As the loyalty program of Canada’s flagship airline, earning Aeroplan points is relatively straightforward when flying. Even if Air Canada’s dynamic pricing isn’t always appealing, your Aeroplan points can also be redeemed for flights on many other Star Alliance carriers departing from major hubs such as Montreal, Toronto, and Vancouver.
Starting in 2026, Aeroplan has completely transformed its earning model. Points earned on Air Canada flights are now based on eligible spending rather than distance travelled, favouring frequent travellers, flexible fares, and Aeroplan Elite Status members.
Open an Aeroplan Account
You cannot earn Aeroplan points without being enrolled in Air Canada’s loyalty program. The first step is therefore to sign up, which you can do directly on the Air Canada website.
Earn Aeroplan points – Flying with Air Canada
The most obvious way to earn Aeroplan points is by flying with Air Canada or its regional carriers, such as Air Canada Express and Air Canada Rouge. Simply add your Aeroplan number to your booking at purchase or during check-in.
Since 2026, Aeroplan points earned on Air Canada flights are based on spending, not distance. The number of points you earn depends on the eligible amount paid for your ticket, specifically the base fare and carrier surcharges, excluding taxes, fees, and third-party charges.
If you hold Aeroplan Elite Status, you benefit from a multiplier that allows you to earn more points for every dollar spent on Air Canada flights.
The following table summarizes the Aeroplan points multiplier applicable according to your Aeroplan Elite Status under normal circumstances (i.e., excluding any ongoing promotions).
Aeroplan Status
Points per dollar spent
Aeroplan Member
1 point
Aeroplan 25K
2 points
Aeroplan 35K
3 points
Aeroplan 50K
4 points
Aeroplan 75K
5 points
Aeroplan Super Elite
6 points
Here is how you can calculate the number of Aeroplan points you can earn on an Air Canada flight, and what you should check if you need to claim missing points after your trip.
Let’s take the example of a one-way flight between Montreal and Tokyo, operated and issued by Air Canada. During the booking process, it is clearly indicated that all eligible fares allow you to earn Aeroplan points, including the Basic Economy fare. The difference lies in the number of points earned and in whether the fare qualifies toward Aeroplan Elite Status progression.
In this new environment, the calculation is based solely on the eligible amount of the ticket, i.e., the base fare and carrier surcharges, excluding taxes and fees.
Let’s consider the following scenarios:
Eligible ticket fare: $1,423
Taxes and fees: excluded from calculation
Aeroplan Member without status
A member without Aeroplan Elite Status earns 1 Aeroplan point per dollar spent.
$1,423 x 1 = 1,423 Aeroplan points
Aeroplan 75K Member
An Aeroplan 75K member benefits from a multiplier of 5 points per dollar spent on Air Canada flights.
$1,423 x 5 = 7,115 Aeroplan points
This example clearly shows the impact of Aeroplan Elite Status on earning points. For the same fare, a traveller with a higher status can earn several times more points than a member without status.
Choosing a fare option other than Basic Economy offers several advantages, including more flexible change and cancellation policies, the ability to use eUpgrades, and a generally more comfortable travel experience.
Choosing a Higher Fare: What Is the Impact on Aeroplan Points?
Since the introduction of the spending-based earning model, choosing a higher fare can also result in more Aeroplan points, as the eligible amount paid for the ticket is greater. All else being equal, the more you spend on your Air Canada ticket, the more points you earn.
That said, choosing a more expensive fare solely to earn additional Aeroplan points is not always the most cost-effective strategy. It is important to assess the value you place on the benefits included with the fare, as well as the extra points earned, and compare them to the price difference between fare options. In many cases, an Aeroplan credit card can generate more points at a lower cost than upgrading your fare.
This analysis helps determine whether the additional cost of a Standard, Flex, or higher fare is truly justified based on your travel profile and points-earning goals.
How to Earn Status Qualifying Credits (SQC)?
In addition to Aeroplan points, eligible Air Canada flights also allow you to earn Status Qualifying Credits (SQCs). These credits are used exclusively to achieve or renew Aeroplan Elite Status, and they also accumulate based on the amount spent.
Earning Aeroplan Elite Status does not allow you to accumulate Status Qualifying Credits (SQCs) more quickly, but it does provide access to higher points multipliers on Air Canada flights. In other words, SQCs help you earn status, and that status then allows you to earn more Aeroplan points on your flights.
Earning Aeroplan Points – Flying with Partners
In addition to flights issued by Air Canada, you can also earn Aeroplan points when travelling with many partner airlines. Most are part of the Star Alliance network, but certain non-member partner carriers, such as Emirates, Etihad, or Cathay Pacific, are also eligible for earning Aeroplan points.
Unlike Air Canada flights, partner airlines do not follow a spend-based earning model. The changes tied to earning Aeroplan points based on the amount spent apply only to tickets issued by Air Canada, identified by the 014 ticket number. For all other partner airlines, Aeroplan points continue to be earned based on distance flown and booking class, in accordance with each carrier’s individual earning chart.
The number of points earned can therefore vary significantly from one partner to another for a similar itinerary. On the same economy class flight to Europe, some partner airlines may award 100 percent of the distance flown, while others may offer only 50 percent, depending on the fare class booked.
It is therefore essential to verify, before purchasing a ticket, the earning method that applies to the carrier and the type of ticket issued, in order to optimize both Aeroplan point earning and progress toward Aeroplan Elite Status. For example, here is the earning chart for TAP Portugal:
How Do SQC Work on Partner Flights?
Aeroplan points earned on partner flights can also count toward earning Aeroplan Elite Status. In this case, the points earned are converted into Status Qualifying Credits (SQCs) according to the following rule:
1 SQC for every 5 Aeroplan points earned
annual cap of 25,000 SQC from partner flights
This mechanism allows travellers who regularly fly with partner airlines to progress toward Aeroplan Elite Status, even when points are earned based on distance rather than spending.
Earning Aeroplan Points – Credit Cards
Although it is possible to earn Aeroplan points by flying with Air Canada and its partners, this is generally neither the easiest nor the fastest way to build a points balance large enough for a compelling redemption. Earning points solely through flying requires travelling frequently or purchasing more expensive tickets.
Furthermore, with a card like the American Express® Aeroplan®* Reserve Card, you can not only benefit from a generous welcome bonus, but also earn Aeroplan points at a higher rate on purchases made with Air Canada:
Generous welcome bonus
Earn 3X Aeroplan points on eligible purchases with Air Canada when paying with the credit card
Earn Aeroplan points on Air Canada flights based on the eligible amount spent, in addition to points earned by paying for the ticket with the credit card
Aeroplan now rewards travellers who optimize their spending, fare choices, and credit card usage. The shift to a spend-based earning model changes how points are earned and how travellers progress toward Aeroplan Elite Status.
Understanding this new structure is essential to maximizing the value of every dollar spent, whether when purchasing airfare or through everyday spending. By strategically combining flights, fare types, and Aeroplan credit cards, it becomes possible to earn more points faster while accelerating access to the benefits associated with Aeroplan Elite Status.
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada.
For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value).
With this Card you can earn:
3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar for dining and food delivery purchases
1.25 points per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$1,938
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
FAQ – Earning Aeroplan Points: How Many Points Do You Earn for a Flight?
Which credit card should you choose for travel?
If you travel regularly, the credit card you carry makes a real difference – travel insurance, points earning, airport lounge access and no foreign exchange fees. Use our credit card comparator to filter through 200+ Canadian cards based on your needs, or browse the best credit cards in Canada, ranked monthly by the Milesopedia team. To boost your Aeroplan earning via Membership Rewards transfers, the American Express Cobalt Card earns up to 5x points on dining and groceries.
$255ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
American Express Cobalt® Card welcome offer
The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.
Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.
You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.
You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:
Here is what the card gives you, starting with the benefits cardholders use most.
5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
3X points on eligible streaming subscriptions in Canada.
2X points on eligible gas, public transit and ride sharing purchases in Canada.
1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
1X point per dollar on everything else, with no category restrictions.
Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
No minimum income requirement, as with every American Express Canada card.
Additional cards at no extra cost: the first and every other supplementary card is $0.
The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.
The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:
Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
Restaurants and bars: sit-down meals, takeout and drinks.
Home food delivery.
Convenience stores: Couche-Tard, 7-Eleven.
The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.
With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:
Category
Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.)
5
Home food delivery
5
Restaurants and bars
5
Convenience stores
5
Streaming services
3
Service station
2
Transport
2
Travel
1
Other
1
That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.
The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.
Travel insurance
Emergency medical: up to $5,000,000 for the first 15 days of a trip.
Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.
Rental car insurance
Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.
Mobile device insurance
Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.
Purchase protection and extended warranty
Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.
American Express Cobalt® Card fees
Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
Additional cards: $0.
Purchase interest rate: 21.99%.
Cash advance interest rate: 21.99%.
Foreign transaction fee: 2.5%.
Minimum income required: none.
Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$191.88
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
5xConvenience
3xStreaming
2xTransit
2xGas & EV
1xAll spending
Value
1st Year Value$1,828
2nd Year Value$799
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000
Purchase protection
Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
How many Aeroplan points earned for a flight?
The number of Aeroplan points earned on a Montreal to Paris flight depends on the eligible amount spent on the Air Canada ticket and your Aeroplan Elite Status. A member without status earns 1 point per dollar spent, while an Elite member can earn up to 6 points per dollar.
Where can i earn Aeroplan points?
You can earn Aeroplan points by flying with Air Canada or its partners, by using an Aeroplan credit card for everyday spending, and through welcome bonuses. Credit cards remain the fastest and most accessible way to earn a large number of points.
What stores can i earn Aeroplan points?
Aeroplan allows you to earn points with many partner airlines, primarily Star Alliance members such as Lufthansa, SWISS, United Airlines, and ANA. Certain non-member partners, such as Emirates or Etihad, are also eligible under specific rules.
Do Air Canada flights still earn points based on distance?
No, earning Aeroplan points on Air Canada flights is now based on the eligible amount spent, not the distance flown. Partner flights may still earn points based on distance, depending on the airline and fare class.
Does the basic economy fare allow you to earn Aeroplan points?
Yes, the Basic Economy fare allows you to earn Aeroplan points on Air Canada flights, since earning is based on spending. However, this fare offers less flexibility and does not include the accumulation of Status Qualifying Credits (SQCs) toward Aeroplan Elite Status.
$990ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.
This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,437
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
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Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.