Who can apply for the American Express Aeroplan Business Prestige Card?

This card is available to all types of businesses: SMEs, self-employed individuals, freelancers, etc. No complex business structure is required. You simply need your business number or your Social Insurance Number at the time of application.

Are personal expenses allowed on this business card?

Yes, technically. However, for accounting and tax reasons, it is recommended to reserve this card for business expenses to simplify your bookkeeping.

How do additional cards for my employees work?

Additional cards cost $199 each, or there is a no-fee option (but without the privileges associated with the card). You can set individual spending limits, track all transactions on a single statement, and receive all points in your primary account.

Is the $599 annual fee tax-deductible?

Generally, yes, if the card is used for business purposes. However, consult your accountant for advice tailored to your specific tax situation.

How do you get the 90,000 Aeroplan points welcome bonus?

The American Expressᴹᴰ Aeroplanᴹᴰ* Business Prestige Card offers up to 90,000 Aeroplan points as a welcome bonus, generally spread over several steps: an initial bonus after a first purchase, then additional tiers reached based on spending thresholds in the first 3 to 12 months. The 90,000 points represent a value of approximately $2,200 to $2,700 in Air Canada business class bookings to Europe or Asia—equivalent to 4 to 5 times the $599 annual fee. It is one of the most generous bonuses in the Business segment in Canada.

What airport benefits are included with the Aeroplan Business Prestige?

The American Expressᴹᴰ Aeroplanᴹᴰ* Business Prestige Card includes access to Air Canada Maple Leaf Lounges when you travel with Air Canada (cardholder only, unlimited), a first checked bag free for you and up to 8 travel companions on the same reservation, as well as a NEXUS credit of up to $100 every 4 years. Free checked bags can save up to $30 per segment per person, which can easily represent $200 to $400 in savings per year for an SME whose employees regularly travel with Air Canada.

How does this card’s Worldwide Companion Pass work?

The American Expressᴹᴰ Aeroplanᴹᴰ* Business Prestige Card offers a Worldwide Annual Companion Pass after $25,000 in spending on the card each calendar year. This pass allows you to bring a companion with you on an Aeroplan award booking to an international destination by paying only taxes and airport fees (often $100 to $300) instead of a second full points fare. On an Air Canada business class flight to Tokyo or Paris, the savings can reach $3,000 to $5,000 with a single strategic use.

What are the earning rates on the American Express Aeroplan Business Prestige Card?

The American Expressᴹᴰ Aeroplanᴹᴰ* Business Prestige Card earns 3 Aeroplan points per dollar on Air Canada and Air Canada Vacations purchases, 1.25 points per dollar on other eligible purchases, plus Status Qualifying Miles (SQM) that help you reach Aeroplan Elite status (25K, 35K, 50K, 75K). An SME that spends $50,000 per year on the card (with a portion on Air Canada) can easily reach Aeroplan Elite 25K status, unlocking upgrades and additional free checked bags.