These points can be used toward any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also use your points like cash back with Scene+, for example at the grocery store checkout, at the same rate of 1,000 points = $10.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Total$600Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):
30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening
With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:
3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases
Including on foreign purchases, with no foreign transaction fees.
The Scotiabank Passport® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Passport® Visa Infinite Privilege* Card also offers:
No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service
Legal
1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.
Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.
Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.
Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders). The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa infinite Privilege card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport® Visa Infinite Privilege* Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
0%
Earning rate
3xTravel
2xRestaurants
2xEntertainment
1xAll spending
Value
1st Year Value$585
2nd Year Value$232
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 10 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $2,500
Flight DelayUp to $1,000
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days
$250 Annual Travel Credit
Each year, cardholders benefit from an Annual Travel Credit of $250 per membership year, to be used on Scene+ Travel, powered by Expedia. This credit can be used to purchase flights, hotel stays, car rentals and travel packages anywhere in the world.
The trick is to combine your reservation with the Scene+ points you’ve earned through your purchases or with the welcome offer! All that matters is that you charge at least $250 in travel expenses to your account.
For example, you could book a car in Iceland for $600 and:
Use 35,000 Scene+ points to pay $350 of the bill
Use your $250 annual credit for the rest
Thus, your car rental will be completely free to explore the beautiful landscapes of the island.
Complimentary and Automatic President’s Club Status with Avis
While we’re on the subject of car rentals, the Scotiabank Passport Visa Infinite Privilege Card automatically gives you Avis President’s Club status. Get free car upgrades and a dedicated counter at any branch, without waiting.
10 Free Airport Lounge Visits
With DragonPass and Visa Airport Companion, get 10 free airport lounge visits per membership year. One free visit equals one person (adult or child over 2, depending on the lounge) getting in for free. Enjoy a relaxing moment at the airport with free food and drinks!
You can preview all the airports accessible to you on this Visa Airport Companion page. To take advantage of this, download the Visa Airport Companion app from iOS or Google Play.
In the app, enter your credit card number to validate your access. Once at the airport, head to the lounge associated with Visa Airport Companion/DragonPass. At the entrance, show the attendant your QR code, which serves as your membership card.
These free accesses will allow you to enjoy a variety of unlimited food at no extra cost. Swap the endless waiting at boarding gates for a much more enjoyable experience.
Priority Benefits and Airport Discounts
As a Visa Infinite Privilege cardholder, you enjoy exclusive benefits and discounts at Montreal, Ottawa, Toronto and Vancouver airports:
Priority lanes for faster passage through security checkpoints (look for Visa Infinite Privilege on signs and present your card to the security guard);
Discounts on valet parking or parking fees;
Reserved parking spaces near the airport entrance;
Access to the entrance reserved for cabs and limousines.
Low-Cost Travel Insurance
Benefit from a wide range of insurance coverages, should anything go wrong on your trip or in your day-to-day life:
Type of insurance
Coverage
Trip Cancellation Insurance
up to $2,500
Trip interruption insurance
up to $5,000
Out-of-Province/Country Emergency Medical Insurance
Up to $5,000,000 31 days
Flight delay insurance
Up to $1,000 after 4 hours
Lost Baggage Insurance
Up to $1,000 after 4 hours
Baggage loss or theft insurance
up to $2,500
Hotel burglary insurance
up to $2,500
Rental car theft and damage insurance
Up to $85,000, for up to 48 days
Common Carrier Travel Accident Insurance
$500,000
Purchase Protection
2 additional years
Purchase Guarantee
Up to $1,000 180 days
Mobile devices
Up to $1,000
Since these insurances are included with your credit card, you won’t need to purchase additional travel insurance.
0% foreign currency transaction fees
The vast majority of credit cards on the market charge a 2.5% transaction fee on all foreign currency purchases.
The amount you see is exactly what you pay, with no unpleasant surprises on your statement upon your return. For example, if you spend $5,000 in foreign currencies while travelling, it will result in $125 in savings.
These exceptional establishments around the world have been carefully selected for their excellence, and are reserved for Visa Infinite cardholders like you.
When you book on their Visa Infinite Luxury Hotel Collection website, you get this exclusive offer:
Best available rate guaranteed;
Room upgrade on arrival, subject to availability;
Free wifi in the room;
Free daily continental breakfast;
One-time credit of USD 25 for food and beverages;
Guest of honour status;
Departure at 3 pm on request, subject to availability;
Special amenities vary by hotel and include spa, golf course, restaurant, hotel or room credits.
Troon Rewards Platinum status to save 20% on rounds of golf at the world’s finest golf courses;
Reserve tables at the most coveted restaurants, with OpenTable;
Private events and special benefits at the Toronto International Film Festival;
Complimentary concierge service for planning a personalized trip, restaurant recommendations, securing hard-to-get show reservations, etc.
Bottom Line
Don’t let these valuable benefits sit in your wallet!
By using them strategically, you can turn every trip into a VIP experience while making substantial savings.
The next time you plan a getaway with your Scotiabank Passport Visa Infinite Privilege Card, remember that it’s not just a means of payment, it’s your passport to exclusive privileges around the world.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Total$600Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):
30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening
With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:
3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases
Including on foreign purchases, with no foreign transaction fees.
The Scotiabank Passport® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Passport® Visa Infinite Privilege* Card also offers:
No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service
Legal
1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.
Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.
Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.
Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders). The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa infinite Privilege card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport® Visa Infinite Privilege* Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
0%
Earning rate
3xTravel
2xRestaurants
2xEntertainment
1xAll spending
Value
1st Year Value$585
2nd Year Value$232
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 10 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $2,500
Flight DelayUp to $1,000
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days
Frequently Asked Questions about Scotiabank Passport Visa Infinite Privilege Card
How do the 10 complimentary lounge visits actually work?
The Scotiabank Passport Visa Infinite Privilege includes 10 complimentary airport lounge visits per year through DragonPass and the Visa Airport Companion program. Each visit normally costs around $35 USD pay-as-you-go, so the 10 visits represent roughly $470 CAD in annual value. Access is via QR code in the Visa Airport Companion mobile app, and you can use the visits at over 1,300 lounges worldwide, including most major Canadian airports.
What is the value of the $250 annual travel credit?
The card includes a $250 annual travel credit redeemable through Scene+ Travel (powered by Expedia) for flights, hotels and car rentals. The credit is straightforward to use: book any eligible travel and the credit applies automatically, with no minimum stay or itinerary restrictions. Combined with the welcome bonus of up to 100,000 Scene+ points (valued at $1,000), the first-year economic value comfortably exceeds $1,500 even before factoring in lounge access and FX savings.
Are there really no foreign currency conversion fees?
Yes. The Scotia Passport Visa Infinite Privilege charges 0% on foreign currency transactions, while almost every competing premium Canadian card adds 2.5% on top of the Visa exchange rate. On $20,000 of international spend a year (typical for frequent travellers and online shoppers), that single benefit saves $500 annually. This is the rare premium card where the FX advantage alone often justifies the annual fee for cross-border spenders.
What travel insurance is bundled with this card?
Coverage is comprehensive. The card includes trip cancellation up to $2,500, emergency medical insurance up to $5 million (typically for the first 25 days for travellers under 65), flight delay protection up to $1,000, and baggage delay/loss protection up to $2,500. The 25-day medical limit is generous for most short-haul travellers, but snowbirds heading south for 1 to 6 months should still purchase top-up coverage for the days beyond the 25-day window.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Total$600Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):
30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
30,000 points after $20,000 in purchases within the first six months
20,000 points by making an eligible purchase during the 14th month following account opening
With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:
3X Scene+ points for every $1 in eligible travel purchases
2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
1X Scene+ points for every dollar spent on all other eligible purchases
Including on foreign purchases, with no foreign transaction fees.
The Scotiabank Passport® Visa Infinite Privilege* Card is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Passport® Visa Infinite Privilege* Card also offers:
No fees for foreign currency transactions
10 complimentary airport lounge visits per year
$250 annual travel credit
Excellent insurance for your travels and purchases
Concierge service
Legal
1 Offer description and conditions: The 80,000 bonus Scene+ points offer (the « offer ») applies only to new Scotiabank Passport® Visa Infinite Privilege* Card credit card accounts (the « accounts ») opened between May 1, 2026 and November 1, 2026 (regardless of the date you apply for the account), subject to the conditions below. To be eligible for the 30,000 bonus Scene+ points (the « 30,000 bonus points »), you must charge eligible purchases totaling at least $3,000 to your new account during the first three months following the account opening date. To be eligible for the additional 30,000 bonus Scene+ points (the « additional 30,000 bonus points »), you must charge $20,000 in eligible purchases to your new account during the first six months following the account opening date. To be eligible for the additional 20,000 bonus Scene+ points (the « additional 20,000 bonus points »), you must charge at least one (1) eligible purchase to your new account during the 14th month following the month the account was opened. Eligible purchases mean purchases, less refunds, returns, and any other similar credits, and exclude payments, cash advances (including balance transfers and quasi-cash transactions), interest charges, and card fees and other charges.
Fulfillment of the annual bonus reward: Bonus points will be credited to the Scene+ account within approximately eight weeks after you become eligible for a bonus, provided the account is open and in good standing. In the case of a joint account with a primary borrower and a co-borrower, bonus points will be credited as follows: (i) the 30,000 bonus points and the additional 30,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the transaction that reached the eligible purchase threshold ($3,000 or $20,000) within the appropriate timeframe (the first three months or the first six months), and (ii) the additional 20,000 bonus points will be credited to the Scene+ account linked to the account of the borrower who made the first transaction considered an eligible purchase during the 14th month following the month the account was opened. If an additional cardholder makes the transaction that reaches the eligible purchase threshold for the 30,000 bonus points or the additional 30,000 bonus points, or makes the first transaction to earn the additional 20,000 bonus points, the bonus points will be credited to the Scene+ account linked to the primary borrower’s account. Points can be transferred between the Scene+ accounts of a primary borrower, co-borrower, or additional cardholder by contacting Scene+. An account is in good standing if it is not past due, there is no credit limit overage, and the cardholder(s) have complied with the terms of the Revolving Credit Agreement that applies to the account. All other program conditions continue to apply during the offer period. The offer may be modified, cancelled, or extended at any time without notice, and cannot be combined with any other offer.
Eligibility and exclusions: You are not eligible for the Offer if you are currently a primary or secondary cardholder of a Scotiabank personal credit card or if you have been within the past two years, including if you transfer your balance from an existing Scotiabank personal credit card account, and if you are a Scotiabank employee. Subject to the exclusions mentioned above, Scotiabank small business credit cardholders are eligible for this Offer.
Rates and fees: The current annual fees are $599 for the primary card and $199 for each additional card (including those issued to joint account holders and additional cardholders). The preferred annual interest rates currently applicable to the account are as follows: 20.99% on purchases and 22.99% on cash advances (including balance transfers and quasi-cash transactions). All rates, fees, features, and benefits described in the application disclosure may be changed.
Savings at Shell
Get up to 7 cents per litre in instant fuel discounts for a limited time and earn up to 3 cents per litre in Scene+ points value with an eligible Scotiabank Passport Visa infinite Privilege card linked to a Shell Go+ Account:
Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Instant 4 cents per Litre Discount on Premium Fuel: Between May 26, 2026 and June 1, 2027 (“Promotional Period”), receive an instant 4 cents per litre discount on purchases of V-Power® gasoline, or V-Power® diesel (“Premium Fuel Purchases”) at participating Shell locations in Canada when you use any eligible Scotiabank credit card that earns Scene+ points linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per credit card account. This total limit resets at the start of each new month per credit card account. This promotional offer, including the Promotional Period, may be changed, extended, or withdrawn at any time without notice. These promotional offer terms are in addition to the Scotiabank Fuel Benefit Terms and Conditions.
Earn up to 3 cents per Litre in Scene+ points Value (Equivalent) on Fuel Purchases: Each time you use your linked Scotiabank credit card that earns Scene+ points on Fuel Purchases (All Grades) at participating Shell locations in Canada, you will earn at least 1 Scene+ point per $1 spent. Plus, as a Scene+ Member you will also automatically earn 1 Scene+ point for each litre in Fuel Purchases (All Grades), and as a Shell Go+ member, automatically earn 1 additional Scene+ point for each litre in Premium Fuel Purchases, made with your linked Scotiabank credit card. This means that for every litre in fuel purchased with your linked credit card, you can earn the equivalent of up to 3 cents of redeemable Scene+ points value based on a redemption value of $10 for every 1,000 Scene+ points redeemed for fuel purchases at participating Shell locations. Actual value may be lower depending on how you choose to redeem your Scene+ points. Earn and redemption limits may apply. See the Scene+ Program Terms and Conditions available at sceneplus.ca/terms-and-conditions for full details including redemption options and additional terms.
Note: Highest value of 10 cents per litre assumes a Premium Fuel Purchase made with a Scotiabank Passport® Visa Infinite Privilege* Card linked to a Shell Go+ Account. Actual value will vary depending on payment card used and whether or not the card is linked, fuel grade purchased, and how you choose to redeem your Scene+ points.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
0%
Earning rate
3xTravel
2xRestaurants
2xEntertainment
1xAll spending
Value
1st Year Value$585
2nd Year Value$232
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
Travel medical (55-64)Up to $5,000,000 / 31 days
Travel medical (65+)Up to $5,000,000 / 10 days
Trip CancellationUp to $2,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $2,500
Flight DelayUp to $1,000
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+2 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days
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