PC Optimum – Our Best Tips for Earning and Redeeming

Updated Mar 10, 2025
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Marie-Ève Leclerc
Marie-Ève Leclerc Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
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Épicerie
To the point The PC Optimum points program is one of the most popular loyalty programs in Canada.

Giving you many ways to earn PC Optimum points at pharmacies, grocery stores, and gas stations across the country, the program makes it easy to accumulate points quickly.

You can then redeem your points for valuable things like groceries, household items, merchandise, discounts on gas, and more!

Read on to learn our best tips for earning and redeeming with the PC Optimum program.

Earning

Signing up for the PC Optimum program is free and incredibly easy so there’s no reason not to collect points if you shop at participating stores.

You can register for a card on the PC Optimum website, or you can get a physical card at participating stores and then register the card online to access the program’s full benefits.

For more detailed instructions on how to sign up and get started, check out our PC Optimum program page.

As soon as you have your digital or physical card you can start earning points, so let’s look at the best ways to grow your PC Optimum balance.

Shoppers Drug Mart / Pharmaprix

Since the PC Optimum program was originally the Shoppers Optimum program, it’s no surprise that some of the best ways to earn (and redeem) points are available with Shoppers Drug Mart/Pharmaprix.

With your PC Optimum card, you can earn a base rate of 15 points per dollar spent at Shoppers Drug Mart and Pharmaprix locations across the country.

PC Optimum Card

Fun Fact: The PC Optimum program began in February 2018 when Loblaws Companies Ltd. combined two popular Canadian loyalty programs, PC Plus and Shoppers Optimum, and launched the new program across its multiple brands.

Promotional events

Beyond the regular PC Optimum earning rate, Shoppers Drug Mart/Pharmaprix also has promotional offers and special earning events throughout the year, such as their well-known 20x the Points events.

Timing your bigger purchases and product stock-ups to align with these events gives you the opportunity to rack up a large number of points quickly.

PC Optimum Tips - 20x Points EN

Personalized Offers

It’s a great idea to consistently check your PC Optimum app so that you can watch for personalized offers that give you bonus points on specific items or even free items.

PC Optimum Tips - Personalized Offers

Sign up for emails/texts

Shoppers Drug Mart/Pharmaprix usually offer bonus points if you sign up for their promotional emails or text messages and then spend a specified dollar amount.

Although this is only a one-time offer and does require you to spend some money to get the points, it’s still an easy way to add to your account balance.

PC Optimum Tips - Sign up for emails EN

PC Financial credit cards

One of the easiest ways to earn PC Optimum points on all your purchases is by using one of the four available PC Financial credit cards:

As a cardholder, you not only earn points every time you use the card, but you also get tiered earning rates, giving you up to 45 PC Optimum points per dollar spent. We’ve written a guide to the best PC Financial credit cards so you can learn more.

PC Money Account

You can also earn PC Optimum points by signing up for and using a PC Money Account.

PC Financial often offers a sign-up bonus of PC Optimum points when you open a PC Money Account and meet the offer requirements.

Additionally, by using this account, you can also earn points in a number of other ways, as shown in the image below:

PC Optimum Tips - PC Money Account EN

Earn at participating grocery stores

You can earn PC Optimum points at the following grocery stores in Canada:

  •   Loblaws
  •   Provigo
  •   Maxi
  •   Maxi & Cie
  •   No Frills
  •   Fortinos
  •   Real Canadian Superstore
  •   Your Independent Grocer
  •   Atlantic Superstore
  •   Save Easy
  •   Valu-mart
  •   Zehrs
  •   Independent City Market
  •   Extra Foods
  •   Bloor Street Market
  •   Dominion
  •   PC Express (Loblaws’ online grocery delivery service)

Although you don’t earn points based on the dollars you spend, you can earn a nice amount of points by purchasing specific items that are being promoted in store, through the weekly offers, and through your personalized offers that you can find in the app.

PC Optimum Tips - Grocery Deals

If you prefer to shop from home, you can still earn PC Optimum points when you order your groceries online through PC Express, and there’s often bonus points on offer if you choose to subscribe to PC Express Pass.

Earn at participating gas stations

Scan your PC Optimum card when you fill up your tank at over 4,500 Esso and Mobil gas stations across Canada and earn points as follows:

  • Earn 10 points per whole litre of gas purchased
  • Earn 10 points per dollar spent in the gas station’s convenience store or on car washes

Plus, stack these earnings with the additional points you earn with your PC Financial credit card and watch your balance grow!

PC Optimum Moredays

In addition to the special points events presented by Shoppers Drug Mart/Pharmaprix, you can also watch out for another key points event that’s available at even more brands and locations: PC Optimum Moredays.

PC Optimum Moredays have historically provided exclusive offers, such as the ability to earn 50% back in points on specific items, at participating Shoppers Drug Mart/Pharmaprix, Loblaws, Real Canadian Superstores, Esso, Mobil, and more.

PC Insiders

PC Insiders is a subscription service that gives subscribers extra perks and higher earning rates within the PC Optimum program.

Unfortunately, due to the program’s popularity, it is not accepting new subscribers at this time.

PC Health App

A fun way to earn a few extra PC Optimum points is by downloading and using the PC Health App.

This app helps you manage your health with resources and support, and it usually offers the opportunity to earn PC Optimum points when you first sign up and when you participate in health programs and challenges.

PC Optimum Tips - PC Health

Redeeming

Generally speaking, PC Optimum points are worth 1 cent each and typically have to be redeemed in chunks of 10,000.

However, there are a couple exceptions, including some ways to get additional value or add bonus points to your redemptions.

Save on groceries

One of the most common ways to use PC Optimum points is to redeem them in-store to save on your bill at participating grocery stores.

Points can be redeemed at a rate of 10,000 points = $10 when you check out, and they must be redeemed in increments of 10,000.

It’s worthwhile keeping your eyes out for special event redemption days as they provide extra value for your points.

Keep in mind that you are not able to earn or redeem points on the following items: tobacco, lottery tickets, alcohol, gift cards, prepaid card products, passport photos, transit tickets and passes, events tickets, and in a few other instances.

Get more on Shoppers Bonus Redemption Days

You can redeem your points at Shoppers Drug Mart/Pharmaprix at the usual rate of 10,000 points = $10, but if you’re looking to get maximum value from your PC Optimum points, it’s a good idea to wait for one of Shoppers Drug Mart’s/Pharmaprix’s Spend Your Points events.

These events offer bonus points when you redeem a specific number of points. For example, during past events you could redeem 70,000 points for $70 plus $30 in bonus points, giving you $100 in value.

You can also redeem your PC Optimum points through Shoppers Drug Mart’s/Pharmaprix’s online store, which gives you access to a number of products that aren’t available in the physical stores.

Save on gas and car washes

PC Optimum points can also be redeemed to get you a discount the next time you fill up your vehicle at participating Esso or Mobil gas stations.

By redeeming 4,000 points, you get $0.10 off per whole litre of gas (up to 40 litres), which is an equivalent value to the 10,000 points = $10 redemption you can access at grocery stores and pharmacies.

You can also redeem 10,000 points for your choice of car wash packages at the same gas stations. Depending on which package you choose, this redemption can be worth even more than $10, making it a good value use of your points.

Redeem at JoeFresh

For those looking to update their wardrobe, PC Optimum points can also be redeemed at Joe Fresh at the usual rate of 10,000 points = $10.

PC Optimum Tips - Joe Fresh

Bottom Line

PC Optimum is an excellent way to get some extra value back on many of your everyday purchases.

By earning PC Optimum points at participating grocery stores, drugstores, and gas stations, you can save money through redemptions and enjoy exclusive offers and promotions.

Since it’s so easy to sign up for this program, there’s no reason not to start collecting PC Optimum points today!

FAQs

How do I sign in to my PC Optimum account?

To sign in to your PC Optimum account, you can go the PC Optimum website or the PC Optimum app on your phone and click on “Sign In.”

You can then enter the email address you used to register for your account and your password.

How do I check my PC Optimum balance?

To check your PC Optimum points balance, simply sign in to your PC Optimum account on the app or the website. Your balance will be prominently displayed on your account’s main page.

Do PC Optimum points expire?

No. PC Optimum points don’t expire; however, if there is no account activity for two years, PC Optimum may close your account.

How do I contact PC Optimum customer service?

You can call PC Optimum customer service at 1-866-727-6468. They’re open Monday to Friday from 8am to 8pm and Saturday from 9am to 5pm.

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Erin Partridge
Erin Partridge
Erin Partridge enjoys travelling slowly and taking her time to get to know each new place. 
She’s had the opportunity to live in Canada and South Korea, with shorter stints in Vietnam, Malaysia, Mexico, Spain, and more.
All posts by Erin Partridge

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