How does the Scotiabank Passport® Visa Infinite Business* Card welcome bonus work?

The current promotion earns up to 40,000 Scene+ points, divided in two milestones:- 30,000 points after $5,000 in net purchases in the first 3 months; - 10,000 points after $60,000 in net purchases over the first 12 months; The annual fee is waived for the first year on top of the bonus. Offer expires April 30, 2026. At a Scene+ travel redemption value of $0.01/point, the bonus is worth $400, before counting the everyday earn rate.

What earn rate does this card give on business spending?

The Passport Business card earns a flat 1.5 Scene+ points per $1 on every purchase, with no caps and no rotating categories. Most importantly, you also pay no foreign transaction fees on any currency — that’s a 2.5% saving on every purchase made in USD, EUR, GBP, or any other foreign currency. For an SME owner spending $25,000 a year on US software, conferences, and supplier invoices, the FX savings alone can hit $625 per year, on top of the base earn.

What lounge access comes with the card?

Cardholders get 6 complimentary annual airport lounge visits through the included Visa Airport Companion Program, accepted at over 1,300 lounges worldwide. After you use up the 6 free passes, additional visits are billed at US$32 per entry. For an SME owner who travels monthly, those 6 visits replace a separate Priority Pass subscription that would normally cost $99–$469 per year. Combined with the no-FX-fee feature, this is one of the few business cards built for international travel and US-dollar spending.

Is the Passport Business* card a fit for my business?

Yes if you check at least two of these boxes:- You spend more than $15,000 per year in foreign currencies; - You travel internationally for work and value airport lounge access; - You can comfortably hit the $5,000 in 3 months threshold to claim the bulk of the welcome offer; For high-volume domestic spend without travel, a Scene+ card with category multipliers (groceries, restaurants) will likely earn more. Compare carefully against the Amex Business cards in our guide.