8 min readOur editorial integrityOur reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.
Loading article…
If you're a Blue Rewards member who flies Porter, link your two accounts now. Linking earns you 500 points in each program. After that, every Porter flight earns you extra VIPorter points, and the bonus doubles if you hold a BMO card.
Blue Rewards and Porter Airlines announced the partnership on September 24, 2026, naming Porter the preferred airline partner of BMO's loyalty program. Our take is simple. Linking costs nothing and takes a few minutes, so do it today. The 2:1 conversion coming in the next few months, however, is a nice extra rather than a reason to change how you earn.
To put a dollar figure on each perk, we value VIPorter points at 1.5¢ and Blue Points at 0.67¢. If you pay for Porter flights by card, the BMO VIPorter World Elite Mastercard adds the most points on top of this partnership.
What the Porter partnership gives you
Here are the five announced perks, in the order you'll be able to use them:
Account linking: 500 Blue Points and 500 VIPorter points, once per member
Porter flights: 1 extra VIPorter point per dollar with a BMO card, 0.5 point without one
Porter flights paid with Blue Points: 1,000 to 7,500 bonus Blue Points on Blue Rewards Travel
BMO cardholders: up to 1,500 more Blue Points per eligible flight, until November 30, 2026
Conversion: 2 Blue Points for 1 VIPorter point, expected in the coming months
Annual feeFirst Year Annual Fee Rebate$199$0First Year Annual Fee Rebate
Welcome offer+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.
Up to 70,000 pointsEnds Oct 31, 2027
+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.
Annual feeFirst Year Annual Fee Rebate$89$0First Year Annual Fee Rebate
Welcome offerTo earn all Bonus Points: cumulative purchases of $3,000 within 110 days, $6,000 within 180 days and $10,000 within 365 days of account opening.
Up to 40,000 points
To earn all Bonus Points: cumulative purchases of $3,000 within 110 days, $6,000 within 180 days and $10,000 within 365 days of account opening.
You link your accounts from the Porter page on the Blue Rewards site, using the "Link Program" button once you're signed in. Porter then deposits the 500 VIPorter points within 48 hours of linking.
The 500 Blue Points take one more step: you need to earn at least 1 Blue Point at any partner after linking. They then arrive within 48 hours. Also note that the bonus only applies the first time you link, once per member.
Blue Rewards says this linking bonus is available until December 31, 2027. The Porter linking terms add that it can be changed or withdrawn at any time, so link your accounts without waiting.
Once your accounts are linked, every Porter flight earns you extra VIPorter points.
At our valuations, the pair is worth about $10.85:
500 VIPorter points: about $7.50
500 Blue Points: about $3.35
How many extra VIPorter points per flight
Every Porter flight already earns you 5 to 7 VIPorter points per dollar, excluding taxes and fees, depending on your status. Once your accounts are linked, Porter adds extra VIPorter points on the same purchase:
1 point per dollar if you hold a BMO credit or debit card
0.5 point per dollar if you don't have a BMO card
The bonus applies to the base fare and eligible ancillary services, such as seat or baggage selection. Porter credits these points within 48 hours after your trip ends.
Updated November 2, 2026: flights operated by Porter also qualify for Staria, Air Transat's new rewards program, at 3, 5 or 7 points per dollar depending on the fare. Points post within 24 hours of the flight. Details are on our Staria program page.
The "up to 20% faster" in the press release is the best case: a base-level member, at 5 points per dollar, who holds a BMO card. At Ascent or First status, at 7 points per dollar, the same extra point works out to about 14%.
VIPorter points earned on a Porter flight with a $300 base fare, by status and Blue Rewards linking
VIPorter status
Not linked
Linked, no BMO card
Linked, with a BMO card
Member (5 points per dollar)
1,500
1,650
1,800
Passport or Venture (6 points per dollar)
1,800
1,950
2,100
Ascent or First (7 points per dollar)
2,100
2,250
2,400
Stacking with a BMO VIPorter card
You get the most out of the partnership by paying for your flight with the BMO VIPorter World Elite Mastercard, which earns 3 VIPorter points per dollar at Porter. Take a $300 base fare. The card gives you VIPorter Venture status automatically, which earns 6 points per dollar:
Porter points at Venture status: 1,800 points
Linking bonus with a BMO card: 300 points
VIPorter World Elite card, 3 points per dollar: 900 points
Total: 3,000 VIPorter points, about $45 or 15% of the base fare
Here's what the card offers on applications received by October 31, 2027:
Welcome offer: up to 70,000 VIPorter points and a round-trip companion pass
Spending required: $18,000 in purchases within one year
Annual fee: $199, rebated in the first year
Income required: $80,000 personal or $150,000 household
Bonus value: about $1,050 in the first year at 1.5¢ per point, not counting the companion pass
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,249
Welcome offer+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.
With this offer for the BMO VIPorter World Elite Mastercard, you get up to 70,000 VIPorter points and a round-trip companion pass. Plus, you pay no annual fees for the first year and receive $1,000 in eligible spending towards your VIPorter status.
Here’s how to get your full welcome bonus:
20,000 points after $5,000 in purchases within the first 110 days of account opening
20,000 points, a round-trip companion pass, and $1,000 in eligible spending towards your VIPorter status after $9,000 in purchases within the first 180 days of account opening
30,000 points after $18,000 in purchases within the first 365 days of account opening
So, to get the full welcome bonus of 70,000 VIPorter points, you’ll need to spend $18,000 in the first year.
With the BMO VIPorter World Elite Mastercard, you earn 3 points per dollar at Porter and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco.
With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:
One free checked bag
1 complimentary carry-on bag on all Porter fare types
Free PorterClassic seat selection
Priority security screening.
Priority rebooking on another flight in case of a delay
Exclusive check-in.
Early boarding
Additionally, as a BMO VIPorter World Elite Mastercard holder, your VIPorter points do not expire, and you automatically receive VIPorter Horizon Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.
You can also earn one round-trip companion pass per year if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.
Finally, you are covered by a wide range of insurance policies:
21-day out-of-province or country emergency medical insurance
Trip Cancellation/Interruption/Delay insurance
Car rental-collision/loss damage insurance
Common carrier insurance
Flight Delay Insurance
Baggage insurance
Hotel burglary insurance
Purchase Protection
Extended warranty insurance
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
Legal
†Conditions apply.
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$199
Additional card$75
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
3xPorter flights
2xGroceries
2xConvenience
2xTransit
2xGas
2xRestaurants
1xAll spending
Value
1st Year Value$1,878
2nd Year Value$316
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 21 days
Travel medical (55-64)Up to $5,000,000 / 21 days
Trip CancellationUp to $2,000
Trip InterruptionIncluded
Delayed BaggageIncluded
Lost BaggageIncluded
Flight DelayIncluded
Hotel BurglaryIncluded
Travel AccidentIncluded
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
The bonus on Porter flights paid with Blue Points
Blue Rewards Travel, the booking platform powered by Expedia, gives you bonus Blue Points when you redeem points for a flight operated by Porter. The bonus depends on the value of the flight:
Up to $350: 1,000 Blue Points, about $6.70
$351 to $450: 3,750 Blue Points, about $25
$451 and up: 7,500 Blue Points, about $50
Blue Rewards launched this bonus on August 17, 2026, with a planned end date of November 30. The September 24 press release now presents it as part of the partnership, with no end date. In addition, until November 30, 2026, the release announces up to 1,500 more Blue Points per eligible flight for eligible BMO cardholders.
The $350 and $450 thresholds
Watch the tiers closely, because that's where the value is. A single dollar can change your bonus:
From $350 to $351: 2,750 more points, about $18
From $450 to $451: 3,750 more points, about $25
For example, once the bonus is deducted, a $355 flight costs you less than a $345 flight:
$345 flight: about $338 after the 1,000-point bonus
$355 flight: about $330 after the 3,750-point bonus
So when your fare lands just under a threshold, compare another time or date before you book.
Converting Blue Points to VIPorter: 2 for 1
In the coming months, you'll be able to convert Blue Points to VIPorter points at a rate of 2 Blue Points for 1 VIPorter point. Only members who have linked their accounts will have access, and no date has been set yet.
Here's what that ratio gives you at our valuations:
Cost: 2 Blue Points, or 1.34¢
Result: 1 VIPorter point, valued at 1.5¢
Gap: about 12% in favour of converting
In practice, 30,000 Blue Points, worth about $201, would become 15,000 VIPorter points, worth about $225. Converting makes sense if you get at least 1.34¢ per VIPorter point when you redeem. On a low-cost Porter flight, however, paying directly with Blue Points on Blue Rewards Travel also earns you the bonus from the previous section.
Who gets the most from this partnership
The partnership pays off for three types of travellers, each with its own strategy:
You fly Porter several times a year: link your accounts today and pay for your flights with a BMO VIPorter card to stack all three sources of points.
You mostly earn Blue Points, on groceries or at Pharmasave: redeem them for Porter flights on Blue Rewards Travel, where the bonus is added.
You're saving for a specific VIPorter reward flight: wait for the 2:1 conversion, then compare the points price with the cash fare.
If you already earn Blue Points day to day, the BMO Blue Rewards World Elite Mastercard earns 10 points per dollar at the program's partners. On an application received by October 31, 2027, it offers up to 100,000 Blue Points, about $667, based on spending tiers, with no annual fee in the first year. Because it's a BMO card, it also qualifies you for the extra VIPorter point on your Porter flights.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$436Annual fee rebated$150Total$586$235 deferred bonus, excluded from the first-year estimate and not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$586
Welcome offerRequired cumulative net purchases: $5,000 within 110 days, $10,000 within 180 days and $20,000 within 365 days of account opening.
The BMO Blue Rewards World Elite®* Mastercard®* combines rewards on everyday purchases with travel benefits. You get 4 complimentary airport lounge visits per year through Mastercard Travel Pass provided by DragonPass, and the annual fee waived in the first year. The annual fee is $150 after that.
The welcome offer lets you earn up to 100,000 Blue Rewards points. The 3 bonuses are based on cumulative net purchases from account opening:
45,000 points after $5,000 in purchases in the first 110 days;
20,000 additional points after $10,000 in purchases in the first 180 days;
35,000 additional points after $20,000 in purchases in the first 365 days.
For everyday spending, earn 10 points per dollar at participating Blue Rewards partners, on up to $25,000 in net purchases per calendar year. You also earn 2 points per dollar on groceries, gas, electric vehicle charging, alcohol, and wholesale club purchases, including Costco, on up to $500 per category, per statement cycle. Other purchases earn 1 point per dollar.
For your trips, the card includes travel insurance, subject to eligibility requirements and applicable exclusions. You also get 6 months of Instacart+ membership and a $10 monthly Instacart credit when you enrol with your eligible card.
A balance transfer offer of 0% for the first 12 statement periods from account opening, with a 2% transfer fee, is also available. Detailed terms apply.
Legal
†Conditions apply.
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$150
Additional card$50
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
10xWith the partner brand
2xLiquor stores
2xWarehouse clubs
2xGroceries
2xGas
1xAll spending
Value
1st Year Value$866
2nd Year Value$226
Card benefits
Airport lounge access$200
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionIncluded
Frequently Asked Questions
How do I link my Blue Rewards account to my VIPorter account?
Sign in to your Blue Rewards account, open the Porter partner page, then click "Link Program" and follow the steps with your VIPorter account. Both accounts must be active and in good standing when the welcome points are awarded.
Do I need a BMO card to benefit from the partnership?
No. Any member who links their accounts earns 0.5 extra VIPorter point per dollar on Porter flights. A BMO credit or debit card doubles that bonus to 1 point per dollar and gives you access to the extra 1,500 Blue Points announced until November 30, 2026.
When do the 500 Blue Points for linking arrive?
They're only awarded after you earn your first Blue Point at a partner once your accounts are linked. Blue Rewards then deposits them within 48 hours. The 500 VIPorter points arrive within 48 hours of linking, with no other condition.
Do the extra VIPorter points apply to taxes?
No. The bonus applies to the base fare and eligible ancillary services, such as seat or baggage selection. Taxes and fees are excluded, just like the base VIPorter earn rate. Porter credits the points within 48 hours after your trip ends.
When will I be able to convert Blue Points to VIPorter points?
Blue Rewards says the conversion is coming in the next few months, with no specific date. The rate will be 2 Blue Points for 1 VIPorter point, and only members who have linked their accounts will have access. Link your accounts now so you're ready when it opens.
Is the 2:1 conversion a good deal?
Slightly. At our valuations, 2 Blue Points are worth 1.34¢ and 1 VIPorter point is worth 1.5¢, a gap of about 12%. It works best to top up a specific VIPorter reward flight, and less well for a cheap Porter flight you can pay for directly with Blue Points and a bonus.
Can I convert VIPorter points to Blue Points?
The partnership only announces the opposite direction: Blue Points to VIPorter. Your VIPorter points stay in Porter's program, where you redeem them for Porter flights or with its partner airlines.
Do codeshare flights qualify for the Blue Points bonus?
The 1,000 to 7,500 Blue Point bonus covers flights operated by Porter Airlines and booked on Blue Rewards Travel. Before you book, check that Porter actually operates the flight, not just that it sells it under its code.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,249
Welcome offer+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.
With this offer for the BMO VIPorter World Elite Mastercard, you get up to 70,000 VIPorter points and a round-trip companion pass. Plus, you pay no annual fees for the first year and receive $1,000 in eligible spending towards your VIPorter status.
Here’s how to get your full welcome bonus:
20,000 points after $5,000 in purchases within the first 110 days of account opening
20,000 points, a round-trip companion pass, and $1,000 in eligible spending towards your VIPorter status after $9,000 in purchases within the first 180 days of account opening
30,000 points after $18,000 in purchases within the first 365 days of account opening
So, to get the full welcome bonus of 70,000 VIPorter points, you’ll need to spend $18,000 in the first year.
With the BMO VIPorter World Elite Mastercard, you earn 3 points per dollar at Porter and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco.
With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:
One free checked bag
1 complimentary carry-on bag on all Porter fare types
Free PorterClassic seat selection
Priority security screening.
Priority rebooking on another flight in case of a delay
Exclusive check-in.
Early boarding
Additionally, as a BMO VIPorter World Elite Mastercard holder, your VIPorter points do not expire, and you automatically receive VIPorter Horizon Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.
You can also earn one round-trip companion pass per year if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.
Finally, you are covered by a wide range of insurance policies:
21-day out-of-province or country emergency medical insurance
Trip Cancellation/Interruption/Delay insurance
Car rental-collision/loss damage insurance
Common carrier insurance
Flight Delay Insurance
Baggage insurance
Hotel burglary insurance
Purchase Protection
Extended warranty insurance
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
Legal
†Conditions apply.
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$199
Additional card$75
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
3xPorter flights
2xGroceries
2xConvenience
2xTransit
2xGas
2xRestaurants
1xAll spending
Value
1st Year Value$1,878
2nd Year Value$316
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 21 days