Chexy, the Canadian platform that lets you pay bills and taxes by credit card, has announced its new Aeroplan promotion, letting you earn up to 7,000 bonus Aeroplan points.
The promotional offer runs from April 1 to June 30, 2026, and is open to new Chexy users who want to earn extra Aeroplan points by paying recurring expenses such as rent, tuition, utilities, and taxes through the platform.
Read on to learn how the promotion works and how you can take advantage before the limited-time offer wraps up.
Chexy and Aeroplan Offer Details
This Chexy and Aeroplan promotion offers new Chexy users up to 7,000 bonus Aeroplan points just for signing up and using the payment service a few times a month.
To earn the full 7,000-point bonus, you will need to follow these steps:
Sign up as a new Chexy user before the promotional period ends on June 30, 2026
Make your first payment with Chexy to earn 1,000 Aeroplan bonus points
Earn 125 additional Aeroplan bonus points for the qualifying payments you make over the next 12 months. You’re eligible to earn up to 500 bonus Aeroplan points each month (equivalent to 4 eligible payments, each earning 125 points).
Eligible expenses include tuition, rent, insurance, taxes, utilities, and more; however, car loans and mortgages are not eligible.
Once each transaction has been successfully processed, you can expect to see your points arrive in your Aeroplan account within 60 days.
New Chexy users can also take advantage of a separate, limited-time tax payment promotion running until April 30, 2026: earn 2,000 bonus Aeroplan points by completing $10,000 or more in payments to the CRA or Revenu Québec through Chexy.
This offer is stackable with the main 7,000-point promotion — meaning eligible new users could earn up to 9,000 Aeroplan points in total. Act fast, as this tax promo expires April 30, 2026
What Is Chexy?
Chexy is a Canadian company that lets you use a credit card of your choice to cover payments typically made by electronic transfer, Interac e-Transfer, or direct debit.
For example, with Chexy, you can pay your rent, tuition, daycare fees, taxes, and insurance, while earning valuable reward points such as Aeroplan, TD Rewards, BMO Rewards, Scene+, and more.
To earn points on these expenses, you can easily sign up to Chexy for free, and then pay a small processing fee for each bill paid.
Since the platform accepts Visa, American Express, and (newly added) Mastercard, you’ve got the flexibility to earn whichever reward currency you currently value the most.
Best Credit Cards to Use
Since this is an Aeroplan partnership promotion, it seems fitting to highlight some of the top Aeroplan cards to use with Chexy.
Aeroplan credit cards earn points on every purchase. Here we showcase 5 excellent cards along with the rate they earn on recurring bill payments with Chexy:
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Legal
†Terms and conditions apply.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,200Total$1,200Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
The annual fee goes from $599 to $799 on January 12, 2027. Only fees charged on or after that date follow the new price. Sign up now and your first year is billed at $599. The Additional Card goes from $199 to $249, and the Additional Reserve No Fee Card becomes the Reserve Companion Card at $25.
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$238
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points†:
10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods†
40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods†
50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
Access to Air Canada Maple Leaf lounges†
6 annual visits to airport lounge members of the Visa Airport Companion† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for Air Canada frequent flyers.
Legal
† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
Annual fee
Primary card$599
Additional card$149
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xTravel
1.5xGroceries
1.5xPharmacy
1.5xGas
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$283
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 10 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points and a rebate on annual fees for the first year:
10,000 Aeroplan points the first time you make a purchase†
15,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods†
25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods†
First-year annual fee waived for primary cardholder (instead of $139)†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for occasional Air Canada travellers.
Legal
† Terms and conditions apply. The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
Annual fee
Primary card$139
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xPharmacy
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,768
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $65,000 / 48 days
Now, of course, you’re not limited to using Aeroplan cards when paying bills through Chexy. If you’re working to meet a new card’s minimum spend requirement or you’d like to earn something other than Aeroplan points, you’re welcome to choose your current favourite Visa, Mastercard, or American Express card.
If you’re looking to add a new card to your roster, take a look at our best credit cards in Canada guide to see what kind of card promotions are currently on offer.
Is this Chexy + Aeroplan Offer Worth It?
To figure out if it’s worth pursuing the 7,000 bonus Aeroplan points available in this promotion, let’s take a look at the math.
Since we value Aeroplan points at 2 cents each, that makes the offer worth around $140.
Given this, let’s imagine that we’ve signed up as a new Chexy user, and for 12 months, we pay the following 4 bills through the service:
Car insurance: $120
Hydro: $110
Water: $80
Daycare: $1,200
Since Chexy charges a 1.75% fee, these 4 bills, totalling $1,510, would cost $26.43 in fees to process. For this fee, the bills would earn you 500 bonus Aeroplan points each month. Additionally, if you used a premium Aeroplan credit card like the TD® Aeroplan® Visa Infinite Privilege* Card, you’d earn another 1.25 Aeroplan points per $1 spent (or 1,887 points).
This means that each month you would earn 2,387 Aeroplan points valued at around $47.75 for a fee of $26.43. Over 12 months, this puts you ahead by around $255.84, and that’s not even counting the 1,000 new sign-up bonus you received in the first month.
Bottom Line
The new Chexy and Aeroplan promotion offers the chance for new users who sign up between April 1 and June 30, 2026, to earn up to 7,000 bonus Aeroplan points.
If you’ve got just 4 recurring bills each month, this is an easy way to earn a nice Aeroplan bonus for little effort. Plus, now that Chexy accepts Mastercard alongside Visa and American Express, it’s easier than ever to take advantage of this service.
Of course, before you set up all your bill payments through Chexy, don’t forget to do the math to make sure that the value of the rewards offsets the processing fees. For more details on how to choose the right credit card and get rewarded for paying your bills, read our complete guide to Chexy.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
FAQs
How many Aeroplan points can I earn with Chexy during this promotion?
During this promotion, you can earn up to 7,000 bonus Aeroplan points in addition to the regular Aeroplan points you earn by making a purchase on your eligible credit card. You can earn 1,000 Aeroplan points when you sign up as a new Chexy member and pay your first bill. You can then earn up to 6,000 more bonus points through monthly payments (125 points per qualifying payment, up to 4 payments per month, for 12 months).
Does Chexy accept Mastercard?
Yes. Chexy now accepts Mastercard, Visa, and American Express credit cards.
What is the Chexy processing fee?
Chexy charges a processing fee of 1.75% on domestic credit cards and 2.5% on international credit cards.
How long does it take to receive my Aeroplan points from Chexy?
Points typically appear in your Aeroplan account within 60 days after your payment is successfully processed.
Is Chexy available for businesses?
Yes. Both individuals and businesses can use Chexy. For more details on how Chexy can help your business, check out our guide on Chexy for small businesses.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Our editorial integrity
Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.
