transborder security checkpoints

Visa Infinite Privilege benefits in Ottawa (YOW):

Priority queues at domestic and international checkpoints
Reserved parking spaces in the P3 multi-storey parking lot near the terminal entrance
20% discount on parking in the multi-storey parking lot

Visa Infinite Privilege benefits in Vancouver (YVR):

Priority lanes at all security checkpoints
Reserved parking spaces near the terminal entrance
20% discount on Gateway valet parking
Separate entrance for taxi/limousine

Simply present (or pay with) your Visa Infinite Privilege credit card to enjoy these benefits.

Please note that at Toronto-Pearson International Airport (YYZ), only holders of the American Express Platinum Card^® benefit from similar advantages.

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TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuation: $2,000Milesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points

Terms of the offer

Limited Time Offer! Apply by December 1, 2019 to earn up to 60,000 Aeroplan Miles (equivalent to 2 business class short-haul roundtrip flight rewards)¹ as follows:
- Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your card¹.
- + Earn 2x miles on your purchases⁴,5 made using your Card for a total of up to 30,000 Aeroplan Miles, for first 3 months¹.
- + Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
Earn Aeroplan Miles with every purchase made on your Card and arrive at your dream destination sooner
Enjoy Air Canada^®³ and Visa Infinite Privilege benefits⁴
- Priority Check-in on Air Canada^®³ flights
- Priority Boarding on Air Canada^®³ flights
- First checked bag free on Air Canada^®³ flights
- Four annual One-Time Guest Passes to the Maple Leaf Lounge (when travelling on flight rewards)
- 50% discount on companion tickets for eligible Executive Class or Executive First fare (booking classes J & C) on tickets entirely operated by Air Canada^®³ & Air Canada Express
- Global Airport Lounge Access⁴
- Visa Infinite Privilege* Airport Benefits⁴ at Vancouver, Ottawa and Montreal-Trudeau International airports
An extensive suite of travel insurance
Earn 1.5 miles⁵ for every $1 spent on eligible grocery, gas, drugstore and Air Canada Purchases (excluding Air Canada Vacation packages) made with the Card (capped annually on the first $100,000 across these categories)
Earn 1.25 miles⁶ for every $1 spent on all other purchases made with the Card
Earn miles twice⁷ when you pay with your Card and present your Aeroplan Membership Number at participating partner brands and online retailers via the Aeroplan eStore
Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.

Fees / Rates / Eligibility

Type	Details
Personal annual income	-
Household annual income	$200,000
Purchase APR	19.99%
Cash Advance APR	22.99%
Interest Grace Period	21 days on all new purchases
Balance Transfer Rate	22.99%
Foreign Transaction Rate
Annual Fee	$399
Authorized User Cards	$99
Balance Transfer Fee	Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made.
Cash Advance Fee	1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque)
Foreign Currency Conversion Fee	2.50%
Over Credit Limit Fee	N/A

Disclaimer

Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change. The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program. 1 Must apply by December 1, 2019. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 30,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 3 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your Account and 2.5 Aeroplan Miles are earned for each $1.00 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1.5 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) and 1.25 Aeroplan Mile to each $1.00 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect two short-haul Fixed Mileage Flight Reward^® in Business Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com. 2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User. 3 All Air Canada benefits are fulfilled in whole or in part by Air Canada or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services : With the TD Aeroplan Visa Infinite Privilege Card, Air Canada benefits (the complimentary first checked bag, priority check in and priority boarding) apply whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access priority check-in and priority boarding, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards^® or Market Fare Flight Rewards^®) using miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege* Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag , up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit : With the TD Aeroplan Visa Infinite Privilege Card, the Primary Cardholder will receive four Air Canada Maple Leaf Lounge^™ One-Time Guest Access Benefits once every calendar year (January 1 - December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge^™, where available, upon presentation of an active TD Aeroplan Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan Flight Reward (defined as Fixed Mileage Flight Rewards^® or Market Fare Flight Rewards^®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the TD Aeroplan Visa Infinite Privilege Card may be used by a traveling companion, pending space availability, provided that the companion is booked on the same reservation as the eligible Primary Cardholder. Only applicable if the companion ticket is also redeemed using miles from the eligible Primary Cardholder’s Aeroplan account. Companion must be accompanied by the eligible Primary Cardholder who is using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, pending space availability, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be in effect. Air Canada^® Benefit Eligibility – 50% Discount on Companion Ticket : Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. All travel must be completed by December 31 of the following year. Offer also applies to select Premium rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies. 4 You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at www.visainfinite.ca/privilege/terms.jsp). The Visa Infinite Privilege privacy policy (available at www.visainfinite.ca/privilege/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies. 5 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Visa Infinite Privilege Card Account (“Account”). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa* network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery”, “drugstore” or “Air Canada” category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. 6 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ). 7 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer. For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com. All trade-marks are the property of their respective owners. * Trademark of Visa Int., used under license. TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license. ^® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license. ^® Air Canada is a registered trademark of Air Canada, used under license. ^® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc. Aeroplan^® and the Aeroplan logo are registered trademarks of Aeroplan Inc. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

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^†Terms and conditions apply.

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^† with a tiered welcome offer.

This card also offers premium travel benefits, including:

A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months^†
Unlimited access to Air Canada Maple Leaf Lounges^†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program^† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight^†

With the TD^® Aeroplan^® Visa* Infinite Privilege* Card, you earn:

Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
1.5 points^† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points^† per dollar on all other eligible purchases

Annual fee

Primary card$599

Additional card$199

Annual income required

Individual$150,000

Household$200,000

Conversion fees

2.5%

Earning rate

2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas & EV
1.25xAll spending

Value

1st Year Value$2,334

2nd Year Value$461

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 4 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Flight DelayUp to $1,000

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,500 / 2 years

Auto Rental CollisionUp to $65,000 / 48 days

Visa Infinite Luxury Hotel Collection

Visa Infinite or Visa Infinite Privilege credit card have access to the Visa Infinite Luxury Hotel Collection.

Through this program, you benefit from 7 advantages for each reservation:

Guaranteed best available rate
Room upgrade on arrival
Free internet access
Lunch for 2 people included
USD 25 credit applicable to meals or beverages
Guest of honour status
Late departure on request

To make a reservation, you must go through the Visa Infinite Luxury Hotel Collection website. For more information, see our specific article on this benefit.

Luxury Hotels

In some luxury hotels in the country, you can benefit from advantages such as the 3rd night free.

This is the case in these hotels:

Shangri-La Vancouver (3rd night free)
Fairmont Royal York Toronto (3rd night free)
Fairmont Royal York Toronto (USD 100 on meals)

The list of hotels and benefits is regularly updated on the Visa Infinite website.

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RBC Avion Visa Infinite Privilege Card

RBC RBC Avion Rewards - Elite

Annual fee: $399
Our valuation: $1,500Milesopedia first-year estimate First-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points; Ends Nov 25, 2026

Start travelling today with 25,000 welcome points
Earn 1.25 RBC Rewards points for every dollar you spend
Enjoy luxury travel benefits and exclusive privileges

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^† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 100,000 Avion points for a round-trip long-haul flight from any major gateway in Canada or the U.S. to almost anywhere in Asia, Australia, New Zealand, South Pacific, Middle East, Africa and South America, with a maximum ticket price of $2,000. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

^ Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 15,000 Avion points for a round trip within or to an adjacent Canadian province/territory or U.S State with a maximum ticket price of $350. You will need a minimum of 90,000 Avion Points for six round-trip flights within or to an adjacent Canadian province/territory or U.S State. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, please visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

‡ [CN1.1]The value of up to $2,375 is based on (i) the estimated value of CAN$375 for six complimentary global airport lounge access passes based on the comparable cost of direct enrollment in the Visa Airport Companion Program (hosted and managed by DragonPass International Ltd.) for membership by a Primary cardholder, which costs $99 USD and includes one complimentary airport lounge visit every year and the cost of additional 5 paid visits costing $32 USD per person, per visit. The value is estimated based on an exchange rate of $1.37USD as of July 19, 2024), and (ii) the redemption value of 100,000 Avion points based on the Air Travel Redemption Schedule for a round-trip long flight from any major gateway in Canada or the U.S. to almost anywhere in Asia, Australia, New Zealand, South Pacific, Middle East, Africa and South America, with a maximum ticket price of $2,000.

1 This offer only applies to new applications for an RBC Avion Visa Infinite Privilege credit card received between “August 13, 2026” and “November 25, 2026” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC Avion Visa Infinite Privilege credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

45,000 additional Avion points (“Anniversary Points”) will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one- year anniversary of your account opening, provided that your account remains open and in good standing at the time the Anniversary Points are credited to your account.

If you close or change your Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512

*21.99% if you reside in Quebec.

³ Subject to availability. Some restrictions may apply. For full details, please visit www.avionrewards.com. For the full terms and restrictions applicable to the Avion Rewards program, visit https://www.avionrewards.com/fr/terms-and-conditions/index.html or call 1 800 ROYAL 1-2 (1 800 769-2512).

⁴ For full details about Visa Infinite Privilege, visit www.visainfinite.ca/privilege/fr. You must be an eligible cardholder of a valid Visa Infinite Privilege card issued in Canada to take advantage of Visa Infinite Privilege offers, benefits and services. Membership is required to obtain certain benefits and services. Offers and benefits are not transferable, and discounts cannot be combined with other offers or discounts. Neither Visa nor Royal Bank of Canada is responsible for any damage that may result from the use of benefits or services provided by a third party. Visa may change or cancel offers, benefits and services at any time without notice. Offers, benefits and services offered through Visa are all subject to the full terms and conditions, including those relating to third-party providers, available through the Visa Infinite Privilege Concierge Service or at visainfinite.ca/privilege/e-conditions-des-offres.jsp. The Visa Infinite Privilege privacy policy applies to all benefits and services that require membership through the Visa Infinite Privilege Concierge Service or the Visa Infinite Privilege website or mobile app, or that are otherwise provided through them. The collection, use and disclosure of cardholders’ personal information by third-party providers of services and benefits to Visa Infinite Privilege cardholders are subject to those third parties’ privacy policies.

⁵ For any type of travel you book through the Avion Rewards program, except for airline tickets redeemed through the Air Travel Redemption Schedule, you can redeem Avion Rewards points at a rate of 1% (100 points per Canadian dollar) to pay for all or part of your booking, including taxes and related fees. When you book an airline ticket through the Air Travel Redemption Schedule, you can redeem Avion Rewards points at a rate of 1% (100 points per Canadian dollar) to pay taxes and administration fees (including sales taxes, GST, baggage fees, fuel surcharges and other costs or fees that are not related to the cost of the ticket and that may be charged to you by travel service providers and other parties). For the terms and restrictions that apply to the Avion Rewards program, visit www.rbcrecompenses.com

⁸ To take advantage of this offer, you must be the holder of an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC card”). RBC business clients may link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or the RBC Mobile app to link your RBC card to your Petro-Points card. It may take up to two (2) business days before savings and bonus points apply to your purchases due to processing of the card link. “Linked RBC card” means an RBC card linked to a Petro-Points account. Your linked RBC card serves as your Petro-Points card. When you pay for eligible purchases with your linked RBC card at Petro-Canada locations, you automatically earn Petro-Points without needing to swipe your Petro-Points card before paying. You can redeem your Petro-Points at Petro-Canada using your linked RBC card. Each time you use your linked RBC card to purchase any grade of gasoline or diesel at a Petro-Canada location, you save three cents (3¢) per litre at the time of the transaction.

⁹ Each time you use your eligible linked RBC card to pay for eligible purchases at a Petro-Canada retail location, you receive twenty percent (20%) more Petro-Points than you would normally receive, in accordance with the Petro-Points program terms and conditions. Petro-Points are not awarded for the purchase of tobacco products, vaping products, gift cards, public transit tickets and passes, and taxes on non-petroleum purchases.

¹⁰ Each time you use your linked RBC card that earns Avion points to pay for purchases at a Petro-Canada location, you receive twenty percent (20%) more Avion points (“bonus Avion points”) than you would normally receive for each dollar ($1) spent, in accordance with the Avion Rewards program terms and conditions. Please allow up to ninety (90) days from the date the transaction appears on your monthly RBC credit card statement for the bonus Avion points to be deposited into your RBC Avion Rewards account.

¹¹ This coverage is underwritten by RBC Insurance Company of Canada. For full details, please refer to your insurance certificates. Click Here.

¹² This coverage is underwritten by RBC Insurance Company of Canada.

¹³ Please allow two (2) to three (3) business days for your payment to be credited to your credit card account and for your unused credit to be adjusted. Redemptions are final and cannot be cancelled or refunded once submitted. For full details, see the Avion Rewards program terms and conditions.

¹⁴ To take advantage of this offer, you must be the holder of an RBC debit card or an RBC personal or business credit card issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC card”). Business owners who are RBC clients may link up to two (2) business credit cards and one business debit card to a Be Well card.

Eligible RBC debit cards are debit cards linked to a personal or business chequing or savings account in good standing, configured to purchase products and services in-store or with a merchant that has a point-of-sale terminal or another designated debit card terminal that can accept debit card payments.

You must be enrolled in RBC Online Banking or RBC Mobile to link your RBC card to your Be Well card. It may take up to two (2) business days before Be Well points apply to your purchases due to processing of the card link. Each time you swipe your Be Well card and pay with your linked RBC card, you receive 50 Be Well points per dollar spent on an eligible purchase at a Rexall location, in accordance with the Be Well terms and conditions available at https://www.letsbewell.ca/terms-conditions.

Be Well points do not apply to taxes or the following purchases: tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and long-distance calling and wireless telecommunications service cards; event tickets; transit fares (tickets and passes); transactions made at the post office; stamps; passport photos; cash back; gifts with purchase; delivery fees; environmental levies; services/rentals for home health care; and any other product or service we may specify from time to time or where prohibited by law.

¹⁵ The term “redeem” means using your Be Well points to pay, or partially pay, for eligible purchases using your Be Well card at participating Rexall locations, according to the instructions provided by the cashier, point-of-sale terminal or any other payment processing device. You can redeem the Be Well points you earn for eligible purchases (see sections 4 and 5 of the Be Well terms and conditions available at https://www.letsbewell.ca/terms-conditions), or for any other purpose we may notify you of from time to time.

¹⁸ To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before November 16, 2028 (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions .

Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 6 months or 12 months Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.

DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.

Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.

You are only eligible for one 12 month Complimentary DashPass Subscription and one 6 months Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 6 months Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, More Rewards RBC Visa Infinite, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards) cardholder.

You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

6 Months Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an Rewards+TM Visa‡, Signature^® RBC Rewards^® Visa‡, RBC^® Visa‡ Platinum, RBC^® Visa‡ Cash Back, RBC^® Cash Back Mastercard‡, RBC^® Visa‡ Classic Low Rate Option, RBC^® Visa‡ Classic, RBC^® Student Visa‡ Classic, RBC^® Visa‡ Classic II Student, RBC^® Visa‡ Gold, RBC^® U.S. Dollar Visa‡ Gold, RBC Rewards Visa‡ Gold, RBC RateAdvantage^® Visa‡, WestJet RBC^® Mastercard‡, RBC ION Visa, RBC ION+ Visa, More Rewards RBC Visa, RBC Staff VISA Classic Expense, RBC Staff VISA Gold Expense, RBC^® Visa‡ Business, RBC^® Visa‡ Business Gold, RBC^® Visa‡ CreditLine for Small BusinessTM, or RBC^® Business Cash Back Mastercard‡, WestJet RBC^® World Elite Mastercard‡ (Premium Benefit Cards).

You are eligible for a Complimentary DashPass Subscription for 6 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 6 months Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf

¹⁹ DashPass is a DoorDash subscription service that offers unlimited free deliveries on purchases from eligible restaurants (the order must be at least CAD $15 before taxes and fees) for a monthly subscription fee of CAD $9.99 plus taxes. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site)

²¹ This offer is not transferable. To receive three times more Avion points than you would normally receive (“bonus points”) for each dollar ($1) spent, including taxes, at any corporate Hertz location in Canada, the United States, the United Kingdom, Germany, Italy, Switzerland, the Netherlands, Belgium, Spain, Australia and Luxembourg, from January 2, 2025 to December 31, 2025 (“Offer Period”), click the “Load Offer” button and charge the purchase to your RBC Avion Visa Infinite Privilege credit card (“eligible RBC Avion card”) (“eligible purchase”). Hertz franchise locations are not eligible for this offer. If you replace your eligible Avion Rewards card, you must load this offer again. If you cancel your credit card, you will not be eligible for the discount (see definition above) or the bonus points. Please allow up to 30 days after the date of your eligible purchase for the bonus points to appear on your eligible RBC Avion card account statement, provided that the account is in good standing at that time. Cancellations or price adjustments may reduce or cancel the number of Avion points earned on your eligible purchase, including bonus points. This offer cannot be combined with any other offer or promotion, or any certificate or voucher, or any other discount. Hertz, not Royal Bank of Canada, is responsible for the sales and refund terms and conditions that apply to your eligible purchase. For full terms and conditions, visit hertz.ca. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it. To learn more about the Avion Rewards program, please visit www.avionrewards.com/fr/.

²² The discount of up to 20% applies to the base rate only (time and mileage) (“discount”) and is offered at participating corporate Hertz locations in Canada and the United States. The discount excludes taxes, tax recovery, fees, surcharges and the cost of any optional service, such as a full tank of gas. To obtain the discount, you must enter the first six digits of your eligible RBC Avion card in the CDP number field at the time of booking.

If you replace your eligible RBC Avion card, you must load the Hertz offer again in Offers. If you cancel your eligible RBC Avion card, you will not be eligible for the discount, nor for the

Hertz, not Royal Bank of Canada, is responsible for the sales and refund terms and conditions that apply to the discount. For full terms and conditions, visit hertz.ca.

Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it. To learn more about the Avion Rewards program, please visit www.avionrewards.com/fr/.

²³A primary cardholder, a co-applicant and any authorized user (each an “eligible credit cardholder”) have access to airport lounges participating in the Visa Airport Companion program (“Program”), provided and managed by DragonPass International Ltd. (“DragonPass”).

Each cardholder must register individually for this benefit using the Visa Airport Companion app (available as a free download) or the Program website (visaairportcompanion.ca/fr) using their eligible credit card. During registration, the cardholder must enter their name (first and last name) as it appears on their passport (or on any other government-issued identification used for travel in Canada), as it will be verified upon entry to airport lounges.

Once registered, the cardholder will be entitled to six (6) free airport lounge accesses per membership year; free accesses may be used by the cardholder for themselves and for accompanying guests. Visits beyond the free accesses are subject to a fee of US $32 (subject to change) per person. Applicable access fees will be charged to the eligible credit card associated with the cardholder’s Program membership card.

Membership includes access to any airport lounge participating in the Program. After registering for the Program, the cardholder can access airport lounges by presenting one of the following three (3) items: i) their eligible credit card, ii) their digital membership card and QR code from the app or Program website, or iii) their printed or emailed e-certificate containing the membership card and QR code.

Program membership will be suspended if the eligible credit card is closed or inactive, is no longer linked to the Program, or is no longer a product participating in the Program. It is the cardholder’s responsibility to report any changes to the information of their eligible credit card linked to the Program. If the cardholder uses a printed or emailed e-certificate to access a lounge, they must obtain a new e-certificate if changes are made to their eligible credit card information. Unless suspended or cancelled, Program membership and any free accesses included are automatically renewed each year on the anniversary date (i.e., the date the cardholder registered for the Program). Program membership may be suspended if the eligible credit card is no longer in good standing.

Cardholders can consult the app or Program website for the complete list of participating airport lounges, as well as the facilities offered, hours of operation and any restrictions. Registered cardholders are subject to the terms and conditions of the worldwide airport lounge access program and the terms of use of each participating lounge operator visited, which are available in the app or Program website. The Program terms and conditions will be presented to cardholders during registration and will also be emailed to them after registration.

In addition to providing them with access to airport lounges, enrollment in the program will allow cardholders to enjoy additional benefits and offers. For the complete list of benefits and offers and to obtain more information, holders of an eligible credit card can consult the program app or website. Cardholders who participate in the program or take advantage of the benefits or offers presented as part of the program are subject to the terms and conditions applicable to the benefit or offer in question, as stipulated in the program app and website.

Cardholders who participate in the program are subject to DragonPass’s terms of use, terms of service, and privacy policy, as well as Visa’s privacy statement. By enrolling in the program and taking advantage of the benefits and offers presented as part of the program, the cardholder acknowledges that DragonPass may share their program-related data with Visa or Royal Bank of Canada (« RBC ») for program administration purposes, and that Visa and RBC may process this data in accordance with their privacy policies. The services and benefits offered as part of the program are provided by DragonPass and third-party providers. Neither Visa nor RBC is responsible for any claims or damages arising from participation in the program. Visa may modify or cancel this program at any time without notice.

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 100,000 Avion points, representing a travel value of up to $2,375.

35,000 points upon approval of your application
20,000 points when you charge $5,000 in purchases to your account within the first six months
45,000 points on your account’s first anniversary

With the RBC Avion Visa Infinite Privilege Card, you also receive 6 complimentary airport lounge visits each year.

You can redeem your Avion points for flights on over 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles, and WestJet Rewards.

The card also gives you access to priority lanes, security services, and reserved parking at select Canadian airports.

You earn 1.25 Avion points per dollar on all your purchases, and the card includes comprehensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile devices up to $1,500.

Annual fee

Primary card$399

Additional card$99

Annual income required

Individual$200,000

Household$200,000

Conversion fees

2.5%

Earning rate

1.25xAll spending

Value

1st Year Value$1,607

2nd Year Value$321

Transfer partners

American Airlines AAdvantageAirline
British Airways ClubAirline
Cathay Asia MilesAirline
WestJet RewardsAirline

Card benefits

Concierge service24/7

Airport lounge access$240

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Lost BaggageUp to $2,500

Flight DelayUp to $500

Hotel BurglaryUp to $3,000

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

Other Benefits

Sports

Here’s a benefit that’s sure to please golfers with a Visa Infinite Privilege credit card!

You can sign up for Troon Rewards and automatically earn Gold status, saving 15% on merchandise, packages and golf lessons at over 95 clubs worldwide. Cardholders who are already Troon Rewards members will be eligible for an upgrade to Platinum status (20% discount on golf packages).

You can also use your Visa Infinite Privilege card to gain access to over 20 participating Troon Privé clubs. Play in each of these members-only private clubs up to twice a year at a flat rate of $99 per player, per game. You can even invite up to three friends to play for the same price!

What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada? - Golf Course And City View Manila Marriott Hotel Credit Marriott

Entertainment

Promotions are regularly offered through the Visa Infinite website. Here are several examples at the time of writing this article:

A set of two Riedel glasses and a Riedel decanter with a 3-month trial of the Charlie’s Burgers wine program.
35% off your entire Fujifilm Printlife order
Download the Lego Movie for free at Cineplex

Advantages in Vineyards

Visa Infinite and Visa Infinite Privilege cardholders have access to Wine Country Experiences in Ontario and British Columbia.

What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada? - privileges vinicoles visa infinite fr

For each participating winery, offers are available online via the Visa Infinite Privilege website (with promotional codes).

Here are some examples of the offers available:

Private tasting in our VIP lounge with guests of the cardholder
Free shipping on 6 or more bottles across Canada
10% discount on online orders
And more!

Eataly Toronto

Depending on the season, temporary promotions are offered to Visa Infinite Privilege credit cardholders.

Here’s one for Eataly Toronto:

Have an Italian summer with Eataly’s summer essentials boxes. Whether you’re grilling in the garden, picnicking in the park or enjoying a weekend at the cottage, these boxes are carefully designed to ensure that your summer meals are full of high-quality Italian and Canadian products.

Boxes are available for pick-up or delivery in the Greater Toronto Area every Thursday.

The first 100 Visa Infinite Privilege cardholders to spend CAD 149 (excluding taxes) on one or more boxes of Eataly’s summer essentials will receive a free Eataly at Home pizza kit ($40 value).

What Are the Advantages of Visa Infinite Privilege Credit Cards in Canada? - .Eataly Eatalyx x

Concierge Service

We don’t often think about it. However, some high-end credit cards come with a concierge service.

Here are some examples from the Visa Infinite Privilege website:

Groceries and essentials: From delivery to curbside pickup, keep up to date with the latest services offered by local businesses. We can also help you track down hard-to-find items in your neighbourhood.
Gifts to celebrate: Flowers, cakes and charcuterie plates. With Father’s Day and graduation approaching, we can help you find the perfect gift or organize a virtual party.
Culinary delights: Find local restaurants that are open and need your support; or we can help you find an online vendor and have wine delivered right to your door.
Virtual Activities: Get the latest information for you and your family on virtual gallery and museum tours, zoo cameras, streaming concerts, online fitness classes and more

To contact the Visa Infinite Privilege Concierge Service, call 1-855-822-1240 (or call collect outside Canada and the U.S. at 1-303-967-1036).

Compare

Scotiabank Passport^® Visa Infinite Privilege* Card

Scotiabank Scene+

Annual fee: $599
Our valuation: $800Milesopedia first-year estimate First-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 80,000 points; Ends Nov 1, 2026

[vc_row][vc_column][vc_custom_heading el_id="up_to_40_000_points_as_a_welcome_bonus_" text="Up to 40,000 points as a welcome bonus!" google_fonts=""][vc_column_text el_class="checkmarks"]Here are the main aspects of this offer for the Scotiabank Passport^™ Visa Infinite* Card:

30,000 Scotia Rewards points after $1,000 in Card purchases within the first 3 months ($300 in travel rewards)
10,000 additional bonus points when you spend at least $40,000 annually in everyday purchases
First-Year Free
Six free airport lounge visits (no other card with an annual fee below $150 offers as many yearly visits).
No foreign currency conversion fees
Premium travel insurance
One Supplementary card for free

[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image="67511" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="no_foreign_currency_conversion_fees" text="No foreign currency conversion fees" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]This is the major perk of this credit card: no foreign transaction fees. Virtually all other credit cards in Canada charge a 2.5% conversion fee for all purchases made in foreign currency. This Scotiabank Passport^™ Visa Infinite* Card is one of three credit cards with no conversion fees that we recommend you have in your wallet. It will, therefore, be particularly appealing for snowbirds, but also for anyone who regularly travels abroad or buys on sites charging in U.S. dollar, euro... On each of these transactions, by paying with the Scotiabank Passport^™ Visa Infinite* Card, you save 2.5%, plus you earn some travel points![/vc_column_text][vc_single_image image="49325" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="a_scotia_rewards_credit_card" text="A Scotia Rewards credit card" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Scotia Rewards Program is a travel points loyalty program. Other key cards of the Scotia Rewards Program include Scotiabank Gold American Express^® Card and the ScotiaGold Passport^® Visa* Card. Therefore, you have another Scotia rewards points earning source. You can have more than one Scotia Rewards credit card and you can regroup points into the same account as explained in that post. Enough to earn many points both through credit card application bonuses and with your purchases![/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="scotia_rewards_points_earning" text="Scotia Rewards Points earning" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]With this card, you earn:

2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
1 Scotia Rewards point on every $1 you spend on all other eligible purchases.

Points earning is not as important as what Scotiabank's American Express Gold card (5 points/dollar in grocery stores, restaurants, entertainment), but as it's a Visa Card, you can use it at more places! For those who charge $40,000 in one year on the Scotiabank Passport^™ Visa Infinite* Card, a bonus of 10,000 bonus points ($100) will be earned in the account. After that, a bonus of 2,000 bonus points will be added to the account for each additional $10,000.[/vc_column_text][vc_single_image image="48334" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="redeeming_scotia_rewards_points" text="Redeeming Scotia Rewards points" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]You can apply your bonus points directly to your travel expenses (flights, hotels, car rentals, etc.) charged on your card:10,000 bonus points = $100. This is one of the cards we recommend in these strategies:

The only drawback: you must redeem at least 5,000 points ($50) for a card account credit (after this threshold, it's a rate of 100 points = $1). By redeeming your points for travel expenses, you ensure a 1% to 2% return, depending on merchant categories.[/vc_column_text][vc_single_image image="70489" img_size="large" add_caption="yes" alignment="center"][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="6_free_airport_lounge_visits" text="6 free airport lounge visits" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Scotiabank is likely to want to address the traveller market. This Scotiabank Passport^™ Visa Infinite* Card offers a Priority Pass membership as well as 6 free airport lounge visits to Priority Pass lounges. It justifies the cost of the annual card fee ($139). This is a very nice perk for casual travellers. An individual traveller will be able to visit Priority Pass lounges and restaurants 6 times in a year, while a couple will be able to access them three times! After 6 visits in a year, you will have to pay a US$32 entry fee. In Quebec City, you can access the VIP lounge! In Montreal, you have 3 options:

The Houston Bar and Grill restaurant (cross-border terminal - flights to the United States)
Pork and Pickle Restaurant (domestic flights terminal - to Canada)
The National Bank Lounge (international terminal)

[/vc_column_text][vc_single_image image="80203" img_size="large" add_caption="yes" alignment="center"][vc_message message_box_color="success" icon_fontawesome="fas fa-glass-cheers"]Are you leaving from another Canadian airport? Discover all the Canadian airport lounge options available to you in this ultimate guide.[/vc_message][vc_custom_heading el_id="subscribe_to_priority_pass" text="Subscribe to Priority Pass" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text]Be aware! After receiving your new Scotiabank Passport^™ Visa Infinite* Card, it will be essential to register for the Priority Pass program to receive your Priority Pass membership card, giving you access to airport lounges. You can register on this page.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="one_first_supplementary_card_for_free" text="One first Supplementary Card for free" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text]You can add one free Supplementary cardholder to the account who will have his/her own card This is an advantage over other institutions such as BMO or TD that charge about fifty dollars for an additional card.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="reliable_travel_insurance" text="Reliable travel insurance" font_container="tag:h3|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]The Scotiabank Passport^™ Visa Infinite* Card has many travel insurance:[/vc_column_text][vc_custom_heading el_id="travel_emergency_medical_insurance" text="Travel Emergency Medical Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.[/vc_column_text][vc_custom_heading el_id="trip_cancellation_trip_interruption_insurance" text="Trip Cancellation / Trip Interruption Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.[/vc_column_text][vc_message color="warning" message_box_color="warning" icon_fontawesome="fas fa-exclamation-triangle"]Warning: do not use this card for reward travels with Aeroplan Miles, Avios, Flying Blue. 75% of the cost of the trip must be charged on the card for insurance to apply.[/vc_message][vc_custom_heading el_id="flight_delay_insurance" text="Flight delay insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.[/vc_column_text][vc_custom_heading el_id="delayed_and_lost_baggage_insurance" text="Delayed and Lost Baggage Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.[/vc_column_text][vc_custom_heading el_id="travel_accident_insurance" text="Travel Accident Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.[/vc_column_text][vc_custom_heading el_id="rental_car_collision_loss_damage_insurance" text="Rental Car Collision Loss/Damage Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.[/vc_column_text][vc_custom_heading el_id="hotel_motel_burglary_insurance" text="Hotel/Motel Burglary Insurance" font_container="tag:h4|text_align:left" google_fonts=""][vc_column_text el_class="checkmarks"]Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading el_id="conclusion" text="Conclusion" google_fonts=""][vc_column_text el_class="checkmarks"]Scotiabank was the first major Canadian bank to offer a card with no foreign transaction fees. Since then, two other credit cards have also offered this perk. This Scotiabank Passport^™ Visa Infinite* Card will be very appealing for several profiles:

Those who regularly pay in foreign currency
Those who travel regularly abroad
Those who want a card with solid insurance
Those who travel at least once or twice a year and who will use the Priority Pass airport lounges entrances.
Those who already have one or more Scotia Rewards cards in their wallet.
Those who have a balance of points and would like to cancel their current card while retaining their points through this new card

If you want to apply for this credit card to take advantage of this limited offer, while supporting milesopedia, click here![/vc_column_text][/vc_column][/vc_row]

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1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport^® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.

Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.

Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.

Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders).
The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.

With this welcome offer for the Scotiabank Passport^® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):

30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening

With the Scotiabank Passport^® Visa Infinite Privilege* Card, you earn:

3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport^® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport^® Visa Infinite Privilege* Card also offers:

No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service

Annual fee

Primary card$599

Additional card$199

Annual income required

Individual$150,000

Household$200,000

Conversion fees

Earning rate

3xTravel
2xRestaurants
2xEntertainment
1xAll spending

Value

1st Year Value$585

2nd Year Value$232

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 10 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Flight DelayUp to $1,000

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

Specific Benefits of Visa Infinite Privilege Credit Cards

Beyond the benefits common to all Visa Infinite Privilege credit cards, each issuer adds a layer of specific advantages for Visa Infinite Privilege cardholders.

BMO eclipse Visa Infinite Privilege* Card

BMO eclipse Visa Infinite Privilege* cardholders enjoy special benefits:

$200 annual credit (any purchase)

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BMO eclipse Visa Infinite Privilege* Card

BMO BMO Rewards

Annual fee: $599
Our valuation: $1,340Milesopedia first-year estimate First-year valueWelcome bonus$1,340Total$1,340Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,340Total$1,340Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 200,000 points; Ends Oct 31, 2026

The BMO eclipse Visa Infinite Privilege* Card is a premium metal card! By applying for this card, you can earn up to 200,000 BMO Rewards points:

80,000 points after $6,000 in purchases within the first 110 days of account opening
40,000 points after $40,000 in purchases within the first 180 days of account opening
80,000 points after $75,000 in purchases within the first 365 days of account opening

Additionally, you benefit from a 0% welcome interest rate on balance transfers for 12 months, as well as a 2% balance transfer fee.

Plus, you’ll receivea $200 anniversary credit to use as you wish!

As well as a membership to the Visa Airport Companion program with six complimentary visits per year to airport lounges.

With this Card, you can earn 5 BMO Rewards points per dollar spent on:

Groceries
Gas
Drugstores
Travel
restaurants and bars
Food delivery

And 1 BMO Rewards point per dollar spent everywhere else.

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.

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*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. For the latest information, please click on the Apply Now link.

Annual fee

Primary card$599

Additional card$99

Annual income required

Individual$150,000

Household$200,000

Conversion fees

2.5%

Earning rate

5xGroceries
5xGas & EV
5xPharmacy
5xRestaurants
5xTravel
1xAll spending

Value

1st Year Value$1,461

2nd Year Value$321

Card benefits

Airport lounge access$240

Travel creditsIncluded

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 21 days

Travel medical (55-64)Up to $5,000,000 / 21 days

Travel medical (65+)Up to $5,000,000 / 3 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $2,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Flight DelayUp to $1,000

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $65,000 / 48 days

CIBC^® Aeroplan^® Visa Infinite Privilege* Card

Holders of a CIBC^® Aeroplan^® Visa Infinite Privilege* Card benefit from specific advantages:

Free first checked baggage for you, your authorized users and up to 8 companions when you travel with Air Canada
Priority check-in, priority boarding and priority baggage handling for you, your authorized users and up to 8 companions when you travel with Air Canada
Discounts on NEXUS application fees every 4 years

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CIBC^® Aeroplan^® Visa Infinite Privilege* Card

CIBC Aeroplan

Annual fee: $599
Our valuation: $2,000Milesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points

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^† Terms and conditions apply. The information for the CIBC^® Aeroplan^® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.

With the CIBC^® Aeroplan^® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^†:

10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Annual fee

Primary card$599

Additional card$149

Annual income required

Individual$200,000

Household$200,000

Conversion fees

2.5%

Earning rate

2xAir Canada flights
1.5xGroceries
1.5xPharmacy
1.5xGas & EV
1.25xAll spending

Value

1st Year Value$2,262

2nd Year Value$283

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 10 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Lost BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Auto Rental Collision (primary)Up to $85,000 / 48 days

CIBC Aventura^® Visa Infinite Privilege^®* card

CIBC Aventura Visa Infinite Privilege* Cardholders enjoy special benefits:

$200 Annual Travel Credit
Journie Rewards Program: up to 10 cents off per litre at Chevron, Ultramar and Pioneer

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CIBC Aventura^® Visa Infinite Privilege* card

CIBC CIBC Aventura

Annual fee: $499
Our valuation: $960Milesopedia first-year estimate First-year valueWelcome bonus$960Total$960Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$960Total$960Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 80,000 points

Terms of the offer

Get 25,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods
Enjoy an annual $200 travel credit when you book travel with an Aventura Travel Assistant
Access 1,200+ airport lounges with a Priority Pass^™ membership and get 6 complimentary lounge visits per year
Speed up your border crossings with 2 NEXUS application fee rebates every 4 years
3 points for every $1 spent on travel purchased through the CIBC Rewards Centre
2 points for every $1 spent on eligible dining, entertainment, transportation, gas and groceries
1,25 point for every $1 spent on all other purchases

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^†Conditions Apply

The CIBC Aventura Visa Infinite Privilege Card is the premium travel card in the CIBC Aventura program, aimed at an affluent clientele (minimum personal income of $150,000). It offers prestige travel perks, including six complimentary visits to 1,200+ airport lounges through the Visa Airport Companion Program, a $200 annual travel credit and rebates for two NEXUS applications.

You earn Aventura Points that can be redeemed for travel, and the welcome offer can reach up to 80,000 points in the first year. The annual fee is $499.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Annual fee

Primary card$499

Additional card$99

Annual income required

Individual$150,000

Household$200,000

Conversion fees

2.5%

Earning rate

1.25xAll spending

Value

1st Year Value$866

2nd Year Value$101

Card benefits

Concierge service24/7

Airport lounge access$240

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 10 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

Desjardins Odyssey^® Visa Infinite Privilege* Card

Desjardins Odyssey^® Visa Infinite Privilege* cardholders enjoy specific benefits:

12 complimentary passes to the Desjardins Odyssey Lounge at Montréal-Trudeau Airport

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Desjardins Odyssey Visa Infinite Privilege Card

Desjardins BONUSDOLLARS Desjardins

Annual fee: $395
Welcome offer: No current welcome offer

The Desjardins Odyssey Visa Infinite Privilege Card is a credit card offering BONUSDOLLARS.

With this card, you can earn:

4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.5% in BONUSDOLLARS for your other purchases

In addition, this card offers several insurance coverages for your purchases:

180-day purchase insurance
Two-year extended warranty
Mobile Device Insurance

As well as comprehensive travel insurance.

Annual fee

Primary card$395

Additional card$95

Annual income required

Individual$150,000

Household$200,000

Conversion fees

2.5%

Earning rate

4xRestaurants
4xEntertainment
3xGroceries
3xTravel
1.5xAll spending

Value

1st Year Value$549

2nd Year Value$549

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 60 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 15 days

Trip CancellationUp to $2,500

Trip InterruptionIncluded

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Travel AccidentUp to $1,000,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,500 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

RBC Avion Visa Infinite Privilege Card

Holders of a RBC Avion Visa Infinite Privilege Card benefit from specific advantages:

Save 3¢ per litre on fuel and still earn 20% more Petro-Points
12 Months of Free Delivery With Doordash

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RBC Avion Visa Infinite Privilege Card

RBC RBC Avion Rewards - Elite

Annual fee: $399
Our valuation: $1,500Milesopedia first-year estimate First-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points; Ends Nov 25, 2026

Start travelling today with 25,000 welcome points
Earn 1.25 RBC Rewards points for every dollar you spend
Enjoy luxury travel benefits and exclusive privileges