How many times can I change my Tangerine cash back categories per year?

You can change your cash back categories at any time from your online account or the Tangerine mobile app. There’s no annual limit, so you can adjust your choices based on your spending habits.

What is the main difference between the Money-Back Card and the Tangerine® Money-Back World Mastercard®*?

Both cards offer the same cash back rates: 2% in two categories and 0.5% on other purchases, with no annual fee. The main difference is the additional insurance coverage offered by the World Mastercard version, notably for rental cars and mobile devices.

How do you get a 3rd cash back category with Tangerine cards?

To get a third 2% category, you must deposit your cash back into a Tangerine Savings Account rather than applying it directly to your card balance. Once this option is enabled, you can choose an additional category from those offered.

Is there an annual limit on cash back with Tangerine cards?

No, Tangerine credit cards don’t impose any annual cap on cash back. You earn 2% and 0.5% on all eligible purchases, with no limit on the total amount.

Are Tangerine cards accepted everywhere in Canada and abroad?

Yes, Tangerine credit cards are Mastercards accepted at most merchants in Canada and internationally. They’re also well-suited for travel, notably thanks to their worldwide acceptance.

How is cash back paid out with Tangerine credit cards?

Cash back is automatically credited each month. It can be applied to your card balance or deposited into a Tangerine account. In that case, you can also get a 3rd 2% cash back category.