Simplii Financial™ Cash Back Visa* Card 

Welcome Bonus
Up to $50 cash back
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %

simplii financial cash back visa card
Simplii Financial™ Cash Back Visa* Card
Up to $50 cash back
Apply Now
Updated Oct 31, 2024

Offer

This product is not available for Quebec residents.

Welcome offer:

  • For your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend.

Get:

  • 4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).
  • 1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).
  • 0.5% cash back on all other purchases (with no limit on spend per calendar year).

Other features:

  • Purchase Security and Extended Protection Insurance. Protect your purchases with double the manufacturer’s warranty, up to one additional year.
  • Get cash back when you send a Global Money Transfer and pay with your Visa* Card.
  • Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
  • No annual fee

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $50 cash back
Minimum Spending Required $500
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 4 %
Convenience Stores 0.5 %
Drugstores 1.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 1.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 0.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The Simplii Financial™ Cash Back Visa* Card is a no-annual-fee credit card offering cash back.

For your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend.

With the Simplii Financial™ Cash Back Visa* Card, you earn:

  • 4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).
  • 1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).
  • 0.5% cash back on all other purchases (with no limit on spend per calendar year).

Alternative Cards

4 Milesopedia Rating

Receive our newsletter every week!

Savings are here:

Milesopedia