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You often travel with WestJet and wonder which WestJet credit card to choose? RBC issues several cards linked to the WestJet Rewards program, each with its own earn rates, travel companion voucher, and annual fees.
In this ranking, we compare the WestJet RBC cards available in Canada to help you determine which one best suits your travel profile. To broaden your search, also check out our selection of the best credit cards and our best travel credit cards.
In Canada, two WestJet RBC cards are available to the public, in addition to a card designed for businesses. All of them earn WestJet points, the currency of the WestJet Rewards program since its overhaul.
To choose the right WestJet card, keep these four criteria in mind. First, the annual fee: it determines the spending threshold needed to make the card worthwhile. Next, the travel companion voucher, often the most valuable perk. Also, the earn rates in your everyday spending categories. Finally, the minimum income required, which varies by card type.
The WestJet World Elite Mastercard RBC is the most generous WestJet card. Its annual fee is $139 ($59 per additional card), and it requires a minimum income of $80,000 individually or $150,000 per household.
This card is aimed at regular WestJet travellers who spend enough to reach the companion voucher threshold. In fact, a single round trip with a companion easily covers the annual fee. Plus, free baggage check-in adds value from the very first family trip.
The WestJet Mastercard RBC is the low-annual-fee version. With its $39 fee and no high minimum income requirement, it’s a solid entry point into the WestJet ecosystem.
The WestJet Mastercard RBC suits those who travel occasionally with WestJet and want to keep their annual fees low. However, if you fly several times a year, the World Elite version remains more advantageous thanks to its better companion voucher and free baggage.
If you have business expenses, the WestJet World Elite Mastercard for Business RBC carries over the benefits of the World Elite version while adapting to the needs of business owners. It can help separate your personal and business spending, all while earning WestJet points on your business expenses.
Before deciding, also compare the WestJet World Elite Mastercard RBC with other popular travel cards in Canada.
In short, the choice mainly depends on how often you travel. For a regular family traveller, the WestJet World Elite Mastercard RBC offers the best value thanks to its more affordable companion voucher and free baggage check-in. For an occasional traveller mindful of fees, the WestJet Mastercard RBC remains a good starting point.
Before choosing, also compare these cards with other options on the market. In fact, a transferable points card can sometimes offer more flexibility than a co-branded card tied to a single airline.
To explore other options, check out our best credit cards page or our selection of the best travel credit cards.
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