How do I earn the 80,000 welcome points with the Scotiabank Passport® Visa Infinite Privilege* Card?

The Scotiabank Passport® Visa Infinite Privilege* Card bonus is structured in 3 tiers: 30,000 Scene+ points after $3,000 in purchases in the first 3 months, 30,000 points after $20,000 in purchases over 6 months, and 20,000 points for an eligible purchase in the 14th month. In total, you earn up to 80,000 Scene+ points, equivalent to $800 in travel value.

What are the annual fees and income requirements for this card?

The Scotiabank Passport® Visa Infinite Privilege* Card costs $599 per year for the primary cardholder and $199 per additional card, with a possible discount if you hold the Scotiabank Ultimate Package. To qualify, you must declare a personal income of $150,000, a household income of $200,000, or assets under management of at least $400,000—typical requirements for a Visa Infinite Privilege card in Canada.

What travel benefits justify the $599 annual fee?

The Scotiabank Passport® Visa Infinite Privilege* Card offers an annual $250 travel credit, 10 complimentary airport lounge visits per year (DragonPass), no foreign transaction fees (equivalent to a 2.5% savings on foreign purchases), emergency medical insurance up to $5,000,000, Avis President's Club status, access to the Visa Infinite Luxury Hotel Collection, and 24/7 concierge service.

What are the earning rates for this card?

The Scotiabank Passport® Visa Infinite Privilege* Card earns 3 Scene+ points per dollar on eligible travel, 2 points per dollar on dining and entertainment, and 1 point per dollar everywhere else. Redemption is at a rate of 1,000 points = $10 on the Scene+ Travel portal, and you can also apply your points against a travel purchase you've already made to maintain status and upgrades with your hotel or airline program.