TD First Class Travel® Visa Infinite* CardTD First Class Travel® Visa Infinite* CardUp to 160,000 TD Rewards Points + annual fee rebate for the first year†

Looking for the best CIBC Aventura Credit Cards in Canada? The right choice depends on your spending, annual fees and the benefits you will actually use.

Compare the 7 cards in our selection below. Interested in a card? Click Read review to read our full analysis.

Sponsored
Annual fee
$120
Our valuation
$500

Milesopedia first-year estimateFirst-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 50,000 points

Ends Nov 1, 2026

Apply Now

on Scotiabank's website

The Scotiabank Gold American Express Card offers an excellent welcome bonus.

Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:

  • 30,000 Scene+ points by charging $2,000 in purchases to the card within the first 3 months
  • 20,000 Scene+ points by making $7,500 in purchases on the card in the first year

This represents a value of up to $500 for travel (including Airbnb).

With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

  • Grocery stores
  • Restaurants
  • Entertainment centers

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.

Annual fee

Primary card$120
Additional card$29

Annual income required

Individual$12,000
Household$12,000

Conversion fees

0%

Earning rate

  • 6xWith the partner brand
  • 5xGroceries
  • 5xEntertainment
  • 5xRestaurants
  • 3xStreaming
  • 3xTransit
  • 3xGas & EV
  • 1xAll spending

Value

1st Year Value$1,280
2nd Year Value$461

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental Collision (primary)Up to $65,000 / 48 days
Our selection — CIBC Aventura
Credit cardAnnual feeWelcome offer
Annual fee$139 $0Welcome offer
Up to 45,000 points
Annual fee$139 $0Welcome offer
Up to 45,000 points
Annual fee$0Welcome offer
Up to 12,500 points
Annual fee$0Welcome offer
Up to 12,500 points
Annual fee$499Welcome offer
Up to 80,000 points
Annual fee$180 $0Welcome offer
Up to 70,000 points
Annual fee$35 $0Welcome offer
Up to 2,500 points

CIBC Aventura® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits
  • Reimbursement of NEXUS membership fees ( $160 value)
  • A free Skip+ membership (a $110 first-year value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

Annual fee
$0 $139

No annual fee the first year

Our valuation
$839

Milesopedia first-year estimateFirst-year valueWelcome bonus$540Annual fee rebated$139Annual credit$160Total$839Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 45,000 points

+ First Year Annual Fee Rebate

Apply Now

on CIBC's website

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xPharmacy
  • 1xAll spending

Value

1st Year Value$968
2nd Year Value$359

Card benefits

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

CIBC Aventura® Gold Visa* Card

If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Gold Visa* Card also offers:

  • Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits
  • Reimbursement of NEXUS membership fees ( $160 value)
  • A free Skip+ membership (a $110 first-year value)
Annual fee
$0 $139

No annual fee the first year

Our valuation
$839

Milesopedia first-year estimateFirst-year valueWelcome bonus$540Annual fee rebated$139Annual credit$160Total$839Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 45,000 points

+ First Year Annual Fee Rebate

Apply Now

on CIBC's website

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$15,000
Household$15,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xPharmacy
  • 1xAll spending

Value

1st Year Value$968
2nd Year Value$359

Card benefits

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

CIBC Aventura® Visa* Card

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements
  • A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)

With this no annual fee CIBC Aventura Credit Card, you get:

  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
Annual fee
$0
Our valuation
$150

Milesopedia first-year estimateFirst-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 12,500 points
Apply Now

on CIBC's website

Annual fee

Primary card$0
Additional card$0

Annual income required

Individual$15,000
Household$15,000

Conversion fees

2.5%

Earning rate

  • 1xGroceries
  • 1xGas & EV
  • 1xPharmacy
  • 0.5xAll spending

Value

1st Year Value$398
2nd Year Value$194

Travel insurance

Travel AccidentUp to $100,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years

CIBC Aventura® Visa* Card for Students

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

With this offer, get up to $200 in value, with no annual fee:

Get up to 12,500 Aventura points (a value of up to $125 toward travel):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements
  • A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)

With this CIBC Aventura Student Credit Card, you get:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores
  • 1 point per $2 spent on all other purchases†

What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. And this CIBC Student Credit Card offers some insurance coverage:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
Annual fee
$0
Our valuation
$150

Milesopedia first-year estimateFirst-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 12,500 points
Apply Now

on CIBC's website

Annual fee

Primary card$0
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 1xGroceries
  • 1xPharmacy
  • 1xGas & EV
  • 0.5xAll spending

Value

1st Year Value$398
2nd Year Value$194

Travel insurance

Travel AccidentUp to $100,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years

CIBC Aventura® Visa Infinite Privilege* card

The CIBC Aventura Visa Infinite Privilege Card is the premium travel card in the CIBC Aventura program, aimed at an affluent clientele (minimum personal income of $150,000). It offers prestige travel perks, including six complimentary visits to 1,200+ airport lounges through the Visa Airport Companion Program, a $200 annual travel credit and rebates for two NEXUS applications.

You earn Aventura Points that can be redeemed for travel, and the welcome offer can reach up to 80,000 points in the first year. The annual fee is $499.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Annual fee
$499
Our valuation
$1,560

Milesopedia first-year estimateFirst-year valueWelcome bonus$960Annual credit$200Annual credit$400Total$1,560Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 80,000 points
Apply Now

on CIBC's website

The CIBC Aventura Visa Infinite Privilege Card is the premium travel card in the CIBC Aventura program, aimed at an affluent clientele (minimum personal income of $150,000). It offers prestige travel perks, including six complimentary visits to 1,200+ airport lounges through the Visa Airport Companion Program, a $200 annual travel credit and rebates for two NEXUS applications.

You earn Aventura Points that can be redeemed for travel, and the welcome offer can reach up to 80,000 points in the first year. The annual fee is $499.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Annual fee

Primary card$499
Additional card$99

Annual income required

Individual$150,000
Household$200,000

Conversion fees

2.5%

Earning rate

  • 1.25xAll spending

Value

1st Year Value$911
2nd Year Value$101

Card benefits

Concierge service24/7
Airport lounge access$240

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 10 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days

CIBC Aventura® Visa* Card for Business

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels):

  • A welcome bonus of 20,000 Aventura points when you make your first purchase.
  • An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements
  • 40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330

Annual fee
$0 $180

No annual fee the first year

Our valuation
$1,020

Milesopedia first-year estimateFirst-year valueWelcome bonus$840Annual fee rebated$180Total$1,020Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 70,000 points

+ First Year Annual Fee Rebate

Apply Now

on CIBC's website

Annual fee

Primary card$180
Additional card$50

Annual income required

Individual$35,000
Household$35,000

Conversion fees

2.5%

Earning rate

  • 1.5xTravel
  • 1xAll spending

Value

1st Year Value$731
2nd Year Value$178

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $65,000 / 48 days

CIBC U.S. Dollar Aventura® Gold Visa* Card

The CIBC U.S. Dollar Aventura Gold Visa Card is designed for people who regularly make purchases in U.S. dollars, for example for travel or U.S.-based subscriptions. By paying your expenses directly in U.S. dollars, you avoid the fees and fluctuations tied to currency conversion.

You earn Aventura Points, redeemable for travel, and you get an annual fee rebate for the first year. The annual fee is US$35 and the minimum personal income required is $15,000.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances.

Annual fee
$0 $35

No annual fee the first year

Our valuation
$65

Milesopedia first-year estimateFirst-year valueWelcome bonus$30Annual fee rebated$35Total$65Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 2,500 points

+ First Year Annual Fee Rebate

Apply Now

on CIBC's website

Annual fee

Primary card$35
Additional card$0

Annual income required

Individual$15,000
Household$15,000

Conversion fees

2.5%

Earning rate

  • 0.5xAll spending

Value

1st Year Value$210
2nd Year Value$96

Travel insurance

Travel AccidentUp to $100,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $65,000 / 48 days

Compare the terms specific to this selection

For CIBC Aventura, compare fees, eligible transactions and the benefits you need. Where rewards points are offered, check redemption options, transfer possibilities and program conditions.

Assess costs beyond the welcome offer

When choosing a credit card in this category, distinguish temporary incentives from ongoing terms. Compare annual fees, transaction charges and benefit requirements.

Use the table for an initial comparison. Read the review of the card that interests you, then the issuer’s terms before applying.

Frequently asked questions — CIBC Aventura

How do I compare cards in CIBC Aventura?

Compare each offer using the same budget and spending needs. Then review detailed terms to check limits, exclusions and the benefits you can actually use.

How should I choose from the CIBC Aventura selection?

Start with your spending and priorities, then compare fees and benefits relevant to your situation. The ranking helps identify options; the best choice can differ from person to person.

Can terms change after publication?

Yes. Offers, fees and eligibility requirements can change. Before applying, check the issuer’s terms linked from the application button, including dates and exclusions.