Planning a trip and trying to decide between the Flying Bluevs Aeroplan rewards programs for travel to Europe? This guide offers a detailed comparison of their networks, the number of points required, fees, and special offers to help you maximize your miles and minimize your costs. Find out which option gives Canadian travellers the best value for their points.
Flying Blue vs Aeroplan Network to Europe
The first major difference between Flying Blue and Aeroplan for travel to Europe is the size and reach of their networks.
Flying Blue is part of the SkyTeam alliance. From Canada, the direct connections offered are limited:
Paris: Air France from Montreal, Quebec, Ottawa, Toronto, and Vancouver
Amsterdam: KLM from Montreal, Toronto, Calgary, Edmonton, and Vancouver
With a connection through a European hub like Paris or Amsterdam, your options increase significantly. However, for direct flights, the selection remains more limited.
Aeroplan, on the other hand, relies on Air Canada and the extensive network of Star Alliance. The result: a significantly wider choice of non-stop transatlantic connections from several Canadian cities, including Montreal, Toronto, Ottawa, Calgary, Edmonton, and Vancouver, to dozens of major European destinations (Frankfurt, Zurich, Lisbon, Rome, etc.). Partners such as Lufthansa, Swiss, Austrian, or TAP Air Portugal complement this direct flight coverage.
Points Required: Flying Blue vs Aeroplan to Europe
Flying Blue applies a fully dynamic award chart. One of the biggest advantages of this program is that adding a connection to another European city does not increase the price, even if the distance traveled is greater. This flexibility makes it a considerable asset for those who wish to combine multiple destinations on a single trip.
Specifically, you can generally expect to pay:
Starting from 25,000 Flying Blue miles for a one-way in Economy Class
Starting from 60,000 Flying Blue miles for a one-way in Business Class
Let’s take an example: if you book a Montreal-Paris flight and then add a Paris-Rome segment to reach Italy, the mileage cost remains the same, even if the itinerary now includes two segments and an increased distance. This feature makes Flying Blue particularly attractive for exploring several European cities during a single trip. Here is an example in Economy Class:
On the Aeroplan side, the logic is different. The program combines a dynamic award chart for flights operated by Air Canada and a fixed award chart for the majority of Star Alliance partners such as Lufthansa, Swiss, Austrian Airlines, or TAP Air Portugal. Here, pricing is based on the total distance traveled. Consequently, adding a connection can increase the price in points, especially when combining multiple carriers.
Typical price ranges are as follows:
Starting from 35,000 Aeroplan points for a one-way in Economy Class
Starting from 60,000 Aeroplan points for a one-way in Business Class
It is therefore entirely possible to find a direct flight between Canada and Europe, for example Montreal-Lisbon, for less than 35,000 points in Economy Class, as Air Canada’s pricing is dynamic. Conversely, a Business Class ticket on Air Canada can easily exceed 60,000 points, while an itinerary with a partner like TAP Portugal will remain at the established fixed rate, making it more predictable and easier to plan.
Flying Blue Promo Rewards vs Aeroplan to Europe
One of the major strengths of the Flying Blue program is undoubtedly its monthly Promo Rewards. Each month, Air France-KLM publishes a new selection of cities offering a substantial discount on the number of miles required for an award flight. These offers are particularly popular with Canadian travelers who can plan ahead or who can afford a certain degree of flexibility.
In practice, these promotions usually grant between 25% and 50% off the mileage rate, and they can apply to economy class, Premium Economy class, or even business class, depending on the routes highlighted that month. Destinations vary constantly, making it possible to regularly find deals to Europe and even beyond.
For example, in August 2025, one-way Europe-Montreal connections were available from 18,750 Flying Blue miles, representing a discount of approximately 25% compared to the regular fare. For a couple or a family, the total savings can amount to tens of thousands of miles on a single trip.
To properly compare with Aeroplan, it is useful to convert this offer to American Express Membership Rewards points to determine the best program. Since the transfer rate to Flying Blue is 1:1, a ticket for 18,750 Flying Blue miles represents approximately 18,750 Membership Rewards points. This calculation puts the real value of the promotion into perspective for those who primarily accumulate this type of points.
Conversely, Aeroplan does not offer an equivalent promotion where the number of points required for an award flight is temporarily reduced; there is no official monthly discount program comparable to Flying Blue’s Promo Rewards.
Taxes and Fees to Pay
When redeeming miles for a ticket with Flying Blue, you should expect variable taxes, fees, and surcharges depending on the cabin. The higher the service class you travel in, the higher the bill. Generally, you can expect to pay between $100 and $350 per person per direction, depending on the class booked and the airports involved.
For example, for a Montreal–Paris itinerary, fees amount to approximately €110 in Economy Class and €230 in Business Class, which is equivalent to about $160 to $335 depending on the current exchange rate.
With Aeroplan, the pricing of taxes and fees is much more stable. On the same route, the cost remains practically identical, regardless of the chosen cabin, whether you travel in economy, Premium Economy, or business. This makes budget planning simpler, as the price in points and dollars is predictable.
The difference becomes even more apparent when looking at the return journey from Paris to Montreal (taxes and fees vary by route and are often dictated by the country itself). With Flying Blue, fees rise to approximately €166 in Economy Class and reach €386 in Business Class, which can represent over $550 for a one-way premium cabin ticket.
Aeroplan also imposes higher airport taxes departing from Paris than from Canada, but the amounts remain lower than those required by Flying Blue for a comparable ticket.
There are other countries that impose higher taxes when departing from them (such as the United Kingdom, Germany, etc.), but with Aeroplan, it’s also possible to avoid them by using a different departure point compared to Flying Blue, where there are fewer options.
Families: Children and Infants Flying Blue vs Aeroplan to Europe
When traveling with family, the rules applicable to children, especially infants traveling on laps, can significantly vary the total cost of an award ticket. On this point, Aeroplan and Flying Blue adopt very different approaches, which directly influences the cost for parents.
Aeroplan stands out for its simple, transparent, and particularly advantageous policy for families travelling with young children.
Aeroplan charges a flat rate of 2,500 points per one-way trip for infants, regardless of the distance, destination, or itinerary. This rate applies to all cabins, from economy to business class, which can mean significant savings on long transatlantic flights.
Another notable advantage: booking an infant using this fixed rate can be done directly online, without having to contact customer service.
Once the child is 2 years old or older, Aeroplan requires the same number of points as an adult, which eliminates any specific reduced pricing for children. For large families, this can quickly increase the total points required, especially during peak season.
Flying Blue adopts a more complex pricing structure, which can be advantageous in some cases, particularly for children between 2 and 11 years old, but significantly less appealing for infants.
Unlike Aeroplan, Flying Blue does not offer a fixed mileage rate for infants. An infant travelling on a parent’s lap will be charged about 10% of the adult ticket price, plus any applicable taxes and fees.
This means that:
the cost directly depends on the parent’s ticket price
fees can be high on long-haul flights, especially in business class
adding an infant requires contacting Air France/KLM customer service
Flying Blue, however, offers a significant advantage: award tickets for children benefit from a 25% reduction compared to the adult fare (excluding Promo Rewards). For a family, this reduction can generate significant savings, especially when booking multiple tickets in Economy Class or even Business Class on a long transatlantic flight.
Stops
One of Flying Blue’s great strengths is the ability to book a stopover lasting between 24 hours and one year on an award ticket. This addition can be made at no extra cost, making it a real boon for travelers who wish to combine multiple destinations. For example, it is entirely conceivable to plan a Montreal-Paris-Rome flight and spend a few days in Paris before continuing to your final destination in Europe, all without paying a single extra Flying Blue mile.
This flexibility lets you explore two or more cities on the same transatlantic trip, maximizing the value of your miles. It’s especially beneficial for travellers who want to visit a major European capital before heading to a more remote region or another country.
With Aeroplan, the stopover option is also available, but with a slightly different structure. You can add a stopover of up to 45 days on a reward itinerary for a fixed supplement of 5,000 Aeroplan points. This pricing remains attractive for those looking to plan multi-city vacations, especially since the Star Alliance network offers a much wider selection of direct flights from Canada. This opens up more possibilities for European stopovers, such as Frankfurt, Zurich, Lisbon, or Vienna, in addition to the more traditional destinations.
In practice, the choice between the two programs will depend on your strategy: Flying Blue stands out for its completely free stopover, while Aeroplan shines with the diversity of its European hubs and the simplicity of its fixed fee for adding a stopover.
Availability and Searchability: Flying Blue vs Aeroplan to Europe
Flying Blue regularly releases reward seats, but its pricing is fully dynamic. One of its biggest advantages is its search tool: you can view a full calendar for an entire month and quickly scroll through several months at once. This makes it very easy to spot the lowest fares at a glance.
With Aeroplan, all Air Canada seats can be booked with points, but pricing is also dynamic. However, the search tool is less user-friendly: there is no calendar view available. Instead, you have to use a scroll bar that only shows a few days around your selected date. For Star Alliance partner flights, award availability is limited to a set number of reward seats, and searches are also done without a monthly view, making it harder to find the best deals.
A small tip: regardless of the program, using a third-party tool like Roame can be smart. It allows you to simultaneously search multiple itineraries and compare both programs, without being limited to a single route or a single booking site.
$1,139ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
Grocery purchases
Gas and electric vehicle charging purchases
Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Primary card$139
Additional card$75
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xGas & EV
1.5xGroceries
1.5xAir Canada flights
1xAll spending
Value
1st Year Value$1,714
2nd Year Value$425
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $2,000,000 / 21 days
$2,000ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Limited Time Offer! Apply by December 1, 2019 to earn up to 60,000 Aeroplan Miles (equivalent to 2 business class short-haul roundtrip flight rewards)¹ as follows:
Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your card¹.
+ Earn 2x miles on your purchases4,5 made using your Card for a total of up to 30,000 Aeroplan Miles, for first 3 months¹.
+ Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
Earn Aeroplan Miles with every purchase made on your Card and arrive at your dream destination sooner
Enjoy Air Canada®³ and Visa Infinite Privilege benefits4
Priority Check-in on Air Canada®³ flights
Priority Boarding on Air Canada®³ flights
First checked bag free on Air Canada®³ flights
Four annual One-Time Guest Passes to the Maple Leaf Lounge (when travelling on flight rewards)
50% discount on companion tickets for eligible Executive Class or Executive First fare (booking classes J & C) on tickets entirely operated by Air Canada®³ & Air Canada Express
Global Airport Lounge Access4
Visa Infinite Privilege* Airport Benefits4 at Vancouver, Ottawa and Montreal-Trudeau International airports
An extensive suite of travel insurance
Earn 1.5 miles5for every $1 spent on eligible grocery, gas, drugstore and Air Canada Purchases (excluding Air Canada Vacation packages) made with the Card (capped annually on the first $100,000 across these categories)
Earn 1.25 miles6 for every $1 spent on all other purchases made with the Card
Earn miles twice7 when you pay with your Card and present your Aeroplan Membership Number at participating partner brands and online retailers via the Aeroplan eStore
Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Fees / Rates / Eligibility
Type
Details
Personal annual income
-
Household annual income
$200,000
Purchase APR
19.99%
Cash Advance APR
22.99%
Interest Grace Period
21 days on all new purchases
Balance Transfer Rate
22.99%
Foreign Transaction Rate
Annual Fee
$399
Authorized User Cards
$99
Balance Transfer Fee
Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made.
Cash Advance Fee
1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque)
Foreign Currency Conversion Fee
2.50%
Over Credit Limit Fee
N/A
Disclaimer
Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change.The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.1 Must apply by December 1, 2019. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 30,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 3 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your Account and 2.5 Aeroplan Miles are earned for each $1.00 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1.5 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) and 1.25 Aeroplan Mile to each $1.00 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account.The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect two short-haul Fixed Mileage Flight Reward® in Business Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com.2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User.3 All Air Canada benefits are fulfilled in whole or in part by Air Canada or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services : With the TD Aeroplan Visa Infinite Privilege Card, Air Canada benefits (the complimentary first checked bag, priority check in and priority boarding) apply whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access priority check-in and priority boarding, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) using miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege* Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag , up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.The complimentary first checked bag, up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit : With the TD Aeroplan Visa Infinite Privilege Card, the Primary Cardholder will receive four Air Canada Maple Leaf Lounge™ One-Time Guest Access Benefits once every calendar year (January 1 - December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge™, where available, upon presentation of an active TD Aeroplan Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan Flight Reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the TD Aeroplan Visa Infinite Privilege Card may be used by a traveling companion, pending space availability, provided that the companion is booked on the same reservation as the eligible Primary Cardholder. Only applicable if the companion ticket is also redeemed using miles from the eligible Primary Cardholder’s Aeroplan account. Companion must be accompanied by the eligible Primary Cardholder who is using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, pending space availability, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be in effect.Air Canada® Benefit Eligibility – 50% Discount on Companion Ticket : Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. All travel must be completed by December 31 of the following year. Offer also applies to select Premium rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies.4 You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at www.visainfinite.ca/privilege/terms.jsp). The Visa Infinite Privilege privacy policy (available at www.visainfinite.ca/privilege/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies.5 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Visa Infinite Privilege Card Account (“Account”). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa* network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery”, “drugstore” or “Air Canada” category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.6 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ).7 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com.All trade-marks are the property of their respective owners.* Trademark of Visa Int., used under license.TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license.® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license.® Air Canada is a registered trademark of Air Canada, used under license.® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc.The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Legal
†Terms and conditions apply.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
1.25 points† per dollar on all other eligible purchases
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$150,000
Household$200,000
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1.5xGroceries
1.5xTravel
1.5xTransit
1.5xGas & EV
1.25xAll spending
Value
1st Year Value$2,334
2nd Year Value$461
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 31 days
$900ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This Credit Card is one of the Best Aeroplan Credit Cards in Canada.
For a limited time, you can earn up to 75,000 Aeroplan Points as a Welcome Bonus (an estimated $1,275 value)
With this Card you can earn:
2 points per dollar on Air Canada and Air Canada Vacations purchases
1.5 points per dollar on dining and food delivery purchases
1 point per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
The first checked bag free for you and up to 8 companions
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $10,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.
Like most American Express Credit Cards, there is no minimum income required to apply for this Card.[/vc_column_text][/vc_column][/vc_row]
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American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:
Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.
With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.
And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
2xAir Canada flights
1.5xRestaurants
1xAll spending
Value
1st Year Value$1,428
2nd Year Value$379
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
$1,700ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
[vc_row][vc_column][vc_column_text el_class="checkmarks"]This metal credit card is the Best Premium Aeroplan Credit Card in Canada.
For a limited time, you can earn up to 150,000 Aeroplan points as a welcome bonus (an estimated $2,550 value).
With this Card you can earn:
3 points per dollar on purchases made with Air Canada and Air Canada Vacations
2 points per dollar for dining and food delivery purchases
1.25 points per dollar on all other purchases.
Also, as a Cardmember, you get many benefits such as:
Unlimited access to Air Canada Maple Leaf Lounges in North America
The first checked bag free for you and up to 8 companions
An Annual Worldwide Companion Pass
Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Finally, you are covered with reliable insurance for your travels and purchases.[/vc_column_text][/vc_column][/vc_row]
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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Primary card$599
Additional card$199
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
3xAir Canada flights
2xRestaurants
1.25xAll spending
Value
1st Year Value$1,938
2nd Year Value$430
Card benefits
Concierge service24/7
Airport lounge access$400
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $1,500
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $1,000
Hotel BurglaryUp to $1,000
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
$132ⓘMilesopedia first-year estimateFirst-year valueAnnual fee rebated$132Total$132Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueAnnual fee rebated$132Total$132Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
With the Air France KLM World Elite Mastercard®, you can earn Flying Blue Miles on all your purchases:
2 miles per dollar on food and drinks
1 Mile per dollar for all other purchases (including at Costco)
As an Air France KLM World Elite Mastercard credit cardholder, you earn 30 XP per year to help you qualify for Flying Blue Elite Status.
This card comes with many insurance coverages for your purchases and travels.
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60 XP as a welcome bonus
Annual fee
Primary card$132
Additional card$50
Annual income required
Individual$80,000
Household$150,000
Conversion fees
2.5%
Earning rate
2xRestaurants
1xAll spending
Value
1st Year Value$490
2nd Year Value$283
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Travel medical (65+)Up to $5,000,000 / 3 days
Trip CancellationUp to $2,000
Trip InterruptionUp to $2,000
Delayed BaggageUp to $500
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $150,000
Purchase protection
Purchase ProtectionUp to $999 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,500 / 1 years
Auto Rental CollisionUp to $85,000 / 48 days
Earning via credit cards is the easiest, fastest, and most sustainable way, but it’s also possible to earn miles and points on flights and through partners (hotels, car rentals, retailers).
Bottom Line
Aeroplan stands out thanks to its extensive selection of direct flights, easier points earning, and generally lower fees. However, Flying Blue still has major advantages, including its monthly Promo Rewards and discounts for children aged 2 to 11, two features that can make a big difference for flexible travellers.
Depending on your priorities, whether you want to reduce costs, maximize points earning, or enjoy more flexible routes, it’s best to use your American Express Membership Rewards points strategically and keep an eye out for promotions to get the best value for your flights to Europe.
$990ⓘMilesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.
This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost.
Every year after your first Card anniversary, you receive an Annual Free Night Award good for a redemption of up to 35,000 points at eligible hotels and resorts worldwide. At a valuation of 0.9 cents per Marriott Bonvoy point, that certificate is worth roughly $315, which on its own more than covers the $120 annual fee. That is the main reason to keep this Card year after year instead of cancelling it.
To get the most out of the certificate, aim it at a night that would otherwise price close to the 35,000 point ceiling.
The Card also gives you 15 Elite Night Credits each calendar year and automatic Marriott Bonvoy Silver Elite status. Those credits count toward the next Elite tier, so you begin every year 15 nights ahead of where you would otherwise start.
You move up to Gold Elite status automatically when you reach $30,000 in purchases on the Card in a year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your Card.
Marriott Bonvoy points are generally valued at 0.9 cents each. On that basis, the 110,000 point welcome offer is worth about $990, and an Annual Free Night Award used at its full 35,000 point ceiling is worth about $315.
Marriott Bonvoy points pull their weight on free nights rather than on gift cards or merchandise, which is why this Card should be judged on the hotel stays it produces.
You earn 5 points per dollar on eligible purchases at participating Marriott Bonvoy hotels and 2 points per dollar on all other purchases. Points can be redeemed for free nights with no blackout dates at more than 7,000 hotels around the world.
The Card carries a solid package of coverages: $500,000 travel accident insurance, flight delay, baggage delay, lost or stolen baggage and hotel or motel burglary at $500 each, car rental theft and damage up to $85,000 for rentals of up to 48 days, Purchase Protection for 90 days and a one year Extended Warranty.
Two things to plan around: the 2.5% foreign transaction fee on purchases made in a foreign currency, and the 21.99% purchase interest rate, which makes this a Card to pay in full every month. Like all American Express Canada Cards, no minimum income is published for this Card, and you can see whether you would be approved before you apply, with no impact on your credit score.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Annual fee
Primary card$120
Additional card$0
Annual income required
Individual$0
Household$0
Conversion fees
2.5%
Earning rate
5xMarriott Bonvoy hotels
2xAll spending
Value
1st Year Value$1,437
2nd Year Value$312
Travel insurance
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental Collision (primary)Up to $85,000 / 48 days
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