What is the annual fee for the National Bank World Elite Mastercard?

The annual fee is $150 for the primary cardholder, plus $50 per additional card. The $150 annual travel credit alone can offset the primary card's fee if you travel at least once a year.

What income is required to be eligible?

National Bank requires a personal annual income of $80,000 or a household income of $150,000. This is a common requirement for World Elite Mastercard category cards.

What is the current welcome offer?

Thanks to an exclusive offer on the Milesopedia network, your first-year annual fee is reimbursed (a $150 value) with the National Bank World Elite Mastercard, from June 30 to November 4, 2026.

How much are National Bank points worth?

The best value is obtained through the NBC À la carte Plan, which is 10,000 points for a $100 travel credit. This is the rate to aim for when redeeming, rather than a statement credit which requires 25,000 points for $100.

Can this card be used at Costco?

Yes. Since it is a Mastercard, you can use it at Costco, which only accepts this network in Canada. Your Costco purchases earn points in the applicable category.

Does travel medical insurance cover travelers aged 65 and over?

Yes, but the duration of coverage varies by age. Travel medical insurance covers up to 60 days per trip, and this duration is generally reduced for older travelers. Always check the exact terms of the insurance certificate before you leave.

How do I get to the National Bank Lounge at Montreal?

The cardholder gets free, unlimited access to the National Bank Lounge at Montreal-Trudeau Airport (YUL), accompanied by one additional traveler and up to two children. Outside of Montreal, you benefit from paid access to lounges in the DragonPass network.