Scotia Passport Visa Infinite Privilege Card Offer: Up to 80,000 Scene+ points

Q: How do I earn the 80,000 welcome points with the Scotiabank Passport ® Visa Infinite Privilege* Card?

The Scotiabank Passport ® Visa Infinite Privilege* Card bonus is structured in 3 tiers: 30,000 Scene+ points after $3,000 in purchases in the first 3 months , 30,000 points after $20,000 in purchases over 6 months , and 20,000 points for an eligible purchase in the 14 th month . In total, you earn up to 80,000 Scene+ points , equivalent to $800 in travel value .

Q: What are the annual fees and income requirements for this card?

The Scotiabank Passport ® Visa Infinite Privilege* Card costs $599 per year for the primary cardholder and $199 per additional card , with a possible discount if you hold the Scotiabank Ultimate Package . To qualify, you must declare a personal income of $150,000 , a household income of $200,000 , or assets under management of at least $400,000 —typical requirements for a Visa Infinite Privilege card in Canada.

Q: What travel benefits justify the $599 annual fee?

The Scotiabank Passport ® Visa Infinite Privilege* Card offers an annual $250 travel credit , 10 complimentary airport lounge visits per year (DragonPass), no foreign transaction fees (equivalent to a 2.5% savings on foreign purchases), emergency medical insurance up to $5,000,000 , Avis President’s Club status , access to the Visa Infinite Luxury Hotel Collection , and 24/7 concierge service .

Q: What are the earning rates for this card?

The Scotiabank Passport ® Visa Infinite Privilege* Card earns 3 Scene+ points per dollar on eligible travel, 2 points per dollar on dining and entertainment, and 1 point per dollar everywhere else. Redemption is at a rate of 1,000 points = $10 on the Scene+ Travel portal, and you can also apply your points against a travel purchase you’ve already made to maintain status and upgrades with your hotel or airline program.

Scene+

Published July 7, 2026Updated October 5, 20265 min readEditorial integrity

Scotiabank offers a premium version of the Scotiabank Passport Visa Infinite+* Card: the Scotiabank Passport^® Visa Infinite Privilege* Card. Here are the details of this no-conversion-fee credit card for travelers.

Scotiabank Passport^® Visa Infinite Privilege* Card

With this welcome offer for the Scotiabank Passport Visa Infinite Privilege Card, you can earn up to 80,000 Scene+ points as a welcome bonus (a value of $800):

30,000 points after $3,000 in purchases in the first three months
30,000 points after $20,000 in purchases in the first six months
20,000 points when you make an eligible purchase in the 14th month after account opening

With the Scotiabank Passport Visa Infinite Privilege Card, you earn:

3X Scene+ points for every $1 spent on eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at restaurants and entertainment venues
1X Scene+ points for every dollar spent on all other eligible purchases

Including your purchases abroad, with no foreign currency conversion fees.

The Scotiabank Passport Visa Infinite Privilege Card is an excellent Visa credit card for these types of purchases.

These points can be redeemed for any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusive packages and even Airbnb). You can also use your points as cash back with Scene+, for example at your grocery store checkout, at the same rate of 1,000 points = $10.

The Scotiabank Passport Visa Infinite Privilege Card also offers:

No foreign transaction fees
10 free airport lounge visits
$250 annual travel credit
Excellent travel and purchase insurance
Concierge service

Compare

Scotiabank Passport^® Visa Infinite Privilege* Card

Scotiabank Scene+

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Total$600$200 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $600
Welcome offerAfter $20,000 in 6 months: Up to 80,000 points; Ends Nov 1, 2026

With this welcome offer for the Scotiabank Passport^® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):

30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening

With the Scotiabank Passport^® Visa Infinite Privilege* Card, you earn:

3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport^® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport^® Visa Infinite Privilege* Card also offers:

No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service

Legal

1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport^® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.

Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.

Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.

Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders).
The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.

Savings at Shell

Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa infinite Privilege card linked to a Shell Go+ Account:

Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power^® gasoline, or V-Power^® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.

Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport^® Visa Infinite Privilege* Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.

Additional 3¢/L at Shell (limited time)

Additional 3¢/L Fuel Discount Offer: Offer valid from October 5, 2026 to December 31, 2026 (“Promotional Period”), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an “Eligible Card”) to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the “Eligible Provinces”) excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer.

To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.

The additional fuel discount is in addition to the fuel savings available through the Shell Fuel Benefits Program and may be combined with other eligible fuel discounts, rewards programs, and promotional fuel offers unless otherwise stated in the applicable offer terms and conditions.

The additional fuel discount is available on up to 1,000 litres of eligible fuel purchases per calendar month for each Eligible Card. The 1,000-litre limit resets at the beginning of each calendar month.

The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.

Participation in the Shell Fuel Benefits Program is subject to the applicable program terms and conditions available at Scotiabank Fuel Benefit Terms and Conditions.

Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.

All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.

Annual fee

Primary card$599

Additional card$199

Annual income required

Individual$150,000

Household$200,000

Conversion fees

Earning rate

3xTravel
2xRestaurants
2xEntertainment
1xAll spending

Value

1st Year Value$85

2nd Year Value$232

Card benefits

Concierge service24/7

Airport lounge access$400

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 31 days

Travel medical (55-64)Up to $5,000,000 / 31 days

Travel medical (65+)Up to $5,000,000 / 10 days

Trip CancellationUp to $2,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $2,500

Flight DelayUp to $1,000

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+2 years

Mobile DeviceUp to $1,000 / 1 years

Auto Rental CollisionUp to $85,000 / 48 days

Earning Scene+ Points

The Scotiabank Passport^® Visa Infinite Privilege* Card entitles you to:

3 points per dollar for travel expenses.
2 points per dollar for purchases at eligible restaurants and entertainment.
1 point per dollar for all other purchases.

These points can be used for any travel purchase at the rate of 1,000 points = $10 (airline tickets, hotels, all-inclusives and even Airbnb). You can also use your points as cash back with Scene+, such as at your grocery store checkout at the same rate of 1,000 points = $10.

Annual Fee

Primary cardholder: $599 per year.
Additional card: $199 per year.

If you have a Scotiabank Ultimate Package, you can receive $150 off the annual fee for this card.

Travel Rewards

The Scotiabank Passport^® Visa Infinite Privilege* Card offers interesting advantages for frequent travellers, including:

No foreign currency conversion charges: save 2.5% on every foreign currency purchases.
Complimentary access to airport lounges: enjoy 10 free visits a year to over 1,200 VIP lounges worldwide thanks to the Visa Airport Companion program.
$250 Annual Travel Credit: Receive an annual credit of $250 on your first travel reservation made through Scene+ Travel, Powered by Expedia, applicable on airfare, hotel stays, car rentals or travel packages.
Exclusive airport benefits: You can enjoy priority passage through security checkpoints and other benefits at selected airports.
Comprehensive travel insurance: including emergency medical insurance, trip cancellation and interruption insurance, flight and baggage delay insurance, and collision insurance for rental vehicles.

Other Benefits

Access to Visa Infinite privileges: enjoy exclusive offers on hotels, gastronomy, wine and golf.
Visa Infinite Concierge Service: personal assistance available 24 hours a day for travel reservations, event tickets and more.
Free annual Avis President’s Club membership : get a free two-class car upgrade and the option to skip the line to get your vehicle at most Avis^® locations.
Earn 3X bonus points on hotel bookings, car rentals, and activities booked through Scene+ Travel, powered by Expedia.

Eligibility

To become a Scotiabank Passport^® Visa Infinite Privilege* Card member, you must:

Have a personal income of at least $150,000 per year, or family income of at least $200,000 per year, or assets under management of at least $400,000.
Be a Canadian resident and have reached the age of majority in your province or territory of residence.

Conclusion

With its many travel benefits, the Scotiabank Passport Visa Infinite Privilege Card will meet the needs of frequent travellers who want to enjoy airport lounge access, save on foreign currency conversion fees, as well as benefits that allow them to enjoy a high-end experience: priority airport access, luxury hotel advantages, and much more.

The $250 annual travel credit is also very attractive, since it’s greater than that offered by other cards such as the American Express Platinum Card^® or the TD First Class Travel^® Visa Infinite* Card and gives access to a wide range of products (flights, accommodations and packages) through Scene+ Travel, Powered by Expedia.

Add to this the ease of use of Scene+ points and the best redemption rates when it comes to travel expenses, and you’ve got a program that people love to use for travel rewards. Scene+ for travel rewards.

The Scotiabank Passport Visa Infinite Privilege Card is a credit card that offers the majority of the advantages most sought-after by travellers, making it an ideal payment solution for travel and everyday life.

If you can’t qualify for this Scotiabank Passport Visa Infinite Privilege Card, opt for the Scotiabank Passport Visa Infinite+* Card (voted Best No-FX Fee Credit Card of 2025).

Our credit card selection
Credit card	Annual fee	Welcome offer
Scotiabank Passport^® Visa Infinite Privilege* Card Apply NowCompare	Annual fee$599	Welcome offerAfter $20,000 in 6 months Up to 80,000 pointsEnds Nov 1, 2026 After $20,000 in 6 months	Apply NowCompare
Scotiabank^® Scene+^™ Visa* Card Apply NowCompare	Annual fee$0	Welcome offerAfter $1,000 in 3 months Up to 5,000 pointsEnds Nov 1, 2026 After $1,000 in 3 months	Apply NowCompare
Scotiabank American Express^® Card Apply NowCompare	Annual fee$0	Welcome offerAfter $1,000 in 3 months Up to 10,000 pointsEnds Nov 1, 2026 After $1,000 in 3 months	Apply NowCompare
Scotiabank Gold American Express^® Card Apply NowCompare	Annual fee$120	Welcome offerAfter $7,500 in 12 months Up to 50,000 pointsEnds Nov 1, 2026 After $7,500 in 12 months	Apply NowCompare
Scotiabank^®* Platinum American Express^® Card Apply NowCompare	Annual fee$399	Welcome offerAfter $10,000 in 6 months Up to 100,000 pointsEnds Nov 1, 2026 After $10,000 in 6 months	Apply NowCompare
Scotiabank Passport^® Visa Infinite +* Card Apply NowCompare	Annual fee$150	Welcome offerAfter $2,000 in 3 months Up to 35,000 pointsEnds Nov 1, 2026 After $2,000 in 3 months	Apply NowCompare

Frequently Asked Questions about the Scotiabank Passport^® Visa Infinite Privilege* Card

Here are frequently asked questions in the milesopedia community about this card.

How do I earn the 80,000 welcome points with the Scotiabank Passport^® Visa Infinite Privilege* Card?

The Scotiabank Passport^® Visa Infinite Privilege* Card bonus is structured in 3 tiers: 30,000 Scene+ points after $3,000 in purchases in the first 3 months, 30,000 points after $20,000 in purchases over 6 months, and 20,000 points for an eligible purchase in the 14^th month. In total, you earn up to 80,000 Scene+ points, equivalent to $800 in travel value.

What are the annual fees and income requirements for this card?

The Scotiabank Passport^® Visa Infinite Privilege* Card costs $599 per year for the primary cardholder and $199 per additional card, with a possible discount if you hold the Scotiabank Ultimate Package. To qualify, you must declare a personal income of $150,000, a household income of $200,000, or assets under management of at least $400,000—typical requirements for a Visa Infinite Privilege card in Canada.

What travel benefits justify the $599 annual fee?

The Scotiabank Passport^® Visa Infinite Privilege* Card offers an annual $250 travel credit, 10 complimentary airport lounge visits per year (DragonPass), no foreign transaction fees (equivalent to a 2.5% savings on foreign purchases), emergency medical insurance up to $5,000,000, Avis President’s Club status, access to the Visa Infinite Luxury Hotel Collection, and 24/7 concierge service.

What are the earning rates for this card?

The Scotiabank Passport^® Visa Infinite Privilege* Card earns 3 Scene+ points per dollar on eligible travel, 2 points per dollar on dining and entertainment, and 1 point per dollar everywhere else. Redemption is at a rate of 1,000 points = $10 on the Scene+ Travel portal, and you can also apply your points against a travel purchase you’ve already made to maintain status and upgrades with your hotel or airline program.

Our featured card

Compare

Scotiabank Passport^® Visa Infinite Privilege* Card

Scotiabank Scene+

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Total$600$200 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $600
Welcome offerAfter $20,000 in 6 months: Up to 80,000 points; Ends Nov 1, 2026

With this welcome offer for the Scotiabank Passport^® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):

30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening

With the Scotiabank Passport^® Visa Infinite Privilege* Card, you earn:

3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport^® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.

The Scotiabank Passport^® Visa Infinite Privilege* Card also offers:

No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service

Legal

Savings at Shell

Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power^® gasoline, or V-Power^® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.

Additional 3¢/L at Shell (limited time)

To receive the additional fuel discount, customers must pay with their linked Eligible Card at the time of purchase.

The additional fuel discount is non-transferable, is not redeemable for cash, and cannot be substituted or exchanged.

Participation in the Shell Fuel Benefits Program is subject to the applicable program terms and conditions available at Scotiabank Fuel Benefit Terms and Conditions.

Shell Canada reserves the right to make changes to this offer and to terminate the offer at any time, for any reason and without notice.

All other applicable terms and conditions of the Shell Fuel Benefits Program, Shell Go+ and Scotiabank continue to apply.