The fall 2026 edition of Amazon Prime Day is coming to Canada. If you are a Prime member, you will enjoy 48 hours of Prime-exclusive deals on October 6 and 7, 2026. To plan all your deal waves for the year, see our smart shopping guide.
Here’s what the Amazon Prime service offers and the best deals to grab during these flash sales. Read to the end: we also provide our tips for maximizing your rewards on every purchase.
When is Amazon Prime Day 2026?
Prime Big Deal Days take place on October 6 and 7, 2026 in Canada, over 48 hours. The event stays exclusive to Prime members, and early offers start in the days leading up to it.
Previous editions took place in July and October 2025. For 2026, Amazon held its Prime Day in June, then follows with Prime Big Deal Days in October.
The countdown is on: my day-by-day plan before October 6
We're all running between work, errands and home, and Prime Big Deal Days are coming fast: less than a week to go. This kind of event is worth showing up for, but the goal isn't to buy more. It's to buy what you already need at the best price, and to earn as many points as possible doing it. Here's my day-by-day plan:
Starting now: write your list of essentials, meaning what you would have bought anyway before the holidays (household basics, gifts you already planned, a device that needs replacing), and note the regular price of each item.
By October 4: buy your Amazon gift cards at the grocery store with a card that rewards that category, then load them into your Amazon account.
October 5: check that your Prime membership is active (or start the 30-day free trial), turn on deal alerts in the app and add your items to your wish list.
October 6 and 7: go through the Aeroplan eStore or Blue Rewards Shops before each purchase, compare the price shown with the one you noted, and buy only what is on your list.
After October 7: keep your receipts and check in the following weeks that the portal points show up in your account.
My advice: set your budget before the doors open, and stick to it. A 40% discount on something you don't need is still 60% spent.
The October 6-7, 2026 Edition
Are you a member or have you just become one thanks to the free trial? Visit the Amazon app and check out flash sales, exclusive offers, and discounts on essentials.
Before the event, browse the offers, add products to your wish lists, and activate your notifications. Products are available in limited quantities: it’s best to be organized to make successful purchases.
This year, Amazon is highlighting several sections in Canada:
My tip: when searching, choose the category you are interested in, then sort products by discount, from highest to lowest. This way, you can spot the best deals in seconds.
Featured Amazon Devices
Prime Big Deal Days are the perfect time to make your home smarter. As of September 30, Amazon already shows its event prices on Alexa products: up to 67% off the Fire TV Stick, 52% off the Echo Spot, 48% off the Echo Dot, up to 65% off Blink cameras, 50% off the Ring Wired Doorbell 2K and 30% to 34% off Kindle e-readers. These prices may still change before October 6. Here are some frequently featured products to watch for during the event:
Unsurprisingly, electronic devices and accessories are among the most popular items during Prime Day. Amazon is advertising up to 57% off JBL headphones, 53% off Sony and 49% off the Google Pixel Watch 3. Products to keep an eye on:
Free Amazon Music Unlimited and Kindle Unlimited Trials
For the occasion, Prime members new to Amazon Music Unlimited get it free for 4 months (individual plan). New customers also get 3 months of Kindle Unlimited free. Both offers are already live. At the end of the trial, the subscription renews automatically at the current rate: note the date so you can cancel if needed.
Travel Accessories
Are you looking to equip yourself for your next trip, or to give a gift to the traveler in your life? See our guides:
To save you time, I’ve grouped by profile the deals recorded during the June 2026 edition. They are a benchmark for the brands and categories worth watching on October 6 and 7. The percentages are the maximum discounts advertised by Amazon (“up to”): the final price shows in your cart, so check it before you buy. When I list a regular price, use it as your benchmark to judge whether it’s a real bargain.
For travellers: travel light and well equipped without paying full price.
Preparation makes all the difference. The best deals go fast and stocks are limited. Here’s my list to be ready on October 6:
activate or renew your Prime membership; if you are not a member, start the 30-day free trial just before the event;
install the Amazon app and activate deal notifications for your tracked items;
build your wish lists now to track the price of your coveted products;
note the regular price of these products (see our selection above): this is your comparison point to judge the true discount;
look for early offers in the days leading up to October 6;
prepare your payment method: the card that best rewards your online purchases.
My Tips for Maximizing Savings
Prime Day is not just about the discount displayed by Amazon. Here’s how I stack savings on every purchase:
Stack your rewards on every purchase. Before paying, go through the Aeroplan eStore or Rakuten, then pay with a card that rewards online purchases. This way, you combine the Prime Day discount, the portal points, and the card points.
Buy your Amazon gift cards at the grocery store. With the right card, you get 5 points per dollar (i.e., 5%) on the purchase of Amazon gift cards at IGA, Sobeys, Metro, or Super C, then you use them during Prime Day.
Target high-priced purchases. A 30% discount weighs much more on $450 headphones than on $14 travel bottles. Focus your budget on electronics and durable travel items.
Always check the regular price. A displayed discount is only a deal if the reference price is real. Compare with the price before the event.
Take advantage of the Prime free trial. Activate the 30-day trial just before October 6, then cancel after the event if you do not wish to keep the subscription.
Prepare for your lightning deals. They last a few hours and stocks are limited. Add products to your cart or wish list and activate notifications so you don’t miss them.
Our valuationⓘMilesopedia first-year estimateFirst-year valueAnnual fee rebated$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With Milesopedia, take advantage of an exclusive offer: your first-year annual fees are refunded with the National Bank World Elite Mastercard. This offer is exclusively available on the Milesopedia network, from June 30 to November 4, 2026.
Refund of the first-year annual fee (a $150 value) for the primary cardholder. This fee is charged to your new card account, then refunded as a credit on your statement within five months of opening your account, provided it remains open and in good standing.
The National Bank World Elite Mastercard is the best Mastercard credit card offered by NBC.
With this card, you earn up to 5 points per dollar on your purchases:
5 points per dollar for groceries and restaurants
2 points per dollar on gas and electric recharge purchases
2 points per dollar on recurring bills
2 points per dollar on À la carte Travel
1 point per dollar for all other purchases
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
Airport parking
Baggage fees
Seat selection
Access to airport lounges
Airline ticket upgrades
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia has named the National Bank World Elite Mastercard as the Best Travel Credit Card in 2023, 2024, 2025, and 2026.
Legal
® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
® The À LA CARTE REWARDS logo is a registered trademark of National Bank of Canada.
® NATIONAL BANK OF CANADA LOUNGE is a registered trademark of National Bank of Canada.
® À LA CARTE REWARDS PLAN is a registered trademark of National Bank of Canada.
® Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
® Google Pay is a registered trademark of Google LLC. Use of this trademark is subject to Google Inc. Permissions.
TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. The À la carte Travel agency is owned by Transat Distribution Canada Inc. and holds a Quebec permit (No. 753141).
TM À LA CARTE REWARDS is a trademark of National Bank of Canada.
® THE TOTAL, THE CONNECTED and NATIONAL BANK are registered trademarks of National Bank of Canada.
* Mastercard® World Elite®
The National Bank® World Elite® Mastercard® credit card was voted best Mastercard credit card by Milesopedia in 2026, 2025 and 2024.
The National Bank® World Elite® Mastercard® credit card was voted best travel credit card by Milesopedia in 2026, 2025 and 2024.
Every year, Milesopedia reviews credit card offers from major financial institutions and establishes its Ranking based on over 150 criteria such as fees, welcome offer, minimum income required, number of points per category, account credits, insurance, airport lounge access, etc.
Certain restrictions apply. For more information, see the Rewards Plan section or the Plan Rules applicable to point accumulation.
Grace period: No interest is charged on purchases made during the month if the cardholder pays the full balance of their account within twenty-one (21) days of the statement date. This grace period does not apply to cash advances and balance transfers. Minimum payment: if your account balance is less than $10, you must pay the balance in full. If you reside in the province of Quebec, your minimum payment is 5% of your account balance plus any overdue amount, or $10, whichever is greater. If you reside outside Quebec, your minimum payment is 2.5% of the credit card account balance plus any overdue amount, or $10, whichever is greater. Account statement: an account statement is sent monthly.
Table of examples of credit fees calculated over a 30-day period
Annual interest rate
$500
$3,000
22.49%
$9.24
$55.45
20.99%
$8.63
$51.76
13.2%
$5.53
$33.16
9.2%
$3.78
$22.68
*Variable interest rate in effect as of September 1, 2021.
Balance transfers and cash advances are subject to National Bank credit approval. Each amount transferred cannot be less than $250.
Exclusive to World Elite Mastercard cardholders. Presentation of the physical credit card and boarding pass is required to access the lounge. The National Bank® Lounge is accessible to customers traveling on international flights only (excluding flights to Canada and the United States). You benefit from free and unlimited access with one guest and two children aged 12 and under. Until October 4, 2026 (date subject to change), customers can enter the National Bank Lounge three hours before their flight departure time. From October 5, 2026 (date subject to change), access will be authorized for a maximum duration of 2 hours (3 hours for customers who hold a Private Banking 1859® World Elite® Mastercard® credit card). National Bank customers who are not World Elite ® Mastercard ® cardholders can also access the current lounge based on current rates and benefit from a 25 % discount on these rates : 63,24 $ taxes included for adults (excluding discount) $40.24 taxes included for children aged 2 to 12 (excluding discount) free for children under 2 (excluding discount) The entry fee is subject to change without notice and is the responsibility of the lounge operator.
Subject to providing the required supporting documents in the manner and within the prescribed timeframe. Certain conditions may apply. Only the primary cardholder of a National Bank World Elite Mastercard (Cardholder) whose account is in good standing can request a « Travel Fee Reimbursement ». « Account in good standing » means an account linked to the credit card that does not violate the Credit Card Agreement in any way and on which no restrictions apply. For example, and without limitation, the associated annual fees must have been paid in full. The maximum reimbursement of $150 can be requested from January 1 to December 31 of each year. Eligible expenses are: airport parking baggage fees seat selection airport lounge access worldwide airline ticket upgrades A reimbursement request must be made within 60 days of the purchase date. Travel expenses must be charged to the National Bank World Elite Mastercard credit card account. The maximum reimbursement of $150 is applicable per account. Please allow up to 7 business days for the reimbursement to be processed from the date your request is submitted. National Bank reserves the right to request additional supporting documents for validation purposes (e.g., invoices). You must keep all receipts and supporting documents for a period of 12 months from the date you made your reimbursement request. An unused reimbursement in one year cannot be carried over to the next year. You can make your request online at rewards.nbc.ca or by calling 1-800-341-8083 (toll-free) for an agent to assist you with your travel fee reimbursement request.
Point accumulation on grocery and restaurant spending depends on the total gross monthly amount charged to the credit card account, across all categories. Earn 5 points per dollar spent on eligible grocery and restaurant purchases. The 5 points per dollar accumulation is valid for the first $2,500 of gross monthly purchases charged to the account. Beyond this amount, eligible grocery and restaurant spending will earn 2 points per dollar. The calculation of the gross monthly purchase amount is based on monthly billing. A grocery purchase means a purchase made at a merchant whose primary business is selling food, such as a grocery store, delicatessen, supermarket, fruit store, or specialty food store. Meal kit subscriptions and meal delivery services are eligible. Therefore, this definition excludes, among others, retail stores and big-box stores whose primary business is selling non-food items. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. A restaurant purchase means a purchase made at a restaurant, including quick-service restaurants, bars, discotheques, nightclubs, and taverns. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
These protections apply if the purchases or rental are paid for in part with the card before departure, except, if applicable, for out-of-province medical-hospital insurance for which it is not necessary to charge the purchase of an à la carte trip and for baggage delay protection where the full cost of transport must have been charged to the card. All these protections apply to the primary cardholder, their spouse and/or their dependent children when they (spouse and dependent children) travel with the cardholder. Extended warranties apply to most new items purchased with the card, in Canada or abroad, provided the manufacturer’s warranty exists and is valid in Canada. Certain conditions, limitations and restrictions apply. For more information and details regarding your insurance coverage, please consult the insurance certificate linked to your card.
Subject to credit approval by National Bank.
Certain conditions apply. Visit mastercard.ca for more information. See all credit card terms and conditions.
To earn 2 points per dollar spent, you must pay for your gas or electric charging purchases at a gas station or certain big-box stores. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
Recurring bill payments are defined as payments made monthly or regularly that are automatically charged by the merchant to your National Bank World Elite Mastercard. Not all merchants offer recurring payments, and not all recurring payments are considered recurring bill payments. Therefore, some payments may not qualify for accelerated reward points.
To earn 2 points per dollar spent, you must pay for your eligible purchases through the À la carte TravelTM agency section of our À la carte RewardsTM site.
For example, if you spend $400 monthly on groceries, $200 on gas, $100 on recurring bills and $150 on other purchases, the $850 spent will generate 2,750 points, broken down as follows: 2,000 points for grocery spending (since the total gross monthly amount is $850, which is less than $2,500), 400 points for gas spending, 200 points for recurring bills and 150 points for other purchases.
Insurance up to $1,000 in case of breakage, loss or theft of mobile devices for a maximum period of 2 years following the date of purchase. Subject to purchasing the device with the National Bank World Elite Mastercard or a phone service subscription paid by recurring payments from your National Bank Platinum Mastercard starting September 1, 2022. For all conditions, please consult the insurance certificate linked to your card.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
2xTravel
2xBills & recurring payments
2xGas & EV
1xAll spending
Value
1st Year Value$778
2nd Year Value$923
Card benefits
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 60 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $1,000
Flight DelayUp to $500
Travel AccidentIncluded
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days
Our pick for Amazon gift cards bought at the grocery store: the National Bank World Elite Mastercard earns 5 points per dollar on groceries, on the first $2,500 of purchases each month. At $800 a month, you collect 48,000 points in a year, or about $480, with no annual fee in the first year ($150 after that). The full calculation and a comparison with three other cards are at the end of the article.
What is the Prime Day event?
Amazon Prime Day is an exclusive sales event reserved for Amazon Prime members. Launched in 2015, it has become one of the biggest online shopping events, alongside Black Friday and Cyber Monday. Amazon offers significant discounts on a wide range of products for a short period.
For years the event took place in July, sometimes with a second edition in the fall. In 2026, Prime Day ran from June 23 to 26, and Prime Big Deal Days follow on October 6 and 7. On top of product deals, Amazon.ca often offers deals on its services such as Prime Video, Prime Music and Prime Reading.
How much does Amazon Prime service cost?
The Amazon Prime service is billed at $9.99 per month or $99 per year (which is $8.25 per month). You can enjoy a 30-day free trialvia this link. If you have been a subscriber in the past, a different offer may be displayed.
Young adults aged 19 to 24 and students qualify for Prime for Young Adults: a 6-month free trial, then $4.99 per month or $49 per year, half the regular price.
You must be a Prime member to access Prime Day offers. To learn all about the subscription, consult our complete guide to Amazon Prime.
My advice: normally, it is more advantageous to use your points once the purchase is posted to your American Express card. As with any purchase, you then apply your points as a statement credit at a rate of 1,000 Membership Rewards points = $10, which is much more than the $7 offered directly on Amazon.
up to 1 Aeroplan point per dollar in the eStore, on eligible Amazon.ca categories (as of September 29, 2026). That rate already includes the Aeroplan credit card or Aeroplan status bonus: it does not stack on top;
your credit card's own points, earned on the same purchase at your card's rate;
a possible limited-time bonus: Aeroplan sometimes boosts the eStore during Amazon events. No bonus has been announced yet; we will add it here as soon as it is.
What about Amazon gift cards? Bought on Amazon.ca, they earn no points in the eStore. Buy them at the grocery store instead, with a credit card that rewards that category, then use them during Prime Big Deal Days.
In practice, $1,000 of gift cards bought at the grocery store earns you 5,000 points. One cap to watch on the National Bank side: the 5-points rate applies up to $2,500 of total monthly spending on the card, then drops to 2 points.
The AIR MILES shopping portal is now called Blue Rewards Shops. For Prime Big Deal Days on October 6 and 7, it offers 20x the points on Amazon purchases of $20 or more in eligible categories, up to 32,000 bonus points. With a BMO Blue Rewards credit card or chequing account, you get 25x the points (up to 8,000 more). The base rate is 16 points per $20 spent.
A contest also runs until October 7: Prime members who spend $130 or more through the portal can win one of ten $1,000 Amazon gift cards. Check the eligible categories before you pay: only those displayed earn points.
Conclusion
Amazon Prime Day is an excellent way to save on everyday products as well as your travel accessories. Good organization allows you to fully enjoy it, while waiting for Black Friday and Cyber Monday.
We will update this article if Aeroplan announces an Amazon bonus or if new offers are added before October 7. To choose the card to use, see our comparison for grocery purchases below, Amazon gift cards included.
How much do these four cards leave you with after a year? The net gain below adds your rewards and the welcome offer, then subtracts the annual fee. The assumption behind the numbers: $800 of groceries a month charged to the card, Amazon gift cards included, or $9,600 over the year. The Momentum comes out ahead in year one thanks to its welcome offer. From year two, the National Bank World Elite takes the lead on groceries: $480 in points versus $384 in cash back, before annual fees ($150 for National Bank, which also includes a $150 annual travel credit).
Net gain in year one, on $9,600 of groceries (Amazon gift cards included)
One caveat on the BMO card: its bonus pays $40 a month, but only in the months where you charge at least $2,000 to the card. The scenario above stays below that threshold, hence the zero. If your monthly spending goes past it, the card climbs sharply.
Frequently Asked Questions about Prime Big Deal Days
When are Prime Big Deal Days 2026 in Canada?
Amazon runs two deal waves in 2026: Prime Day, from June 23 to 26, then Prime Big Deal Days on October 6 and 7, over 48 hours. How deep the discounts go varies by category and brand. Early offers are accessible in the days leading up to the event.
Do you have to be an Amazon Prime member to get the deals?
Yes, an active Amazon Prime membership is mandatory to access exclusive Prime Day offers. Amazon often offers a 30-day free trial. You can sign up just before the event and then cancel if you do not wish to keep the subscription.
Which categories offer the best discounts during Prime Day?
The biggest discounts are concentrated on electronics (Fire tablets, Echo, televisions), beauty products, and home goods. Amazon devices (Kindle, Alexa, Fire TV) often show the most significant reductions. The Canadian Showcase also highlights local products.
How can I maximize my reward points during Prime Day?
What are the best credit cards for shopping on Amazon?
The most rewarding way to pay for Amazon purchases often runs through the grocery store: you buy Amazon gift cards there with a card that rewards that category. The National Bank World Elite Mastercard earns 5 points per dollar on groceries, with no annual fee in the first year. To compare other options, see our ranking of the best credit cards.
How do you prepare for Prime Day to save the most?
Become a Prime member, install the app and activate notifications, then build your wish lists by noting the regular price of each product for comparison. On the day of the event, go through a points portal like the Aeroplan eStore and pay with a card that rewards your online purchases. Only buy what was already on your list to avoid impulse purchases.
How many Aeroplan points do you earn on Amazon?
As of September 29, 2026, the Aeroplan eStore offers up to 1 point per dollar on Amazon.ca, in eligible categories only. That rate already includes the Aeroplan credit card or status bonus. Several categories earn no points, including computers and tablets, toys, video games, audio, grocery and gift cards; the full list is in the box above. As of September 30, Aeroplan has not announced a bonus for Prime Big Deal Days: we will update this article if one is confirmed.
Our valuationⓘMilesopedia first-year estimateFirst-year valueAnnual fee rebated$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With Milesopedia, take advantage of an exclusive offer: your first-year annual fees are refunded with the National Bank World Elite Mastercard. This offer is exclusively available on the Milesopedia network, from June 30 to November 4, 2026.
Refund of the first-year annual fee (a $150 value) for the primary cardholder. This fee is charged to your new card account, then refunded as a credit on your statement within five months of opening your account, provided it remains open and in good standing.
The National Bank World Elite Mastercard is the best Mastercard credit card offered by NBC.
With this card, you earn up to 5 points per dollar on your purchases:
5 points per dollar for groceries and restaurants
2 points per dollar on gas and electric recharge purchases
2 points per dollar on recurring bills
2 points per dollar on À la carte Travel
1 point per dollar for all other purchases
And since it’s an NBC mycredit Mastercard, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
Airport parking
Baggage fees
Seat selection
Access to airport lounges
Airline ticket upgrades
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia has named the National Bank World Elite Mastercard as the Best Travel Credit Card in 2023, 2024, 2025, and 2026.
Legal
® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. National Bank is an authorized user.
® The À LA CARTE REWARDS logo is a registered trademark of National Bank of Canada.
® NATIONAL BANK OF CANADA LOUNGE is a registered trademark of National Bank of Canada.
® À LA CARTE REWARDS PLAN is a registered trademark of National Bank of Canada.
® Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.
® Google Pay is a registered trademark of Google LLC. Use of this trademark is subject to Google Inc. Permissions.
TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. The À la carte Travel agency is owned by Transat Distribution Canada Inc. and holds a Quebec permit (No. 753141).
TM À LA CARTE REWARDS is a trademark of National Bank of Canada.
® THE TOTAL, THE CONNECTED and NATIONAL BANK are registered trademarks of National Bank of Canada.
* Mastercard® World Elite®
The National Bank® World Elite® Mastercard® credit card was voted best Mastercard credit card by Milesopedia in 2026, 2025 and 2024.
The National Bank® World Elite® Mastercard® credit card was voted best travel credit card by Milesopedia in 2026, 2025 and 2024.
Every year, Milesopedia reviews credit card offers from major financial institutions and establishes its Ranking based on over 150 criteria such as fees, welcome offer, minimum income required, number of points per category, account credits, insurance, airport lounge access, etc.
Certain restrictions apply. For more information, see the Rewards Plan section or the Plan Rules applicable to point accumulation.
Grace period: No interest is charged on purchases made during the month if the cardholder pays the full balance of their account within twenty-one (21) days of the statement date. This grace period does not apply to cash advances and balance transfers. Minimum payment: if your account balance is less than $10, you must pay the balance in full. If you reside in the province of Quebec, your minimum payment is 5% of your account balance plus any overdue amount, or $10, whichever is greater. If you reside outside Quebec, your minimum payment is 2.5% of the credit card account balance plus any overdue amount, or $10, whichever is greater. Account statement: an account statement is sent monthly.
Table of examples of credit fees calculated over a 30-day period
Annual interest rate
$500
$3,000
22.49%
$9.24
$55.45
20.99%
$8.63
$51.76
13.2%
$5.53
$33.16
9.2%
$3.78
$22.68
*Variable interest rate in effect as of September 1, 2021.
Balance transfers and cash advances are subject to National Bank credit approval. Each amount transferred cannot be less than $250.
Exclusive to World Elite Mastercard cardholders. Presentation of the physical credit card and boarding pass is required to access the lounge. The National Bank® Lounge is accessible to customers traveling on international flights only (excluding flights to Canada and the United States). You benefit from free and unlimited access with one guest and two children aged 12 and under. Until October 4, 2026 (date subject to change), customers can enter the National Bank Lounge three hours before their flight departure time. From October 5, 2026 (date subject to change), access will be authorized for a maximum duration of 2 hours (3 hours for customers who hold a Private Banking 1859® World Elite® Mastercard® credit card). National Bank customers who are not World Elite ® Mastercard ® cardholders can also access the current lounge based on current rates and benefit from a 25 % discount on these rates : 63,24 $ taxes included for adults (excluding discount) $40.24 taxes included for children aged 2 to 12 (excluding discount) free for children under 2 (excluding discount) The entry fee is subject to change without notice and is the responsibility of the lounge operator.
Subject to providing the required supporting documents in the manner and within the prescribed timeframe. Certain conditions may apply. Only the primary cardholder of a National Bank World Elite Mastercard (Cardholder) whose account is in good standing can request a « Travel Fee Reimbursement ». « Account in good standing » means an account linked to the credit card that does not violate the Credit Card Agreement in any way and on which no restrictions apply. For example, and without limitation, the associated annual fees must have been paid in full. The maximum reimbursement of $150 can be requested from January 1 to December 31 of each year. Eligible expenses are: airport parking baggage fees seat selection airport lounge access worldwide airline ticket upgrades A reimbursement request must be made within 60 days of the purchase date. Travel expenses must be charged to the National Bank World Elite Mastercard credit card account. The maximum reimbursement of $150 is applicable per account. Please allow up to 7 business days for the reimbursement to be processed from the date your request is submitted. National Bank reserves the right to request additional supporting documents for validation purposes (e.g., invoices). You must keep all receipts and supporting documents for a period of 12 months from the date you made your reimbursement request. An unused reimbursement in one year cannot be carried over to the next year. You can make your request online at rewards.nbc.ca or by calling 1-800-341-8083 (toll-free) for an agent to assist you with your travel fee reimbursement request.
Point accumulation on grocery and restaurant spending depends on the total gross monthly amount charged to the credit card account, across all categories. Earn 5 points per dollar spent on eligible grocery and restaurant purchases. The 5 points per dollar accumulation is valid for the first $2,500 of gross monthly purchases charged to the account. Beyond this amount, eligible grocery and restaurant spending will earn 2 points per dollar. The calculation of the gross monthly purchase amount is based on monthly billing. A grocery purchase means a purchase made at a merchant whose primary business is selling food, such as a grocery store, delicatessen, supermarket, fruit store, or specialty food store. Meal kit subscriptions and meal delivery services are eligible. Therefore, this definition excludes, among others, retail stores and big-box stores whose primary business is selling non-food items. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. A restaurant purchase means a purchase made at a restaurant, including quick-service restaurants, bars, discotheques, nightclubs, and taverns. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
These protections apply if the purchases or rental are paid for in part with the card before departure, except, if applicable, for out-of-province medical-hospital insurance for which it is not necessary to charge the purchase of an à la carte trip and for baggage delay protection where the full cost of transport must have been charged to the card. All these protections apply to the primary cardholder, their spouse and/or their dependent children when they (spouse and dependent children) travel with the cardholder. Extended warranties apply to most new items purchased with the card, in Canada or abroad, provided the manufacturer’s warranty exists and is valid in Canada. Certain conditions, limitations and restrictions apply. For more information and details regarding your insurance coverage, please consult the insurance certificate linked to your card.
Subject to credit approval by National Bank.
Certain conditions apply. Visit mastercard.ca for more information. See all credit card terms and conditions.
To earn 2 points per dollar spent, you must pay for your gas or electric charging purchases at a gas station or certain big-box stores. Some merchants may sell products or services identical or similar to those of eligible merchants, or are separate merchants located on the same premises as eligible merchants, but are classified by Mastercard in different categories. Purchases made from other merchants only earn base reward points. To view the full list of Mastercard codes associated with eligible merchants, download the À la carte Rewards Plan® terms and conditions document.
Recurring bill payments are defined as payments made monthly or regularly that are automatically charged by the merchant to your National Bank World Elite Mastercard. Not all merchants offer recurring payments, and not all recurring payments are considered recurring bill payments. Therefore, some payments may not qualify for accelerated reward points.
To earn 2 points per dollar spent, you must pay for your eligible purchases through the À la carte TravelTM agency section of our À la carte RewardsTM site.
For example, if you spend $400 monthly on groceries, $200 on gas, $100 on recurring bills and $150 on other purchases, the $850 spent will generate 2,750 points, broken down as follows: 2,000 points for grocery spending (since the total gross monthly amount is $850, which is less than $2,500), 400 points for gas spending, 200 points for recurring bills and 150 points for other purchases.
Insurance up to $1,000 in case of breakage, loss or theft of mobile devices for a maximum period of 2 years following the date of purchase. Subject to purchasing the device with the National Bank World Elite Mastercard or a phone service subscription paid by recurring payments from your National Bank Platinum Mastercard starting September 1, 2022. For all conditions, please consult the insurance certificate linked to your card.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
5xRestaurants
5xGroceries
2xTravel
2xBills & recurring payments
2xGas & EV
1xAll spending
Value
1st Year Value$778
2nd Year Value$923
Card benefits
Airport lounge access$400
Travel creditsIncluded
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 60 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 15 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $500
Lost BaggageUp to $1,000
Flight DelayUp to $500
Travel AccidentIncluded
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days
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