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After Porter’s announcement in January 2025, two VIPorter credit cards were launched in the Canadian market:
These VIPorter credit cards offer several advantages for passengers travelling withj Porter (and indirectly for Air Transat and Alaska Airlines).
What’s more, to mark the launch of these VIPorter credit cards, you can earn up to 70,000 VIPorter points as a welcome bonus, plus other exclusive benefits!
For inspiration, read our article on several destinations for travelling with 50,000 VIPorter points.
In everyday life, the BMO VIPorter Mastercard earn VIPorter points as follows:
The spending limit at 2 points per dollar is $10,000 annually from January to December. Over $10,001, the earning rate will be capped at 0.5 VIPorter points per dollar.
Next, the 1X spending limit on gas, hotel and transportation is $3,000 annually from January to December. Above $3,001, the earning rate will also be capped at 0.5 VIPorter points per dollar.
The 1X spending limit on dining and grocery stores is $5,000 annually from January to December. Over $5,001, the earning rate will be capped at 0.5 VIPorter points per dollar.
Moreover, the BMO VIPorter Mastercard offers you other benefits to make your flights on Porter’s wings even more enjoyable:
What’s really interesting is the automatic VIPorter Passport membership. It’s valid for as long as you hold the credit card.
With VIPorter Passport Elite Status, the primary cardholder AND additional BMO VIPorter Mastercard credit cardholders receive the following benefits:
For more frequent Porter travelers, the BMO VIPorter World Elite Mastercard comes with even more comprehensive benefits and better VIPorter point earning rates.To learn more about the VIPorter Grand Voyageur elite status, see the complete guide here.
In everyday life, the BMO VIPorter World Elite Mastercard earns VIPorter points in this way:
The spending limit at 3 points per dollar is $20,000 annually from January to December. From $20,001, the earning will be capped at 1 VIPorter point per dollar.
Next, the 2X spending limit on gas, hotel and transportation is $5,000 annually from January to December. Over $5,001, the earning will be capped at 1 VIPorter point per dollar.
The 2X spending limit on dining and grocery stores is $10,000 annually from January to December. Over $10,001, the earning will be capped at 1 VIPorter point per dollar.
In addition, the BMO VIPorter World Elite Mastercard offers you other benefits worth up to $1,228 to make your flights on Porter’s wings even more enjoyable:
To be eligible for the BMO VIPorter World Elite Mastercard, you must have an individual annual income of $80,000 or more, or a household annual income of at least $150,000. If this is not the case, choose the other version, the BMO VIPorter Mastercard.
With the BMO VIPorter World Elite Mastercard, you automatically receive VIPorter Horizon status. It begins approximately 2 days after your card application is approved, and is valid for as long as you hold the credit card. For example, if you apply for the card today, you’ll retain this status until at least December 31, 2026.
With the VIPorter Venture Elite Status, the primary AND additional BMO VIPorter World Elite Mastercard credit cardholders receive the following benefits:
VIPorter points are not only redeemable on Porter flights. They are also valid for flights with Air Transat and Alaska Airlines!
For example, fly to Paris and back with 50,000 VIPorter points and $232 with Air Transat.
Read our guide to the VIPorter loyalty program.
Porter is a fast-growing airline building a new terminal at Montreal St-Hubert Airport. It will be ready by the end of 2025.
What’s more, Porter is constantly announcing new destinations and new aircraft. In Canada, Porter Airlines is a growing airline that deserves your attention: it offers economy class, where all travellers enjoy free wine, beer and quality snacks.
The new E195-E2 aircraft goes even further, offering complimentary high-speed WiFi and a superior menu.
Here is a summary of the two BMO VIPorter cards and their benefits:
These two Canadian airline credit cards enter a competitive market (Air Canada Aeroplan and WestJet Rewards). However, they are the only credit cards that offer Elevated Elite status automatically, simply by holding them in your wallet.
The BMO VIPorter Mastercard is ideal for travellers planning group getaways. Its 35% discount coupon, applicable to a maximum of four people, offers significant savings when travelling with family or friends. You can also get VIP benefits (without having to fly thousands of miles on Porter’s wings) or a little boost to reach a higher Elite status faster.
As for the VIPorter World Elite Mastercard, this card is ideal for frequent flyer couples who appreciate comfort and benefits. Its companion ticket – offering 100% discount on a second flight ticket – represents exceptional value for duos exploring together. While complimentary baggage and an included seat selection enhance every trip for two.
Note that there is, in fact, a third Porter credit card, the BMO VIPorter World Mastercard, which will be offered to those who apply for the BMO VIPorter Mastercard. This card will have the same benefits as a World Mastercard, and all other aspects (fees, earning rates, insurance, Porter benefits) will be similar to the BMO VIPorter Mastercard.
Savings this way:
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