Planning a Trip From Start to Finish With Aeroplan Points
- Campaign Aeroplan

When we think of Aeroplan, we think of airline tickets with Air Canada. But did you know that we can also use Aeroplan points to organize every aspect of a trip?
In fact, these points can be used to book hotels, rent a car, buy an all-inclusive package or add little extras to the travel experience.
Let’s use the example of a couple from Toronto who want to go on a road-trip through Iceland to discover the natural wonders of this Nordic country. Let’s take a step-by-step look at how to turn Aeroplan points into a memorable trip!

Aeroplan and Air Canada – Booking Flights
The first element of our trip to Iceland with Aeroplan points: buying plane tickets. From Montreal and Toronto, Air Canada operates sheduled flights to Keflavík airport five times a week.
To book flights with Aeroplan points, visit the Air Canada website and log-in to your Aeroplan account. Then input your information, indicating the departure city, destination, dates, and number of travellers. Check the « Book with Aeroplan Points » box.

The results page will appear. You can sort and filter flights by price and other criteria such as trip length, number of stopovers, eUpgrades, airlines, etc.

Once you’ve selected the flights that match your preferences, you’ll have a choice of fare classes.

To help you make the right choice, consult our guide :
You will be directed to a page where you can confirm your reservation and finalize your purchase using your Aeroplan points. Make sure you check your information and that everything is correct. Then you are given the option to select your seats in advance.

Round-trip tickets for the direct flight from Toronto to Keflavík cost a total of 110,800 Aeroplan points + $225.92 in fees and taxes for our two travellers. Finally, once your booking is complete, you’ll receive an e-mail confirmation with all your flight details.
Keep in mind that Aeroplan fares are dynamic: they will fluctuate according to season and demand. To get the best prices, book as far in advance as possible. The best time to book Air Canada flights is a year in advance, as soon as tickets are available on the site.
Aeroplan and Air Canada – Booking Accommodations
You can also redeem Aeroplan points for hotel nights on their online reservation platform. First, go to this page and log-in to your Aeroplan account.
Once logged in, enter your destination, arrival and departure dates, and the number of travellers.

Next, the results page will display a list of places to stay. You can also view them as a map.

Select the hotel that best suits your needs and budget. You’ll be provided with the details of available rooms, rates, and cancellation policies. Once you’ve made your choice, follow the instructions to finalize your reservation using your Aeroplan points.

Once your reservation has been confirmed, you’ll receive an e-mail confirmation with full details of your accommodation, check-in instructions, and the hotel’s contact details.
Aeroplan HotelSavers
Aeroplan HotelSavers allows you to book prime hotel stays using points. Thanks to this partnership, more than 6,000 establishments worldwide are identified by a red « HotelSavers » label on Air Canada’s hotel reservation site.
For example, the Rangá luxury hotel in Iceland is affiliated and available from 75,000 Aeroplan points per night.

Aeroplan and Air Canada – Renting a Car
To book a rental car using your Aeroplan points, follow this link and log-in to your account.
Choose the place, date, and time that you will be picking up and returning the vehicle. If you wish to return the vehicle to a different location, tick the « Return to another dealership » box. Finally, indicate the age of the main driver.

The results page will display the cars available with our partner rental agencies, Avis and Budget. You can sort and filter results by price, capacity and vehicle type.

Take the time to check the rental conditions, including mileage policies, insurance, and any additional charges.
Once you have confirmed your booking, you will receive an email with all the details of your rental, including vehicle information, pick-up times, and agency contact details.
You can modify or cancel your reservation online via the same portal.
Aeroplan and Air Canada – Booking an All-Inclusive Travel Package
If you don’t want to book the components of your trip separately, Air Canada Vacations offers ready-made solutions for every taste. Our Iceland road-trip example above is offered as an all-inclusive package with flights, accommodation, and a rental car.

Air Canada Vacations offers hundreds of packages (guided and unguided) all over the world, whether in the Caribbean, Europe, Asia, South America, or even Australia. Find all our trips here.

Aeroplan points can be applied to the purchase of an Air Canada Vacations package. The redemption schedule is fixed, and you can use as few as 5,000 Aeroplan points for a $50 discount.
For all the details and how to book your all-inclusive vacation with points, step by step, take a look at this article:
Aeroplan and Air Canada – Adding Extras
You can also use Aeroplan points to enhance your travel experience with Air Canada.
Bid for an Upgrade
Economy class tickets can be upgraded to Economy Premium or Business Class with the upgrade bidding system. It’s a kind of auction that allows you to travel in a higher class without paying the normal cost of these premium seats.
You can use your Aeroplan points to bid on an upgrade, as soon as you purchase your ticket and up to 48 hours before departure.

For full details on this system, see our complete guide to upgrading with Air Canada :
Buying In-Flight Wi-Fi
Air Canada’s partnership with Bell gives Aeroplan members free access to in-flight messaging via Wi-Fi. Extended Internet access is available for purchase, if you want to browse the web or use streaming applications. Passengers can use their Aeroplan points to pay for this additional service.
Earning Aeroplan Points in Canada
Fly With Air Canada and its Partners
Travelling with Air Canada and its airline partners is a great way to earn Aeroplan points. Points are awarded based on distance travelled, ticket price and Aeroplan Elite status. So be sure to fill out your membership number when booking. However, in the event of an oversight, Aeroplan points can be retroactively credited up to six months after the flight.

Aeroplan Credit Cards
In Canada, some banks offer credit cards co-branded with Aeroplan, allowing you to earn Aeroplan points on your daily purchases. These credit cards also offer various travel benefits. To choose the one that best suits your needs, you can use our Aeroplan offer comparator.
In addition, when you sign up for one of these credit cards, you can benefit from a generous welcome bonus. Here are today’s best Aeroplan credit card offers:
- Annual fee
- $0 $139ⓘNo annual fee the first year
- No annual fee the first year
- Our valuation
- $1,139ⓘMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 50,000 points
- + First Year Annual Fee Rebate
on TD's website
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
- Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
- Grocery purchases
- Gas and electric vehicle charging purchases
- Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 1.5xGas & EV
- 1.5xGroceries
- 1.5xAir Canada flights
- 1xAll spending
Value
Card benefits
Travel insurance
Purchase protection
- Annual fee
- $599
- Our valuation
- $2,000ⓘMilesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 100,000 points
on TD's website
Terms of the offer
- Limited Time Offer! Apply by December 1, 2019 to earn up to 60,000 Aeroplan Miles (equivalent to 2 business class short-haul roundtrip flight rewards)¹ as follows:
- Welcome Bonus of 25,000 Aeroplan Miles when you make your first Purchase with your card¹.
- + Earn 2x miles on your purchases4,5 made using your Card for a total of up to 30,000 Aeroplan Miles, for first 3 months¹.
- + Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
- Earn Aeroplan Miles with every purchase made on your Card and arrive at your dream destination sooner
- Enjoy Air Canada®³ and Visa Infinite Privilege benefits4
- Priority Check-in on Air Canada®³ flights
- Priority Boarding on Air Canada®³ flights
- First checked bag free on Air Canada®³ flights
- Four annual One-Time Guest Passes to the Maple Leaf Lounge (when travelling on flight rewards)
- 50% discount on companion tickets for eligible Executive Class or Executive First fare (booking classes J & C) on tickets entirely operated by Air Canada®³ & Air Canada Express
- Global Airport Lounge Access4
- Visa Infinite Privilege* Airport Benefits4 at Vancouver, Ottawa and Montreal-Trudeau International airports
- An extensive suite of travel insurance
- Earn 1.5 miles5 for every $1 spent on eligible grocery, gas, drugstore and Air Canada Purchases (excluding Air Canada Vacation packages) made with the Card (capped annually on the first $100,000 across these categories)
- Earn 1.25 miles6 for every $1 spent on all other purchases made with the Card
- Earn miles twice7 when you pay with your Card and present your Aeroplan Membership Number at participating partner brands and online retailers via the Aeroplan eStore
- Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
Fees / Rates / Eligibility
| Type | Details |
| Personal annual income | - |
| Household annual income | $200,000 |
| Purchase APR | 19.99% |
| Cash Advance APR | 22.99% |
| Interest Grace Period | 21 days on all new purchases |
| Balance Transfer Rate | 22.99% |
| Foreign Transaction Rate | |
| Annual Fee | $399 |
| Authorized User Cards | $99 |
| Balance Transfer Fee | Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made. |
| Cash Advance Fee | 1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque) |
| Foreign Currency Conversion Fee | 2.50% |
| Over Credit Limit Fee | N/A |
Disclaimer
Annual interest rates, fees and features are current as of June 19, 2017 unless otherwise indicated and subject to change. The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program. 1 Must apply by December 1, 2019. Welcome Bonus of 25,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Infinite Privilege* Card Account (“Account”) only after the first Purchase is made on the Account. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 30,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 3 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) charged to your Account and 2.5 Aeroplan Miles are earned for each $1.00 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1.5 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries, drugstore, and aircanada.com products and services (excluding Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com) and 1.25 Aeroplan Mile to each $1.00 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect two short-haul Fixed Mileage Flight Reward® in Business Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com. 2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User. 3 All Air Canada benefits are fulfilled in whole or in part by Air Canada or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly. Air Canada Benefit Eligibility – Priority Travel Services : With the TD Aeroplan Visa Infinite Privilege Card, Air Canada benefits (the complimentary first checked bag, priority check in and priority boarding) apply whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access priority check-in and priority boarding, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) using miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege* Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag , up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege * Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. The complimentary first checked bag, up to 23kg (50lb), applies whenever the Primary Cardholder travels on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must include their Aeroplan Number on their reservation at time of booking, or redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) using miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Privilege Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated. Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit : With the TD Aeroplan Visa Infinite Privilege Card, the Primary Cardholder will receive four Air Canada Maple Leaf Lounge™ One-Time Guest Access Benefits once every calendar year (January 1 - December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge™, where available, upon presentation of an active TD Aeroplan Visa Infinite Privilege Card with a valid, same-day boarding pass for travel using an Aeroplan Flight Reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan Flight Reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year. As of November 2, 2015, Air Canada Maple Leaf Lounge One-Time Guest Access Benefits associated with the TD Aeroplan Visa Infinite Privilege Card may be used by a traveling companion, pending space availability, provided that the companion is booked on the same reservation as the eligible Primary Cardholder. Only applicable if the companion ticket is also redeemed using miles from the eligible Primary Cardholder’s Aeroplan account. Companion must be accompanied by the eligible Primary Cardholder who is using a One-Time Guest Access Benefit to access the same Air Canada Maple Leaf Lounge. The One-Time Guest Access Benefit may be extended to more than one companion at any given time, pending space availability, provided that the conditions above are met and that this does not exceed the maximum annual allotment of One-Time Guest Access Benefits. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other terms and conditions located here that are subject to change at Air Canada’s sole discretion from time to time. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be in effect. Air Canada® Benefit Eligibility – 50% Discount on Companion Ticket : Upon the purchase from Air Canada of two (2) eligible Business Class (Flexible) fares for the Primary Cardholder and a companion (booking classes J, C, and D only) on tickets entirely operated by Air Canada or under the Air Canada Express banner, the Primary Cardholder will be eligible for a 50% discount on the companion ticket. Flights operated by other airlines, including Air Canada-marketed codeshare flights are not eligible. The 50% discount only applies on the published fare, and will not apply to any additional taxes, fees, charges or surcharges. This offer is available once every calendar year (January 1 – December 31) to each Primary Cardholder. The Primary Cardholder can only access the 50% discount each year when booking online at aircanada.com using that year’s promotional code. All travel must be completed by December 31 of the following year. Offer also applies to select Premium rouge bookings, where booking classes J, C, or D are available, on flights operated by Air Canada rouge to select destinations in Canada, the United States, or the Caribbean. Should you require assistance completing your 50% discount during your online booking, please contact Air Canada at 1-888-247-2262. Offer is non-transferable, and the companion Business Class ticket must be booked on the same reservation as the eligible Business Class (Flexible) booking by the Primary Cardholder. Please note that promotional codes apply to undiscounted published fares. Some of our previously discounted fares, while not eligible for the promotion, may be lower than the final price of the undiscounted fare to which the promotion applies. 4 You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege Card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at www.visainfinite.ca/privilege/terms.jsp). The Visa Infinite Privilege privacy policy (available at www.visainfinite.ca/privilege/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies. 5 1.5 Bonus Aeroplan Miles (“Bonus Rate”) are earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Visa Infinite Privilege Card Account (“Account”). This Bonus Rate is also earned on each $1.00 in Purchases from Air Canada charged to your Account for products and services completed online at aircanada.com, in-person at an Air Canada customer service counter at the airport or aboard an Air Canada flight. Excluded from the Bonus Rate are Air Canada Vacations packages, car rentals, hotel bookings, and other third party partner products and services that can be purchased through aircanada.com. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries, drugstore products/services and Air Canada Purchases must be made at merchants classified through the Visa* network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery”, “drugstore” or “Air Canada” category. Some merchants may sell gas, groceries or drugstore products/services or Air Canada products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services or Air Canada products/services, but may not be classified with a gas, grocery, drugstore or Air Canada MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $100,000 in net annual Purchases of gas, groceries, drugstore products/services and Air Canada Purchases made from January 1 to December 31 each year on your Account. Once the maximum net annual amount has been reached, Purchases of gas, groceries, drugstore products/services or Air Canada Purchases on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. 6 1.25 Aeroplan Miles are earned on each $1.00 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements ). 7 The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer. For full details on hotel accommodation and car rental booked with Aeroplan Travel Services, please visit aeroplan.com. All trade-marks are the property of their respective owners. * Trademark of Visa Int., used under license. TM Air Canada Maple Leaf Lounge is a trademark of Air Canada, used under license. ® Air Canada, Air Canada Express, Air Canada Rouge and the Air Canada Maple Leaf logo are registered trademarks of Air Canada, used under license. ® Air Canada is a registered trademark of Air Canada, used under license. ® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc. Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.Legal
†Terms and conditions apply.
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
- A partial rebate on NEXUS program application fees (up to $100 CAD per eligible cardholder) every 48 months†
- Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
- 6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
- First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
- Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
- 1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
- 1.25 points† per dollar on all other eligible purchases
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 2xAir Canada flights
- 1.5xRestaurants
- 1.5xGroceries
- 1.5xTravel
- 1.5xTransit
- 1.5xGas & EV
- 1.25xAll spending
Value
Card benefits
Travel insurance
Purchase protection
- Annual fee
- $120
- Our valuation
- $900ⓘMilesopedia first-year estimate First-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$900Total$900Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 45,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
- 2 points per dollar on Air Canada and Air Canada Vacations purchases
- 1.5 points per dollar on dining and food delivery purchases
- 1 point per dollar on all other purchases.
- The first checked bag free for you and up to 8 companions
- The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $10,000 in purchases charged to your Card.
Legal
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:
- Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
- Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.
With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.
And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 2xAir Canada flights
- 1.5xRestaurants
- 1xAll spending
Value
Travel insurance
Purchase protection
- Annual fee
- $599
- Our valuation
- $1,700ⓘMilesopedia first-year estimate First-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 85,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
- 3 points per dollar on purchases made with Air Canada and Air Canada Vacations
- 2 points per dollar for dining and food delivery purchases
- 1.25 points per dollar on all other purchases.
- Unlimited access to Air Canada Maple Leaf Lounges in North America
- The first checked bag free for you and up to 8 companions
- An Annual Worldwide Companion Pass
- Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
- The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:
- Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
- Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in the 13th month
With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.
With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.
With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 3xAir Canada flights
- 2xRestaurants
- 1.25xAll spending
Value
Card benefits
Travel insurance
Purchase protection
- Annual fee
- $599
- Our valuation
- $1,800ⓘMilesopedia first-year estimate First-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 90,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreⓘApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
- Up to 100,000 Aeroplan Points (an estimated $1,700 value)
- 10 Aeroplan points for every $1 in card purchases on eligible Gas, Eats & Drinks for the first six months of Cardmembership
- 3 points per dollar on purchases made with Air Canada and Air Canada Vacations
- 2 points per dollar on hotel and car rental purchases
- 1 point per dollar on all other purchases.
- Unlimited access to Air Canada Maple Leaf Lounges in North America
- The first checked bag free for you and up to 8 companions
- An Annual Worldwide Companion Pass
- Exclusive benefits with Air Canada (Priority check-in, Priority Boarding and Priority Standby List)
- The ability to earn 1,000 Status Qualifying Miles and 1 Statuts Qualifying Segment for every $5,000 in purchases charged to your Card.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:
- Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
- Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.
With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.
With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.
Like all American Express Canada Cards, there is no minimum income requirement.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 3xAir Canada flights
- 2xTravel
- 1.25xAll spending
Value
Card benefits
Travel insurance
Purchase protection
- Annual fee
- $0 $89ⓘNo annual fee the first year
- No annual fee the first year
- Our valuation
- $489ⓘMilesopedia first-year estimate First-year valueWelcome bonus$400Annual fee rebated$89Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$400Annual fee rebated$89Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 20,000 points
- + First Year Annual Fee Rebate
on TD's website
Terms of the offer
- Apply by December 1, 2019 to get an Annual Fee Rebate¹ for the Primary Cardholder for the first year and earn up to 25,000 Aeroplan Miles (equivalent to 1 long-haul roundtrip flight reward)¹ as follows:
- Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your card¹.
- + Earn 2x Aeroplan Miles on eligible Purchases in the first three months up to a total of 10,000 Aeroplan Miles¹.
- + Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
- This offer is not available for residents of Quebec. For Quebec residents, please click here.
- Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
- The protection of valuable insurance
Fees / Rates / Eligibility
| Type | Details |
| Personal annual income | N/A |
| Household annual income | N/A |
| Purchase APR | 19.99% |
| Cash Advance APR | 22.99% |
| Interest Grace Period | 21 days on all new purchases |
| Balance Transfer Rate | 22.99% |
| Foreign Transaction Rate | |
| Annual Fee | $89 |
| Authorized User Cards | $35 |
| Balance Transfer Fee | Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made. |
| Cash Advance Fee | 1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque) |
| Foreign Currency Conversion Fee | 2.50% |
| Over Credit Limit Fee | $29 |
Disclaimer
The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aeroplan Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program. 1 Must apply by December 1, 2019. Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan Member account associated with the TD Aeroplan Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by December 1, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Welcome Earn Bonus of 2x in Aeroplan Miles ("Welcome Earn Bonus") applies to new Account in the first 3 months of Account opening ("First 3 Months") to a maximum total collective miles of 10,000 ("Welcome Earn Bonus Cap") on all purchases charged to your ("Account"). During the Welcome Earn Bonus promotional period, 2 Aeroplan Miles are earned for each $1.00 in Purchases of eligible gas, groceries and drugstore charged to your Account and 2 Aeroplan Miles are earned for each $1.50 for all other Purchases charged to your Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the Aeroplan Miles earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn Aeroplan Miles at the regular 1 Bonus Aeroplan Miles that applies to each $1.00 in Purchases of eligible gas, groceries and drugstore and 1 Aeroplan Mile to each $1.50 to all other eligible Purchases. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Other conditions apply. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Welcome Bonus and 2x miles earned through Welcome Earn Bonus are not eligible for Aeroplan status. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan Member account. The number of Aeroplan Miles required for the destination is accurate as of September 4, 2019 and is subject to change at any time by Aeroplan Inc. According to Aeroplan's current reward chart, destinations reflect one long-haul Fixed Mileage Flight Reward® in Economy Class departing from within Canada or the continental US (plus applicable fees and taxes). Fixed Mileage Flight Reward availability is capacity controlled and is subject to availability at time of booking as well as seasonality of demand. Aeroplan Flight Rewards are subject to taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For full details on Aeroplan's current reward chart, please visit aeroplan.com. 2 Primary Cardholder remains liable for all charges to the Account, including those made by an Authorized User. 3 One (1) Bonus Aeroplan Mile (“Bonus Rate”) is earned on each $1.00 in Purchases of gas, groceries or drugstore products/services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas”, “grocery” or “drugstore” category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries or drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries and drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of, and not in addition to, the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. 4 One (1) Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account (“Account”). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at tdcanadatrust.com/td/agreements). 5 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer. All trade-marks are the property of their respective owners. * Trademark of Visa Int., used under license. ® Air Canada is a registered trademark of Air Canada, used under license. Aeroplan® and the Aeroplan logo are registered trademarks of Aeroplan Inc. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.Legal
†Terms and conditions apply.
With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a Annual Fee rebate for the first year:
- 10,000 Aeroplan points for the first purchase made with your card†
- 10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account†
- First-year Annual Fee waived for primary cardholder (instead of $89)†.
- To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:
- Grocery stores
- Eligible purchases of gas or electric vehicle charging
- Air Canada purchases, including Air Canada Vacations
This TD Aeroplan credit card requires no minimum income.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 1xGas & EV
- 1xAir Canada flights
- 1xGroceries
- 0.67xAll spending
Value
Travel insurance
Purchase protection
- Annual fee
- $599
- Our valuation
- $2,000ⓘMilesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 100,000 points
on CIBC's website
Legal
† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points†:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
- Access to Air Canada Maple Leaf lounges†
- 6 annual visits to airport lounge members of the Visa Airport Companion† Program hosted by Dragonpass International Ltd.
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for Air Canada frequent flyers.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 2xAir Canada flights
- 1.5xGroceries
- 1.5xPharmacy
- 1.5xGas & EV
- 1.25xAll spending
Value
Card benefits
Travel insurance
Purchase protection
Transferable Points to Aeroplan
The American Express Membership Rewards program is also a great way to earn Aeroplan points, with a 1:1 transfer ratio.
These credit cards offer very handsome accumulation rates for everyday purchases such as groceries, restaurants, and gas, allowing you to maximize the points you earn with your daily spending. Consult our guide to choosing the best Membership Rewards card for you.
Shopping Portals
You can earn Aeroplan points on your online purchases from participating stores via the Aeroplan eStore. Aeroplan also launches special promotions where you can earn extra points.
If you have Aeroplan Elite status, you can earn even more points with the Aeroplan eStore. You’ll get a bonus of 2 points for every dollar you spend. You’ll see it when you log-in to your profile; your multiplier will be higher.
Bottom Line
In short, the Aeroplan program is an excellent ally for affordable travel. Whether you’re booking airline tickets, all-inclusive packages, car rentals, hotel stays, or even a business-class seat, there are so many ways to use your Aeroplan points. Take advantage of this flexibility to maximize your savings on your next vacation!
Continue reading with our other articles on the Aeroplan program:
Our featured card
- Annual fee
- $0 $139ⓘNo annual fee the first year
- No annual fee the first year
- Our valuation
- $1,139ⓘMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateⓘFirst-year valueWelcome bonus$1,000Annual fee rebated$139Total$1,139Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 50,000 points
- + First Year Annual Fee Rebate
on TD's website
With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 50,000 Aeroplan points† as well as an Annual Fee rebate for the first year†.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
- Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation†, as well as a rebate on the NEXUS program application fee (up to $100 CAD per eligible cardholder) every 48 months†.
With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per $1 spent on:
- Grocery purchases
- Gas and electric vehicle charging purchases
- Purchases made directly with Air Canada® (including Air Canada Vacations®)
You also earn 1 point† per dollar on all other eligible purchases made with your card.
Legal
†Terms and conditions apply.
Annual fee
Annual income required
Conversion fees
2.5%
Earning rate
- 1.5xGas & EV
- 1.5xGroceries
- 1.5xAir Canada flights
- 1xAll spending
Value
Card benefits
Travel insurance
Purchase protection
Our editorial integrity
Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.








