Getting Cash Back in Canada

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Every day, we talk about earning reward points with credit cards, which can save you a lot of money on travel—we have also put in place different strategies to help you, thanks to your many questions in our private Facebook group!—but let us take a look at cash back, which can also help you lower your grocery bill or gas bill, for example!

The Milesopedia community has also told us that it would like more help with its strategy for saving and earning cash back on everyday spending. Here is a summary of our best articles on the subject.

Our general articles on cash back

Cash back in everyday life

Reward points and travel are not of interest to everyone—we know that! And who hasn’t wanted to be rewarded simply for their everyday purchases? Cashback is an alternative and can help you reach this dream. Discover how, with a few simple tips, every purchase can become a savings opportunity.

Save at the grocery store

Groceries are a regular item in our budgets. But what if I told you that shopping and saving money at every checkout was possible? Learning about each reward program to save money and determine which is best suited to your consumption profile is essential. Let us guide you toward delicious savings with cash back!

Save on fuel

Are rising fuel prices a concern for you? It’s time to rethink the way you fill up. Discover how every drop of gas can also be a drop of savings.

Save on your online purchases

Beyond credit cards, the world of cash back is full of hidden gems. Take advantage of sales and promotions to make double or triple your money! From apps to websites, join us on this quest for opportunities to make every cent you spend go further.

Banks

Credit card issuers regularly offer attractive cashback deals. Here’s our ranking of the 10 best cashback credit card offers.

Cash back cards

Here is a selection of the best cash-back credit cards:

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual feeFirst Year Annual Fee Rebate$139 $0First Year Annual Fee RebateWelcome offerAfter $3,500 in 3 months
Up to $350 cash back
After $3,500 in 3 months
Apply Now
Annual fee$119.88Welcome offerAfter $2,000 in 3 months
Up to $250 cash back
After $2,000 in 3 months
Apply Now
Annual fee$0Welcome offerAfter $2,000 in 3 months
Up to $100 cash back
After $2,000 in 3 months
Apply Now
Annual feeFirst Year Annual Fee Rebate$139 $0First Year Annual Fee RebateWelcome offerGet 40 points after $2,000 in purchases per month for 12 months
Up to $480 cash back
Get 40 points after $2,000 in purchases per month for 12 months
Apply Now
Annual fee$0Welcome offerAfter $1,000 in 2 months
Up to $100 cash backEnds Nov 30, 2026
After $1,000 in 2 months
Apply Now
Annual feeFirst Year Annual Fee Rebate$120 $0First Year Annual Fee RebateWelcome offerAfter $2,000 in 3 months
Up to $300 Cash BackEnds Nov 1, 2026
After $2,000 in 3 months
Apply Now
Annual feeFirst Year Annual Fee Rebate$149 $0First Year Annual Fee RebateWelcome offer$149 annual fee rebated
First Year Annual Fee Rebate
$149 annual fee rebated
Apply Now
Annual fee$191.88Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Up to 15,000 points
Get 1,250 points after $750 in purchases per month for 12 months
Apply Now
Annual fee$120Welcome offerAfter $7,500 in 12 months
Up to 50,000 pointsEnds Nov 1, 2026
After $7,500 in 12 months
Apply Now

Cash back offers

Here you will find all the cash-back offers from banks listed:

Conclusion

The art of spending smart has never been so accessible. There are many ways to earn cash back or « cashback ». Follow us so you do not miss any of our tips and tricks!