Aeroplan is evolving in 2026 with a major update: the program is becoming a true rewards system, based entirely on your spending. Every dollar spent on your flights, certain daily purchases, or transactions on an eligible Aeroplan credit card now determines your earning rate and your progress towards Aeroplan Elite Status.
In other words, Aeroplan is no longer just about saving on travel costs. The program now operates as a true rewards engine: every dollar you spend earns you Status Qualifying Credits (SQC) and brings you closer to higher status, while your status then boosts your future earning rate. The higher your status, the more each dollar works for you, unlocking better benefits and a higher quality travel experience, just like an asset that grows in value over time.
For Canadian travellers, this transformation is a golden opportunity. By choosing Air Canada fares wisely, leveraging everyday earning partners, and selecting the right Aeroplan credit card, you can create a powerful engine for earning points sustainably:
Your spending generates Aeroplan points and SQC
These SQC bring you closer to a status
This status gives you access to an Elite points multiplier and other benefits
Which accelerates your points earning even further
This guide explains the new features and shows you exactly how to maximize your returns, step by step.
A Points Program Entirely Based on Spending
As of 2026, calculating Aeroplan points on flights becomes simple. Your earning depends solely on the amount paid. No more complicated calculations based on distance or percentages related to the booking class.
A member without Aeroplan Elite Status earns 1 Aeroplan point per dollar spent on the base fare and carrier surcharges. Status levels increase this multiplier. Aeroplan Elite 25K Status earns 2 points per dollar, Aeroplan Elite 50K Status earns 4, and Aeroplan Super Elite Status earns 6.
This system benefits those who plan their purchases and allows them to optimize their return on spending by choosing the right fare. Often, a ticket purchased at a slightly more expensive Flex fare yields a much more attractive return, both in points and in progress towards Aeroplan Elite Status.
It therefore becomes relevant to consider your tickets not just as a cost, but as an investment. Certain fares, particularly Flex and Latitude, generate a better return in SQC and points. A difference of 40 or 60 dollars can produce additional SQC and points, equivalent to a double-digit return when converted into free travel or benefits. This is precisely the investor-type approach that Aeroplan makes possible in 2026.
Aeroplan Elite Status Qualifying Credits in 2026
The program introduces a new, straightforward requirement: Status Qualifying Credits (SQC).
A Standard fare grants 2 SQC per dollar spent on the base fare and carrier surcharges. A Flex fare or higher grants 4. Members can therefore precisely estimate how many dollars they will need to achieve Aeroplan Elite Status. This new model allows for precise, predictable, and foreseeable progress.
SQCs can also be earned through select program partners and eligible Aeroplan credit cards, up to an annual cap. This allows you to make progress even if you don’t fly often, which is great news for occasional travellers.
More Motivating Milestone Benefits
Aeroplan is also introducing Milestone Benefits. For every 10,000 SQC (up to 200,000 SQC), and then for every subsequent 20,000 SQC, a member with Aeroplan Elite Status reaches a Milestone.
At the first Milestone, you receive ten eUpgrade credits. Subsequent Milestones offer a choice of benefits: Priority Rewards, points discounts on hotels or car rentals, Maple Leaf Lounge access, or bonus SQCs.
The experience is smoother. Benefits are now received throughout the year, and not only when full Aeroplan Elite Status is achieved.
Maximizing Your Air Canada Flights in 2026
Flights remain the fastest source for earnign SQC. For a Montreal to Paris trip, for example, a round-trip Flex fare is an investment, as it can generate several thousand SQC.
Opt for a Flex fare when the difference is small, to get more SQC. The additional SQC often compensate for the cost difference.
Plan a major annual trip with a Flex fare. A single long-haul round-trip can represent between 10,000 and 20,000 SQC.
Take advantage of the many bonus points offers on Air Canada flights to maximize your rewards.
Use your eUpgrades on long-haul flights for optimal value.
Earning SQC with Everyday Partners
In 2026, Aeroplan transforms your everyday purchases into progress towards Aeroplan Elite Status. Every five points earned with eligible partners yields one SQC, up to a maximum of 25,000 SQC in a calendar year.
Uber, Starbucks, Journie, LCBO, and Marriott Bonvoy automatically contribute once accounts are linked. For a member who does not travel often, this integration can easily represent thousands of SQC each year.
This is one of the simplest ways to advance towards a higher Aeroplan Elite Status without multiplying flights.
You can also earn Aeroplan points at restaurants with DINR Premium, the paid annual membership of Canadian reservation platform DINR. You get 1,000 bonus points in your first paid year, then 100 points per completed reservation. Some purchases made on DINR, such as culinary events, also earn 1 point per dollar. Keep in mind that bonus points don't count toward SQC, and cancelled reservations or no-shows earn nothing.
Aeroplan Credit Cards as a Points Earning Engine in 2026
Aeroplan co-branded credit cards play a key role in the new model. They allow you to earn SQC simply through your everyday spending.
Aeroplan Reserve credit cards earn 1,000 SQCs for every $5,000 spent.
Core Aeroplan credit cards earn 1,000 SQCs for every $20,000 spent.
With an annual cap of 25,000 SQC, a member can therefore achieve Aeroplan 25K Status solely through their Aeroplan credit card. To aim higher, the combination of a Aeroplan Reserve credit card plus Flex flights is by far the fastest formula.
Aeroplan Reserve credit cards also offer essential benefits for travellers: access to Maple Leaf Lounges, comprehensive insurance, priority airport benefits, and a better points earning rate, etc.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,200Total$1,200Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
The annual fee goes from $599 to $799 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $599. The Additional Card goes from $199 to $249, and the Additional Reserve No Fee Card becomes the Reserve Companion Card at $25.
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$238
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,300Total$1,300Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:
Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.
The annual fee goes from $599 to $799 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $599. The Employee Card goes from $199 to $249, and the Employee No Fee Card becomes the Employee Expense Card at $25.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xTravel
1.25xAll spending
Value
1st Year Value$46
2nd Year Value$426
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Legal
†Terms and conditions apply.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 4 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $2,500
Flight DelayUp to $1,000
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,500 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days
Creating Synergy Between Flights, Partners, and Cards
One of the most powerful aspects of Aeroplan in 2026 is that it allows for the creation of a fully automated earning stream.
Once your partner accounts are linked, your Aeroplan credit card is set up and connected, and you’ve reached Aeroplan Elite Status, you continuously earn points and SQCs without any extra effort. It’s like passive income in the world of loyalty programs: your everyday spending keeps generating value, even when you’re not travelling.
The program makes achieving Aeroplan Elite Status more accessible than ever. Flights create SQC peaks, partners ensure a constant flow, and Aeroplan credit cards accelerate the entire process.
By combining these three levers, travellers can reduce their expenses, improve their experience, and travel more often. The most effective strategy is to simultaneously activate all three earning channels.
Let’s take a concrete example. A member who regularly earns points with Uber and Starbucks, concentrates all their spending on an Aeroplan Reserve credit card, and books two Flex fare flights per year can achieve Aeroplan 25K Status without excessive effort. Once Aeroplan Elite Status is obtained, their multipliers increase, and their earning rate accelerates automatically.
This is what we aim for: sustainable, automatic, and predictable progression.
Planning an Aeroplan Strategy Tailored to Your Profile in 2026
The best plan depends on your habits.
Occasional travellers: maximize earning with partners and focus your spending on an eligible Aeroplan credit card.
Frequent travellers: take advantage of the Elite Points Multiplier to earn more points and choose Flex or Latitude fares for higher SQC returns.
The objective is simple: link your partner accounts, centralize your spending on an eligible Aeroplan credit card, choose the right fare for your flights, and plan your trips during key promotions.
Concrete Strategies to Achieve AeroplanElite Status
Here are three simple action plans you can follow, depending on your goals.
Fast Track Strategy to Aeroplan Elite 25K Status
Centralize all your variable spending on an Aeroplan Reserve credit card
Link Uber, Starbucks, Journie, and your hotel profiles
Book at least one Flex flight to earn 4 SQC per dollar
Progressive Strategy Towards Aeroplan 35K Status
Plan a Business Class flight or several Flex fare flights
Supplement your SQC with your Aeroplan Reserve credit card
Choose a Milestone Benefit that will enhance your next trip
Accelerated Strategy Towards Aeroplan 50K Status
Book two Flex or higher flights at competitive rates
Book your rental cars and hotels with Aeroplan partners
Pay all your travel expenses with your Aeroplan Reserve credit card
Book at least one long-haul flight at a Flex fare or higher to trigger a massive “boost” of SQC.
Regularly check the Aeroplan Offers page or the Offers tab in the Air Canada app to maximize your points earned.
Keeping Your Status While Travelling Less
Aeroplan Elite Status requalifies every calendar year, based on the Status Qualifying Credits (SQC) earned from January 1 to December 31. As of September 2026, Air Canada sets the following thresholds:
25K: 25,000 SQC
35K: 35,000 SQC
50K: 50,000 SQC
75K: 75,000 SQC
Super Elite: 125,000 SQC
SQC can't be redeemed for rewards: they only count towards status qualification. Your Aeroplan points balance, on the other hand, is what you use to book flights and other rewards. To close a small gap near year-end, compare the cost of each SQC source:
Flex fare or higher: 4 SQC per dollar on the base fare and carrier surcharges, or $250 for 1,000 SQC
Standard fare: 2 SQC per dollar, or $500 for 1,000 SQC
Premium Aeroplan credit card: 1,000 SQC per $5,000 in purchases, up to 25,000 SQC per calendar year, all Aeroplan cards combined
In addition, starting in 2027, the primary cardholder of a premium Aeroplan credit card who holds Aeroplan 25K Status or higher on February 15 receives SQC equal to 10% of the SQC earned the previous year, deposited by March 31. The card must be approved before December 15 of the previous year. For example, 50,000 SQC earned in 2026 gives a 5,000 SQC head start in 2027.
Bottom Line
By adopting a consistent strategy, Aeroplan becomes much more than a simple rewards program in 2026: it’s a value-creation lever that allows for converting essential expenses into tangible travel benefits. By mastering the new rules and judiciously combining flights, partners, and Aeroplan credit cards, everyone can optimize their experience and significantly increase the return on their travel.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,200Total$1,200Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
The annual fee goes from $599 to $799 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $599. The Additional Card goes from $199 to $249, and the Additional Reserve No Fee Card becomes the Reserve Companion Card at $25.
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$238
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:
Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.
The annual fee goes from $120 to $150 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $120. The Additional Card goes from $50 to $59, and the Additional No Fee Card becomes the Companion Card at $25.
With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.
And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1xAll spending
Value
1st Year Value$1,228
2nd Year Value$379
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,300Total$1,300Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:
Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.
The annual fee goes from $599 to $799 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $599. The Employee Card goes from $199 to $249, and the Employee No Fee Card becomes the Employee Expense Card at $25.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xTravel
1.25xAll spending
Value
1st Year Value$46
2nd Year Value$426
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$400Annual fee rebated$89Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a Annual Fee rebate for the first year:
10,000 Aeroplan points for the first purchase made with your card†
10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account†
First-year Annual Fee waived for primary cardholder (instead of $89)†.
To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:
Grocery stores
Eligible purchases of gas or electric vehicle charging
Air Canada purchases, including Air Canada Vacations
This TD Aeroplan credit card requires no minimum income.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Legal
†Terms and conditions apply.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
What is new in the Aeroplan program in 2026?
In 2026, Aeroplan is transforming its system into a spending-based approach. Every eligible dollar spent on flights, daily purchases, or via an Aeroplan credit card contributes to earning points and SQC and progressing towards Aeroplan Elite Status.
How to Maximize Aeroplan Points with the 2026 Program?
To maximize your Aeroplan points, aim to achieve status. To do this, focus on Flex flights, use an eligible co-branded Aeroplan credit card for your spending, and link your partner accounts like Uber or Starbucks. This synergy increases your Status Qualifying Credits (SQC) and accelerates your progress towards Aeroplan Elite Status, which provides a higher points multiplier on your flights.
What are the benefits of achieving Aeroplan Elite Status?
Achieving Aeroplan Elite Status improves your points multipliers and offers benefits such as eUpgrades, access to Maple Leaf Lounges, and priority rewards. The higher your status, the more motivating benefits and exclusive rewards you receive.
How to Earn Status Qualifying Credits (SQC) with Aeroplan 2026?
You can earn SQC by spending with an eligible co-branded Aeroplan credit card, flying with Air Canada, and making purchases with daily partners like Starbucks. Each purchase actively contributes to your progress towards Aeroplan Elite Status.
Can daily purchases really help me advance towards Aeroplan Elite Status?
Yes, in 2026, your daily purchases with partners like Uber and Starbucks generate SQC that helps you achieve your Aeroplan Elite Status. This integration means that even occasional travellers can benefit from this program by optimizing their spending.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
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