Transfer Points to Another Person: 24 Programs in Canada
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Transfer Loyalty Points to Another Person
Yes, you can transfer or pool your points with another person in most major programs available in Canada, but the rules vary widely. Sharing is free with Aeroplan (within a family), Flying Blue, VIA Préférence, Hilton, Marriott and Hyatt. It costs money with Blue Rewards between two households, WestJet, British Airways Club and IHG, and it's not possible with Amex, TD, CIBC or Desjardins.
Pooling your points with someone close to you lets you:
- keep your unused points from expiring;
- get a bigger reward, faster;
- combine small balances stuck below the redemption minimum.
If you're managing the points of someone who has died, different rules apply: see our article on What happens to your loyalty points when you die.
To move points from one program to another, for example Membership Rewards to Aeroplan, see our list of major points transfer programs in Canada instead.
When person-to-person transfers don't exist, you almost always have another option: book a flight or a night for someone else with your points.
A transfer between two people is final and non-refundable. Check the recipient's member number and exact name before you confirm. Here's what you can do, program by program, and what we recommend.
Transfer Airline Program Points
Transfer to Another Person – Flying Blue Miles
Flying Blue Family lets you pool the Miles of up to 8 people for free: 2 adults and 6 children. The family lead creates the group in their profile on the Air France or KLM website, then sends the invitations. Only the lead can then transfer the other members' Miles, and after each transfer, all the family's Miles stay valid for 2 years.
| Cost | Conditions | Processing time |
| Free | Family lead aged 18 or older; up to 8 members, including 2 adults; each member stays at least 6 months. Invitations on the Air France or KLM website | Up to 72 hours for the first transfer |
Transfer to Another Person – Aeroplan Points
Aeroplan Family Sharing lets you pool the points of up to 8 members of the same family for free. The family lead must be 18 or older, an Aeroplan member for at least 6 months and a verified member. They invite up to 7 people and decide who can redeem the group's points. Everything is explained in our guide to Aeroplan Family Sharing.
Keep three timelines in mind: an invitation expires after 45 days, a member stays in the group for at least 3 months before leaving, then waits 6 months before joining another one.
Outside Family Sharing, you can also transfer points to any other Aeroplan member, but that transfer comes with a fee.
The price appears at checkout, in Canadian dollars, plus taxes and processing fees. Compare it to the value of the points before you pay.
| Cost | Conditions | Processing time |
| Price shown at checkout on Points.com, plus taxes and processing fees | Transaction on the Aeroplan site, via Points.com; customer service at 1-800-361-5373 | Usually under 72 hours |
This paid transfer has these limits:
- Per transaction: 1,000 to 250,000 Aeroplan points;
- Per year: up to 500,000 points transferred;
- Receiving: no member can receive more than 500,000 points per year through this service;
- Status: transferred points don't count toward Aeroplan Elite status qualification.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 |
Transfer to Another Person – British Airways Club Avios
You can transfer your British Airways Club Avios to another member for £50, or for free if you're a Gold member. Each transfer is capped at 60,000 Avios, and each person can send and receive up to 200,000 Avios per calendar year.
To pool Avios as a family for free, open a Household Account instead: it brings together up to 6 people, children included.
Your Avios stay valid as long as you collect, spend or share Avios at least once every 36 months. See our guide on points expiry for the details.
| Cost | Conditions | Processing time |
| £50 per transfer; free for Gold members | Online on the Avios transfer page | Instant |
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $165 |
Transfer to another person – WestJet Points
You can transfer any number of WestJet points to another WestJet Rewards member for $50 to $59 per transfer, plus tax. You request the transfer by phone and pay by credit card.
For a small balance, book the flight in the other person's name with your own points instead: you avoid the fee.
| Cost | Conditions | Processing time |
| $50 to $59 + tax per transfer, paid by credit card | Call WestJet at 1-888-937-8538; transfers are at WestJet's discretion | Not published by WestJet |
Transfer to Another Person – VIPorter
With VIPorter, you can pay for another person's flight with your points, as long as you make the booking yourself. Points can't be transferred or gifted from one account to another.
Points for financial institutions
Transfer to Another Person – CIBC Aventura Points
Your Aventura points stay in your account: CIBC doesn't let you transfer them to another person, even to another Aventura account. They also can't be split in a separation without CIBC's consent.
The only exception: you can combine the points of your own Aventura accounts, personal and business, if you're the primary cardholder on both. Authorized users can't make transfers.
- Annual fee
- $499
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $800
- Welcome offerAfter $6,000 in 4 months
- Up to 80,000 points
Apply Now
on CIBC's website
Transfer to Another Person – BMO Rewards Points
You can gift your BMO Rewards points to anyone who also holds a BMO Rewards credit card, starting at 1,000 points. The gift can't be reversed and shows as a redemption in your account.
| Cost | Conditions | Processing time |
| Free | Online on the BMO Rewards site or in the app, with the recipient's last name and collector number; 1,000 points minimum | Instant |
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 |
Transfer to Another Person – American Express Membership Rewards points
American Express Membership Rewards points transfer to many partner programs, but always to an account in your own name. You can't send them to a family member's Aeroplan or Marriott Bonvoy account, and Amex may treat such a transfer as abuse. Supplementary cardholders earn into your points account, not their own.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $191.88 |
Transfer to Another Person – Desjardins BONUSDOLLARS
To let a family member enjoy your BONUSDOLLARS, redeem them for a gift card sent to their address. Desjardins rules don't allow BONUSDOLLARS to be transferred to another cardholder's account.
Transfer to Another Person – NBC À la carte Rewards Plan
Your NBC À la carte Rewards points stay yours: National Bank doesn't let you assign them to another person, even in a separation. The only exception: when the primary cardholder dies, the estate can have them transferred within 12 months to the spouse who is an authorized user and gets an NBC card with the same plan.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $0 |
Transfer to Another Person – Points RBC Avion Rewards
You can share your RBC Avion Rewards points with your spouse or a family member if you hold an eligible account together, such as a joint account. The primary holder and co-holder can then transfer points to that shared account. RBC treats the transfer as a redemption, and some transfers between account types lose benefits, such as the Avion flight chart.
| Cost | Conditions | Processing time |
| Free (the transfer counts as a redemption) | Between rewards accounts linked to eligible accounts held by the same people, such as a joint account. The co-holder then has access to the points | Not published by RBC |
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $120 |
Transfer to Another Person – TD Rewards Points
With TD Rewards, you keep your points when you switch TD cards, but you can't assign them to another person. The terms state that any attempt to assign them voids the points. They can't be split in a separation or divorce either.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 |
Transfer to Another Person – Canadian Tire Money Triangle Rewards
You can ask to transfer your CT Money to another Triangle Rewards member: Canadian Tire approves it at its discretion. Both people need a registered Triangle account. To collect as a family without transfers, add up to 2 extra key tags to your account, or use the Triangle app.
| Cost | Conditions | Processing time |
| No fee mentioned by Canadian Tire | At Canadian Tire's discretion, between two registered Triangle accounts. Customer service at 1-800-226-8473, Monday to Friday 8 a.m. to 9 p.m. and weekends 9 a.m. to 5 p.m. (Eastern Time) | Not published by Canadian Tire |
Transfer General Program Points
Transfer to Another Person – Blue Points (formerly AIR MILES)
You can gift your Blue Points to any other Blue Rewards member, and merge your account for free with someone who lives under your roof. Since June 2, 2026, Blue Rewards has replaced AIR MILES with a single currency: your former Cash and Dream miles became Blue Points, at 16 points per mile. You’ll find how the whole program works in our complete Blue Rewards guide.
Before you call Customer Care, keep these conditions in mind:
- Who authorizes it: only the holder of the account sending the points can request the transfer or the merge.
- What you need: the recipient’s member number and full name, exactly as they appear in their Blue Rewards profile.
- Timing: the points land in the recipient’s account immediately.
- No going back: a gift or a merge is final, with no refunds.
- Status: transferred points don’t count toward Gold or Onyx status, which you can only earn until December 31, 2026.
| Cost | Conditions | Processing time | |
| Gift points to another member | $0.15 per 16 points + taxes (free for Blue Rewards for Business members) | Call Customer Care at 1-888-247-6453 | Immediate |
| Merge two accounts in the same household (same full name or same address) | Free | Call Customer Care at 1-888-247-6453 | Immediate |
| Merge two accounts in separate households (different addresses) | $0.15 per 16 points + taxes | Call Customer Care at 1-888-247-6453 | Immediate |
Do the math before you gift points: 1,500 Blue Points are worth $10 in store or in gift cards, but gifting 1,500 points costs you about $14 before taxes. We therefore keep the paid gift for a family member or friend who is a few hundred points short of a specific reward. To pool your balances day to day, a free merge between people in the same household remains your best option.
- Annual feeNo annual fee the first year
- $0 $150
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$670Annual fee rebated$150Total$820Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $820
- Welcome offerAfter $20,000 in 12 months
- Up to 100,000 points
- Ends Oct 31, 2026
Apply Now
on BMO's website
Transfer to Another Person – Moi Points
To collect Moi points together, share the same card: the program has no transfers between two members. Anyone you lend your card to can earn and redeem your points. Metro reserves the option to allow a transfer or a donation to a charity someday, but no process is published.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 |
Transfer to Another Person – PC Optimum Points
To share your PC Optimum points, your only option is a household, which pools up to 5 members into one balance: there is no direct transfer between two members.
PC Optimum no longer lets members create new households: only existing ones continue. The exception: primary and additional cardholders of the same PC Financial card can still form one from their PC Financial account. In a household, every member can redeem all of the group's points, and no one can be removed by the others.
Transfer to Another Person – Scene+ Points
Scene+ allows, at its discretion, point transfers between two members with active accounts, and pooling within the same household. The program terms publish no fee, cap or timeline, and Scene+ may ask for documents proving the household.
To request one, call Scene+ customer service at 1-866-586-2805.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $150 |
Transfer Points from Travel Programs
Transfer to Another Person – VIA Préférence Points
You can transfer your VIA Préférence points to any other member for free, from 100 to 5,000 points per transfer. No family link is required, so a friend can top up your balance before a ticket.
| Cost | Conditions | Processing time |
| Free | Up to 5 transfers sent and 5 received per calendar year. Online only: in your VIA profile, VIA Préférence page, “Transfer points” button, with the recipient's name and member number | Not published by VIA Rail |
Transfer Hotel Program Points
Transfer to Another Person – Best Western Points
You can transfer your Best Western points to another member for free, from 1,000 to 70,000 points per transfer, in increments of 1,000. Each account can send or receive up to 150,000 points over 12 months, in up to 6 transfers and 2 per month. The sending account must have been open for at least 30 days, and Best Western may review or refuse a request.
| Cost | Conditions | Processing time |
| Free | Call Best Western Rewards customer care at 1-800-237-8483 with the recipient's full name, address, phone, email and member number | Immediate, after review by Best Western |
Transfer to Another Person – Choice Privileges Points
Choice Privileges members can transfer points to another member's account free of charge, whether it's a spouse, a relative or a friend. Transfers are done online only, on the Choice Privileges website while logged in to your account. They are not available over the phone.
- Account age: both the sender's and the recipient's accounts must have been open for at least 30 days and be active at the time of transfer
- Per transfer: 5,000 to 100,000 points, in increments of 1,000 points
- Sent per year: up to 200,000 points per calendar year
- Received per year: up to 100,000 points per calendar year for a single account
- Information needed: the recipient's member number, email address, first and last name, exactly as shown on their account
Points you receive don't count as qualifying activity: they don't push back the recipient's expiry date, and they're forfeited if the recipient has no other qualifying activity before that date. They don't count toward Elite status either. Choice reserves the right to introduce a fee later on.
| Cost | Conditions | Processing time |
|---|---|---|
| Free | Online only, on the Choice Privileges website; accounts open for at least 30 days; 5,000 to 100,000 points per transfer | Generally within 24 hours |
Transfer to Another Person – Hilton Honors Points
Hilton Honors gives you two free ways to share points: a direct transfer to another member, and Points Pooling with the people close to you.
Both work in increments of 1,000 points. Each member can send up to 500,000 points and receive 2 million per calendar year, transfers and pooling combined, with up to 6 transfers and 6 pooling transactions. A new member waits 30 days with activity, or 90 days without.
| Cost | Conditions | Processing time |
| Free | Direct transfer in your online account (Points, then Transfer Points) with the recipient's name, number and email, or pooling by invitation | Not published by Hilton |
Transfer to Another Person – IHG One Rewards points
You can transfer your IHG One Rewards points to another member in increments of 1,000 points, for US$5 per increment. The sending member pays the fee, so 10,000 points cost US$50.
| Cost | Conditions | Processing time |
| US$5 per 1,000 points transferred | Online authorization form or IHG customer care | Not published by IHG |
Transfer to Another Person – Marriott Bonvoy Points
You can transfer up to 100,000 Marriott Bonvoy points per calendar year to another member for free, and that member can receive up to 500,000. All the steps are in our article on How to transfer Marriott Bonvoy points to another account.
Keep these other conditions in mind:
- Minimum: 1,000 points per transfer;
- Frequency: up to 6 transactions per calendar year, including 2 per month;
- Account age: accounts open for 30 days with qualifying activity, or 90 days without activity;
- What you need: the recipient's member number and full name.
| Cost | Conditions | Processing time |
| Free | Marriott Bonvoy online transfer tool, started by the sending account holder | Not published by Marriott |
- Annual fee
- $120
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Total$600Plus $100 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $600
- Welcome offerAfter $3,000 in 3 months
- Up to 70,000 points
Apply Now
on American Express's website
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Transfer to Another Person – World of Hyatt Points
You can gift your World of Hyatt points to another member for free, entirely online: 1,000 points minimum, then in increments of 500. Each account can send and receive up to 525,000 points per calendar year, once a month and 6 times a year. Both accounts must have been open for at least 60 days.
| Cost | Conditions | Processing time |
| Free | Online, on the World of Hyatt Purchase and Gift Points page | About 24 hours |
Bottom Line
Start with the free options: Aeroplan Family Sharing, Flying Blue Family, a British Airways Club Household Account, Hilton Honors Points Pooling and a Blue Rewards account merge under one roof. We keep paid transfers (Aeroplan outside the family, WestJet, IHG, Blue Rewards between two households) for closing a gap of a few hundred or a few thousand points before a specific reward.
If your program doesn't allow transfers at all, use your points to book in the other person's name, or redeem them before they expire. To earn faster in the program you already use, compare the credit cards that earn it.
Create your free Milesopedia member account to get member-only offers and choose your newsletters.
Frequently Asked Questions
How can I transfer my Aeroplan points?
You can pool your points for free with Family Sharing, for up to 8 members of the same family. Outside the family, you can transfer them to any Aeroplan member at the price shown on Points.com at checkout.
To move points from one program to another, see our list of major points transfer programs in Canada.
How do I transfer my Blue Points (formerly AIR MILES)?
Since June 2, 2026, your former AIR MILES miles have become Blue Points. You can gift those Blue Points to another member for $0.15 per 16 points, plus taxes.
If that person lives at the same address as you, merging your two accounts is free. You’ll find all the conditions above, in the Blue Rewards section.
Can I transfer points from one card to another?
Yes, when both cards are in your name and earn the same points. CIBC, for example, lets you combine the Aventura points of your personal and business accounts if you are the primary cardholder on both.
Between two different people, it all depends on the program: find yours in the sections above.
Can I cancel a points transfer?
No. Blue Rewards, Flying Blue, World of Hyatt and most programs treat a transfer as final, with no refund. Check the recipient's member number and exact name before you confirm.
Do transferred points count toward status?
Usually not. Points you receive don't count toward Aeroplan Elite status, Blue Rewards Gold and Onyx status, or Choice Privileges Elite status. At World of Hyatt, they're credited as bonus points.
Which programs let you share points for free?
You can share for free with Aeroplan Family Sharing, Flying Blue Family, a British Airways Club Household Account, a Blue Rewards account merge within the same household, VIA Préférence, Best Western, Choice Privileges, Hilton Honors, Marriott Bonvoy and World of Hyatt.