How to Maximize the Travel Benefits of the Scotiabank Passport Visa Infinite Privilege* Card

Q: How do the 10 complimentary lounge visits actually work?

The Scotiabank Passport Visa Infinite Privilege includes 10 complimentary airport lounge visits per year through DragonPass and the Visa Airport Companion program. Each visit normally costs around $35 USD pay-as-you-go, so the 10 visits represent roughly $470 CAD in annual value. Access is via QR code in the Visa Airport Companion mobile app, and you can use the visits at over 1,300 lounges worldwide, including most major Canadian airports.

Q: What is the value of the $250 annual travel credit?

The card includes a $250 annual travel credit redeemable through Scene+ Travel (powered by Expedia) for flights, hotels and car rentals. The credit is straightforward to use: book any eligible travel and the credit applies automatically, with no minimum stay or itinerary restrictions. Combined with the welcome bonus of up to 100,000 Scene+ points (valued at $1,000), the first-year economic value comfortably exceeds $1,500 even before factoring in lounge access and FX savings.

Q: Are there really no foreign currency conversion fees?

Yes. The Scotia Passport Visa Infinite Privilege charges 0% on foreign currency transactions, while almost every competing premium Canadian card adds 2.5% on top of the Visa exchange rate. On $20,000 of international spend a year (typical for frequent travellers and online shoppers), that single benefit saves $500 annually. This is the rare premium card where the FX advantage alone often justifies the annual fee for cross-border spenders.

Credit Cards How to Maximize the Travel Benefits of the Scotiabank Passport Visa Infinite Privilege* Card

To the point Discover the unique perks of the Scotiabank Passport Visa Infinite Privilege Card to maximize your travel benefits.

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For travelling in style, the Scotiabank Passport Visa Infinite Privilege Card could be your new best friend!

The Scotiabank Passport Visa Infinite Privilege Card welcomes you with open arms and a generous welcome offer.

With such a reward, a whole new stage opens up for you! Enough to plan your next getaway without delay and stage trips worthy of an Oscar.

Scotiabank Passport^® Visa Infinite Privilege* Card

With this welcome offer for the Scotia Passport Visa Infinite Privilege Card, you can earn up to 100,000 bonus Scene+ points (a $1,000 value):

30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
45,000 points after $20,000 in purchases in the first six months
25,000 points by making an eligible purchase in the 14th month after account opening

With the Scotiabank Passport Visa Infinite Privilege Card, you earn:

3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases

Including on foreign purchases, with no foreign transaction fees.

The Scotiabank Passport Visa Infinite Privilege Card is an excellent Visa credit card for this type of purchase.

These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Passport Visa Infinite Privilege Card also offers:

No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service

$250 Annual Travel Credit

Each year, cardholders benefit from an Annual Travel Credit of $250 per membership year, to be used on Scene+ Travel, powered by Expedia. This credit can be used to purchase flights, hotel stays, car rentals and travel packages anywhere in the world.

The trick is to combine your reservation with the Scene+ points you’ve earned through your purchases or with the welcome offer! All that matters is that you charge at least $250 in travel expenses to your account.

For example, you could book a car in Iceland for $600 and:

Use 35,000 Scene+ points to pay $350 of the bill
Use your $250 annual credit for the rest

Thus, your car rental will be completely free to explore the beautiful landscapes of the island.

Complimentary and Automatic President’s Club Status with Avis

While we’re on the subject of car rentals, the Scotiabank Passport Visa Infinite Privilege Card automatically gives you Avis President’s Club status. Get free car upgrades and a dedicated counter at any branch, without waiting.

10 Free Airport Lounge Visits

With DragonPass and Visa Airport Companion, get 10 free airport lounge visits per membership year. One free visit equals one person (adult or child over 2, depending on the lounge) getting in for free. Enjoy a relaxing moment at the airport with free food and drinks!

You can preview all the airports accessible to you on this Visa Airport Companion page. To take advantage of this, download the Visa Airport Companion app from iOS or Google Play.

In the app, enter your credit card number to validate your access. Once at the airport, head to the lounge associated with Visa Airport Companion/DragonPass. At the entrance, show the attendant your QR code, which serves as your membership card.

These free accesses will allow you to enjoy a variety of unlimited food at no extra cost. Swap the endless waiting at boarding gates for a much more enjoyable experience.

Priority Benefits and Airport Discounts

As a Visa Infinite Privilege cardholder, you enjoy exclusive benefits and discounts at Montreal, Ottawa, Toronto and Vancouver airports:

Priority lanes for faster passage through security checkpoints (look for Visa Infinite Privilege on signs and present your card to the security guard);
Discounts on valet parking or parking fees;
Reserved parking spaces near the airport entrance;
Access to the entrance reserved for cabs and limousines.

New Benefits for Mastercard Cardholders and the End of Free Boingo Wi-Fi - Visa Infinite Privilege Entry

Low-Cost Travel Insurance

Benefit from a wide range of insurance coverages, should anything go wrong on your trip or in your day-to-day life:

Type of insurance	Coverage
Trip Cancellation Insurance	up to $2,500
Trip interruption insurance	up to $5,000
Out-of-Province/Country Emergency Medical Insurance	Up to $5,000,000 31 days
Flight delay insurance	Up to $1,000 after 4 hours
Lost Baggage Insurance	Up to $1,000 after 4 hours
Baggage loss or theft insurance	up to $2,500
Hotel burglary insurance	up to $2,500
Rental car theft and damage insurance	Up to $85,000, for up to 48 days
Common Carrier Travel Accident Insurance	$500,000
Purchase Protection	2 additional years
Purchase Guarantee	Up to $1,000 180 days
Mobile devices	Up to $1,000

Since these insurances are included with your credit card, you won’t need to purchase additional travel insurance.

0% foreign currency transaction fees

The vast majority of credit cards on the market charge a 2.5% transaction fee on all foreign currency purchases.

But not the Scotiabank Passport Visa Infinite Privelege Card! So when you’re travelling, you’ll only have to pay the exchange rate.

The amount you see is exactly what you pay, with no unpleasant surprises on your statement upon your return. For example, if you spend $5,000 in foreign currencies while travelling, it will result in $125 in savings.

VIP in the Visa Infinite luxury Hotel Collection

The Visa Infinite card opens the doors to the Visa Infinite Luxury Hotel Collection.

These exceptional establishments around the world have been carefully selected for their excellence, and are reserved for Visa Infinite cardholders like you.

When you book on their Visa Infinite Luxury Hotel Collection website, you get this exclusive offer:

Best available rate guaranteed;
Room upgrade on arrival, subject to availability;
Free wifi in the room;
Free daily continental breakfast;
One-time credit of USD 25 for food and beverages;
Guest of honour status;
Departure at 3 pm on request, subject to availability;
Special amenities vary by hotel and include spa, golf course, restaurant, hotel or room credits.

This is just one of the many benefits for Visa Infinite Privilege cardholders.

Diamond Status at Sandman Hotels and RSVP Rewards

The 60 Sandman Hotels, Sandman Signature, and Sutton Place Hotels are located throughout Canada, with a few also situated abroad.

Thanks to the RSVP Rewards program and your Scotiabank Passport Visa Infinite Privilege Card, you have several advantages when you stay at these hotels:

Automatic granting of Diamond level in the RSVP Rewards program (usually requires spending of $4,000 or more)
1,000 bonus points per stay
Access to member rates
No exclusion date
Late check-out and early check-in, subject to availability
Free room upgrade, subject to availability
15% discount at on-site restaurant
Breakfast box or gift card for an on-site meal, subject to availability
Access to lounge bar, subject to availability

Golf benefits, Exclusive Restaurant Reservations, Wines, etc.

Other Benefits Include

Exclusive gourmet events with tasting menus and interaction with Canada’s top chefs;
Explore Ontario and British Columbia with free tastings and vineyard tours;
Troon Rewards Platinum status to save 20% on rounds of golf at the world’s finest golf courses;
Reserve tables at the most coveted restaurants, with OpenTable;
Private events and special benefits at the Toronto International Film Festival;
Complimentary concierge service for planning a personalized trip, restaurant recommendations, securing hard-to-get show reservations, etc.

Bottom Line

Don’t let these valuable benefits sit in your wallet!

By using them strategically, you can turn every trip into a VIP experience while making substantial savings.

The next time you plan a getaway with your Scotiabank Passport Visa Infinite Privilege Card, remember that it’s not just a means of payment, it’s your passport to exclusive privileges around the world.

Frequently Asked Questions about Scotiabank Passport Visa Infinite Privilege Card

Here are frequently asked questions in the milesopedia community about this card.

How do the 10 complimentary lounge visits actually work?

The Scotiabank Passport Visa Infinite Privilege includes 10 complimentary airport lounge visits per year through DragonPass and the Visa Airport Companion program. Each visit normally costs around $35 USD pay-as-you-go, so the 10 visits represent roughly $470 CAD in annual value. Access is via QR code in the Visa Airport Companion mobile app, and you can use the visits at over 1,300 lounges worldwide, including most major Canadian airports.

What is the value of the $250 annual travel credit?

The card includes a $250 annual travel credit redeemable through Scene+ Travel (powered by Expedia) for flights, hotels and car rentals. The credit is straightforward to use: book any eligible travel and the credit applies automatically, with no minimum stay or itinerary restrictions. Combined with the welcome bonus of up to 100,000 Scene+ points (valued at $1,000), the first-year economic value comfortably exceeds $1,500 even before factoring in lounge access and FX savings.

Are there really no foreign currency conversion fees?

Yes. The Scotia Passport Visa Infinite Privilege charges 0% on foreign currency transactions, while almost every competing premium Canadian card adds 2.5% on top of the Visa exchange rate. On $20,000 of international spend a year (typical for frequent travellers and online shoppers), that single benefit saves $500 annually. This is the rare premium card where the FX advantage alone often justifies the annual fee for cross-border spenders.

What travel insurance is bundled with this card?

Coverage is comprehensive. The card includes trip cancellation up to $2,500, emergency medical insurance up to $5 million (typically for the first 25 days for travellers under 65), flight delay protection up to $1,000, and baggage delay/loss protection up to $2,500. The 25-day medical limit is generous for most short-haul travellers, but snowbirds heading south for 1 to 6 months should still purchase top-up coverage for the days beyond the 25-day window.

Come to discuss that topic in our Facebook Group!

Caroline Tremblay

Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.

All posts by Caroline Tremblay

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