Chase Ultimate Rewards: 20% transfer bonus to Aeroplan


This promotion, in effect from August 12, 2026 at 12:00 a.m. (ET) to September 30, 2026 at 11:59 p.m. (ET), is aimed at holders of Chase U.S. credit cards who take part in the Chase Ultimate Rewards program. The Chase Sapphire Preferred Card and the Chase Sapphire Reserve Card are two examples.
Rather than the usual 1:1 transfer ratio, you can get 1.2 Aeroplan points for every Chase Ultimate Rewards point sent to the program. Transferring 50,000 Chase Ultimate Rewards points therefore yields 60,000 Aeroplan points, a bonus of 10,000 points.
To take advantage of this promotion, you must transfer a minimum of 1,000 Chase Ultimate Rewards points, in increments of 1,000, and there is no maximum. The transfer can take up to seven days to show up in your Aeroplan account, but it may be much faster than that.
For reference, Chase UR points can also be sent to other partners. Here is the complete list of airline loyalty programs:
Holders of the Chase Aeroplan® Card (available in the United States only) can also earn an additional 10% bonus when they transfer 50,000 Ultimate Rewards points or more in a single transaction to their Aeroplan account.
This bonus stacks with the current 20% offer, for a total of 30% in bonus Aeroplan points. A cap of 25,000 bonus points per calendar year applies.
| You transfer | Applicable bonus | You receive |
|---|---|---|
| 20,000 Chase Ultimate Rewards points | 20% (eligible Chase card) | 24,000 Aeroplan points |
| 50,000 Chase Ultimate Rewards points | 20% + 10% = 30% (eligible Chase card + Chase Aeroplan® Card) | 65,000 Aeroplan points |
A few details to know before you transfer: your Aeroplan membership must be in good standing, and your Chase card account must be open and not in default, to be eligible. Only the primary Chase cardmember can benefit from these bonuses. A transfer to an authorized user’s account, or to another person’s Aeroplan account, is not eligible. The name on the credit card account must exactly match the name on the Aeroplan account receiving the points. Finally, once your Ultimate Rewards points are transferred to Aeroplan, the transfer is final: they cannot be moved back to Chase Ultimate Rewards.
The 10% bonus does not post at the same time as the transfer. As of September 2026, Chase’s terms state that Aeroplan awards these points within 7 days after the transfer is complete, so it is normal for them to show up a few days after the transferred points. To receive them, your Chase Aeroplan® Card account must be linked to your Aeroplan number, and the transfer must be at least 50,000 points in a single transaction. If nothing shows up after 7 days, contact Aeroplan: Chase states that it is not responsible for providing this benefit.
To review the ways you can put your Aeroplan points to work, read our recent guides and articles:
Aeroplan has been a transfer partner of the Chase Ultimate Rewards program since August 2021. Chase and Aeroplan then launched their co-branded credit card, the Chase Aeroplan® Card, in December 2021.
Transfer bonuses between points programs are rare; in some cases they show up only once a year. That makes this a good time to move your points, especially if you have travel plans coming up.
Aeroplan recently updated its terms and conditions, capping the number of welcome bonuses that can be earned on its co-branded credit cards in Canada.
Canadians who want to build up more Aeroplan points can turn to American Express credit cards that earn Membership Rewards points. Those points can then be transferred to Aeroplan. That said, Membership Rewards transfer bonuses to Aeroplan are very rare, and have been all but nonexistent in recent years.
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