Current offers gather on a single page the welcome bonuses of credit cards and the bonuses of bank accounts. Loyalty program promotions, points purchase discounts and transfer bonuses complete the list. Each article below shows the current bonus and its end date.
Best Credit Card Offers
The welcome bonus is the first reason to choose one card over another. The most generous offers of the moment, those ending soon and the bonuses by issuer are tracked here, with their spending thresholds.
For the short version, see the Top 3 best welcome offers and our exclusive credit card offers.
Bank Account Offers
Opening a chequing or savings account often pays a few hundred dollars, provided you meet the conditions on time. Our guides track the current bonuses, the promotional rates and the rate that applies once the promotion ends.
Loyalty Program Promotions
Aeroplan, Blue Rewards, Marriott Bonvoy, Flying Blue and PC Optimum run limited-time promotions: bonus points, promo awards on flights and redemption events. Our hubs by program gather every active offer.
Points Purchases on Promotion
Buying points becomes worthwhile when a 40% to 100% bonus is added and you have a specific redemption in mind. Our guides work out the real price per point and say when the purchase is worth it.
Every points purchase promotion is tracked on the page Best promotions to buy points and miles.
Points Transfer Bonuses
A transfer bonus raises the value of your credit card points at the moment you send them to an airline or hotel program. These promotions last a few weeks and change the math of a redemption.
Current Contests
Loyalty programs and issuers run contests that award points or a trip. Entering often takes less than a minute.
Our own contests and events are announced on the page Events and Contests.
Featured Cards This Month
The four cards below carry some of the highest welcome bonuses of the moment, each for a different profile. Click a card name to see the current bonus and its end date.
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $0 | |||
| $120 | |||
| $0 | |||
| $120 |
Compare every card on our page of the best credit cards in Canada and our credit card comparisons.
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Current Offers: Frequently Asked Questions
How do I know if a credit card offer is still valid?
Each article on this page states the offer’s end date when the issuer publishes one. An offer without a date stays in force until the issuer withdraws it, and the article is then updated.
Is a welcome bonus paid all at once?
Rarely. Most issuers pay the bonus in tiers, after a first purchase and then after a spending amount within a set period. Each article details the tiers and the deadlines.
Can I get the bonus on a card I held in the past?
It depends on the issuer: some require a waiting period since the old card was closed, others reserve the bonus for new customers. The conditions appear on each card page.
When is buying points worth it?
When the bonus brings the price per point below the value of the redemption you are aiming for, such as a specific hotel night. Without a redemption plan, purchased points sit idle and lose value over time.
What is a transfer bonus?
It is a percentage of points added when you transfer credit card points to an airline or hotel program during a limited period. A 30% bonus turns 10,000 points into 13,000 on arrival.
Do bank account bonuses have conditions?
Yes. They most often require a recurring payroll deposit, bill payments or a minimum balance for a few months. Our guides list the conditions and deadlines for each offer.