In October 2019, I was just stopping there on my way to Guatemala. From the sky, the stereotypical portrait of Mexico City, which is often described as overcrowded, polluted, dangerous, appeared to me.
I was impressed by this urban chaos; by the extent of this city located in the heart of an ancient lake. Hesitant, but curious in front of this megalopolis whose sprawling arteries slalom between volcanoes and evolve under a layer of poisonous mist.
During my brief stopover at Mexico City’s Benito-Juárez airport, let’s just say that the meal from chef Enrique Olvera served at the Centurion Club had pleased me a lot, and that it was just a taste, albeit a polished and sophisticated one, I grant you, of the authentic, chaotic and intoxicating Mexico City – or CDMX, the capital’s new name in effect since 2016.
January 2020. It is by reading the travel guides Monocle and 300 reasons to love Mexico that a more realistic portrait of the Mexican destination takes shape for me, which seems to be one of the gastronomic capitals of America, and one of the most culturally effervescent cities. For a curious person like me, or even two curious people like my boyfriend and me, it was just right!
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Terms of the offer
Unlock special experiences with the newly designed metal Platinum Card
New Platinum® Cardmembers, earn 25,000 Welcome Bonus Membership Rewards® points when you charge $2,000 in purchases to your Card in the first three months of Cardmembership
Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
You will have access to a $200 CAD Annual Travel Credit to use towards any single travel booking of $200 or more charged to your Platinum Card and made on www.americanexpress.ca/travel or through Platinum Card® Travel Service
Take full advantage of the American Express Global Lounge Collection™ which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
Enjoy complimentary benefits that offer an average value of $550 USD at over 1,000 extraordinary properties worldwide when you book Fine Hotels & Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities
Enjoy premium benefits at the Toronto Pearson Airport including security bypass, complimentary valet car service and discount car care and parking
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts®, Radisson Hotel Group Hotels and Resorts, Hertz® and Avis®
As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
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*Terms and conditions apply. American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
The Platinum Card® is the best premium card in Canada for travellers.
With this welcome offer, you can earn up to 100,000 Membership Rewards® points:
70,000 points after charging $10,000 to your Card in your first 3 months of Cardmembership
30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins
With this Card, you get:
2 points per $1 on eligible dining and delivery purchases in Canada
2 points per dollar on eligible travel purchases charged to the Card
1 point per $1 on all other purchases charged to the Card
You can use your Membership Rewards® points in many ways:
Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!
For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:
100,000 Aeroplan points
100,000 Avios
100,000 Flying Blue Miles
120,000 Marriott Bonvoy points
With this card, you also have advantages for your travels:
$200 Annual Travel Credit
An annual meal credit of $200
A $100 statement credit for NEXUS membership
Complimentary access for you and one additional guest to more than 1,550 airport lounges in over 140 countries
Hilton Honors Gold status
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels + Resorts program
Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$799
Additional card$250
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xTravel
2xRestaurants
1xAll spending
Value
1st Year Value$1,482
2nd Year Value$470
Transfer partners
AeroplanAirline
British Airways ClubAirline
Cathay Asia MilesAirline
Etihad GuestAirline
Flying BlueAirline
Hilton HonorsHotel
Marriott BonvoyHotel
Card benefits
Concierge service24/7
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Primero: impressions of the flights and lounges
Having found (after long hours on Google Flights) a round-trip flight in Business Class that was comparable in price to Economy Class, we flew on Air Canada with a little more comfort than usual. Yes, business class, without the points!
However, the trip did involve a stopover in Toronto (on the way there and on the way back), but hey… we have to say that we love the airport vibe and enjoying the experiences that the American Express Platinum Card® and lounges offer, so we don’t mind the stopovers!
Short flight from Montreal to Toronto (and back). Despite the slightly faded and outdated condition of this A330, it’s still nice to be able to lie down for a shrimp cocktail on the way to Toronto. It goes by in a snap!
A sweet moment of waiting in beautiful chairs at the Maple Leaf Lounge, Toronto: access to the lounge is included, as we have a business class ticket. Simple, but delicious aperitif.
Flight from Toronto to Mexico City (and back) Whatever one may say, one quickly gets a taste for Air Canada’s business class on board the A319. Give me good food, a good glass of wine, a little more space and personalized service: I am a happy man!
In short, despite the fact that it is simple and not very luxurious, I am still very satisfied with the business class on this aircraft.
Centurion Club lounge at MEX, accessible with the Platinum Card® from American Express. I love the elegance of the décor and the attention to service in Centurion Lounges.
In addition, the meal offered is signed by none other than Enrique Olvera, a prestigious Mexican chef. As for alcoholic drinks, it’s open bar and the wine is delicious!
Finally, upon reservation and at no extra cost, you can have a beauty or relaxation treatment (even a 15-minute massage, or a pedicure, among others): which we did!
In short, an excellent lounge to wait for the next flight.
Segundo: review of the Umbral Hotel (Curio Collection, by Hilton)
A few years ago, we fell in love with Hilton’s Curio collection of independently owned, upscale hotels that are handpicked and brought together under one banner.
Chic hotels (yes!), with a signature that leaves no one indifferent. Hotels whose essence exudes authenticity, and which provide travellers with an extraordinary experience.
Why Umbral (which means « threshold »)? For in almost all of the hotel’s spaces, the visitor is on the border between light and shadow; invited to continually cross the threshold between the two.
To the room
We could go far in the symbolism, but architecturally speaking, the result is breathtaking. I’ll tell you about it!
From the marble entrance hall, all lit up in white, tastefully decorated, to the front desk plunged into darkness, which contrasts with the warm and luminous reception, the old original screened lift leads to the rooms. These are arranged around the periphery, creating an impressive gaping hole in the heart of the building.
From the first floor, if you look down, the glass tiled floors project the shimmer of the hall lights to the top of the terrace.
Accompanied by the valet, we push open the door of the room, which opens onto a hallway completely plunged into darkness, from the ceiling of which hangs an enormous illuminated metal sculpture.
Once you cross the threshold of this narrow space, the room, with its king bed and sober colours, is spacious, inviting and soothing. The man drops off our suitcases, which we hadn’t touched since the airport, and fills us in on the architectural concept of the hotel opening in 2019.
Left to our own, we discover the small joys that the room offers: a long comfortable bench, technological accessories necessary for modern and trendy travellers, local toiletries, and a cozy bed whose sheets are manufactured here in Mexico, as are the towels!
Two swing doors are pushed open to access the bathroom, which glows with white and contrasting wood accents. The shower: a favourite. Vast, made of white marble. Beautiful.
A bit of history
Located right next to Constitution Square – the Zocalo – the Hotel Umbral, Curio Collection by Hilton is an old place where many professionals passed through and worked over the years when the Mexican revolution was raging.
The name Edificio Espana, 1924, can be seen on its sober pink façade. Left abandoned for a few decades, it was redeveloped in the 2010s.
Today, an entire team of women is at the helm of the building’s management. A special mention to Karel, the chief concierge who does an extraordinary job!
Let’s talk about rooftop terrace…
The Umbral Hotel, Curio Collection by Hilton is now one of the trendiest places in the historic district thanks to its rooftop terrace which is worth a few words. On the east side of the house is the sunny breakfast room, decorated with a multitude of plants.
On the west side, you will have a breathtaking view of the city, and you can sip a delicious freshly prepared cocktail at the bar, or even take a dip in the pool or whirlpool.
You’re sure to enjoy a drink in the pool and watch the sunset to Mexican pop music.
Finally, I can’t help but address the elegance of the screening room, the vintage look of the lounge, the fine design of the various common areas, the exhibition rooms (which showcase works by local artists) and even the bathrooms!
On the one hand – let’s face it – when the hotel staff sees in your file that you are a Gold member, there’s something about the address and the attention you get that just lights up!
Normally, I would have been entitled to an upgrade to a room of my choice, but since it was spring break, there was no availability.
I still got free breakfasts (for my boyfriend and me) for the 7 days of my vacation!
And they are delicious meals, served with coffee made from good beans… believe me, I love good coffee!
That’s without counting the access to high-speed Wifi, as well as the little extra amenities: two free glasses of Tequila, a plate of nuts and chocolate offered during an aperitif…!
For more information on the benefits of Hilton Honors status, I strongly encourage you to read the following article.
Postre: Mexico City must-sees – CDMX
Before I present my must-do activities in Mexico City, I must point out some classic cultural and tourist sites about which you will find information and reviews all over the web.
Starting with the historic centre and its public square, the Zócalo, a UNESCO World Heritage Site. You will find the huge Mexican flag flying in the heart of this quadrangle that hosts the buildings of important national governmental and religious bodies.
In terms of museums, the Palace of Fine Arts and the National Museum of Anthropology are among the most popular. If you’re just passing by, you’ll already have a great view!
The collections that each one contains are unique, impressive and offer a diverse panorama to better understand Mexican culture and to sharpen our references in the matter.
Finally, the Polanco, Roma and Condesa districts are trendy neighbourhoods (which have become gentrified in recent years) where you can stroll through streets lined with restaurants and bars, shops and cultural and religious centres.
Inviting yourself into the intimacy of Frida Khalo and Diego Rivera
The Frida Khalo Museum is the perfect place to enjoy the elegant residences, the smell of coffee and the diversity of the flora of the residential area of Coyoacán.
Even if you have to book your spot and visit among dozens of tourists, Casa Azul is worth the detour, as it offers a real entry into the intimacy and life of the famous painter and her husband Diego Rivera.
I had a soft spot for the gardens and for the room where Frida was bedridden for months after the accident that marked the whole of her life and work.
Just a few minutes away by Uber (a great way to get around here, and very economical!), further south, the Museo Diego Rivera Anahuacalli will definitely amaze and intrigue you! By erecting this museum in the form of a pre-Columbian temple, Rivera wanted to bequeath to Mexicans a legacy of more than 50,000 pieces that he collected throughout his life.
Already, the atmosphere in this museum is enigmatic… and if you go down to the basement, you will feel like in an adventure movie!
Stroll through the Colonia Roma district
If Roma Norte has become the epicenter of the Mexican hipsters, it is still worth a visit for anyone!
It was in this residential area that I most enjoyed walking around with the morning smells and sounds. Nevertheless, at any hour of the day, it is a pleasantly trendy area where you will find, among others: the Mercado Roma, the delicious restaurant Contramar, the bookshop El Pendulo, and the magnificent rooftop of the Balmori.
Interestingly, this is the setting for Ignarittu’s film Roma, which depicts the tense context of the country in the 1970s. Architecturally speaking, you can feel the Spanish influence, and it’s eye candy!
$350ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport Visa Infinite +* Card +* CardMC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
Legal
* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$650
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
Pamper your taste buds with the Pujol culinary experience
It is the most famous restaurant in CDMX, because of its chef Enrique Olveras who has taken Mexican cuisine to another level, and who also owns a restaurant in New York.
The Pujol experience is complete. First, the restaurant occupies the entire space of a mid-century style house: trees under skylights cohabit with wood and marble furniture. The atmosphere is hushed.
Then, each service is choreographed: all the waiters and waitresses enter the dining room in single file and synchronize their movements so as to serve all the customers at the same time, with bewitching fluidity of movement. A real show.
Speaking of service, the dessert service is done directly in the backyard, which allows you to change air and discover another space of this exceptional site.
Oh! And what about the dishes…! Olveras gives back to Mexican gastronomy its letters of nobility (did it ever have any?) by serving dishes of great freshness, elaborated from sometimes surprising ingredients (ant powder, mole madre aged for more than 3 years) but with a taste well arranged to offer a real treat!
An experience at Pujol is not cheap, but it is unforgettable and the most extraordinary I have ever done.
Let yourself be enchanted by the jacaranda trees in bloom
Finally, if you’re wondering about the best time to visit Mexico City, I’d answer: school break!
Mainly because it’s a city that no one seems to have thought of for a family break, or a couple. Moreover, the temperature is mild (around 20-25 Celcius)…
But, above all, because one of my favourites is to have been able to see the jacarandas in bloom at this precise moment of the spring season. It’s MAGNIFICENT.
I found a few sweet spots : near the Soumaya Museum (worth a visit), along Reforma Avenue, and all over Coyoacan.
Suggested activities in Mexico
Here are some suggestions for activities in Mexico with our partner Viator:
Mexico Travel Guide
Here are some travel guides on Mexico that we recommend from the Ulysse bookstore:
In addition to the Platinum Card® which offers you benefits for airport lounges, security lines at Toronto Pearson and status at Marriott Bonvoy and Hilton Honors Hotels, we recommend that you hold a credit card no foreign currency conversion fees.
This way, you will save 2.5% on each transaction made abroad as well as in Mexico!
Here are the 3 best no-conversion fee credit cards available in Canada:
$350ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport Visa Infinite +* Card +* CardMC, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate.
The Scotiabank Passport Visa Infinite +* Card also offers:
No fees for foreign currency transactions
6 complimentary airport VIP lounge passes
Excellent insurance for your travels and purchases
Visa Infinite* Concierge Services
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
Legal
* The potential value of savings and rewards during the first 12 months includes the value of the welcome offer, the potential value of points earned in the first year, the value of savings on foreign currency transaction fees and the cost of airport lounge access as of May 22, 2026:
$250 in travel rewards (25,000 bonus Scene+ points) for new Scotiabank Passport® Visa Infinite +* Cardholders who charge $2,000 in purchases to their account within the first three (3) months;
$100 in travel rewards (10,000 bonus Scene+ points) for cardholders who charge $40,000 in purchases to their account;
$50 in savings from the annual fee waiver on the first additional card for new Scotiabank Passport Visa Infinite +* Card credit card account holders;
$132 in savings on foreign currency transaction fees based on the average amount of foreign currency purchases made per active account over the past 24 months (by saving on the 2.5% foreign currency transaction fees typically charged by other credit card issuers);
$364 representing the potential value of points earned in the first year (36,400 Scene+ points) based on the average amount of purchases made per active account over the past 24 months, assuming an average spend of 21% of purchases in categories eligible for accelerated earn rates of 2X and 3X points;
$358 representing the value of complimentary membership in the Visa Airport Companion program which includes 6 airport lounge passes (based on « Preferred » membership valued at approximately $357 CAD/$259 USD). Based on the exchange rate in effect on May 22, 2026.
Maximum potential value after the first year = $1,254 (rounded to $1,250)
The actual value of offers, savings realized and points earned will vary depending on card usage and eligibility for applicable offers. Conditions apply.
1 Offer description and conditions: The 25,000 Scene+ points offer (the « offer ») applies only to new Scotiabank Passport Visa Infinite +* Card credit card accounts (the « accounts ») opened between August 4, 2026 and November 1, 2026 (regardless of the date you apply for the account) subject to the conditions below. The offer may be modified, cancelled or extended at any time without notice, and it cannot be combined with any other offer.
In addition, as a Scotiabank Passport Visa Infinite +* Cardholder, you are eligible for an annual bonus of 10,000 Scene+ points if you charge at least $40,000 in eligible everyday purchases to your Scotiabank Passport Visa Infinite +* Card account over the course of one year. Conditions apply; see below for more details.
Description and conditions of the 25,000 bonus Scene+ points offer: To be eligible for the 25,000 bonus Scene+ points offer (« 25,000 bonus points »), you must charge at least $2,000 in total eligible purchases to your account within the first three months following the account opening date.
Conditions for the annual 10,000 Scene+ points bonus: As a Scotiabank Passport Visa Infinite +* Card credit cardholder, you can earn an annual bonus of at least 10,000 Scene+ points (the « annual points bonus ») if you charge at least $40,000 in eligible purchases to your account over the course of one year (12-month period). The annual period begins on the account opening date; a new period starts again every twelve months thereafter. If you replace another Scene+-eligible credit card with the Scotiabank Passport Visa Infinite +* Card (i.e., it is not a new card or an additional card), the opening date of your original account will be carried over to your new Scotiabank Passport Visa Infinite +* Card account and your annual period under this offer will begin on the next anniversary date of your original account opening. For example, if you originally opened a Scotiabank Gold American Express® Card account on January 15, 2022 and you switch to the Scotiabank Passport Visa Infinite +* Card on July 15, 2025, your annual period under the 10,000 Scene+ points annual bonus offer will begin on January 15, 2026 (your next anniversary date) and a new period will start again on January 15 each year thereafter. You will earn 2,000 bonus Scene+ points for each additional $10,000 in purchases made during the same year once you have reached the $40,000 annual purchase threshold.
Eligible purchases means purchases, less refunds, returns and any other similar credits, and excludes payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, as well as card fees and other fees.
Fulfillment of the annual points bonus: Bonus points will be credited within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 25,000 bonus points and the annual points bonus will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($2,000, or $40,000) within the appropriate timeframe (the first three months, or the first 12 months). If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 25,000 bonus points, or the annual points bonus, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. It is possible to transfer points between the Scene+ accounts of a primary borrower, a co-borrower or an additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no over-limit, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period.
Offer eligibility and exclusions: You cannot take advantage of the offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or have been one in the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, small business credit cardholders are eligible for this offer.
Rates and fees: The annual fees are $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to joint account holders and additional cardholders). The preferred annual interest rates applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). The rates, fees, and features and benefits, which are described in the disclosure statement accompanying the application, may be changed.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
0%
Earning rate
2xGroceries
2xRestaurants
2xTransit
2xEntertainment
1xAll spending
Value
1st Year Value$650
2nd Year Value$397
Card benefits
Concierge service24/7
Airport lounge access$240
Travel insurance
Travel medical (under 55)Up to $1,000,000 / 25 days
Travel medical (55-64)Up to $1,000,000 / 25 days
Travel medical (65+)Up to $1,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
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