For many years, dream trips in business class, multi-destination itineraries, and ultra-luxury all-inclusive stays were seen as privileges reserved for an elite few. For most Canadians, these experiences seemed out of reach when managing a reasonable travel budget.
The Aeroplan program has profoundly transformed this reality.
By combining strategic accumulation, business class partner sweet spots, Aeroplan stopovers, and the benefits of Aeroplan Elite Status, it is possible to transform daily expenses into travel experiences once considered out of reach. Aeroplan does not just allow you to save money; it enables you to travel differently. A one-way business class flight worth $4,000 can become accessible with the equivalent of a single welcome bonus when used correctly.
Dream Trips and the Aeroplan Program
Aeroplan is often associated with Air Canada, but the program provides access to a vast network of partner airlines, notably within Star Alliance, using a hybrid pricing logic. Flights operated by Air Canada are subject to dynamic pricing, while flights from most partner airlines follow fixed pricing based on distance and geographic zones.
This distinction is fundamental. It allows informed travellers to bypass point price increases and target itineraries offering the best real value.
In addition, there are two unique mechanisms. The stopover Aeroplan, which allows you to add a destination for only 5,000 points on an international one-way flight. And Aeroplan Elite Status, which acts as a particularly interesting accelerator for accumulating Aeroplan points and dream trips.
Achieve Your Dream Trips with the Aeroplan Program
Before addressing the topic of « sweet spots » or premium cabins, it is important to recall the main objective of Aeroplan points: to enable travel. Whether for domestic, transborder, or international flights, in economy or premium class, they offer the possibility of realizing trips that would otherwise be limited by budget.
Even if maximum valuation is not reached on certain itineraries, using points often remains more advantageous than not travelling at all. Thanks to credit card welcome bonuses, earning on everyday spending, and promotions, points can cover all or part of the ticket cost, making long-postponed vacations or trips accessible to a greater number of Canadians.
This fundamental function of points forms the basis for advanced strategies. Once travel is made possible, it then becomes relevant to think in terms of sweet spots, premium cabins, and optimized itineraries to maximize value and comfort. In other words, travelling with Aeroplan begins with access to travel, even before optimizing every aspect of it.
Business Class Sweet Spots with Aeroplan Points
Aeroplan sweet spots are one of the most fascinating levers for getting the most out of your points. They provide access to premium cabins at point costs incomparable to the cash price.
Dream Business Class Travel to Europe from 60,000 Aeroplan Points
From Eastern Canada, Aeroplan allows access to Europe in business class at a particularly advantageous point cost. For example, you can book a one-way flight between Montreal and Lisbon with a partner airline like TAP Portugal for only 60,000 Aeroplan points and relatively modest taxes and fees. In comparison, this type of ticket typically sells for between $2,500 and $4,000 in cash, depending on the season.
This type of itinerary relies on the fixed pricing applied to Aeroplan partners, which protects the traveller from increases related to dynamic pricing. With good business cabin availability and an excellent ratio between the number of points required and the value obtained, this is one of the most accessible sweet spots in the program. In many cases, a single welcome bonus from Aeroplan credit cards or Membership Rewards points, when used correctly, is enough to make this flight possible.
Dream Business Class Travel to Japan from 55,000 Aeroplan Points
From the West Coast of Canada, Japan perfectly illustrates the transformational potential of Aeroplan points. A direct flight between Vancouver and Tokyo, in business class with ANA, can be booked starting at 55,000 Aeroplan points one-way. This point level gives access to one of the best business class products in the world, recognized for the quality of its seats, dining, and service.
In cash, this same ticket generally costs between $4,000 and $6,000. Thanks to fixed partner pricing and the relatively optimized distance of this itinerary, Aeroplan makes a high-end long-haul trip perfectly rational from a points perspective, without requiring a luxury budget.
Dream Business Class TravelAround the World
Southeast Asia, India, Africa, or Oceania follow the same logic. By targeting the right partners and respecting distance thresholds, it is possible to travel very far in optimal conditions without emptying your points balance.
These itineraries illustrate a key reality. Aeroplan points provide access to a level of comfort and distance that would be difficult to justify with cash. Indeed, Aeroplan points accumulate much more easily than money.
The stopover Aeroplan is one of the most underestimated features of the program, yet it is one of the most interesting for building a dream trip with Aeroplan points.
For only 5,000 additional points, a traveller can add a stopover of up to 45 days on an international one-way flight. This simple rule opens up extraordinary possibilities.
A Montreal-Bangkok route can thus include an extended stopover in Zurich or Istanbul, for example.
In this type of configuration, a business class itinerary can be booked for around 92,500 points, including the marginal cost of the stopover. In cash, such a trip frequently exceeds $6,000. The Aeroplan stopover, therefore, allows you to multiply experiences without multiplying the costs you would have incurred by booking Montreal-Zurich and Zurich-Bangkok separately.
Thanks to the logic of Aeroplan zones, it even becomes possible to design multi-continent itineraries. Europe and Asia on a single ticket. Indian Ocean and Southeast Asia in the same trip. These are itineraries that could be financially exorbitant in cash, but perfectly rational in points.
A trip between Toronto and Singapore can include an extended stopover in Malé for only 5,000 additional points, for a total of approximately 92,500 points in business class. In cash, this type of itinerary generally costs between $7,000 and $10,000. Indeed, the Maldives are located in the Atlantic zone, but by designating them as a stopover rather than a destination, you reduce the number of points required even if the distance travelled is greater.
The Aeroplan stopover transforms a simple flight into a dream trip, conceived as an itinerary and not just a displacement.
The Dream Experience of Premium Cabins
Air Canada Signature Class and the Signature Suite
Travelling in Air Canada Signature Class profoundly transforms the onboard experience. Fully flat lie-flat seats, direct aisle access, high-end bedding, and refined dining make the flight a true moment of rest rather than just travel.
On certain international departures from Toronto and Vancouver, eligible tickets also provide access to the Air Canada Signature Suite, a premium ground experience that further elevates the journey. An à la carte menu, table service, high-end cocktails, and a refined environment allow you to start the flight in ideal conditions. However, this access remains reserved for very specific fare classes, including certain flexible business class rewards.
For a traveller accustomed to economy class, the contrast is striking. For a strategic traveller, this upgrade becomes repeatable thanks to points.
Accessing Air Canada Signature Class with Aeroplan Points
Aeroplan points provide direct access to Air Canada premium cabins on long-haul flights. For example, a Toronto–London itinerary booked in business class allows you to experience Air Canada Signature Class, with a level of comfort and service far superior to economy class.
Depending on the period and ticket flexibility, this type of reward is generally accessible between 70,000 and 85,000 Aeroplan points. On certain eligible flights, such as the one shown in the following screenshot, flexible rewards (Business Class Flexible reward fare) also open the doors to the famous Air Canada Signature Suite, adding a premium experience even before boarding. A dream trip usually reserved for very expensive tickets, made accessible and repeatable through strategic use of Aeroplan points.
Aeroplan Elite Status as a Luxury Accelerator
Aeroplan Elite Status is not limited to a series of occasional privileges. It acts as a true structural lever, both for earning points and for repeated access to premium cabins for dream trips with Aeroplan. Over the long term, it transforms the way luxury integrates into the travel experience.
Multiplier Effect on Earning Aeroplan Points
Since January 1, 2026, the Aeroplan program has abandoned distance-based accumulation for a spending-based model. Members now earn points based on amounts spent with Air Canada and its partners.
The base earning rate is set at 1 Aeroplan point per Canadian dollar spent on a flight’s base fare and carrier surcharges, excluding taxes and third-party fees.
Aeroplan Super Elite Status: 6 times base Aeroplan points
In practical terms, an Aeroplan Super Elite Status Member earns six times more points than a member without status for the same spending. This dynamic significantly accelerates access to premium cabin rewards and strengthens the cumulative effect of status over time.
How Bonus Points Are Displayed When Booking
Recently, Air Canada has displayed bonus points earned when booking directly on the fare selection page, even before finalizing your reservation. This display makes this benefit even more visible and tangible. You can compare at a glance how many points you will earn depending on the fare chosen.
For example, for a round-trip flight in Economy Flex between Montreal (YUL) and Sydney (SYD), here are the bonus points displayed according to the fare class:
Economy Standard → +3,502 bonus points
Economy Flex → +3,794 bonus points
Economy Comfort → +4,404 bonus points
Economy Latitude → +11,204 bonus points
For this same flight, an Aeroplan 50K Status member would accumulate an additional 3,794 bonus points per segment:
1,360 base points
+4,080 points (Elite multiplier ×3)
+3,794 bonus points
for a total of 9,234 Aeroplan points for the entire journey.
For comparison, a member without status would accumulate 5,154 points for the same flight. Elite Status therefore makes a considerable difference, and bonus points are added for all levels.
Promotions and enhanced accumulation opportunities
In addition to this base mechanism, Air Canada regularly offers promotional opportunities. These promotions allow members to earn bonus Aeroplan points beyond status multipliers, further strengthening the leverage needed to build dream trips with the Aeroplan program.
These can take several forms, including seasonal offers with high multipliers in certain regions, such as flights to Europe in the shoulder season, targeted bonuses on competitive routes like New York, or personalized promotions for specific member segments.
Combined with Elite multipliers, these offers can make a single trip a significant source of points, further accelerating access to premium experiences.
eUpgrade Credits and Transforming the Onboard Experience
Beyond earning, Aeroplan Elite Status directly impacts the quality of the experience through eUpgrades. These credits are granted via Milestone Benefits and allow for upgrades to business class on Air Canada flights, including long-haul routes.
Used strategically with Latitude tickets or flexible fares, eUpgrades can transform an economy ticket into a dream business class trip. This method saves points while providing a premium product, significantly increasing the overall value of each trip.
Indeed, isn’t it better to pay 82,600 Aeroplan points and 11 eUpgrade credits to travel in Air Canada business class compared to nearly 480,000 points?
Over time, these mechanisms become self-sustaining. Each trip earns more points, each status level facilitates access to premium cabins, and each high-end experience becomes easier to reproduce. Luxury then ceases to be exceptional and becomes a regular component of travel, integrated into a global strategy for optimizing points and status.
Dream Packages with Air Canada Vacations and Aeroplan
Aeroplan points are not limited to booking flights. Thanks to Air Canada Vacations, they can be used to reduce the cost of dream trip packages combining flights, hotels, and all-inclusive stays.
Destinations such as Mexico or the Caribbean therefore become more accessible, including for higher-category properties. By combining welcome bonuses from credit cards, points earned on everyday spending, and bonuses associated with Aeroplan Elite Status, points can cover a significant portion of the total trip cost.
For example, a family of four can reduce the cost of an all-inclusive package to Mexico by more than $3,000 by using around 300,000 points earned through everyday spending and credit card welcome bonuses. This type of strategy turns a high-end trip into a realistic project without having to commit the entire budget in cash.
This approach helps preserve liquidity while maintaining a high level of comfort. For many travellers, Aeroplan points become a true alternative vacation budget, making stays possible that they might not otherwise have considered, while also simplifying planning and booking.
Conclusion
Aeroplan rewards above all those travellers who take the time to understand its mechanisms. Partner sweet spots, Aeroplan stopovers, access to premium cabins, and the benefits of Aeroplan Elite Status are not isolated tricks, but components of a coherent system for taking dream trips.
By combining them, it becomes possible to travel further, more comfortably, and more strategically. Aeroplan points do not merely reduce the price of a ticket: they transform the way travel is conceived, making experiences long perceived as out of reach accessible.
For Canadians ready to adopt a thoughtful approach, Aeroplan stands out as one of the most powerful tools for converting everyday spending into high-end, realistic, and repeatable trips.
$489ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$400Annual fee rebated$89Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$400Annual fee rebated$89Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply by December 1, 2019 to get an Annual Fee Rebate¹ for the Primary Cardholder for the first year and earn up to 25,000 Aeroplan Miles (equivalent to 1 long-haul roundtrip flight reward)¹ as follows:
Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your card¹.
+ Earn 2x Aeroplan Miles on eligible Purchases in the first three months up to a total of 10,000 Aeroplan Miles¹.
+ Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
The protection of valuable insurance
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Fees / Rates / Eligibility
Type
Details
Personal annual income
N/A
Household annual income
N/A
Purchase APR
19.99%
Cash Advance APR
22.99%
Interest Grace Period
21 days on all new purchases
Balance Transfer Rate
22.99%
Foreign Transaction Rate
Annual Fee
$89
Authorized User Cards
$35
Balance Transfer Fee
Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made.
Cash Advance Fee
1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque)
Foreign Currency Conversion Fee
2.50%
Over Credit Limit Fee
$29
Disclaimer
The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.1 Must apply by December 1, 2019. Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by December 1, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 10,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 2 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries and drugstore charged to your Account and 2 Aeroplan Miles are earned for each $1.50 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries and drugstore and 1 Aeroplan Mile to each $1.50 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account.The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect one long-haul Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com.2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.3 One (1) Bonus Aeroplan Mile (“Bonus Rate”) is earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery” or “drugstore” category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries or drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries and drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.4 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at tdcanadatrust.com/td/agreements).5 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.All trade-marks are the property of their respective owners.* Trademark of Visa Int., used under license.® Air Canada is a registered trademark of Air Canada, used under license.Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Legal
†Terms and conditions apply.
With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a Annual Fee rebate for the first year:
10,000 Aeroplan points for the first purchase made with your card†
10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account†
First-year Annual Fee waived for primary cardholder (instead of $89)†.
To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:
Grocery stores
Eligible purchases of gas or electric vehicle charging
Air Canada purchases, including Air Canada Vacations
This TD Aeroplan credit card requires no minimum income.
$2,000ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Limited Time Offer! Apply by December 1, 2019 to earn up to 60,000 Aeroplan Miles (equivalent to 2 business class short-haul roundtrip flight rewards)¹ as follows:
Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your card¹.
+ Earn 2x miles on your purchases4,5 made using your Card for a total of up to 30,000 Aeroplan Miles, for first 3 months¹.
+ Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
Earn Aeroplan Miles with every purchase made on your Card and arrive at your dream destination sooner
Enjoy Air Canada®³ and Visa Infinite Privilege benefits4
Priority Check-in on Air Canada®³ flights
Priority Boarding on Air Canada®³ flights
First checked bag free on Air Canada®³ flights
Four annual One-Time Guest Passes to the Maple Leaf Lounge (when travelling on flight rewards)
50% discount on companion tickets for eligible Executive Class or Executive First fare (booking classes J & C) on tickets entirely operated by Air Canada®³ & Air Canada Express
Global Airport Lounge Access4
Visa Infinite Privilege* Airport Benefits4 at Vancouver, Ottawa and Montreal-Trudeau International airports
An extensive suite of travel insurance
Earn 1.5 miles5for every $1 spent on eligible grocery, gas, drugstore and Air Canada Purchases (excluding Air Canada Vacation packages) made with the Card (capped annually on the first $100,000 across these categories)
Earn 1.25 miles6 for every $1 spent on all other purchases made with the Card
Earn miles twice7 when you pay with your Card and present your Aeroplan Membership Number at participating partner brands and online retailers via the Aeroplan eStore
Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Fees / Rates / Eligibility
Type
Details
Personal annual income
-
Household annual income
$200,000
Purchase APR
19.99%
Cash Advance APR
22.99%
Interest Grace Period
21 days on all new purchases
Balance Transfer Rate
22.99%
Foreign Transaction Rate
Annual Fee
$399
Authorized User Cards
$99
Balance Transfer Fee
Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made.
Cash Advance Fee
1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque)
Foreign Currency Conversion Fee
2.50%
Over Credit Limit Fee
N/A
Disclaimer
Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change.The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.1 Must apply by December 1, 2019. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 30,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 3 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your Account and 2.5 Aeroplan Miles are earned for each $1.00 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1.5 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) and 1.25 Aeroplan Mile to each $1.00 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account.The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect two short-haul Fixed Mileage Flight Reward® in Business Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com.2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.3 All Air Canada benefits are fulfilled in whole or in part by Air Canada or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services : With the TD Aeroplan Visa Infinite Privilege Card, Air Canada benefits (the complimentary first checked bag, priority check in and priority boarding) apply whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access priority check-in and priority boarding, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) using miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege* Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag , up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.The complimentary first checked bag, up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit : With the TD Aeroplan Visa Infinite Privilege Card, the Primary Cardholder will receive four Air Canada Maple Leaf Lounge™ One-Time Guest Access Benefits once every calendar year (January 1 - December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge™, where available, upon presentation of an active TD Aeroplan Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan Flight Reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the TD Aeroplan Visa Infinite Privilege Card may be used by a traveling companion, pending space availability, provided that the companion is booked on the same reservation as the eligible Primary Cardholder. Only applicable if the companion ticket is also redeemed using miles from the eligible Primary Cardholder’s Aeroplan account. Companion must be accompanied by the eligible Primary Cardholder who is using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, pending space availability, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be in effect.Air Canada® Benefit Eligibility – 50% Discount on Companion Ticket : Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. All travel must be completed by December 31 of the following year. Offer also applies to select Premium rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies.4 You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at www.visainfinite.ca/privilege/terms.jsp). The Visa Infinite Privilege privacy policy (available at www.visainfinite.ca/privilege/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies.5 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Visa Infinite Privilege Card Account (“Account”). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa* network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery”, “drugstore” or “Air Canada” category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.6 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ).7 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com.All trade-marks are the property of their respective owners.* Trademark of Visa Int., used under license.TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.® Air Canada is a registered trademark of Air Canada, used under license.® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
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†Terms and conditions apply.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas & EV
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
$1,139ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
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†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas & EV
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada.
For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value).
With this Card you can earn:
3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar for dining and food delivery purchases
1.25 points per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$1,938
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
$900ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This Credit Card is one of the Best Aeroplan Credit Cards in Canada.
For a limited time, you can earn up to 75,000 Aeroplan Points as a Welcome Bonus (an estimated $1,275 value)
With this Card you can earn:
2 points per dollar on Air Canada and Air Canada Vacations purchases
1.5 points per dollar on dining and food delivery purchases
1 point per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
The first checked bag free for you and up to 8 companions
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $10,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.
Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]
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American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:
Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.
With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.
And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1xAll spending
Value
1st Year Value$1,428
2nd Year Value$379
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
$1,800ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Aeroplan Business Credit Card in Canada.
For a limited time, you can get, as a welcome bonus:
Up to 100,000 Aeroplan Points (an estimated $1,700 value)
10 Aeroplan points for every $1 in card purchases on eligible Gas, Eats & Drinks for the first six months of Cardmembership
With this Card you can earn:
3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar on hotel and car rental purchases
1 point per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:
Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xTravel
1.25xAll spending
Value
1st Year Value$2,056
2nd Year Value$426
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
How can I earn Aeroplan points quickly?
To earn Aeroplan points quickly, use a partner credit card for your everyday purchases, take advantage of associated special offers, and benefit from occasional Air Canada promotions. Signing up for a card with a high welcome bonus can also accelerate your points earning.
What are the benefits of Aeroplan Elite Status?
Aeroplan Elite Status offers benefits such as point multipliers, priority upgrades, and access to exclusive promotions. These privileges enhance the travel experience while facilitating access to premium cabins.
How can I use Aeroplan sweet spots to travel in business class for less?
Aeroplan sweet spots exploit advantageous routes within the program, such as business class flights to Europe for only 60,000 points. Opt for partners where pricing is fixed to maximize the value of your points.
What is an Aeroplan stopover and how can I benefit from it?
An Aeroplan stopover allows you to add an intermediate destination to your itinerary for only 5,000 additional points. This gives you the opportunity to discover a new city without significantly increasing the point cost of your trip.
Can I use my Aeroplan points for all-inclusive vacations?
Yes, you can use your Aeroplan points to reduce the cost of Air Canada Vacations packages, which include flights and hotel stays. This allows you to experience dream vacations while saving your cash budget.
$990ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.
This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,437
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
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Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.
