Scotiabank Gold American Express® CardScotiabank Gold American Express® CardEarn up to 50,000 bonus Scene+ points + no annual fee in your first year

Journie Rewards: Ultimate Guide

Journie Rewards: Ultimate Guide
Share

After AIR MILES, PC Optimum and Petro-Points, Journie Rewards is the latest player in the Canadian gas rewards landscape. In addition, this program is in partnership with CIBC and Aeroplan.

Learn more about the benefits of the Journie Rewards program and see how to collect, use and manage your points in this guide.

Journie Rewards: Ultimate Guide - journie-fonctionnement-fr

What is Journie Rewards?

Journie Rewards is the Parkland Group’s loyalty program in Canada. The Canadian gas station and convenience store brands participating are :

  • Ultramar
  • Chevron
  • Pioneer
  • Fas Gas
  • ON the RUN
  • Marché Express
Journie Rewards: Ultimate Guide - journie-marques-fr

Here is a summary of gas stations and convenience stores associated with Journie Rewards, by province:

ProvinceParticipating brands
AlbertaChevron, Fas Gas, ON the RUN
British ColumbiaChevron, Fas Gas, ON the RUN
Prince Edward IslandUltramar, ON the RUN
ManitobaFas Gas, ON the RUN
New BrunswickUltramar, ON the RUN
Nova ScotiaUltramar, ON the RUN
OntarioPioneer, Ultramar, ON the RUN
QuebecUltramar, Marché Express
SaskatchewanFas Gas, ON the RUN
Newfoundland and LabradorUltramar, ON the RUN
YukonFas Gas, ON the RUN
Journie Rewards: Ultimate Guide - Journie-2400x1260-03

Join the program

To join the Journie Rewards program, you must be over 16 years of age and a resident of Canada. Registration is done via the website, mobile app or in-store, by picking up a plastic card at participating stores.

The registration process is simple: just provide your name, e-mail address, postal code, phone number and choose a password.

Journie Rewards: Ultimate Guide - journie7
Journie Rewards: Ultimate Guide - journie6
Journie Rewards: Ultimate Guide - journie5

If a friend has invited you to join the program, you can enter their referral code at this stage.

Journie Rewards: Ultimate Guide - journie4

The mobile app

The mobile application is available on the App Store and Google Play. You’ll find all the same features as on the website, i.e. :

  • View your points balance
  • View promotional offers
  • View your transaction history
  • Choose your rewards
  • See your virtual card
  • Link your account to CIBC and Aeroplan
  • A map of participating stations

Associate your phone number with your account to facilitate reward accumulation. You will no longer need to show your membership card, but simply provide your phone number.

Journie Rewards: Ultimate Guide - journie10
Journie Rewards: Ultimate Guide - journie9
Journie Rewards: Ultimate Guide - journie8

Journie Rewards – Collecting points

At the pump, insert your card or enter your phone number if it’s linked to your account. The same principle applies to your convenience store purchases: present your membership card (physical or digital) or provide your phone number.

With Journie Rewards, accumulate :

  • 1 point per liter of gas
  • 2 points per dollar spent in convenience stores

That’s all there is to it! It couldn’t be easier.

To help you collect points faster, offers and promotions change from week to week. For example, you could earn 2x points on convenience store gift cards or 5x points on certain products.

Journie Rewards: Ultimate Guide - Journie-2400x1260-05

Journie Rewards – Redeem points

Rewards at every stage

At each level, you can choose a reward. The points will not be deducted from your balance and you will continue to accumulate for the next step. There’s no need to save your points for the 300-point reward!

You must choose and claim your reward within 60 days of obtaining it, otherwise it expires. To collect your reward, present the barcode provided in the application at the checkout with your item.

Journie Rewards: Ultimate Guide - Journie-2400x1260-02-ENG

75-point rewards

At 75 points, you have the choice of small rewards, such as a chocolate bar, candy, a bag of chips, a bottle of water, a soft drink, a pack of gum or 20 Aeroplan points.

Not all rewards will be offered: you’ll have the choice of three, selected at random.

Journie Rewards: Ultimate Guide - journie15
Journie Rewards: Ultimate Guide - journie14
Journie Rewards: Ultimate Guide - journie17

150-point rewards

At 150 points, you still have snacks to choose from, but also :

  • A $0.03 per liter rebate on gas;
  • 30 Aeroplan points ;
  • $5 off at M&M Food Market;
  • $5 Air Canada flight credit;
  • A carbon credit.
Journie Rewards: Ultimate Guide - journie16
Journie Rewards: Ultimate Guide - journie12
Journie Rewards: Ultimate Guide - journie18

300-point rewards

At 300 points, you reach the end of a Journie Rewards cycle. If you have linked your Aeroplan account, you will receive 300 Bonus Aeroplan Points. Otherwise, you’ll get a discount of $0.07 per liter on gas. You will then have 60 days to use it.

Journie Rewards: Ultimate Guide - journie19-en

Journie Rewards – Partnership with Aeroplan

Aeroplan Rewards can be earned at Parkland Group service stations without a Journie Rewards account. By providing their Aeroplan number, members obtain :

  • 1 Aeroplan Point for every 3 liters of gas.
  • 1 Aeroplan point per dollar for each eligible convenience store purchase

This also applies to members who have an account in both programs, but do not wish to link them.

Journie Rewards: Ultimate Guide - Aeroplan-RecompensesJournie-Essence-2400x1260

For even more rewards, it’s best to link your Aeroplan and Journie Rewards accounts together. Members of both programs earn 300 Aeroplan points at the end of each 300 Journie Reward point cycle.

In addition, Aeroplan points can be redeemed for discounts or vouchers at participating stations:

  • 300 Aeroplan points for a coupon entitling you to a $0.07 discount per liter of fuel for a single fill-up (up to 50 liters). Combine up to 5 coupons for a maximum rebate of $0.35 per liter
  • 500 Aeroplan points for a $5 convenience store voucher
  • 600 Aeroplan points for $5 off at M&M Food Market
  • 1,100 Aeroplan points for a Absolutely Everything Car Wash voucher ( $15.99 value)
Journie Rewards: Ultimate Guide - aeroplan-journie-partenariat-fr

To link your Aeroplan and Journie Rewards accounts together, go to the Journie Rewards mobile application in the Partner Hub section. The process is simple and all you have to do is log in to your Aeroplan account.

Journie Rewards: Ultimate Guide - journie-aeroplan3
Journie Rewards: Ultimate Guide - journie-aeroplan2
Journie Rewards: Ultimate Guide - journie-aeroplan1

Note that the reverse is also possible; you can link your Journie Rewards account from the Air Canada app (by logging in your Aeroplan account), and even directly create a new Journie Rewards account if you don’t already have one.

Fuel discount or Aeroplan points?

The answer to this question depends on your habits. Are you a frequent traveller? Do you often fly with Air Canada and its partner airlines? If so, the Aeroplan points option may be more advantageous for you.

In terms of pure valuation, Milesopedia values an Aeroplan point at $0.02. 300 Aeroplan points would therefore have an average value of $6. The discount on gas is $0.05 per liter. If your car has a 50L tank, your discount on gas is $3.50. In this case, you get better « value » with Aeroplan points.

However, this analysis is highly simplified!

  • If your car’s fuel tank is bigger, you’ll save more;
  • If you travel in business class, the value of Aeroplan points will far exceed $0.02 per point;
  • If you save on gas this year and put those saved dollars into a high-interest account, you’ll get more than the original $3.50.

In short, choose the reward that best suits your habits and goals. And there’s nothing to stop you changing your mind and modifying the reward in your account.

Annual fee
$120
Our valuation
$900
Milesopedia first-year estimateFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 45,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

[vc_row][vc_column][vc_column_text el_class="checkmarks"]This Credit Card is one of the Best Aeroplan Credit Cards in Canada. For a limited time, you can earn up to 75,000 Aeroplan Points as a Welcome Bonus (an estimated $1,275 value) With this Card you can earn:
  • 2 points per dollar on Air Canada and Air Canada Vacations purchases
  • 1.5 points per dollar on dining and food delivery purchases
  • 1 point per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
  • The first checked bag free for you and up to 8 companions
  • The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $10,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases. Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]

With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:

  • Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
  • Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.

With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.

And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

 

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 2xAir Canada flights
  • 1.5xRestaurants
  • 1xAll spending

Value

1st Year Value$1,428
2nd Year Value$379

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
Featured
Annual fee
$0 $139
No annual fee the first year
Our valuation
$1,139
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 50,000 points
+ First Year Annual Fee Rebate
Apply Now

on TD's website

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points as well as an Annual Fee rebate for the first year.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Annual fee

Primary card$139
Additional card$75

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGas & EV
  • 1.5xGroceries
  • 1.5xAir Canada flights
  • 1xAll spending

Value

1st Year Value$1,714
2nd Year Value$425

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days

Journie Awards – Partnership with CIBC

The Journie Rewards program is also in partnership with CIBC. When you pay with an eligible credit or debit card, you automatically receive a rebate of $0.03 per liter of gas.

To take advantage of this benefit, you must link your Journie Rewards account to your CIBC account. To do so, log on to the CIBC Online Banking website or the CIBC Mobile Banking application. Select « Link your card to Journie Rewards » and follow the instructions. Alternatively, you can follow this link.

Journie Rewards: Ultimate Guide - Journie-2400x1260-04

All CIBC personal credit and debit cards are eligible, except Simplii cards. Only the following business cards are eligible: Small Business Debit Card, CIBC Aventura?? Visa* Small Business Card, CIBC Aeroplan® Visa* Business Card or CIBC bizline® Visa* Card

The discount applies automatically when you present your Journie membership card or provide your linked phone number. You can pay at the pump or in-store, as long as you use your eligible CIBC card for payment.

Annual fee
$0 $139
No annual fee the first year
Our valuation
$679
Milesopedia first-year estimateFirst-year valueWelcome bonus$540Annual fee rebated$139Total$679Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 45,000 points
+ First Year Annual Fee Rebate
Apply Now

on CIBC's website

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits
  • Reimbursement of NEXUS membership fees ( $160 value)
  • A free Skip+ membership (a $110 first-year value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xPharmacy
  • 1xAll spending

Value

1st Year Value$968
2nd Year Value$359

Card benefits

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Annual fee
$0 $120
No annual fee the first year
Our valuation
$420
Milesopedia first-year estimateFirst-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to $300
+ First Year Annual Fee Rebate
Apply Now

on CIBC's website

The CIBC Dividend® Visa Infinite* Card is one of Canada’s best Visa cash back credit cards.

With this offer, get up to $400 in value:

  • A 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back when setting up a pre-authorized payment (first 4 months)
  • A first year annual fee rebate (worth $120)

With this CIBC cash back credit card, you earn:

  • 4% cash back on eligible gas, electric vehicle charging, and grocery purchases
  • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments
  • 1% cash back on all other purchases

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

This CIBC cash back credit card offers many insurance coverages:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Purchase Security and Extended Protection Insurance

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 4xGas & EV
  • 4xGroceries
  • 2xRestaurants
  • 2xBills & recurring payments
  • 2xTransit
  • 1xAll spending

Value

1st Year Value$1,044
2nd Year Value$391

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 10 days
Travel medical (55-64)Up to $5,000,000 / 10 days
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days
Annual fee
$0 $139
No annual fee the first year
Our valuation
$679
Milesopedia first-year estimateFirst-year valueWelcome bonus$540Annual fee rebated$139Total$679Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 45,000 points
+ First Year Annual Fee Rebate
Apply Now

on CIBC's website

If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get over $1,600 in value, including a first-year annual fee rebate.

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Gold Visa* Card also offers:

  • Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits
  • Reimbursement of NEXUS membership fees ( $160 value)
  • A free Skip+ membership (a $110 first-year value)

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$15,000
Household$15,000

Conversion fees

2.5%

Earning rate

  • 1.5xGroceries
  • 1.5xGas & EV
  • 1.5xPharmacy
  • 1xAll spending

Value

1st Year Value$968
2nd Year Value$359

Card benefits

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
Annual fee
$0
Welcome offer
No current welcome offer
Apply Now

on CIBC's website

The CIBC Costco Mastercard is a no-annual-fee cash back card, reserved for Costco members and especially rewarding on restaurant meals and gas.

What the card gives you:

  • 3% cash back on restaurant purchases
  • 3% cash back on gas purchased at Costco and 2% at other gas stations, on the first $5,000 in net annual purchases, then 1%
  • 2% cash back at Costco.ca, on the first $8,000 in net annual purchases, then 1%
  • 1% cash back on all other purchases, including those made at Costco
  • No annual fee and free additional cards

The $5,000 and $8,000 limits reset to zero every year on January 1. The annual interest rate is 21.75% on purchases and 22.49% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.

Annual fee

Primary card$0
Additional card$0

Conversion fees

2.5%

Earning rate

  • 3xGas & EV
  • 3xRestaurants
  • 1xAll spending

Value

1st Year Value$414
2nd Year Value$350

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years

For electric vehicles

Electric vehicle owners are not forgotten by the Journie Rewards program.

Parkland has fast-charging stations (up to 150 kW) in British Columbia and Alberta. Its network is ON the RUN and linked to Journie Rewards.

Plus, for a limited time, refills are free for Journie Rewards members!

Journie Rewards: Ultimate Guide - journie-bornes-bc-ab-fr

There are currently no Parkland gas stations in the province of Quebec connected to a network of electric charging stations. There are chargers at Ultramar stations, but they are associated with Circuit Électrique or ChargePoint. The Parkland Group does not own these chargers, so there is no accumulation of Journie points.

This will change in the future, as expansion plans are underway in the east of the country. Parkland plans to install electric charging stations in Ontario and Quebec, at selected ON the RUN and Marché Express locations. The launch is scheduled for summer 2024.

Journie Rewards: Ultimate Guide - journie-ev-fr

Do you own an electric vehicle? Here are the best credit cards of the moment to save on your EV charging:

Bottom Line

If you regularly fill up at Ultramar, Chevron, Pioneer or Fas Gas, join the Journie Rewards program today. The registration process is simple, and all you have to do is provide your phone number each time you fill up to collect points.

After purchasing 300L of fuel or spending $150 in the convenience store, you’ll receive a rebate of $0.07 per liter on your next fill-up or 300 Aeroplan points. What’s more, if you pay with an eligible CIBC card, you automatically receive a discount of $0.03 per liter. We love easy savings!

Finally, keep an eye out for occasional promotions like this one, which allow you to multiply your points.

Annual fee
$0 $120
No annual fee the first year
Our valuation
$420
Milesopedia first-year estimateFirst-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to $300
+ First Year Annual Fee Rebate
Apply Now

on CIBC's website

The CIBC Dividend® Visa Infinite* Card is one of Canada’s best Visa cash back credit cards.

With this offer, get up to $400 in value:

  • A 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back when setting up a pre-authorized payment (first 4 months)
  • A first year annual fee rebate (worth $120)

With this CIBC cash back credit card, you earn:

  • 4% cash back on eligible gas, electric vehicle charging, and grocery purchases
  • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments
  • 1% cash back on all other purchases

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

This CIBC cash back credit card offers many insurance coverages:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Purchase Security and Extended Protection Insurance

Annual fee

Primary card$120
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 4xGas & EV
  • 4xGroceries
  • 2xRestaurants
  • 2xBills & recurring payments
  • 2xTransit
  • 1xAll spending

Value

1st Year Value$1,044
2nd Year Value$391

Card benefits

Concierge service24/7

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 10 days
Travel medical (55-64)Up to $5,000,000 / 10 days
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental CollisionUp to $65,000 / 48 days

Journie Awards – Frequently asked questions

How do I earn Journie points?

Journie Rewards points are accumulated at Parkland Group gas stations and convenience stores (Ultramar, Chevron, Pioneer, Fas Gas, ON the RUN and Marché Express). With your membership card at the pump or in-store, you earn 1 point per liter of gas and 2 points per dollar spent at the convenience store.

Where can I use the Journie card?

At Parkland Group service stations and convenience stores in Canada: Ultramar, Chevron, Pioneer, Fas Gas, ON the RUN and Marché Express. In Quebec, Ultramar stations associated with Couche-Tard convenience stores do not participate in the Journie Rewards program.

How do I link my CIBC card? Which cards are eligible?

To link a CIBC card with a Journie Rewards account, log on to CIBC Online Banking or CIBC Mobile Banking. Select « Link your card to Journie Rewards » and follow the instructions.

All personal credit and debit cards are eligible, except Simplii cards. Only the following business cards are eligible: CIBC Small Business Debit Card, CIBC Aventura Visa Card for Business, CIBC Business Visa Aeroplan Card or CIBC bizline Visa Card for Business.

Our featured card

Featured
Annual fee
$120
Our valuation
$990
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 110,000 points
Ends Sep 22, 2026
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.

New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:

  • Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
  • Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.

This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.

Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.

To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.

The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.

You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.

Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.

Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.

You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.

The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.

Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.

Annual fee

Primary card$120
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xMarriott Bonvoy hotels
  • 2xAll spending

Value

1st Year Value$1,437
2nd Year Value$312

Travel insurance

Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.