Offer

This product is not available for Quebec residents.

Welcome offer:

Double your cash back on Resturants, Bars and Coffee Shops.
Earn 8% cash back^† for your first 3 months up to $1,000 in eligible spend.

Earn:

4% cash back on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year^†.
1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year^†.
0.5% cash back on all other credit card purchases with no limit on how much you can earn^†.

Other features:

Purchase Security and Extended Protection Insurance.^† Protect your purchases with double the manufacturer’s warranty, up to one additional year.
Get cash back when you send a Global Money Transfer and pay with your Visa* Card.^†
Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
No annual fee

Fees & Conditions

Personal Income $15,000

Household Income $15,000

Annual Fee $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to $80 cash back^†

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 4 %

Convenience Stores 0.5 %

Drugstores 1.5 %

Local Transport 0.5 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 1.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

The Simplii Financial™ Cash Back Visa* Card is a no-annual-fee credit card offering cash back.

With this offer for the Simplii Financial Cash Back Visa* Card, earn double the cash back^† on Restaurants, Bars and Coffee Shops. It’s 8% cash back for your first 3 months, up to $1,000 eligible spend.

Afterwards, with the Simplii Financial™ Cash Back Visa* Card, you earn:

4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).^†
1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).^†
0.5% cash back on all other purchases (with no limit on spend per calendar year).^†