Does Chexy accept Mastercard?

Yes. Since March 31, 2026, Chexy has accepted Canadian Mastercard cards at the same rate as Visa and American Express, i.e., a 1.75% fee. Some payment categories remain limited to Visa depending on payee rules, but municipal taxes accept all three networks.

Can you pay Montreal taxes by card?

Yes, via Chexy. The City of Montreal is available in Chexy’s list of payees. PaySimply no longer offers Montreal as a payee. Plastiq can process the payment, but only by cheque.

What fees apply when paying by card via Chexy?

Chexy charges 1.75% for Canadian Visa, Mastercard, and American Express cards. International cards are charged 2.5%. This is the most competitive rate in the Canadian market compared to PaySimply (2.5%) and Plastiq (2.99%).

Which card earns the most on Chexy?

For cash back, the MBNA Quebec Rewards World Elite Mastercard offers 5% on recurring payments (net profit of 3.25% after Chexy fees). The Scotia Momentum Visa Infinite+ Card offers 4% (net profit of 2.25%). Note that BMO Mastercard cards do not earn points on Chexy.

Is it worth paying your taxes by card?

Yes, if your card earns more than the platform fees. With the Scotia Momentum Visa Infinite at 4% on Chexy (1.75% fee), you earn a net profit of 2.25% per payment. You must always pay your balance in full for the strategy to be worthwhile.